UNIVtKSITY  O 

JLLINOIS  LIBRARY 

AT  URBANA-CHAMPAIGr 

BOOKSTACKS 


PORTRAITS    AND    BIOGRAPHIES 


OF  THE 


X. 

Fire   Underwriters 


OF  THE 


CITY  OF  CHICAGO 


COMPILED  AND  PUBLISHED  BY 

CHAS.  T.  ROTHERMEL  &  Co. 

234-236  LA  SALLE  STREET, 

CHICAGO. 


DECEMBER,    1895 


Press  of 

Monarch   Printing  and 

Binding  Company, 

Chicago. 


6>7\      ®^^T    many  people    have,   during  the  last  twenty-five    years,    noticed    and 

7   1      inquired  the  meaning   of  a  handsome  gold   badge  or  watch  charm    which  is 

&  worn  by  a  few  of  the  older  Underwriters,  a  cut  of  which  is  shown  above.    This 

charm  is  not  only  beautiful  in   its  design   and   execution,  but  it  has  a   history   which   is 

interesting  as  well. 

Soon  after  the  Great  Fire  occurred  in  this  city  on  October  9  and  10,  18"/!,  the 
Fire  Insurance  Adjusters  began  to  look  about  for  a  headquarters  where  they  could 
meet,  compare  notes,  and  confer  about  the  hundreds  of  losses  which  required  adjust- 
ment, and,  in  most  of  which  they  each  had  an  interest.  Rooms  6,  7  and  8,  on  the 
second  floor  of  what  was  then  known  as  the  Sherman  House,  on  West  Madison  Street 
(now  the  Gault  House)  were  selected,  and  for  months  afterwards  frequent  meetings  were 
held  and  claimants  by  the  hundred  were  interviewed,  their  claims  adjusted  and  paid. 
It  was  a  sort  of  a  clearing  house,  and  the  adjusters  organized  a  club  and  jointly  em- 
ployed clerks,  stenographers,  appraisers,  notaries,  etc. 

It  appears  that  during  the  busy  days  of  the  work  of  adjusting,  Mr.  W.  F.  Storey, 
then  the  owner,  editor  and  proprietor  of  The  Times,  called  to  see  about  his  loss,  and 
finding  a  large  crowd  of  people  waiting  for  a  similar  purpose  he  became  impatient,  and 
repairing  to  his  sanctum,  he  dashed  off  a  sensational  editorial  about  the  "delay,1 
"red  tape,"  etc.,  in  getting  a  loss  adjusted.  He  had  probably  been  told  that  he 
would  have  to'  await  his  turn,  as  he  complained  about  the  delay;  however  that  may  be, 
he  closed  his  double  leaded  editorial  by  stating  that  there  ought  to  be  inscribed  over  the 
door  of  No.  6  Sherman  House,  the  words,  "Who  enters  here  leaves  hope  behind;"  and 
that  the  skull  and  cross-bones  would  also  be  appropriate.  Whether  he  also  made  use 
of  the  well-known  Latin  quotation,  "soc  et  tu  um"  is  not  now  remembered;  at  any 
rate,  the  adjusters  caught  the  idea  of  having  a  little  gold  souvenir  badge  made  and  pre- 
sented to  each  member,  which  was  carried  out,  and  these  badges  are  now  highly  prized 
by  those  of  their  owners  who  are  still  living,  one  of  whom  kindly  loaned  us  his,  from 
which  the  above  drawing  was  made. 


224^)56 


Managers, 
(general  Hgents 


anb  Hssistants* 


CHARLES  E.  AFFELD, 

Of  the  Firm  of  Witkowsky  &  Affeld,  General  Agents, 

Charles  E.  Affeld  was  born  at  Stettin,  Prussia,  on  the  10th  of  March,  1843.  His 
parents  came  to  this  country  in  1847,  arriving  in  Chicago  by  steamer  from  Buffalo,  in 
October  of  that  year,  with  three  children,  two  boys  and  one  girl.  The  two  boys,  Charles 
E.,  and  Frank  O.  (the  latter  now  U.  S.  Manager  of  the  Hamburg-Bremen  Insurance  Co.), 
are  twins,  and  attended  the  Dearborn  School  at  Chicago  until  1859,  and  completed  their 
education  at  Bryant  &  Stratton's  Business  College. 

When  the  war  broke  out  in  1861,  Mr.  Affeld  and  his  brother  enlisted  at  the  first 
call  for  troops,  in  Battery  B.,  1st  Illinois  Artillery,  or  "Taylor's  Battery,"  and  served 
three  years  with  distinction,  most  of  the  time  under  Generals  Grant  and  Sherman,  in 
the  Fifteenth  Corps.  He  was  mustered  out  in  July,  1864,  and  in  the  fall  of  that  year 
accepted  a  clerkship  in  the  Recruiting  Department  of  the  Provost  Marshal's  office 
in  this  city.  He  was  engaged  in  the  subscription  book  business  in  1865,  and  in  1868  com- 
menced his  Insurance  career  as  a  Broker,  and  after  the  Chicago  fire  of  1871,  took  the  posi- 
tion of  Surveyor  for  the  N.  Y.  Underwriters'  Agency,  then  in  the  hands  of  Ogden,  Sheldon 
&  Scudder,  and  afterwards  with  James  B.  Floyd.  In  1873  he  formed  a  partnership  with 
Conrad  Witkowsky  as  General  Agents  for  the  H.  B.  Fire  Insurance  Company,  of  Hamburg, 
Germany,  which  Company  they  have  represented  with  success  for  the  last  twenty-three 
years,  at  the  same  time  representing  other  companies  as  Local  Agents. 

Mr.  Affeld  was  married  July  5th,  1868,  to  Miss  Helen  Waite,  of  Chicago,  and  has 
lour  children  living. 

He  has  been  a  member  of  the  Chicago  Board  of  Trade  since  1873;  is  a  member  of 
the  Union  League  Club;  Germania  Manner-Chor;  North  Shore  Club;  Chicago  Board  of 
Underwriters;  Northwestern  Underwriters'  Association;  Academy  of  Science;  and  Thomas 
Post  No.  5,  G.  A.  R.,  of  this  city. 


BENJAMIN  AUERBACH, 

Of  the  Firm  of  Pellet  &  Hunter,  General  Agents. 

Benjamin  Auerbach  was  born  at  Chicago  in  1859  and  was  educated  in  the  schools  of 
that  city.  He  started  in  the  Fire  Insurance  business  shortly  after  the  fire  in  1874,  with  a 
firm  of  brokers,  and  has  since  been  identified  with  the  general  and  local  business,  with  the 
exception  of  three  years  which  were  spent  in  mercantile  business.  He  has  been  connected 
with  the  present  firm  for  about  eleven  years. 

Mr.  Auerbach  is  a  member  of  several  Chicago  clubs. 


(8) 


CHARLES  HART  BARRY, 

Associate  Manager  of  the  Western  Department  of  the  Pennsylvania  Fire 

Insurance  Company. 


Charles  Hart  Barry  was  born  at  Alton,  Illinois,  November  15th,  1857,  and  is  a  son  of  the 
4ate  AmasaS.  Barry,  a  prominent  adjuster  of  lire  losses.  Mr  Barry  was  a  graduate  of  the  Uni- 
versity of  Illinois  in  1877,  and  entered  the  Fire  Insurance  business  in  a  Local  Agency  at  Alton. 
Two  years  later  found  him  in  the  Chicago  office  of  the  Niagara  Fire.  In  1881  he  was  appointed 
Special  Agent  of  the  Phoenix  of  London,  for  Illinois,  Indiana,  Ohio  and  Michigan,  and  in  1884 
State  Agent  and  Adjuster  for  the  Insurance  Company  of  North  America  and  Pennsylvania  Fire 
for  Southern  Illinois,  and  afterwards  for  Michigan.  In  1890  he  became  a  member  of  the  firm  of 
J.  F.  Downing  &  Co.,  of  Erie,  Pa.,  Western  Managers  of  the  two  last  named  companies.  When 
the  Pennsylvania  Fire  decided,  in  1894,  to  establish  a  Western  Department  of  its  own,  Mr.  Barry 
was  appointed  Manager,  in  conjunction  with  Mr.  John  H.  Davis. 

Mr.  Barr .  was  married  at  Alton,  Illinois,  to  Miss  Ida  M.  Bateman  and  has  one  child.  He  is 
a  member  of  the  Knight  Templar  Belvidere,  No.  2,  Alton.  Illinois;  the  Union  League  Club,  of 
•Chicago,  and  the  County  Club  of  Evanston. 

(9) 


J.  S.  BELDEN, 

Manager,  London  &  Lancashire  Insurance  Company  of  Liverpool,  England. 

John  Secord  Belden  was  born  at  Warsaw,  New  York,  September  8th,  1839.  He  was 
educated  in  the  Public  Schools  of  that  place  and  at  the  Warsaw  Academy.  He  came  to 
Chicago  in  1862,  and  began  his  connection  with  the  Insurance  business  in  1865  as 
Accountant  with  the  Security  Insurance  Company,  in  which  office  he  remained  until 
1871,  and  with  the  German-American  until  1888.  He  was  appointed  Manager  of  the 
London  and  Lancashire  in  1888,  having  charge  of  fourteen  Western  States  and  three 
Territories. 

Mr.  Belden  was  married  December  17th,  1868,  to  Miss  Amanda  W.  Pool,  and  has 
four  children,  three  sons  and  one  daughter.  He  is  a  member  of  the  Union  League 
Club,  and  of  the  Kenwood  Club,  of  Chicago. 


(10) 


I.  S.  BLACKWELDER, 

Manager,  Niagara  Fire  Insurance  Company  of  INew  York. 


I.  S.  Blackwelder  was  born  on  a  farm  near  Litchfield,  Montgomery  County,  Illinois,  on  the 
8th  day  of  March,  1840.  His  father  was  one  of  the  pioneers  of  Illinois,  settling  in  Montgomery 
County  in  1833,  and  his  grandfather  was  a  soldier  in  the  Revolutionary  War,  enlisting  from 
North  Carolina. 

He  received  his  education  in  the  common  schools  and  the  Academy  at  Hillsboro,  111.  and  in 
1861  was  elected  County  Clerk  of  Montgomery  County,  which  position  he  held  until  1865,  when 
he  engaged  in  the  mercantile  business.  Two  years  later  he  accepted  an  appointment  as  Special 
Agent  for  the  ^Etna  Insurance  Company,  and  for  thirteen  years  held  a  similar  position  for 
various  companies,  including  the  Franklin,  Imperial,  Scottish  Commercial  and  Lancashire, 
excepting  two  years  of  that  time — 1874  to  1876 — when  he  was  in  the  service  of  the  National 
Board  of  Fire  Underwriters  as  its  Supervising  Agent  for  the  Western  States.  In  April,  1881.  Mr. 
Blackwelder  took  charge  of  the  Western  Department  of  the  Niagara  Fire  Insurance  Company 
of  New  York. 

Mr.  Blackwelder  was  married  April  5th,  1877.  at  Lawrence,  Kas.,  to  Miss  Alice  Gertrude 
Boughton.  They  have  two  children,  both  boys. 

He  is  a  member  of  the  Union  League  Club,  Sons  of  the  American  Revolution  and  Masonic 
Lodge. 

(ID 


CHARLES   EDWARD    BLIVEN. 


Charles  Edward  Bliven  was  born  at  Phelps,  Ontario  County,  N.  Y.,  September  21st, 
1835.  When  he  was  six  years  of  age  his  family  removed  to  Toledo,  Ohio,  where  he  entered 
the  public  schools.  His  business  career  began  in  1848,  when  he  was  employed  as  a  mes- 
senger in  the  first  telegraph  office  opened  at  Toledo.  He  was  advanced  to  an  operator's 
desk  and  later  was  appointed  Superintendent  of  important  railroad  telegraph  lines, 
which  position  he  resigned  to  enter  the  Ohio  Wesleyan  College.  In  1861  he  enlisted  in  the 
Union  army  and  served  in  the  military  telegraph  department.  In  1863  he  was  appointed 
Captain  on  the  staff  of  General  M.  C.  Meigs  in  the  Army  of  the  Potomac  and  was  sta- 
tioned at  Cincinnati,  in  the  Quartermaster's  Department.  He  was  mustered  out  with  the 
rank  of  Major  in  1866.  During  the  war  Major  Bliven  had  opportunities  for. studying  law 
at  the  Cincinnati  Law  School  and  on  leaving  the  army  he  was  admitted  to  the  Ohio  Bar 
and  practiced  several  years  at  Toledo,  later  becoming  interested  in  a  local  insurance 
agency,  and  afterwards  being  appointed  State  Agent  for  Ohio  of  the  Manhattan  Insurance 
Company  of  New  York.  He  was  the  organizer  and  secretary  of  the  first  Ohio  State  Board 
of  Underwriters,  and  also  one  of  the  promoters  of  the  Fire  Underwriters'  Association  of 
the  Northwest,  serving  as  its  first  secretary,  which  position  he  held  from  1871  to  1876.  and 
as  president  in  1877.  In  1871  Maior  Bliven  accepted  the  Western  General  Agency  of  the 
Howard  Insurance  Company,  of  New  York,  which  position  he  held  until  1885,  when  he 
entered  upon  the  duties  as  General  Manager  of  the  Western  Department  of  the  American 
Fire  Insurance  Company  of  Philadelphia,  which  office  he  resigned  on  May  1st.  1895.  on 
account  of  ill-health.  Major  Bliven  is  a  33d  degree  Mason,  a  prominent  member  of  the  Loyal 
Legion  and  other  fraternal  and  social  organizations  and  has  always  taken  an  active  inter- 
est in  the  public  matters  of  the  Western  Metropolis. 

(12) 


GEORGE  WILLIAMS  BLOSSOM. 

Assistant  General  -\$«:nt.  National  Fire  Insurance  Company. 

George  Williams  Blossom  was  b^rn  at  Dubuque,  Iowa,  on  the  1st  of  October.  1S7A.  He 
received  bis  education  in  Dubuque,  attending  the  public  schools  and  the  high  school.  After 
leaving  school  he  engaged  in  the  Book  and  Stationery  business  for  a  few  months,  and  in  1870 
entered  the  Local  Insurance  office  of  Smith  &  Plaister,  at  Dubuque.  In  1873  he  came  to  Chicago 
and  entered  the  office  of  the  German-American  Insurance  Company,  under  Eugene  Gary,  ad- 
vancing from  Supply  Clerk  to  Chief  Examiner,  until  in  1884  he  assisted  in  organizing  the 
Western  Department  of  the  Connecticut  Fire  Insurance  Company,  under  A.  Williams,  remaining 
there  until  1887,  when  he  became  a  partner  in  the  firm  of  Fred  S.  James&  Co.,  and  also  Assistant 
General  Agent  of  the  Washington  Fire  and  Marine  Insurance  Company,  which  later  re-insured 
in  the  National  Fire  Insurance  Company,  of  Hartford,  Conn. 

Mr.  Blossom  is  a  member  of  the  Union  League,  Kenwood,  Hyde  Park  and  Kenwood  Country 
Clubs.  He  was  married  in  Chicago  to  Miss  Carrie  R.  Boardman  and  has  two  children,  both 
bovs. 


(13) 


WILLIAM  C.  BOORN, 

Assistant  Manager  of  the  London  and  L»ancashire  Insurance  Company 

of  England. 


William  C.  Boom  was  born  at  Kenosha,  Wisconsin,  August  30th,  1863,  his  ancestors  having  , 
lived  in  America  for  many  generations.  He  was  educated  in  the  public  schools  at  Peoria,  Illi- 
nois, and  engaged  in  the  Insurance  business  in  August,  1881,  in  the  Chicago  office  of  the  Orient 
Insurance  Company.  He  remained  in  the  Orient  office  until  the  present  office  of  the  London 
and  Lancashire  was  opened  in  1888  under  Manager  Belden,  and  has  occupied  the  position  of 
Assistant  Manager  and  taken  general  charge  of  the  office  ever  since. 

Mr.  Boom  is  a  member  of  the  Union  League,  Carleton  and  Mendelssohn  Clubs  of  Chicago. 


MORELL  O.  BROWN, 

General  Agent,  Westchester  Fire   Insurance  Company  of  New  York. 


Morell  O.  Brown  was  born  in  Clarence,  New  York,  July  10th,  1847.  When  a  boy  his 
parents  moved  to  Springfield,  Ohio,  and  in  1861  to  Terre  Haute,  Indiana. 

In  1864,  Mr.  Brown  enlisted  in  the  133rd  Indiana  Regiment,  serving  with  credit.  After 
the  close  of  the  war  he  was  employed  by  the  Postofflce  Department  in  the  Railway  Postal 
work.  His  Insurance  career  began  in  1868,  as  Solicitor  and  Clerk  in  a  Local  Agency  at 
Terre  Haute,  Ind.  In  1869  he  removed  to  Indianapolis  as  bookkeeper  in  a  Local  Agency, 
becoming  a  partner  in  the  following  year.  Later  he  was  employed  as  Special  Agent  for 
several  companies,  and  on  October  22d,  1871,  just  after  the  great  Chicago  fire,  entered 
the  service  of  the  Westchester  Fire  Insurance  Company  of  New  York,  and  has  con- 
tinued with  the  company  ever  since  as  its  General  Agent  for  the  Western  Department; 
he  is  also  a  director  in  the  company. 

Mr.  Brown  is  a  genial  gentleman  of  fine  social  qualities,  a  popular  member  of  the 
Union  League  and  Illinois  Clubs,  and  recognized  among  the  Insurance  fraternity  as  an 
accomplished  Underwriter. 

(15) 


THOMAS  JEFFERSON  BROWNE, 

Secretary  and  Manager,  Garden  City  Mutual   Fire  Insurance  Company 

of  Chicago. 


Thomas  Jefferson  Browne  was  born  in  Seneca  County,  Ohio,  April  llth,  1849.  He  received 
his  primary  education  in  the  common  schools  and  then  took  a  three  years'  course  in  the 
Scientific  Department  of  Heidleberg  University,  of  Tiffin,  Ohio,  after  which  he  taught  school  for 
a  time  in  six  different  states.  Later  he  was  admitted  to  the  bar  and  practiced  law  at  Ottawa, 
Illinois,  and  at  Fowler,  Indiana.  In  1873  he  entered  the  Insurance  business  at  Tiffin,  Ohio,  and 
in  1875  was  employed  by  P.  G.  Gardner  as  fieldman,  and  later  by  Adolph  Loeb  &  Co.,  as  Special, 
resigning  to  engage  with  II.  H.  Walker  in  the  same  capacity,  in  Indiana,  for  the  Home  Insurance 
Company  of  New  York,  and  later  was  Special  with  other  companies.  He  has  been  continuously 
in  the  Insurance  business  since  1874,  and  has  been  very  successful  in  his  underwriting. 

Mr.  Browne  was  married  October  25th,  1874,  to  Miss  Suthie  A.  McCully  of  Ottawa,  Illinois, 
He  is  a  member  of  the  Oddfellows  and  also  of  the  Masonic  order. 

N  (16) 


HENRY  W.  BUSH, 

Assistant  Manager  of  the  Fire  Association  of  Philadelphia. 


Henry  W.  Bush  was  born  at  Kalamazoo,  Michigan,  November  '29th,  1847,  receiving  his 
education  in  the  common  schools  of  Jackson,  Michigan. 

He  commenced  his  business  life  in  a  country  store,  in  Jackson,  entering  the  Insurance 
business  in  1866  at  the  same  place. 

In  1875  he  came  to  Chicago  and  engaged  with  W.  H.  Cunningham,  having  been  previously 
engaged  with  him  in  field  work..  In  1892  he  was  appointed  to  his  present  position,  Assistant 
Manager  of  the  Fire  Association  of  Philadelphia. 

Mr.  Bush  was  married  to  Miss  Hanna  P.  Frisbie,  at  Chicago,  in  October,  1869, 


(17) 


EUGENE   GARY. 

Eugene  -Cary  was  born  in  Boston,  Brie  County,  New  York,  February  20th,  1835.  His 
early  years  were  spent  in  hard  work  on  the  farm.  When  sixteen  years  old  he  started  out 
for  himself.  He  taught  school  several  terms;  then  studied  law,  first  at  Sheboygan,  Wis., 
with  Judge  David  Taylor,  late  of  the  Wisconsin  Supreme  Court;  afterwards  at  Buffalo 
with  Judge  James  Sheldon  and  Judge  Nathan  K.  Hall.  In  1856  he  began  the  practice  of 
his  profession  at  Sheboygan,  Wis.,  was  soon  after  elected  City  Attorney,  and  the  next 
year,  when  twenty-two  years  old,  was  made  County  Judge  of  Sheboygan  County,  at  that 
time  one  of  the  most  populous  and  wealthy  counties  in  the  State. 

When  the  War  of  the  Rebellion  came  in  1861,  he  was  prompt  to  enlist  in  his  country's 
service  and  served  during  the  war,  first  as  Captain  in  the  First  Wisconsin  Volunteer  In- 
fantry, and  subsequently  as  Judge  Advocate  on  the  staff  of  the  General  commanding  the 
First  Division  of  the  Fourteenth  Army  Corps  (Army  of  the  Cumberland).  After  the  war 
he  settled  in  Nashville,  Tenn.,  and  served  one  term  in  the  State  Senate  and  one  term  as 
Judge  of  the  Circuit  Court.  He  began  his  Insurance  experience  in  1857,  as  Local  Agent  for 
the  Aetna  and  Hartford  Insurance  Companies  at  Sheboygan.  After  the  war  he  served  for 
a  time  as  State  Agent  for  the  Aetna  in  Tennessee.  In  October,  1871,  he  came  to  Chicago  for 
the  Imperial  Insurance  Company,  organized  and  was  Manager  of  its  Western  Depart- 
ment until  1873,  when  he  accepted  the  management  of  the  Western  Department  of  the 
German-American  Insurance  Company,  which  position  he  has  held  ever  since. 

Judge  Gary,  as  an  Underwriter,  while  progressive,  is  at  the  same  time  cautious  and 
conservative.  He  despises  pretense  and  clap-trap;  prefers  profitable  results  rather  than 
large  figures,  and  the  success  of  the  company  under  his  charge  has  given  ample  testimony 
of  the  wisdom  and  efficiency  of  his  methods. 

He  was  for  two  terms  President  of  the  "Union"  and  has  always  taken  an  active  part  in 
its  counsels. 

Judge  Gary  takes  special  pride  in  the  patriotic  record  of  his  family.  Himself  a  soldier 
of  the  Union,  he  had  two  brothers  in  the  Union  army,  both  surgeons,  one  of  whom  died 
in  the  service.  One  of  his  uncles  was  a  soldier  in  the  American  army  in  the  War  of  1812, 
and  was  killed  in  battle.  His  grandfather  was  a  Revolutionary  soldier,  and  his  ancestry 
back  to  the  arrival  of  the  first  of  them,  more  than  two  hundred  and  fifty  years  ago,  at 
Plymouth  colony,  always  bore  an  honorable  and  loyal  part  in  their  country's  service  and 
history. 

In  the  spring  of  1883  Judge  Cary  was  a  candidate  for  Mayor  of  Chicago  on  the  Repub- 
lican ticket,  the  nomination  having  been  entirely  unsolicited.  Although  he  failed  to  get  the 
office,  it  is  now  generally  conceded  that  he  received  a  majority  of  the  legal  votes  cast, 
but  was  defeated  by  the  peculiar  counting  out  methods  then  in  vogue. 

No  company  has  achieved  better  results  in  the  West  than  the  German- American,  and 
none  is  more  successful  to-day. 


(18) 


EUGENE   GARY, 

Manager,  German- American  Insurance  Company  of  New  York. 


(19) 


THOMAS  SEPTIMUS  CHARD, 

General  Manager  of  the  Fireman's  Fund  Insurance  Company  of  California. 

Thomas  Septimus  Chard  is  the  son  of  English  parents  and  was  born  in  Buffalo,  New  York. 
April  loth,  1844.  He  attended  the  common  schools  of  Buffalo  and  subsequently  studied  three 
years  at  Clarence  Classical  Academy.  He  received  his  early  business  training  in  his  brother's 
bank  at  Buffalo,  and  in  1864  arrived  in  Chicago  and  entered  the  employ  of  F.  A.  Howe  in  the 
Transportation  business.  In  1868  Mr.  Chard  became  a  correspondent  in  the  office  of  the  Lum- 
berman's Insurance  Company,  of  Chicago,  of  which  company  his  uncle,  Thomas  Goodman,  was 
president.  In  January,  1870,  he  entered  the  employ  of  the  Fireman's  Fund  Insurance  Company, 
as  Special  Agent  for  the  West,  and  was  appointed  Manager  July  1st,  1872,  and  has  probably 
done  the  longest  service  for  one  company  of  any  of  the  Chicago  managers.  He  was  Organizing 
Secretary  of  the  Union  and  for  two  years  its  President. 

Mr.  Chard  was  married  to  Miss  Adeline  Peabody  Whitney  in  1877,  and  is  one  of  the  promi- 
nent members  of  the  Union  League  Club. 


JOHN  WILLIAM  GUNNISON  COFRAN, 

Assistant  General  Agent  of  the  Western  Department  of  the  Hartford  Pire 

Insurance  Company. 


J.  W.  G.  Cofran  was  born  at  Goshen,  N.  H.,  in  1855.  He  spent  his  boyhood  on  a  farm  and 
obtained  his  education  in  the  district  school  and  at  Kimball's  Union  Academy,  at  Meriden, 
N.  H.  When  he  was  nineteen  years  of  age  he  removed  to  San  Francisco  and  entered  the  employ 
of  the  Commercial  Insurance  Company  of  California  as  an  office  boy.  So  well  did  he  apply 
himself  to  the  business  that  five  years  later  he  was  appointed  Special  Agent  of  the  Commercial 
for  Oregon,  Washington  and  Idaho,  with  headquarters  at  Portland.  In  1881  the  Hartford 
management,  noting  the  ability  of  the  young  man,  appointed  him  its  Special  Agent  for  the 
same  territory.  After  five  years  service  as  joint  special  for  the  Commercial  and  Hartford,  Mr. 
Cofran  was  called  back  to  San  Francisco  to  take  the  position  of  Associate  Manager  of  the 
Hartford  for  the  Pacific  Department,  his  colleague  being  Henry  K.  Belden.  He  remained  in  this 
position  until  his  recent  appointment  as  Assistant  General  Agent  of  the  Company  for  its  West- 
ern Department.  Mr.  Cofran  has  served  as  Vice-president  and  Chairman  of  the  Executive  Com- 
mittee of  the  Fire  Underwriters  of  the  Pacific.  He  is  a  member  of  the  Pacific  Union,  Olympic 
and  Merchants'  Clubs,  of  San  Francisco;  also  of  the  Chamber  of  Commerce  and  Merchants' 
Exchange.  Though  a  young  man,  Mr.  Cofran  has  served  the  Hartford  for  a  good  many  years, 
and  came  to  Chicago  with  a  reputation  of  being  a  well-equipped  and  progressive  Underwriter, 
well  fitted  for  his  work. 

(21) 


in. 


ALVA  C.  COLLINS, 

Secretary  of  the  Firemen's  Insurance  Company  of  Chicago. 

Alva  C.  Collins  was  born  at  Burlington,  Ky.,  May  18th,  1860,  and  was  educated  in 
Union  Christian  College  at  Merom,  Indiana.  He  is  the  son  of  a  minister  and  was  moved 
about  over  the  country  in  very  early  life.  For  some  years  after  leaving  college  he  taught 
school  and  in  1881  entered  the  Insurance  business  at  Danville,  Illinois.  Prom  1885  to 
'88  he  was  in  the  Life  Insurance  Business,  was  Secretary  of  the  Northwestern  of  Huron, 
and  later  State  Agent  for  Kentucky,  Indiana,  and  West  Virginia  for  the  National  Life  and 
Maturity  Insurance  Company  of  Washington,  D.  C. 

Mr.  Collins  was  married  at  Paris,  Illinois,  September  9th,  1886,  to  Miss  Caroline  F. 
Church,  and  has  two  children. 


(22) 


SYDNEY  TENISON   COLLINS, 


Assistant  Manager,  Central  Department  of  the  Fireman's  Fund  Insurance 

Company  of  California. 


Sydney  Tenison  Collins  was  born  in  Ireland,  November  19th,  1857,  and  is  consequently  38 
years  of  age. 

With  a  desire  to  see  something  of  the  world,  he  crossed  the  Ocean  in  1872,  landing  at 
Quebec,  Canada.  Finding  his  way  from  thence  to  Montreal,  he  entered  the  service  of  the  head 
office  for  Canada  of  the  Phoenix  Assurance  Company  of  London,  as  policy  clerk,  remaining  with 
that  company  until  1879.  In  that  year,  Mr.  C.  F.  Mullins,  then  Manager  of  the  Western  De- 
partment of  the  Commercial  Union,  learning  of  Mr.  Collins  through  an  acquaintance  in 
Montreal,  made  him  a  proposition  to  come  to  Chicago,  and  August.  1879,  saw  Mr.  Collins  located 
at  162  LaSalle  Street,  occupying  an  important  position  in  the  Commercial  Union  office.  His 
advancement  was  rapid,  until  he  became  Chief  Clerk  in  that  office,  from  which  position  he  retired 
to  accept  the  Western  Management  of  the  Anglo-Nevada  Assurance  Corporation,  in  1888,  after- 
wards succeeding  to  the  management  of  its  successor,  the  "Caledonian,"  first  at  Chicago  and 
afterwards  at  Philadelphia.  The  consolidation  of  the  Caledonian  and  Niagara  resulted  in  Mr. 
Collins  withdrawing  from  the  first-named  company  and  returning  to  Chicago  in  February,  1893. 
At  the  opening  of  the  fair,  Mr.  Collins  was  appointed  Assistant  Secretary  of  the  Insurance 
Auxiliary  Committee  of  the  World's  Columbian  Exposition,  and  during  the  Fair  had  charge  of 
the  Insurance  interests  at  Jackson  Park.  At  the  close  of  the  Fair  on  November  1st.  1893,  the 
Assistant  Managership  of  the  Fireman's  Fund  was  offered  him,  and  in  that  capacity  he  serves 
to-day. 

Mr.  Collins  resides  at  Hinsdale,  Illinois,  is  married  and  has  three  children. 

Mr.  Collins'  eldest  brother,  Edward  Tenison  Collins,  B.  L.,  is  resident  Secretary  for  Ireland, 
at  Dublin,  of  the  North  British  and  Mercantile  Insurance  Company. 

(23) 


JAMES   C.  CORBET, 

Assistant  Manager,   Lancashire  Insurance  Company. 


James  C.  Corbet  was  born  in  New  York  City,  June  19th,  1855.  He  WHS  educated  in  the 
public  schools  of  New  York,  and  when  16  years  of  age,  entered  the  Insurance  Agency  of  Edward 
Haslehurst.  He  began  his  labors  the  day  .following  the  Chicago  fire,  and  remained  with  the 
agency  eight  years.  For  four  years,  commencing  with  1880,  he  was  out  of  the  Insurance 
business,  serving  during  that  time  as  bookkeeper  for  the  American  News  Company.  His  tastes, 
however,  were  in  the  direction  of  Insurance,  and  in  November,  1884,  he  entered  the  employ  of 
the  Lancashire  Insurance  Company  as  a  clerk  in  the  New  England  Department.  A  year  later 
he  was  appointed  chief  examiner  of  that  department,  and  in  1887,  New  England  Special  Agent 
of  the  company,  with  headquarters  in  Boston.  He  held  this  position  until  January  1st,  1892, 
when  he  was  called  to  the  New  York  office,  and  appointed  Assistant  Secretary  of  the  General 
American  Department.  In  July,  1893,  Mr.  Corbet  was  appointed  Deputy  Assistant  United 
States  Manager,  and  six  months  later  was  transferred  to  Chicago  as  Assistant  Manager  of 
the  Western  Department. 

(24) 


GEORGE  D.  CORLISS. 

Assistant  Manager,  Western  Department  of  the  Merchants'  Insurance  Company 

of  Newark,  N.  J. 

George  D  Corliss  was  born  at  Cincinnati,  Ohio,  August  19th,  1865,  and  was  educated  at  the 
Chickering  Institute  of  that  city,  his  parents  being  natives  of  New  Hampshire. 

Mr.  Corliss  entered  the  office  of  the  Western  Department  of  the  Germania  Fire  Insurance 
Company  of  New  York  in  1887,  serving  there  in  various  capacities  for  something  over  seven 
years.  He  was  appointed  Chief  Clerk  and  Examiner  in  the  Merchants,  of  Newark,  Western. 
Department,  December  1st,  1894,  and  received  the  appointment  of  Assistant  Manager,  July  1st, 
1895.  He  is  by  nature  and  education  one  of  the  conservatives  in  the  business. 


(25) 


CHARLES  DURAND  COX, 

Of  the  rirm  of  Gox  &  Meeker. 

Charles  Durand  Cox  was  born  at  Lyons,  Iowa,  April  27th,  1863.  He  was  educated  in 
the  public  schools  of  Rock  Island,  111.,  and  took  a  business  course  in  Bryant  &  Strat- 
ton's  Business  College  at  Davenport,  Iowa. 

He  has  had  ten  years'  experience  in  office  and  field  work  with  Western  Mutuals,  and 
for  the  last  five  years  has  been  manager  of  the  Western  Department  of  Underwriters  at 
American  Lloyds,  New  York,  now  holding  the  same  position  for  this  and  eleven  other  fire 
insurance  institutions,  whose  business  is  confined  to  the  insuring  of  protected  properties. 

He  was  married  on  the  8th  of  November,  1888,  and  has  one  daughter. 

Mr.  Cox  is  a  member  of  the  Union  League  Club  and  Chicago  Athletic  Club,  Knights 
Templar,  Oriental  Consistory,  Mystic  Shrine  and  is  a  32d  degree  Mason. 


(26) 


WILLIAM  H.  CUNNINGHAM, 

Manager  of  the  Fire  Association  of  Philadelphia,  Pa. 


William  H.  Cunningham  was  born  at  Harrisburg,  Penn.,  November  6th,  1838,  and 
was  educated  in  the  Common  Schools  with  one  term  at  Harrisburg  Academy.  He  moved 
to  Dubuque,  Iowa,  and  in  April,  1859,  entered  the  Insurance  business,  with  Mr.  Allison, 
then  a  Local  Agent,  representing  the  Unity  of  London,  Continental  of  New  York,  Security 
of  New  York,  Phenix  of  Brooklyn,  and  others.  He  came  to  Chicago  in  June,  1862,  and 
was  the  first  Clerk  employed  by  J.  R.  Payson,  who  at  that  time  established  the  Western 
Department  of  the  Security  Insurance  Company  of  New  York.  In  1864  he  was  made 
Assistant  General  Agent,  and  in  1867  succeeded  to  the  Western  Management  of  the  Com- 
pany. The  Company  succumbed  to  the  large  losses  caused  by  the  great  Chicago  Fire  of 
October,  1871.  In  1872  he  was  made  General  Agent  of  the  Fire  Association  and  Ameri- 
can Fire  Insurance  Company,  both  of  Philadelphia,  the  latter  withdrawing  its  depart- 
ment in  1884,  the  Fire  Association  continuing  up  to  the  present  time. 

Mr.  Cunningham  is  a  member  of  the  Union  League  and  Kenwood  Clubs  of  Chicago. 

(27) 


R.  S.  CRITCHELL 

Robert  S.  Critchell  was  born  at  Glastonbury,  England,  January  18th,  1844.  When  he  -was 
two  years  old  his  family  came  to  the  United  States,  settling  at  Rochester,  N.  Y.  In  1855  the 
family  moved  to  Cincinnati,  Ohio.  While  a  school  boy  he  was  seized  with  the  ambition  to  earn,, 
his  own  living  and  become  a  successful  business  man,  and  very  much  against  the  desires  of  his 
parents,  he  secured  a  position  as  office  boy  in  the  Insurance  Agency  of  Samuel  E.  Mack  &  Co., 
which  was  at  the  time  (1857)  a  prominent  agency  in  Cincinnati,  representing  such  companies  as 
the  Home,  Continental  and  other  companies. 

In  1860,  Mr.  Mack,  the  head  of  this  firm  was  appointed  Western  General  Agent  of  the 
Home,  at  St.  Louis.  Mr.  Mack  was  so  much  attached  to  the  subject  of  this  sketch  that  he 
induced  him  to  go  to  St.  Louis  with  the  new  enterprise.  Here  he  remained  for  two  years,  when 
he  returned  to  Cincinnati  and  became  a  clerk  in  the  Western  Department  of  the  yEtna  Insur- 
ance Company  of  Hartford,  then  in  charge  of  J.  B.  Bennett. 

In  1863  he  went  into  the  United  States  navy  (Mississippi  squadron)  as  a  junior  officer,  and 
was  in  the  service  until  the  close  of  the  war,  when  he  returned  to  St.  Louis  and  was  at  once 
appointed  Special  Agent  for  the  Home  Insurant  e  Company,  and  until  1868  traveled  throughout 
the  Western  and  Southern  States  as  Special  Agent  of  that  company.  In  1868  he  came  to 
Chicago  as  Special  Agent  of  the  Phoenix  Insurance  Company  of  Brooklyn,  in  which  capacity  he 
had  supervision  of  the  business  of  that  company  for  eight  states,  having  as  assistants  in  his 
territory  some  gentlemen  who  have  since  become  very  prominent  in  the  business,  such  as  Mr. 
A.  J.  Harding  of  the  Springfield  P.  &  M.  Insurance  Company,  Judge  Ostrander  of  the 
Phoenix  of  Brooklyn,  and  others. 

In  1870  he  added  to  his  business  the  Chicago  Agency  of  the  Phoenix  of  Brooklyn  and  other 
companies,  and  at  the  time  of  the  great  fire,  in  1871,  his  Local  Agency  was  the  first  after  the  fire 
to  open  an  office,  the  first  to  pay  a  loss,  and  the  first  to  issue  a  policy. 

At  the  present  time,  in  addition  to  being  Manager  of  the  Western  Departments  of  the 
Insurance  Company,  State  of  Pennsylvania,  and  the  Teutonia  of  New  Orleans,  Mr.  Critchell  is 
Manager  of  the  Cook  County  Department  of  the  Caledonian  Insurance  Company  of  Scotland  and 
the  Spring  Garden  Insurance  Company  of  Philadelphia,  and  is  head  of  the  firm  of  R.  S. 
Critchell  &  Co.,  which,  in  point  of  the  number  of  sole  agencies  represented  and  premiums 
written  for  the  companies  represented,  is  the  largest  in  the  City  of  Chicago. 

Mr.  Critchell  is  a  strong  believer  of  the  Sole  Agency  plan,  his  convictions  being  that  the 
Local  Agents  in  large  cities,  whose  business  is  sufficient  to  occupy  their  whole  time,  and  who 
have  been  trained  to  the  business,  should  be  as  responsible  for  the  results  of  the  business  as 
anyone  connected  with  the  companies.  The  twenty-five  years'  experience  in  which  the  premiums 
of  R.  S.  Critchell  &  Co.'s  Agency  run  largely  into  the  millions,  with  losses  under  45  per  cent, 
he  claims,  justifies  his  position. 

In  Chicago  he  has  been  prominent  in  commercial  and  social  circles,  having  been  for  six 
years  connected  with  the  Union  League  Club  as  Vice-president.  Secretary  and  Director.  For  a 
number  of  years  after  the  second  large  fire  (in  1874)  he  was  an  active  member  on  various  com- 
mittees of  Citizens'  Association  and  Board  of  Underwriters,  which  secured  important  reforms 
in  the  City  of  Chicago,  the  results  of  whose  actions  have  made  underwriting  successful  in 
Chicago  since  He  is  now  a  member  of  the  Union  League  Club,  Kenwood  Club,  Treasurer  of 
the  Illinois  Commandery,  Naval  Order  of  the  United  States,  member  of  the  Congregational  Club, 
and  Director  in  the  Western  State  Bank. 

He  was  married  in  1866  at  St.  Louis  to  Miss  M.  A.  Moorley,  daughter  of  Judge  Moodey,  of 
that  city,  and  has  four  children,  one  of  which,  Robert  M.,  is  a  partner  in'his  business.  His 
home,  on  Greenwood  avenue,  is  an  ornament  to  that  part  of  the  city,  and  his  principal  source  of 
pleasure. 


28) 


R.  S.  CRITCHELL, 

Manager  Insurance  Company  of  the  State  of  Pennsylvania  and  the  Teutonia> 
Insurance  Company  of  Mew  Orleans. 


(29) 


ALEXANDER   H.  DARROW, 

General  Agent.  Western   Department  of  the  Agricultural   Insurance  Company 

of  Watertown,  N.  Y. 

Alexander  H.  Darrow  was  born  at  Clarendon,  Orleans  County,  New  York,  November 
Michigan.  In  August,  1862,  he  enlisted  and  was  assigned  to  Company  M  of  General 
Sheridan's  old  regiment,  the  Second  Michigan  Cavalry,  and  served  until  the  close  of  the 
war.  For  the  first  year  and  a  half  he  was  almost  constantly  engaged  in  field  duty;  the  bal- 
ance of  his  military  life  was  as  military  bookkeeper  in  Gen.  Grant's  office.  In  1868  he  came 
to  Chicago  and  soon  after  entered  the  employ  of  the  Republic  Insurance  Company.  Begin- 
ning as  a  clerk  he  was  promoted  to  the  position  of  cashier  of  the  Company,  which  was  the 
only  Chicago  Company  that  paid  in  full  the  losses  sustained  by  the  great  fire.  In  1872  he 
became  the  State  Agent  of  the  Agricultural  Insurance  Company  of  Watertown,  New 
York,  with  which  corporation  he  has  ever  since  been  identified. 

In  November,  1866,  Mr.  Darrow  was  married  to  Miss  Susan  C.  Johnston,  daughter  of 
William  Johnston,  of  Marshall,  Michigan,  an  early  settler  of  that  place. 

Mr.  Darrow  is  a  member  of  the  Illinois  Club,  the  Masonic  Fraternity  and  Columbian 
Post,  Grand  Army  of  the  Republic.  He  supports  the  Republican  party,  though  never  an 
active  politician. 

(30) 


JOHN   H.  DAVIS, 

Associate    Manager,  Western    Department   of   the    Pennsylvania    fire 

Insurance  Company. 

John  H.  Davis  was  born  in  the  City  of  Philadelphia,  August  17th,  1844.  He  was 
educated  in  his  native  city  and  in  Massachusetts,  and  for  several  years  prior  to  entering 
the  Insurance  business  served  as  a  Reporter  on  the  "Philadelphia  Press."  On  May  1st, 
1867,  he  began  his  work  as  a  Fire  Insurance  Underwriter  in  the  City  of  Albany,  N.  Y., 
with  the  New  York  State  Department  of  the  Liverpool  and  London  and  Globe  Insurance 
Company,  then  in  charge  of  James  Hendrick  as  General  Agent,  with  whom  he  remained 
for  five  years,  after  which  he  returned  to  Philadelphia,  and  for  nearly  ten  years  there- 
after was  actively  engaged  in  field  work  in  the  Eastern,  Middle  and  Western  States,  for 
the  Union  of  Philadelphia,  and  other  Eastern  Companies.  In  September,  1881,  Mr. 
Davis  took  charge  of  the  Mechanics'  Insurance  Company  of  Philadelphia,  as  Secretary, 
and  after  seven  years  of  successful  management  he  resigned  and  was  elected  General 
Agent  at  the  Home  Office  of  the  Pennsylvania  Fire,  where  he  remained  until  appointed 
one  of  the  Western  Managers  of  the  Company  at  Chicago,  on  January  1st,  1895. 


(31) 


A.  F.  DEAN, 


Assistant  Manager,  Springfield  F.  &  M.  Insurance  Company  oflSprin&field, 

Mass. 


(32) 


EDWARD  FRANK  DeFOREST, 


General  Western  Agent  of  the  Farmer's   Fire   Insurance  Company  of  York, 

Pennsylvania.  , 


Edward  Frank  DeForest  was  born  in  New  Haven,  Conn.,  on  the  20th  of  July,  1846, 
being  of  French  descent.  He  received  his  education  principally  in  the  schools  of  New 
Haven,  and  is  a  graduate  of  Yale  Law  School.  After  leaving  college  he  practiced  law 
in  New  Haven  for  a  year,  and  then  came  West  and  opened  a  law  office  in  Decatur,  Illi- 
nois. In  1870  he  went  to  St.  Louis,  Mo.,  and  entered  the  general  office  of  the  North  Mis- 
souri Insurance  Company,  remaining  there  until  the  fall  of  1874,  when  he  came  to  Chi- 
cago, and  after  a  few  months'  traveling  as  Special  Agent,  settled  at  Rockford,  Illinois,  and 
opened  a  local  agency.  In  1882  he  was  appointed  Assistant  Secretary  of  the  Cedar  Rapids 
Insurance  Company  of  Cedar  Rapids,  Iowa,  and  in  February,  1883,  left  that  position  for 
the  one  he  now  holds  with  the  Farmer's  of  York. 

Mr.  DeForest  was  married  at  Madison,  Wis.,  September  8th,  1884,  to  Miss  Alma  L. 
Peirce,  who  died  March  25th,  1895,  leaving  no  children.  He  is  a  member  of  the  Century 
Club  of  Elgin,  Illinois,  where  he  makes  his  home. 

(33) 


DAVID  T.  DEVIN, 

Western    Department  of  the  Reliance    Insurance   Company  of   Phil.i- 
delphla,  and  the  Delaware  Fire  Insurance  Company  of  Philadelphia. 


David  T.  Devin  was  born  in  Sangamon  County,  Illinois,  on  the  6th  of  September, 
1849.  He  took  a  Civil  Engineering  course  at  Cornell  University,  New  York.  He  was  first 
engaged  as  a  Civil  Engineer  and  Railway  employee,  and  entered  the  Insurance  business 
as  clerk  in  a  Local  Agency  office  at  Des  Moines,  Iowa.  From  May  15th,  1882,  to  February 
1st,  1893,  he  was  Special  Agent  for  the  Glens  Falls  Insurance  Company  of  New  York.  On 
the  1st  of  February,  1893,  he  became  Manager  of  the  Western  Department  of  the  Delaware 
Insurance  Company  and  the  Reliance  Insurance  Company  of  Philadelphia. 

On  the  26th  of  October,  1875,  Mr.  Devin  was  married  to  Miss  Ida  Shane,  daughter  of 
Judge  John  Shane,  of  Vinton,  Iowa.  He  is  a  member  of  the  Chicago  Athletic  Asso- 
ciation. 


(34) 


M.  F.  DRISCOLL, 

General  Agent,   Phoenix  Assurance  Company  of  London. 


(35) 


WALTER  W.  DUDLEY, 

United    States    Manager  of  the    Manchester   Fire    Assurance   Company  of 

England. 


Walter  W.  Dudley  was  born  at  Guilford,  Conn.,  in  the  year  1845.  He  began  his  educa- 
tion in  the  public  schools  of  Connecticut,  and  removing  to  Wisconsin  at  an  early  age,  con- 
tinued it  in  the  schools  of  that  State.  He  entered  the  Insurance  business  as  a  Farm 
Solicitor,  then  went  into  a  Local  Agency  office  at  La  Crosse,  Wis.,  first  as  clerk,  then  as 
partner.  Resigning  from  this  position  he  went  to  St.  Paul,  Minn.,  and  became  connected 
with  the  St.  Paul  Fire  and  Marine  Insurance  Company,  afterwards  traveling  for  the  same 
company  as  Special  Agent  over  a  wide  territory.  He  remained  with  this  company  four 
years,  after  which  he  became  connected  with  the  German-American  as  Special  Agent.  At 
the  end  of  eight  years'  service  with  this  company  he  resigned  and  engaged  in  Banking 
business  a£  Jamestown,  North  Dakota.  While  there  he  was  offered  a  position  with  the 
Western  Department  of  the  North  British  and  Mercantile  Insurance  Company,  as  Assist- 
ant Superintendent,  which  position  he  accepted  and  held  for  five  years,  the  last  two  of 
which  he  was  Superintendent  of  the  Western  Department.  His  next  position  was  with 
the  Manchester  Assurance  Company,  with  which  he  is  still  connected. 

Mr.  Dudley  was  married  at  Pottstown,  Penn.,  in  1880,  to  Miss  Elizabeth  M.  Beecher. 
They  have  one  daughter.  He  is  a  member  of  the  Union  League  Club  of  Chicago. 

(36) 


CHARLES  D.  DUNLOP, 

Manager,  Providence  Washington  Insurance  Company  of  Rhode  Island. 

Charles  D.  Dunlop  was  born  at  Lexington,  Missouri,  on  the  18th  day  of  January,  1863. 
He  received  his  early  education  in  the  Common  Schools,  subsequently  taking  a  course 
in  the  Pennsylvania  University  of  Mining,  and  after  leaving  College  was  engaged  for 
some  time  in  mining.  He  became  connected  with  the  Insurance  business  at  Denver, 
Colo.,  in  1883,  with  the  firm  of  Cobb,  Wilson  &  Co.,  and  later  was  appointed  Manager 
of  the  Providence  Washington  Insurance  Company  at  that  place.  In  1895,  Mr.  Dunlop 
was  transferred  to  Chicago,  assuming  charge  of  the  Western  and  Mountain  Departments 
of  the  Company. 

In  1891,  Mr.  Dunlop  was  married  to  Miss  Rosemary  Conwell  at  Cincinnati,  Ohio. 


(37) 


HENRY  CLAY  EDDY, 

Resident  Secretary,  Commercial  Union  Assurance  Company,  Limited. 

of  England. 

Henry  Clay  Eddy  was  born  at  Providence,  Rhode  Island,  on  the  9th  of  May,  1848, 
received  his  education  in  the  grammar  schools  and  took  a  course  in  a  military  academy. 
When  a  boy  he  entered  the  Providence,  R.  I.,  agency  of  the  Home  Insurance  Company  of 
New  York,  and  early  in  1867  went  to  the  main  office  of  the  company,  resigning  to  establish 
an  agency  in  Philadelphia,  in  September,  1871.  In  1874  he  went  to  the  New  York  office  of 
the  German-American,  and  from  1876  to  1881  was  Special  Agent  for  said  company  in  New 
England,  with  headquarters  at  Boston.  Transferred  to  a  similar  position  with  the  Phenix 
of  Brooklyn,  where  he  remained  until  1883,  when  he  went  to  the  Commercial  Union  in 
New  York  and  eventually  came  to  Chicago  in  1884.  Was  President  of  the  Fire  Under- 
writers' Association  of  the  Northwest  in  1891. 

Mr.  Eddy  was  married  December  26th,  1869,  at  Brooklyn,  N.  Y.,  to  Miss  May  Eldridge, 
and  has  four  children.  He  is  a  member  of  the  Union  League  and  Washington  Park 
Clubs,  and  the  Masonic  Lodge. 


(38) 


TRUMAN  W.  EUSTIS, 


Assistant  General  r\&ent  of  the  Western   Department  of  the  Phenix 

of  Brooklyn. 


Truman  W.  Bustis  was  born  at  Port  Washington,  Wis.,  October  25th,  1857.  At  the 
early  age  of  eleven  he  lost  his  father  and  had  his  own  way  to  make  in  the  world.  The 
family  removed  to  Chicago,  and  here  the  education  of  young  Truman  was  received  in 
the  Grammar  and  High  Schools.  At  the  age  of  seventeen  he  began  active  life  as  an  office 
boy  with  the  local  agency  of  the  Phenix.  Here  he  did  such  good  work  that  he  was 
transferred  to  the  General  Agency  Department,  being  advanced  until  he  became  daily 
report  examiner.  In  October,  1884,  he  was  appointed  Special  Agent  and  Adjuster  for 
several  Southern  States,  including  Kentucky  and  Tennessee.  After  two  years  of  this 
special  work  he  was  called  back  to  Chicago  as  General  Adjuster  of  the  department. 
In  this  capacity  he  continued  until  January,  1891,  with  eminent  success,  when  he 
was  appointed  Supervisor  and  Adjuster  for  sixteen  of  the  principal  cities  in  the  West 
and  South,  contributing  much  to  the  growth  of  the  company  in  the  entire  field.  Upon 
the  death  of  Mr.  Thos.  Burch,  the  General  Agent  of  the  department,  in  June,  1892,  and 
the  appointment  soon  after  of  Eugene  Harbeck  as  his  successor,  Mr.  Eustis  was  pro- 
moted to  the  position  of  Assistant  General  Agent,  and  with  the  ability  which  has,  during 
his  underwriting  career  been  characteristic  of  his  work,  he  has  continued  in  that  position 
•ever  since. 

(39) 


. 


GEORGE  MARSHALL  FISHER, 


Manager,  Western  Department  of  the  Palatine   Insurance  Company  of 

Manchester,  England. 


George  Marshall  Fisher  was  born  at  Painesville,  Ohio,  on  the  15th  of  November,  1857. 
He  was  educated  in  the  Common  Schools  of  Painesville;  was  graduated  from  the  High 
School  in  1876,  and  then  attended  the  Western  Reserve  College  at  Hudson,  Ohio.  From 
January  1st,  1880,  he  was  three  years  in  the  Local  business  at  Painesville,  Ohio,  and  was 
then  appointed  Special  Agent  of  the  Insurance  Company  of  North  America,  and 
Pennsylvania  Fire  Insurance  Company,  in  Ohio  and  West  Virginia,  which  position  he 
retained  until  1885,  when  he  accepted  the  position  of  General  Correspondent  in  J.  F. 
Downing's  General  Agency  office  at  Brie,  Pa.  After  a  year  there  he  became  Special 
Agent  for  the  same  Companies  in  Indiana  and  Ohio,  and  September,  1887,  was  appointed 
Special  Agent  of  the  London  Assurance  Corporation  for  Michigan,  Indiana,  Kentucky 
and  Tennessee,  under  the  management  of  Chas.  L.  Case.  He  served  in  that  position 
until  September  1st,  1892,  when  he  was  appointed  Manager  of  the  United  Fire  Re- 
Insurance  Company,  and  the  Palatine  Insurance  Company,  Ltd.,  of  Manchester,  England, 
for  the  Western  Department  (which  is  independent,  reporting  direct  to  the  home  office 
at  Manchester,  England),  with  jurisdiction  over  fourteen  States — Ohio,  Indiana,  Michigan, 
Illinois,  Wisconsin,  Minnesota,  N.  Dakota,  S.  Dakota,  Iowa,  Nebraska,  Kansas,  Missouri, 
Kentucky  and  Tennessee. 

Mr.  Fisher  is  a  member  of  the  Union  League  and  Chicago  Athletic  Clubs,  and  the  Delta 
Kappa  Epsilon  College  Society. 

(40) 


SAMUEL  EUGENE  FORSYTHE, 

Manafter,  Globe  Fire  Insurance  Company  of  New  York. 

Samuel  Eugene  Forsythe  was  born  at  Cape  Vincent,  New  York,  April  9th,  1849.  He 
.attended  Academy  at  Fulton,  New  York,  for  some  years,  and  later  was  graduated  from 
the  Law  Department  of  the  Albany  University,  Albany,  New  York.  He  first  engaged  in 
Mercantile  pursuits  and  entered  the  Insurance  business  at  Watertown,  N.  Y.,  in  1872, 
and  with  the  exception  of  six  years  has  been  constantly  engaged  in  field  work,  having 
acted  in  the  capacity  of  Special  Agent  throughout  New  England,  the  Middle,  most  of  the 
Western  and  some  of  the  Southern  States. 


(41) 


EDWARD  E.  FOSTER, 

Assistant  Manager,  Western  Department  of  the  Germania    Fire  Insurance 

Company  of  New  York. 


(42) 


BYRON  WHITNEY  FRENCH, 

General  Agent  of  the  Orient  Insurance  Company. 


Byron  Whitney  French  was  born  in  Ontario  County,  in  New  York  State,  October  17th, 
1837,  and  received  his  education  in  the  Common  Schools  of  that  State.  He  began  his  busi- 
ness career  in  1853  as  clerk  in  an  Insurance  office,  which  position  he  resigned  to  enter 
the  drug  business,  continuing  in  the  same  from  1854  to  1859,  when  he  returned  to  the 
Insurance  business  and  later  became  Local  Agent,  remaining  as  such  until  1867,  when  he 
was  appointed  Special  Agent,  which  position  he  held  until  1873,  when  he  accepted  the 
position  he  now  holds  as  General  Agent  of  the  Orient  Insurance  Company. 

Mr.  French  was  married  at  Dansville,  N.  Y.,  October  22d,  1862,  to  Miss  Martha  Brown. 
Has  four  sons  and  one  daughter. 


(43) 


CHARLES  BROWN   FRENCH, 

Assistant  Manager,  Manchester  Fire  Assurance  Company. 

Charles  Brown  French  was  born  in  1863  in  New  York.  At  an  early  age  he  came  to 
Chicago,  and  was  educated  in  the  public  schools  of  that  city,  afterward  graduating 
at  Amherst  College.  In  1879  he  entered  the  Fire  Insurance  business  in  a  Local  agency  office 
in  Chicago.  Subsequently  he  became  connected  with  the  Orient  Insurance  Company  and 
served  that  Company  as  Special  Agent  in  various  fields.  In  1888  he  was  appointed  Assist- 
ant General  Agent,  but  resigned  that  office  two  years  later  to  take  his  present  position 
with  the  Manchester  Fire  Assurance  Company. 

Mr.  French  was  born,  bred  and  brought  up  in  the  insurance  business.  To  him  it  is 
largely  a  matter  of  heredity  as  he  is  the  third  generation  of  his  family  to  engage  in  the 
business  in  Chicago.  He  was  married  at  Hamilton,  Missouri,  in  1895  to  Miss  Pearl  Ellen 
Ross,  and  is  a  member  of  the  University  and  Apollo  Clubs  of  Chicago. 


(44) 


S.  S.  FROWE, 

Assistant  Secretary,  Commercial  Union  Assurance  Company  of  London. 

S.  S.  Frowe  enlisted  in  the  Eighteenth  Wisconsin  Infantry  October  16th,  1861,  and, 
serving  through  the  war,  rendered  conspicuous  services  on  important  details  and  staff 
duty,  and  at  its  close  held  a  Captain's  commission.  In  1866  he  entered  the  Insurance  busi- 
ness and  has  been  continuously  a  member  of  the  profession,  occupying  places  of  high 
responsibility  and  trust.  In  1868  he  went  to  the  Aetna  as  a  Special  Agent  in  Iowa;  in 
1871  he  cast  his  lot  with  the  Andes  in  the  head  office  at  Cincinnati,  being  one  of  the  Chief 
Examiners.  Subsequently,  during  Mr.  J.  B.  Bennett's  management  of  the  Western  De- 
partment of  the  Continental,  he  was  Special  Agent  for  that  company.  In  April,  1881,  he 
was  appointed  by  the  Commercial  Union  Assurance  Company,  Limited,  of  London,  one 
of  its  Special  Agents  and  assigned  to  duty  in  Illinois;  a  year  later  he  was  made  its 
General  Adjuster  at  the  Western  Department,  serving  in  that  capacity  until  July,  1888, 
when  he  was  appointed  Assistant  Secretary  at  the  Western  Department  and  is  still  dis- 
charging the  duties  of  that  position. 


(45) 


RUDOLPH   H.  GARRIGUE, 

Manager,  Western  Department,  The  Merchants'  Insurance  Company  of 

Newark,  New  Jersey. 

Rudolph  H.  Garngue  was  uoin  in  Brooklyn,  New  York,  Feoruary  19th,  1857;  waa 
educated  in  Common  Schools  and  Packard's  Business  College  of  New  York  City,  and  has 
been  engaged  in  Fire  Insurance  all  his  business  life,  which  he  entered  as  office  boy  in 
the  office  of  the  New  York  Underwriters'  Agency  on  the  30th  of  August,  1873.  He  was 
moved  along  under  gradual  promotions,  through  various  office  positions,  and  was 
appointed  Special  Agent  of  the  New  York  Underwriters'  Agency  in  January,  1877,  as 
Assistant  to  Geo.  D.  Gould,  in  Illinois,  Iowa  and  Nebraska.  Was  transferred  to  Indiana 
and  Michigan,  October  1st,  1879,  and  made  State  Agent  for  Michigan,  February  19th,  1881, 
which  position  he  resigned  September  4th,  1883,  to  take  charge  of  organizing  the  Western 
Department  of  the  Germania  Fire  Insurance  Company,  with  title  of  Assistant  Manager. 
He  resigned  from  the  Germania  August  30th,  1894,  on  completion  of  twenty-one  years' 
service,  and  in  December  of  the  same  year  he  was  appointed  Manager  of  the  Western 
Department  of  The  Merchants'  Insurance  Company  of  Newark,  New  Jersey,  which  position 
he  still  holds.  t 

Mr.  Garrigue's  grandfather  sold  his  farm  where  the  Chicago  Court  House  now  stands 
for  $700  and  thought  he  had  a  good  thing,  in  1836.  His  father  organized  and  built  up  the 
Germania  Fire  Insurance  Company  from  1858  to  1891,  starting  the  Company  with  $200,000 
gross  assets,  which  had  grown  to  over  three  millions  when  he  died,  as  President. 

Mr.  Garrigue  was  married  at  Kendallville,  Indiana,  February  19th,  1881,  to  Miss 
Lida  M.  Collier,  the  daughter  of  Capt.  Merwin  F.  Collier,  who  was  for  twenty  years  Indiana 
State  Agent  of  the  New  York  Underwriters'  Agency.  He  is  a  member  of  the  Masonic 
Fraternity. 

(46) 


3R     • 


CHARLES  B.  GILBERT, 

Manager  of  the  Lancashire  Insurance  Company  of  England. 

Charles  B.  Gilbert  was  born  at  Watertown,  New  York,  on  the  24th  of  October,  1854, 
and  was  educated  in  the  Public  Schools  of  that  place.  His  first  business  experience  was 
in  the  line  of  Insurance  in  the  office  of  the  St.  Paul  Fire  &  Marine  Insurance  Company,  in 
St.  Paul,  Minn.,  in  1868;  he  was  for  several  years  Secretary  of  said  Company,  and  after 
various  experiences  incidental  to  the  life  of  an  Insurance  man  we  now  find  him  in  the 
position  of  Manager  of  the  Lancashire  Insurance  Company. 

Mr.  Gilbert  was  married  in  Milwaukee,  Wisconsin,  to  Miss  Alice  Mabbett  and  has 
three  children,  two  girls  and  one  boy.  He  is  a  member  of  the  Union  League  and  Ken- 
wood Clubs  of  Chicago  besides  several  clubs  in  St.  Paul. 


(47) 


WARREN  F.  GOODWIN. 

Of  the  Firm  of  Goodwin,   II, ill  &   Henshaw,  Tire  Underwriters. 

Warren  F.  Goodwin  was  born  at  Boston,  Mass.,  in  1857.  He  graduated  from  the 
Brooklyn  Polytechnic  Institute  in  1873,  and  at  once  engaged  in  the  Fire  Insurance  busi- 
ness, entering  the  New  York  office  of  the  London  Assurance  Corporation,  then  managed 
by  Frame,  Hare  &  Lockwood.  He  remained  there  until  October,  1882,  when  Henry  H. 
Hall,  United  States  Manager  of  the  Northern  of  London,  offered  him  a  position  in  the 
Agency  Department  of  that  Company,  which  he  accepted.  January  1st,  1887,  he  was 
appointed  Manager  of  the  Central  Department  of  the  Northern,  with  headquarters  at 
Cincinnati.  His  territory  included  the  States  of  Ohio,  Indiana,  West  Virginia,  Kentucky, 
Tennessee  and  Arkansas.  This  position  he  retained  until  July  1st,  1893,  when  the  Central 
and  Northwestern  Departments  of  the  Northern  were  consolidated  into  one  Western 
Department  with  headquarters  at  Chicago.  Mr.  Goodwin  and  Mr.  W.  D.  Crooke  were 
appointed  Associate  Managers.  In  May,  1894,  Mr.  Goodwin  resigned  his  position  with 
the  Northern  Assurance  Company,  to  form,  in  connection  with  Messrs.  Hall  and  Hen- 
shaw of  New  York,  the  firm  of  Goodwin,  Hall  &  Henshaw,  Mr.  Goodwin  taking  personal 
charge  of  the  business  at  Chicago.  This  firm  was  at  once  appointed  Managers  of  the 
Western  Department  of  the  Union  Assurance  Society  of  London,  and  General  Agents  for 
the  West  of  the  Citizens'  Insurance  Company  of  New  York,  and  the  Virginia  Fire  and 
Marine  Insurance  C^mnany  of  Richmond. 

In  addition  to  their  General  Agency  business  they  conduct  a  Local  Agency,  repre- 
senting the  Union  Assurance  Society  of  London,  the  Grand  Ranids  Fire  Insurance  Com- 
pany of  Grand  Rapids,  the  Virginia  Fire  and  Marine  Insurance  Company  of  Richmond,  the 
German  Insurance  Comrmny  of  Peoria.  the  Commercial  Insurance  Company  of  Cincin- 
nati, the  Commercial  Union  Assurance  Company  of  London  and  the  Norwood  Insur- 
ance Company  of  New  York.  They  also  do  a  large  brokerage  business. 

(48) 


HOWARD  PINKNEY  GRAY, 

Vice-President  and  General  Agent,  Hanover  Fire   Insurance  Company 

of  New  York. 

Howard  Pinkney  Gray  was  born  at  Baltimore,  Maryland,  December  17th,  1840,  of 
Scotch  parents,  and  was  educated  in  public  and  private  schools  of  Baltimore.  He  com- 
menced business  as  clerk  in  a  store,  and  then  as  an  engineer  in  the  United  States  Navy. 
Entered  the  Insurance  business  in  1870,  at  Mobile,  Alabama.  In  1877  entered  the  service  of 
New  York  Underwriters'  Agency,  and  remained  with  them  seventeen  years. 

Mr.  Gray  was  married  October  5th,  1869,  to  Miss  Imogene  Skinner,  of  Oswego,  New 
York,  and  has  three  children.  He  is  a  member  of  the  Evanston  Lodge,  Chapter  and  Com- 
mandery,  Oriental  Consistory,  Medinah  Temple  of  Chicago,  Columbia  Post,  G.  A.  R.,  and 
Farragut  Naval  Veteran  Association. 


(49) 


J.  C.  GRIFFITHS, 

Associate  Manager,  Month  British  and  Mercantile  Insurance  Co. 

J.  C.  Griffiths  was  born  at  Gloucester,  England,  in  1813,  and  emigrated  to  this  coun- 
try at  the  age  of  fifteen.  He  was  in  Cairo,  Illinois,  during  the  war,  part  of  the  time 
in  the  naval  department  under  Commodore  Porter,  and  removed  to  Chicago  in  1868. 
That  year  he  commenced  his  successful  Insurance  career  with  the  then  Republic  Fire  of 
Chicago,  continuing  with  that  company  until  the  memorable  disaster  of  1871.  Then  he 
became  Cashier  and  Bookkeeper  in  the  local  and  general  agency  department  of  the 
Home  of  New  York,  in  Chicago,  and  in  1880  he  was  appointed  state  agent  of  that  com- 
pany for  Wisconsin.  This  position  he  occupied  to  its  increasing  satisfaction  for  eleven 
years,  until  December  31st,  1890,  when  he  resigned  to  accept  the  resident  secretaryship  of 
the  North  British  and  Mercantile  at  Milwaukee  for  the  State  of  Wisconsin  and  the  Michi- 
gan Peninsula,  in  which  field  he  has  done  successful  work. 


(50) 


EDWARD   G.  HALLE, 


Manager,  Western  Department  of  the  Germaniu  insurance  Company  of 

New  York. 


(51) 


EUGENE  HARBECK, 

General  Agent,  Phenix  Insurance  Company  of  Brooklyn,   N.  Y. 

Eugene  Harbeck  was  born  at  Batavia,  New  York,  in  1853,  and  came  West  in  hit, 
boyhood,  receiving  his  education  in  the  Public  Schools  of  Battle  Creek,  Michigan.  In 
1870  he  entered  the  Insurance  business  in  a  Local  Office  at  Battle  Creek,  Mich.,  and  has 
risen  step  by  step,  from  Office  Boy  to  Clerk,  Solicitor,  Agent,  Special  Agent,  Adjuster, 
Secretary  and  General  Agent.  He  was  married  at  Battle  Creek,  March  13th,  1877,  to 
Miss  Emma  Grey  Wattles  and  has  one  son,  now  seventeen  years  old. 

Mr.  Harbeck  is  a  Mason  and  a  member  of  the  Union  League  Club. 


(52) 


AMOS  JOSEPH  HARDING, 

Manager,  Western    Department  of  the  Springfield    Fire   and    Marine   Insurance 

Company. 

Amos  Joseph  Harding  was  born  near  Gallon,  Ohio,  May  2d,  1839,  of  New  England 
ancestry  and  parentage,  his  direct  ancestors  having  settled  in  Plymouth  Colony  in  1623. 
His  early  years,  up  to  the  age  of  fourteen,  were  spent  on  a  farm,  during  which  time 
he  attended  the  District  Schools  of  the  neighborhood.  His  academical  education  was 
obtained  at  Ohio  Central  College.  Upon  leaving  college  a  brief  period  was  spent  in 
teaching  country  schools,  after  which,  when  eighteen  years  of  age,  he  emigrated  to  the 
then  new  territory  of  Nebraska,  and  settled  in  Nebraska  City.  He  was  engaged  for  a 
time  as  United  States  Deputy  Surveyor  of  the  public  lands  in  the  new  territory,  and 
in  January,  1858,  commenced  his  Insurance  career  as  surveying  or  sub-Agent  of  the 
Aetna  Insurance  Company  of  Hartford.  He  continued  in  the  local  Insurance  business,  in 
connection  with  other  mercantile  pursuits,  until  the  breaking  out  of  the  war  in  1861, 
when  he  enlisted  as  a  private  in  the  First  Nebraska  Infantry,  in  which  he  served  for  two 
years,  when  he  was  transferred  by  promotion  to  the  Sixth  Missouri  Cavalry,  with  which 
he  continued,  until  mustered  out,  with  the  rank  of  Captain,  in  September,  1865.  His 
war  service  was  wholly  in  the  West,  and  mainly  in  the  Thirteenth  and  Fifteenth  Army 
Corps  in  the  Army  and  Department  of  the  Tennessee,  and  in  the  Department  of  Missouri. 

At  the  close  of  the  war  he  returned  to  Nebraska,  and  re-established  himself  in  the 
Local  Insurance  business,  and  for  many  years  represented  at  that  point  the  Aetna,  Hart- 
ford Fire  of  Hartford,  Home  Phenix  f>nd  Continental  Insurance  Companies  of  New  York, 
and  the  Insurance  Company  of  North  America.  In  addition  to  his  local  business  Mr. 
Harding  was  for  several  years  the  Special  Agent  and  Adjuster  for  the  Home  Insur- 
ance Company  of  New  York,  in  Kansas  and  Nebraska.  Immediately  after  the  great 
Chicago  fire  of  1871  he  took  charge,  as  supervising  Special  Agent  and  Adjuster  of  the 
interests  of  the  Phenix  Insurance  Company  of  New  York,  in  the  States  of  Missouri, 
Iowa  and  Kansas,  Nebraska  and  the  Western  territories.  When  the  Springfield  Fire 
and  Marine  Insurance  Company  determined  to  organize  a  Western  Department  he  was 
called  into  its  service.  January  1st,  1876. 

( r>3 } 


L 


P.  P.  HEYWOOD, 

General  Agent  of  the  Martford  Fire  Insurance  Company. 

Mr.  Heywood  was  born  in  Westminster,  Mass.,  and  spent  his  boyhood  on  a  farm.  He 
was  educated  in  the  public  schools  and  Academy  of  his  native  town  and  at  Lester  Academy, 
Mass.  He  began  at  an  early  age  to  teach  in  the  public  schools  of  his  State.  He  taught 
one  year  in  Portsmouth,  Va. 

He  came  to  Illinois,  in  1855,  locating  at  Aurora,  where  for  nine  years  he  had  charge 
of  the  Public  Schools  of  that  city,  laying  the  foundation  thoroughly  for  a  system  of 
Public  Schools  which  for  years  has  given  Aurora  a  leading  position  among  the  cities  of 
the  State  and  country.  His  health  failing,  he  came  to  Chicago  in  January,  1864,  and  in 
September  of  that  year  entered  the  Insurance  office  of  Moore  £  Stearns.  Soon  after  he 
was  made  Secretary  of  a  Local  Company  which  reinsured  its  business  in  a  few  months  by 
his  advice.  The  next  year,  in  January.  1866,  he  entered  the  office  of  G.  F.  Bissell,  General 
Agent  of  the  Hartford  Fire  Insurance  Company,  as  Special  Agent,  traveling  over  the 
entire  West.  In  July,  1869,  he  went  into  local  business  in  Chicago  for  a  year  with  Mr.  C. 
H.  Case.  In  November,  1869,  he  was  made  General  Agent  for  the  Hartford  for  its  Pacific 
Department,  and  located  at  San  Francisco,  January  1st,  1870.  He  remained  there  until 
January,  1872,  having  located  the  Company  in  all  the  States  and  Territories  of  that 
field.  At  a  later  date  he  left  that  department  in  the  hands  of  his  associate,  A.  P.  Flint,  and 
returned  to  Chicago,  entering  the  office  of  the  Western  Department  of  the  Hartford  as 
Assistant  General  Agent  with  G.  F.  Bissell,  which  position  he  held  until  July  1st,  1895, 
when  he  was  promoted  to  the  position  of  General  Agent,  owing  to  the  death  of  G.  F.  Bis- 
sell. 

Mr.  Heywood  was  one  of  the  first  members  of  the  Union  League  Club;  was  one  of  its 
Board  of  Managers  for  three  years,  and  was  Vice-President  from  1891  to  1893.  He  is  also 
a  prominent  member  of  the  Marquette  Club,  Chicago  Literary  Society,  Illinois  Society 
of  the  Sons  of  the  American  Revolution.  Massachusetts  Society  in  Chicago,  of  which 
he  was  President  last  year. 

His  family  consists  of  two  sons:  Henry  B..  Special  Agent  for  the  Hartford  in 
Nebraska  and  South  Dakota,  and  John  P.,  who  is  engaged  in  the  lumber  business  in  this 
city. 

(54) 


ROCKWOOD  WILDE  HOSMER, 

General   Agent,  Mercantile   &    American    Insurance  Company  of   Boston.  Mass, 


Rockwood  Wilde  Hosmer  was  born  at  Concord,  Mass.,  in  March,  1845,  and  is  a  grad- 
uate of  the  High  School  of  that  town.  He  commenced  business  as  office  boy  in  a  whole- 
sale dry  goods  house  in  Boston,  connecting  himself  with  Fire  Insurance  in  1862,  as  clerk 
in  the  office  of  I.  F.  Dodson  &  Co.,  in  Boston,  Mass.,  and  has  remained  in  the  same  busi- 
ness continuously  up  to  the  present  time. 

Mr.  Hosmer  is  a  member  of  the  Chicago  and  Union  Clubs,  the  Society  of  the  Sons 
of  the  American  Revolution,  and  for  several  years  past  has  been  President  of  the  Chicago 
Board  of  Underwriters. 


R.  J.  O.  HUNTER, 

Of  the  Firm  of  Pellet  &   Hunter,  General  and  Local  Agents.     «, 

R.  J.  O.  Hunter  was  born  in  Hamilton,  Canada,  in  1852,  and  received  his  education 
at  Toronto  and  New  York,  with  the  exception  of  four  years  spent  in  private  schools  in 
England  and  France.  In  1871  he  began  the  study  of  law  at  Cincinnati,  Ohio,  but  sub- 
sequently moved  to  Chicago,  where  he  completed  his  legal  studies  and  was  admitted  to 
the  bar  by  the  Supreme  Court  at  Springfield,  Illinois.  After  several  years'  practice, 
however,  on  account  of  trouble  with  his  eyes,  he  was  compelled  to  give  up  active 
work  in  his  profession,  and  moved  to  Kansas  City,  in  1879,  where  he  became  associated 
with  Ed.  H.  Webster,  in  the  Fire  Insurance  business,  under  the  firm  name  of  Webster  & 
Hunter.  In  January,  1884,  Mr.  Hunter  concluded  to  return  to  Chicago  and  formed  a 
partnership  with  Oakley  B.  Pellet,  under  the  firm  name  of  Pellet  &  Hunter.  In  January, 
1887,'  Oakley  B.  Pellet  died  and  was  succeeded  by  his  son,  Clarence  S.  Pellet,  the  firm 
name  remaining  unchanged.  Mr.  Hunter  has  been  an  active  and  earnest  worker  in  the 
Chicago  Fire  Underwriters'  Association,  until  within  a  few  years,  since  when  the 
growth  of  the  firm's  General  Agency  Department  required  him  to  give  his  entire 
attention  to  the  outside  business.  The  firm  of  Pellet  &  Hunter  are  General  and  Local 
Agents  for  the  Mechanics'  of  Philadelphia,  United  States  Fire  of  New  York  and  the. 
Manufacturers'  and  Merchants',  Armenia  and  Citizens'  Insurance  Companies  of  Pittsburg. 


(56) 


JOSEPH  W.  HOSMER, 

Of  the  Firm  of  R.  W.  Mosmer  &  Co.,  General  Agents. 

Joseph  W.  Hosmer  was  born  in  Concord,  Massachusetts.  His  ancestors,  who  were 
prominent  in  early  colonial  days  and  during  the  Revolution,  came  from  England  in  1635 
and  settled  in  Concord,  Mass.  He  was  educated  in  the  public  schools  of  Concord,  and  com- 
menced business  in  the  Stove  Factory  of  Pratt  &  Wentworth  in  Boston.  He  was  admitted 
to  a  partnership  interest  in  the  firm  and  sent  to  Chicago  in  1868  to  take  charge  of  the  busi- 
ness there,  which  was  continued  until  the  great  fire  of  1871.  In  1873  he  became  connected 
with  the  firm  of  R.  W.  Hosmer  &  Co.,  which  connection  has  continued  ever  since. 

Mr.  Hosmer  was  married  at  Barre,  Vermont,  in  1879,  to  Miss  Ella  Fifield.  He  is  Vice 
President  of  the  Mechanics'  Institute  of  Chicago,  and  a  member  of  the  Union  League  Club 
of  Chicago  and  the  Illinois  Society  of  the  Sons  of  the  American  Revolution. 


(57) 


FREDERICK  SINCLAIR'JAMES, 

General  Western  Agent  of  the  National  Fire  Insurance  Company. 

Frederick  Sinclair  James  is  a  native  of  Illinois  and  was  born  at  Barrington,  Cook 
County,  February  20th,  1849.  His  father  was  prominent  in  public  affairs  in  Chicago  and 
Cook  County  for  many  years,  was  Provost  Marshal  for  the  Western  District  during  the 
war,  and  for  a  time  Fire  and  Police  Commissioner  of  Chicago.  Mr.  James  received  his 
education  in  the  Public  and  High  Schools  of  Chicago.  On  July  18th,  1864,  he  entered 
the  Insurance  office  of  Alfred  James  &  Co.,  as  office  boy,  the  senior  member  of  the  firm 
being  his  brother.  In  four  or  five  years  he  had  worked  his  way  up  to  a  membership  in 
the  firm,  and  not  long  after  the  great  Chicago  fire  began  business  on  his  own  account 
as  a  Local  Agent.  Gradually,  as  the  head  of  the  firm  of  Fred  S.  James  &  Co.,  he  has 
built  up  the  largest  Local  Agency  in  Chicago,  and  has  also  for  many  years  served  as 
General  Western  Agent  for  strong  Companies.  For  several  years  he  was  Western 
Manager  of  the  Fire  Insurance  Association  of  London,  England,  and  afterward  of  the 
Boston  Underwriters'  until  the  Washington  Fire  and  Marine  withdrew  from  the  combi- 
nation, when  he  continued  as  its  General  Western  representative,  and  when  the  National 
of  Hartford  reinsured  the  Western  business  of  the  Washington,  continued  as  its  Western 
General  Agent. 

Mr.  James  is  prominent  in  social  circles,  a  member  of  several  clubs  and  a  thirty- 
second  degree  Mason,  with  a  deserved  popularity  wherever  known.  He  was  married  at 
Chicago,  October  6th,  1868,  to  Miss  Loretta  B.  Whitney  and  has  five  children. 

(58) 


O.  C.  KEMP, 

General  Agent,  Rochester  German  Insurance  Company  of  Rochester,  IN.  Y. 


(59) 


JOSEPH   A.  KELSEY, 

Assistant  Manager,  Western   Department,  Royal  Insurance  Company. 


Joseph  A.  Kelsey  was  born  at  St.  Mary's,  Ohio,  in  1858.  He  began  his  Insurance 
career  in  1880  in  Denver,  in  the  Local  and  General  Agency  of  Cobb,  McMann  &  Co.  In 
1881  he  was  appointed  Special  Agent  of  the  New  York  Underwriters'  Agency  with  head- 
quarters at  St.  Louis,  and  a  year  later  he  became  associated  with  the  General  Agency  of 
Martin  Collins  of  that  city.  On  the  1st  of  February,  1884,  Mr.  Kelsey  was  employed  by 
Manager  Downing  of  the  Insurance  Company  of  North  America  as  Special  Agent  for  Iowa 
with  headquarters  at  Des  Moines.  After  remaining  in  that  State  for  two  years  he  was 
transferred  to  Indiana  as  State  Agent  for  the  same  company,  which  position  he  occupied 
until  January,  1890.  He  was  then  offered  and  accepted  the  position  of  assistant  to  Mr. 
E.  L.  Allen,  Manager  of  the  Northwestern  Department  of  the  Royal  at  Chicago.  With 
the  consolidation  of  the  Central  and  Northwestern  Departments  of  this  company  August 
1st,  1895,  Mr.  Kelsey  was  made  assistant  by  the  in-coming  Managers,  Messrs.  Law  Broth- 
ers. Mr.  Kelsey  comes  of  an  Insurance  family.  His  father,  Benjamin  Kelsey,  has  been 
State  Agent  of  the  Hartford  in  Indiana  for  the  past,  twenty  years.  One  of  his  brothers, 
H.  N.  Kelsey,  is  State  Agent  for  Illinois  and  Indiana  for  the  Norwich  Union,  and  another 
brother,  Preston  T.  Kelsey,  is  the  Illinois  State  Agent  for  the  Hanover. 

Mr.  Kelsey  is  a  member  of  the  Union  League  and  Chicago  Athletic  Clubs. 

(60) 


GEORGE  E.  KLINE, 

Assistant  General   Manager,  Continental  Insurance  Company  of  New  York. 

George  E.  Kline  was  born  at  Lebanon,  Penn.,  on  the  16th  of  December,  1859,  and 
obtained  his  education  at  Faribault,  Minn.  He  entered  the  Insurance  business  with  the 
Continental  Insurance  Company  at  Chicago,  November  24th,  1879. 


(61) 


GEORGE  WALLACE  LAW, 

Associate  Manafcer,  Western  Department  of  the  Royal  Insurance  Company. 

George  Wallace  Law  was  born  in  Cincinnati,  Ohio,  August  6th,  1852,  not  long  after 
his  father,  Dr.  John  S.  Law,  removed  from  Georgia  to  Cincinnati.  He  received  a  liberal 
education,  sufficient  to  prepare  him  for  Yale,  from  which  his  father  graduated  with 
honors.  Instead,  however,  of  pursuing  a  full  literary  course,  he  entered  the  office  of  hi& 
father,  the  Manager  of  the  Royal,  and  from  clerical  to  field  work,  he  made  himself  thor- 
oughly familiar  with  all  details  of  Fire  Underwriting;  later  becoming  associated  with 
his  brothers,  John  H.  and  Charles  H.,  as  one  of  the  managers  of  the  Central  Department 
of  the  Royal,  and  now  as  one  of  the  active  managers  of  the  Department,  comprising  four- 
teen States,  with  headquarters  at  Chicago. 

He  is  a  genial  gentleman,  of  fine  social  qualities,  and  is  counted  one  of  the  foremost 
among  Western  Underwriters,  and  is  a  man  of  rare  and  all  round  ability.  His  family, 
father  and  sons,  have  represented  the  Royal  for  forty-three  years. 


(62) 


JOHN  HUGH  LAW, 

Of    L.aw    Bros.,     Managers    of    the    Western    Department    of    the    Royal 

Insurance    Company. 


John  Hugh  Law  was  born  in  Savannah,  Georgia,  August  17th,  1836.  His  father,  Dr. 
John  S.  Law,  who  was  one  of  an  old  Southern  family  of  English  descent,  was  educated 
at  Yale  College,  and  upon  graduating  carried  off  the  honors  of  his  class.  He  removed 
with  his  family  to  Cincinnati  about  1848,  and  here  John  Hugh  commenced  his  business 
life,  after  a  liberal  education  in  Herron's  College,  one  of  the  leading  Colleges  of  its 
day;  also  taking  a  course  in  a  Commercial  College.  He  entered  the  Insurance  office  of 
his  father,  who  in  1852,  had  been  appointed  the  General  Agent  of  the  Royal  Insurance 
Company.  Upon  the  death  of  Dr.  Law,  in  1877,  the  management  of  the  Central  Depart- 
ment of  the  Royal  was  continued  by  John  H.  until  1881,  when  his  two  brothers,  Charles 
H.  and  George  W.  joined  him  in  the  management,  with  the  subject  of  our  sketch  as  sen- 
ior member  of  John  H.  Law  &  Bros.,  and  so  continued  until  July  of  this  year,  when 
the  firm  was  chosen  by  Sub-Manager  Beaven  and  U.  S.  Manager  Beddall  to  take  charge 
of  the  Western  Department  at  Chicago,  comprising  the  old  territory  of  the  Western  and 
Central  Departments,  excepting  West  Virginia. 

Mr.  Law  was  married  April  20th,  1858,  to  Miss  Georgia  Overaker,  of  Cincinnati. 
They  have  six  children.  He  has  long  been  a  prominent  figure  among  leading  Under- 
writers and  is  universally  recognized  as  a  gentleman  of  great  executive  ability  and  withal 
a  liberal-minded  citizen  and  a  man  of  the  highest  integrity.  He  was  for  a  number  of 
years  Mayor  of  Lenland,  Ohio;  elected  four  terms,  and  served  on  the  Pish  and  Game 
Commission  of  the  State  of  Ohio,  appointed  first  by  Gov.  Foraker  and  then  by  Gov. 
McKinley. 

Mr.  Law  was  one  of  the  original  members  of  the  Queen  City  Club  of  Cincinnati,  and 
for  over  twenty  years  a  member  of  the  Currier  Club  of  the  same  place. 

(63) 


GERALD  HENRY  LERMIT, 

Manager  of  the  Western    Department  of  the  Northern  Assurance  Company 

of  London,  England. 

Gerald  Henry  Lermit  was  born  at  Dedham,  Essex,  England,  in  1855.  At  the  age 
of  seventeen  he  joined  the  staff  of  the  Northern,  and  some  years  after,  being  Assistant 
Secretary  at  the  Company's  London  office,  the  duty  was  delegated  to  him  of  visiting 
various  countries  of  the  world  to  examine  into  the  Company's  business  or  plant  new 
agencies  therein.  In  this  capacity  he  spent  some  time  in  Egypt,  India,  Burmah,  Ceylon, 
Brazil,  the  Argentine  Republic,  Chili,  Continental  Europe  and  Canada,  as  well  as  the 
United  States,  which  he  visited  several  times.  In  1891  he  passed  some  months  inspecting 
the  business  of  the  Northern  on  the  Pacific  Coast.  On  the  resignation  of  Mr.  Goodwin 
and  death  of  Mr.  Crooke,  in  1894,  Mr.  Lermit  was  appointed  to  succeed  them  as  Manager 
of  the  Western  Department. 


(04) 


THEODORE  W.  LETTON, 

General  Manager,  Prussian  (National  Insurance  Company  of  Germany. 

Theodore  W.  Letton  was  born  July  23d,  1840,  near  Davenport,  Iowa,  to  which  place 
his  parents  had  moved  from  Covington,  Ky.,  a  few  months  before.  About  two  years 
after  his  parents  settled  in  Quincy,  111.,  where  they  are  still  living. 

He  received  his  education  in  the  private  schools  of  Quincy,  and  when  about  eighteen 
years  of  age  was  elected  Captain  of  the  Quincy  Cadets,  a  military  organization  of  young 
men,  that  afterwards  gained  the  reputation  of  being  one  of  the  best  drilled  companies 
in  the  State. 

In  September,  1861,  he  was  mustered  into  service  as  First  Lieutenant,  Company  C, 
Fiftieth  Illinois  Infantry.  After  serving  for  a  short  time  on  the  staff  of  General  B.  M. 
Prentiss  in  North  Missouri,  he  joined  his  regiment  and  took  part  in  the  battles  of  Fort 
Henry,  Donelson  and  Shiloh.  Directly  after  the  latter  battle  he  was  promoted  to  Adjutant, 
and  served  in  that  capacity  during  the  siege  and  capture  of  Corinth,  which  took  place 
the  following  October.  Within  a  few  days  following  this  latter  battle,  he  was  detailed 
as  Acting  Assistant  Adjutant  General  of  the  Third  Brigade,  Second  Division,  Sixteenth 
Army  Corps,  and  remained  on  duty  in  that  position  for  about  eighteen  months.  While 
on  the  Atlanta  Campaign  he  was  detailed  as  Acting  Assistant  Adjutant  General  on  staff 
of  General  Wm.  Vandever,  who  was  commanding  the  troops  at  Rome,  Ga.,  and  performed 
the  duties  of  that  position  until  the  end  of  his  term  of  service. 

After  the  war  Captain  Letton  settled  in  Kansas  City,  Mo.,  where  he  engaged  in 
mercantile  business  for  a  number  of  years,  and  afterwards  in  the  local  insurance  business. 

During  the  nearly  twenty-five  years  in  which  Captain  Letton  has  been  engaged  in 
fire  insurance  he  has  been  connected  with  a  number  of  companies  in  different  capacities. 
He  was  for  some  years  Manager  of  the  Western  Department  of  the  Fire  Association  of 
England,  and  as  a  result  of  his  successful  handling  of  the  business,  was  made  Manager 
of  the  United  States  Branch  of  that  company,  with  headquarters  in  New  York  City. 

He  was  afterwards  Manager  of  the  Western  Department,  of  the  Union  of  California, 
and  in  1891,  when  the  Prussian  National  Insurance  Company  decided  to  establish  a 
United  States  Branch,  Captain  Letton  was  appointed  General  Manager,  with  headquarters 
in  Chicago. 

In  February,  1863,  Captain  Letton  was  married  to  Mary  C.  Field,  of  Quincy,  111., 
and  they  have  three  children. 

He  is  a  Vestryman  of  St.  Paul's  Eniscopal  Church.  Hyde  Park:  a  member  of 
the  Loyal  Legion,  Society  of  the  Army  of  Tennessee,  Grand  Army  of  the  Republic.  Union 
League  Club.  Kenwood  Club,  and  a  number  of  Masonic  bodies. 


W.  J.  LITTLEJOHN, 


Manager  of  the  Western  Department  of  the  North  British  and  Mercan- 
tile Insurance  Company. 


W.  J.  Littlejohn  was  born  at  Memphis,  Tenn.  He  was  educated  at  the  University  of 
St.  Louis  and  studied  law  in  that  city.  He  entered  the  Insurance  business  in  March,  '67, 
in  the  local  agency  of  the  late  H.  A.  Littleton  (publishers  of  Littleton's  Digest),  at  Mem- 
phis, Tenn.,  and  afterwards  succeeded  to  the  agency  business.  He  continued  as  a  Local 
Agent  at  Memphis  until  1876,  when  he  was  appointed  General  Agent  and  Manager  at  the 
home  office  of  the  Merchants'  Insurance  Company,  of  St.  Joseph,  Mo.  This  company  he 
conducted  with  success,  largely  increasing  its  surplus  and  paying  handsome  dividends, 
until  the  change  in  the  home  office  management  of  the  Connecticut  Fire  in  1880.  Its  new 
president  sought  out  the  general  agent  at  St.  Joseph,  and  Mr.  Littlejohn  became  the 
Connecticut's  first  supervisor  and  adjuster  in  the  Western  field.  In  this  position  he  trav- 
eled over  the  entire  West,  making  the  acquaintance  of  the  best  agents  and  deriving  an 
experience  of  great  value.  As  an  active  member  of  the  Missouri,  Kansas  &  Nebraska 
State  Board,  of  which  he  is  an  ex-president,  he  took  part  in  the  rating  of  a  very  wide 
field  and  assisted  in  the  establishment  of  the  first  Western  compact  at  Kansas  City. 
Soon  after  the  establishment  of  the  Western  Department  of  the  Connecticut  under  Abram 
Williams  in  November,  '84,  Mr.  Littlejohn  re-insured  the  Merchants'  of  St.  Joseph  in  the 
Connecticut,  and  it  was  not  long  after  this  that  he  was  called  in  from  the  field  and  made 
assistant  manager  of  the  Connecticut's  Western  Department,  contributing  materially  to  the 
company's  signal  success. 

(06) 


ADOLPH  LOEB, 

United  States  Manager,  North  German  Fire  Insurance  of  Germany  and 
Trans  Atlantic  Insurance  Company  of  Germany. 

Adolph  Loeb  was  born  at  Bingen,  Germany,  on  the  9th  of  March,  1839,  receiving  his 
education  in  the  public  schools  in  that  country,  emigrating  to  the  United  States  when 
fifteen  years  of  age.  He  first  engaged  in  business  as  a  bookkeeper,  and  later  followed 
mercantile  pursuits.  In  1870  he  started  a  Fire  Insurance  Agency,  at  Memphis,  Tenn., 
with  the  American  Central  of  St.  Louis,  Mo.,  resigning  in  1873  to  come  to  Chicago  with 
M.  S.  Judah,  as  General  Agent  of  the  Manhattan  Life  Insurance  Company,  and  shortly 
afterward  became  General  Agent  for  the  Western  Department  of  the  Mississippi  Valley 
Fire  Insurance  Company  of  Memphis,  Tenn.  After  Mr.  Judah's  death,  he  quit  the  Life 
Insurance  business  and  continued  Fire  Insurance  alone.  He  became  Manager  of  the 
Western  Department  of  the  North  German  Fire  Insurance  Company,  and  remained  so 
until  it  withdrew  from  this  country.  He  still  continued  the  Local  Agency  business  with 
his  son,  Leo  A.  Loeb,  and  in  1892  admitted  Mr.  Louis  Becker,  his  son-in-law.  The  North 
German  Fire  Insurance  Company,  re-entering  the  United  States  in  1892,  Mr.  Loeb  became 
U.  S.  Manager  of  same,  deposit  made  in  Illinois. 

Mr.  Loeb  is  Secretary  of  the  Commercial  Loan  and  Building  Association,  which 
•association  he  started  himself  in  1883,  it  now  being  one  of  the  largest  in  the  State.  He 
is  a  deacon  in  Dr.  Hirsch's  church,  a  member  of  the  Standard  and  Lakeside  Clubs,  a 
Director  of  the  Bank  of  Commerce,  and  of  the  Michael  Reese  Hospital  and  United  Hebrew 
Charities,  and  also  a  Director  of  the  Jewish  Orphan  Asylum  at  Cleveland,  Ohio,  and  of 
the  Sheltering  Home.  He  was  married  to  Miss  Lucille  Hart,  at  Cincinnati,  Ohio,  in  1864. 


(67) 


J.  J.  MAYBERRY, 

Resident   Secretary,   Rhode  Island   Underwriters'  Association. 

J.  J.  Mayberry  was  born  at  Providence,  Rhode  Island,  in  1868,  and  was  educated  in 
(he  Public  Schools  of  that  city.  He  entered  the  Insurance  business  at  Providence,  as  clerk 
iu  the  office  of  the  Equitable  Fire  and  Marine  Insurance  Company,  and  was  appointed  to 
his  present  position,  Resident  Secretary  of  the  Rhode  Island  Underwriters'  Association,  at 
Chicago,  in  1891.  He  is  a  member  of  the  Union  League  and  Ashland  Clubs  of  Chicago. 


(68) 


JOHN  j.  MCDONALD, 


General  Manager,  Western  Department,  Continental  Fire  Insurance  Company 

of  New  York. 


John  J.  McDonald  was  born  in  Scotland  in  1843  and  received  his  education  principally 
by  private  tutors.  His  first  business  engagement  was  in  the  construction  of  railroads  in 
Europe,  afterwards  coming  to  this  country  and  locating  in  the  West.  Mr.  McDonald 
entered  the  Insurance  business  November  12th,  1870,  as  Local  Agent  for  the  Continental 
Insurance  Company  in  Holt  County,  Mo.  In  1873  he  entered  the  field  as  Special  Agent, 
covering  different  states  in  the  West.  In  1890  he  was  transferred  to  the  Pacific  Coast 
and  organized  that  department  and  took  charge  as  General  Agent,  continuing  until  Febru- 
ary, 1891,  when  he  was  placed  in  charge  of  the  Western  Department  as  General  Manager. 

Mr.  McDonald  was  married  December  10th,  1872,  to  Miss  M.  B.  Brown,  at  Fayette,  Mo. 
They  have  six  children — two  boys  and  four  girls. 

He  is  a  member  of  the  Masonic  fraternity  and  Union  League  Club. 

(69) 


CHARLES  WRIGHT  MEEKER, 

Of  the  Firm  of  Cox  &   Meeker. 

Charles  Wright  Meeker  was  born  at  Menasha,  Wisconsin,  January  27th,  1861,  and  was 
educated  in  the  public  schools  of  Monroe,  Wis.  He  has  had  eight  years'  experience  in 
office  and  field  work  and  for  five  years  has  been  Assistant  Manager  of  the  Western 
Department  of  Underwriters  at  American  Lloyds,  New  York,  and  now  holds  the  same 
position  for  this  and  eleven  other  fire  insurance  institutions  that  confine  underwriting 
to  selected  risks. 

Mr.  Meeker  was  married  in  November,  1888,  and  has  one  daughter.  He  is  a  32d  degree 
Mason,  a  Knight  Templar  and  a  member  of  the  Chicago  Athletic  Club. 


(70) 


GEORGE  H.  MOORE, 

Assistant  Secretary,  Liverpool  &  London  &  Globe  Insurance  Company. 

George  H.  Moore  is  a  native  of  New  England,  and  was  born  in  North  Hartland,  Ver- 
mont, January  20th,  1848,  being  a  direct  descendant  of  the  Hunt  family,  who  landed  in 
this  country  in  1835.  His  early  years  were  spent  in  Champlain,  New  York,  where  he  re- 
ceived his  education  in  the  academy  of  that  city.  At  the  age  of  sixteen  he  commenced 
earning  his  own  living,  clerking  in  the  dry  goods  store  of  S.  P.  Bailey  at  Plattsburg,  New 
York.  In  1866  he  moved  to  Detroit  and  engaged  in  the  shipping  and  commission  business, 
forming  a  copartnership  in  1869  with  William  Livingston,  Jr.,  in  a  wholesale  wood  and  tim- 
ber business,  in  connection  with  shipping  and  commission,  the  company  owning  four  large 
lake  tugs.  In  1878  he  commenced  his  career  in  the  Insurance  business  as  Special  Agent  of 
the  Manhattan  Insurance  Company,  of  New  York,  for  Michigan,  Ohio,  and  West  Virginia. 
In  1882  he  became  connected  with  the  Liverpool  and  London  and  Globe  as  State  Agent  for 
Michigan,  and  January  1st,  1893,  was  promoted  to  assistant  Resident  Secretary  of  the  Chi- 
cago branch,  covering  fifteen  States  and  Territories. 

Mr.  Moore  is  a  member  of  the  Union  League  Club,  Chicago  Whist  Club,  and  Sons  of  the 
Revolution.  He  was  married  at  Detroit,  Michigan,  December  14th,  1870,  to  Miss  Emma 
E.  Smith,  and  has  six  children. 


(71) 


JACOB    M.   NEUBURGER, 

Manager  of  the  Atlas  Assurance  Company  of  London. 


Jacob  M.  Neuberger  was  born  at  St.  Louis,  Missouri,  on  the  4th  of  July,  1840.  He  was 
educated  in  the  common  schools  of  Cincinnati,  and  commenced  business  clerking  in  a 
dry  goods  store.  He  entered  the  Insurance  business  in  1870,  in  a  local  insurance  office 
at  Laporte,  Indiana,  and  during  1871  and  1872  was  District  Agent  for  the  Imperial  Insur- 
ance Company  and  Special  Agent  for  the  same  company  until  October,  1873,  when  he  was 
appointed  special  agent  for  the  German-American  Insurance  Company,  which  position 
he  held  until  August,  1891,  when  he  was  appointed  Manager  of  the  Atlas  Assurance  Com- 
pany, which  position  he  holds  at  the  present  time. 

Mr.  Neuberger  was  married  at  Laporte,  Indiana,  on  the  2nd  day  of  January,  1867,  and 
has  three  children. 

He  is  a  member  of  the  Iroquois  Club  of  Chicago,  and  a  Royal  Arch  Mason. 

(72) 


DANIEL  CONDIT  OSMUN, 

Resident  Manager,  Imperial  Insurance  Company,  Limited  of  London,  England. 

Daniel  Condit  Osmun  was  born  at  Orange,  Essex  County,  New  Jersey,  on  the  13th  ol 
February,  1834.  He  received  his  education  in  the  public  and  private  schools  of  New  York 
City. 

He  entered  the  Insurance  business  in  1849,  when  he  was  employed  in  an  office  in  New 
York  City.  He  has  been  connected  with  various  companies  since  that  time,  and  now  holds 
the  position  of  Resident  Manager  of  the  Imperial  Insurance  Company  of  London. 

Mr.  Osmun  is  a  prominent  member  of  the  Union  League  and  Washington  Park  Clubs 
of  Chicago. 


(73) 


ROGERS  PORTER, 

Assistant  Manager,  German-American  Insurance  Company  of  INew  York. 

Rogers  Porter  was  born  at  Frome,  England,  in  November,  1843.  He  entered  the  In- 
surance business  in  1872,  at  Cincinnati,  with  the  Phoenix,  of  Hartford,  and  in  1873  moved 
to  Chicago,  finding  employment  in  the  Local  Agency  office  of  Mr.  James  Ayers. 

Upon  the  establishment  of  the  German-American  Western  Department,  he  was  given 
a  position  in  the  office,  and  from  1874  to  1888  did  special  work  and  adjusting  in  various 
portions  of  the  field,  receiving  the  appointment  of  Assistant  Manager  in  the  latter  year. 

Mr.  Porter  was  married  in  1880,  at  Lewistown,  Penn.,  to  Miss  Millie  C.  Long,  and  has 
one  son.  He  is  a  member  of  the  Union  League  Club  and  Chicago  Athletic  Association. 


(74) 


CLARENCE  S.  PELLET, 

Of  the  I  ii  in  of  Pellet  &  Nunter,  General  Agents. 

Clarence  S.  Pellet  was  born  at  Newton,  Sussex  County,  New  Jersey,  February  26th, 
1865,  coming  to  Chicago  when  quite  young.  He  received  his  primary  education  In  the 
common  schools  and  high  school  of  Chicago,  and  later  attended  Beloit  College,  from 
which  he  was  graduated  in  the  class  of  1886. 

After  leaving  college  he  studied  law  for  a  short  time  at  Chicago,  and  at  the  death  of 
his  father,  Oakley  B.  Pellet,  which  occurred  in  January,  1887,  he  entered  the  firm  of  Pel- 
let &  Hunter,  Local  Agents,  and  has  remained  connected  with  the  same  firm  up  to  the 
present  time. 

Mr.  Pellet  is  a  member  of  the  Chicago  Athletic  Association,  the  Oak  Park  Club,  and 
(be  Sigma  Chi  College  Fraternity. 


(7f>) 


JOHN  FOSTER  RICE 

Assistant  Manager,  Prussian  National  Insurance  Company  of   Germany. 

John  Foster  Rice  was  born  February  9th,  1864,  in  Milwaukee,  Wis.  He  received  his- 
early  training  in  that  city  and  after  graduating  from  the  academy  engaged  in  the  grain 
commission  business  on  the  Milwaukee  Board  of  Trade;  a  few  years  later  he  came  to 
Chicago  and  entered  the  employ  of  S.  P.  Farrington  &  Co.,  wholesale  grocers,  remaining 
with  them  until  they  retired  from  business  in  1884. 

Mr.  Rice  then  entered  the  Insurance  business  in  the  office  of  B.  M.  Teall  &  Co.,  remain- 
ing there  until  1887,  when  he  resigned  to  accept  the  position  of  Special  Agent  for  the  Fire 
Insurance  Association  of  England.  Later  he  was  appointed  Examiner  of  the  Western 
and  Pacific  Coast  business  of  the  company  in  their  New  York  office,  and  in  1889  returned 
to  Chicago  as  Assistant  Manager  of  the  Western  Department  of  the  Union  of  California. 
In  1891  he  was  appointed  to  his  present  position. 

Mr.  Rice  was  married  jn  Chicago  in  1887  to  Miss  Lucy  Adelaide  Letton.  They  have 
three  children,  all  living.  He  is  a  member  of  the  Highland  Park  Club,  and  Royal  Arcanum. 


(76) 


CHARLES  RICHARDSON, 

Second  Assistant  General  Agent,  National  Fire  Insurance  Company 

of  Hartford. 

Charles  Richardson  was  born  in  Indiana  on  the  19th  of  July,  1853.  He  was  educated 
in  the  public  schools  and  was  graduated  from  Indiana  University  in  1877.  In  the  latter 
part  of  1877  he  entered  the  law  office  of  Judge  Capron  to  read  law  and  attend  to  the  in- 
surance business  of  the  office.  In  1883  he  was  appointed  Special  Agent  for  Indiana  of  the 
Franklin  Insurance  Company,  of  Indianapolis.  In  1884  he  went  with  the  Firemens  In- 
surance Company,  of  Dayton,  Ohio,  in  the  capacity  of  Special  Agent  and  Adjuster,  and 
in  1888  was  appointed  Secretary  and  held  this  position  \mtil  the  Company  reinsured  in  the 
National  of  Hartford,  Conn.,  in  January,  1892. 

In  January,  1888,  he  was  married  at  Greenville,  Ohio,  to  Miss  Maude  Lecklider.  They 
have  two  children,  a  girl  and  a  boy.  He  is  connected  with  the  Sigma  Chi  College  Fra- 
ternity, Masonic  bodies,  Knights  Templar,  Scottish  Rite,  32d  degree  Mason,  ana  a 
member  of  the  Medina  Temple,  Mystic  Shrine. 


(77) 


FRANK  RITCHIE, 

Assistant  General  Agent,  Hanover  Fire  Insurance  Company  of  New  York. 

Frank  Ritchie  was  born  at  Boston,  Mass.,  on  the  llth  of  October,  1852,  and  received 
his  education  in  the  common  schools  of  Oxford,  Ohio.  In  March,  1872,  he  entered  the  In- 
surance business  at  Cincinnati.  Ohio,  in  the  office  of  John  S.  Law  &  Son,  Managers  of 
the  Royal  Insurance  Company,  remaining  there  for  twelve  years.  He  was  State  Agent 
and  Adjuster  for  the  New  York  Underwriters'  Agency  for  Indiana,  with  headquarters- 
at  Indianapolis,  for  ten  years,  from  1884  to  1894;  being  appointed  to  his  present  position, 
Assistant  General  Agent  of  the  Hanover  Insurance  Company,  August,  1894,  he  then  re- 
moved to  Chicago. 


JOSEPH  MARTIN  ROGERS, 

Manager  of  the  Western  Department  of  the  Queen  Insurance  Company. 

Joseph  Martin  Rogers  was  born  at  Lexington,  Kentucky,  on  the  14th  of  July,  1839. 
He  attended  the  Union  College  at  Schenectady,  New  York,  and  graduated  from  the 
Louisville  University  Law  Department,  and  later  from  the  Albany,  N.  Y.,  Law  School. 
He  practiced  law  at  Columbus,  Ind.,  from  1863  to  1866,  being  Local  Agent  of  the  Hartford 
and  Aetna  Insurance  Companies  at  the  same  time.  From  1867  to  1868  he  was  Special 
Agent  of  the  Hartford;  from  1868  to  1871,  Local  Agent  at  Louisville;  from  1870  to  1875, 
General  Agent  for  the  Central  Department  of  the  Imperial;  from  1875  to  1876,  General 
Adjuster  for  the  Franklin,  of  Philadelphia;  and  from  1876  to  1881,  Assistant  General 
Agent  for  the  Phoenix,  of  New  York;  he  was  then  appointed  to  his  present  position, 
Manager  of  the  Western  Department  of  the  Queen  Insurance  Company,  of  Liverpool. 

Mr.  Rogers  was  married  at  Louisville,  Ky.,  to  Miss  Kate  Gamble,  December  17th, 
1863,  and  November  21st,  1892,  to  Miss  Julia  Rogers,  of  Chicago,  and  has  five  children. 
He  is  a  member  of  the  University  Club,  Chicago  Literary  Club,  and  an  Honorary  Member 
of  thft  Illinois  Club. 

(79) 


WILLIAM  E.  ROLLO, 

Of  the  Firm  of  W.  E.  Rollo  &  Son,  General  and  L>ocal 

William  E.  Rollo  was  born  in  the  parish  of  Gilead,  Hebron  Township,  Tollard  County, 
Connecticut,  January  3rd,  1821.  After  a  common  school  education  he  became  a  student 
at  East  Windsor  Academy,  and  completed-  his  education  at  a  similar  institution  at  East 
Hartford,  graduating  therefrom  at  the  age  of  eighteen.  In  1850  he  went  to  Columbus, 
Ohio,  as  a  representative  of  the  Hartford  Fire  Insurance  Company,  and  was  also  Agent 
for  the  Springfield  Fire  and  Marine  Insurance  Company  of  Springfield,  Mass.,  the  State 
Mutual  of  Pennsylvania,  and  the  Connecticut  Mutual  Life  Insurance  Company.  In  1858  he 
became  General  Agent  of  the  Girard  Fire  and  Marine  Insurance  Company,  and  dur- 
ing the  next  two  years  established  agencies  in  Chicago  and  all  the  principal  cities  or  tne 
West.  Since  1860  he  has  been  permanently  located  in  Chicago.  In  1863  he  organized  the 
Merchants'  Insurance  Company  of  Chicago.  This  corporation  had  become  well  estab- 
lished and  was  progressing  rapidly,  but  went  down  with  the  great  fire  of  1871,  before 
the  undreamed-of  assault  upon  its  assets.  The  year  following  that  disaster,  through  Mr. 
Hollo's  efforts,  the  Traders'  Insurance  Company  was  established  and  made  a  successful 
and  solid  institution.  After  two  years  he  turned  over  the  enterprise  to  other  parties,  and- 
since  that  time  has  been  engaged  in  the  General  and  Local  Agency  business. 

Mr.  Rollo  was  married,  in  October,  1845,  to  Miss  Jane  T.  Fuller,  daughter  of  Genera) 
Asa  Fuller  of  Ellington,  Connecticut,  and  has  two  daughters  and  a  son. 

(80) 


WILLIAM  FULLER  ROLLO, 

Of  the  Firm  of  W.   B.  Rollo  &  Son,  General  and    L»ocal  Agents. 

William  Fuller  Rollo  was  born  at  Philadelphia,  Pa.,  February  I5th,  1860,  removing 
to  Chicago  and  receiving  his  education  in  that  city.  May  1st,  1877,  he  became  identified 
with  the  Insurance  business,  and  has  remained  in  this  connection  up  to  the  present  time. 

January  31st,  1882,  he  was  married  to  Miss  Mary  Rice  Smith  of  Conneaut,  Ohio. 


(81) 


SAMUEL  A.  ROTHERMEL 

Assistant  Secretary,  Traders'  Insurance  Company. 

Samuel  A.  Rothermel  was  born  January  1st,  1849,  at  New  Berlin,  Pa.,  and  comes  of 
good  old  Holland  stock.  His  education  was  received  in  the  common  schools  at  Jersey 
Shore,  Pa.,  and  at  West  Branch  Academy  of  the  same  place.  Making  his  way  westward, 
he  entered  the  service  of  the  Adams  Insurance  Company  of  Freeport,  Illinois,  in  1866,  as 
an  office  boy,  and  in  1867  was  employed  in  the  local  agency  of  the  Aetna  at  that  place. 
During  1868  he  was  in  the  dry  goods  and  grocery  business  at  Morris,  Illinois,  but  in  1869 
he  went  with  H.  S.  Tiffany  &  Co.'s  Insurance  Agency  as  Office  and  Special  Agent,  re- 
maining until  1871. 

He  then  engaged  in  mei-thant  tailoring  at  Elgin,  Illinois,  but  returned  to  Insurance 
in  1873  as  Local  Agent  at  Kansas  City.  In  the  following  year  he  became  connected  with 
the  Traders  of  this  city  and  has  remained  with  it  continuously  in  various  capacities  ever 
since.  Thus,  since  1866,  with  the  exception  of  two  years,  he  has  been  in  the  Insurance 
ranks,  always  doing  good  work.  Mr.  Rothermel  was  also  President  of  the  Chicago  Un- 
derwriters' Association  for  two  years,  and  is  prominent  in  civic  affairs,  having  served 
one  term  as  President  of  the  town  of  Cicero,  and  for  ten  years  Treasurer  of  the  Oak  Park 
Building  Association.  He  has  also  been  Secretary  and  Treasurer  of  the  Oak  Park  Land 
Association  and  President  of  the  River  Forest  Land  Company.  He  has  taken  an  interest 
in  military  affairs,  for  five  years  was  an  officer  of  the  First  Regiment.  Illinois  National 
Guard.  He  is  a  man  widely  known,  and  as  widely  respected  for  his  sterling  qualities. 


(82) 


A.  F.  SHAW, 

Chief  Clerk  of  Goodwin,  Hall  &  tlenshaw. 


A.  P.  Shaw,  Chief  Clerk  of  Goodwin,  Hall  &  Henshaw,  was  born  at  Manchester,  Eng- 
land, January  29th,  1866. 

Mr.  Shaw  was  educated  privately  and  commenced  his  business  career  by  entering  the 
office  of  his  father,  a  leading  coal  merchant  and  Insurance  agent  of  his  native  city.  At 
the  age  of  17  he  joined  his  elder  brother  in  Chicago,  and  secured  a  junior  position  with 
the  Springfield  Fire  and  Marine  in  its  office  in  Chicago.  Mr.  Shaw  made  some  changes, 
all  in  the  way  of  promotions,  serving  a  short  time  in  the  Lancashire  and  four  years 
in  the  Connecticut  offices.  Upon  the  establishment  of  the  Western  Department  of  the 
Anglo-Nevada,  Mr.  Shaw  was  selected  as  Cashier  by  Manager  S.  T.  Collins,  who  was  not 
slow  to  recognize  the  gentleman's  ability  and  advanced  him  very  shortly  to  the  position 
of  Chief  Clerk,  which  position  he  continued  to  fill  with  the  Caledonian  after  the  rein- 
surance of  the  Anglo-Nevada  by  that  company.  Declining  to  go  to  Philadelphia  on  the 
discontinuance  of  the  Western  Department  at  Chicago,  Mr.  Shaw  entered  the  local  busi- 
ness with  first  agencies  of  the  Grand  Rapids  of  Michigan  and  Alamo  of  Texas  on  No- 
vember 1st,  1891.  Mr.  Shaw  continued  to  represent  the  companies  named  as  First  Agent, 
and  the  Traders  of  Chicago,  Union  of  London,  and  Sun  of  England  as  Second  Agent 
until  in  May,  1894,  he  was  induced  by  Messrs.  Goodwin,  Hall  &  Henshaw  to  accept  a  flat- 
tering proposal  to  enter  their  office  as  Chief  Clerk.  Mr.  Shaw  has  especial  charge  of  the 
Local  Agency  of  the  firm,  the  principal's  time  being  devoted  more  particularly  to  the 
extensive  General  Agency  of  the  Union  and  other  companies  represented. 

Mr.  Shaw  married,  January  29th,  1891,  Mary  Emma  Moore,  a  Chicago  lady,  and  is 
the  father  of  two  children,  a  boy  and  a  girl. 


(83) 


CHARLES   G.  SHEPARD, 

Assistant  Manager  of  the  Queen  Insurance  Company  of  America. 

Charles  G.  Shepard  was  born  at  Columbus,  Ohio,  on  the  15th  of  November,  1852,  and 
was  educated  in  the  public  schools  of  that  place.  After  finishing  his  education  he  en- 
tered the  County  Auditor's  office,  and  in  January,  1871,  began  his  Insurance  career  with 
the  Home  Insurance  Company  of  Columbus,  Ohio. 

In  January,  1882,  he  came  to  Chicago  to  accept  a  position  with  the  Western  Depart- 
ment of  the  Queen  Insurance  Company,  with  which  company  he  is  still  connected. 

Mr.  Shepard,  in  1887,  married  a  Miss  Blend  of  Oneonta,  New  York.  They  have  one 
child,  a  son. 


(84) 


JOHN   SHEPHERD, 

General  Agent.  Manchester  Fire  Assurance  Company  of  Manchester,  England. 


John  Shepherd  was  born  in  Carroll  County,  Tennessee,  July  29th,  1849,  of  English 
and  Scotch  descent.  He  was  educated  in  a  private  school  and  at  Cumberland  University, 
Lebanon,  Tennessee,  being  a  graduate  of  the  class  of  1870.  He  entered  life  as  a  lawyer; 
practiced  eight  years,  then  did  general  business  until  entering  the  General  Agency  busi- 
ness at  Chicago,  Illinois,  in  March,  1883,  in  the  Loss  Department  of  the  North  British 
and  Mercantile  Insurance  Company.  He  was  married,  August  16th,  1870,  to  Miss  Mary 
E.  Sharp  of  Macon,  Mo.,  and  has  one  son,  J.  E.  Shepherd.  His  family  is  one  of  the  oldest 
of  English  and  Scotch  extraction  in  America,  his  parental  ancestors  coming  with  the 
first  permanent  colony  to  Virginia  in  1607.  All  of  his  great-grandparents  were  patriots  in 
the  Revolution,  two  of  them  being  distinguished  officers  in  the  army.  Though  Southern 
by  birth,  his  father  and  mother  were  staunch  Union  people  in  the  Rebellion,  when  it 
counted  much  for  one  to  love  country  above  property  and  faction.  Pew  families  suffered 
or  endured  more  for  real  Union  than  his,  to  whom  the  American  flag  was  an  emblem  of 
the  glory  of  an  indivisible  Union  of  independent  States.  The  Union,  the  Constitution,  the 
enforcement  of  the  law,  was  the  platform  upon  which  they  stood  in  that  severest  test  of 
real  patriotism  in  America. 

Mr.  Shepherd  is  a  Free  Mason,  being  a  member  of  the  Garfield  Lodge,  No.  643,  York 
Chapter,  No.  148,  Columbia  Commandery,  No.  63,  Oriental  Consistory,  Scottish  Rite, 
thirty-second  degree. 

(85) 


ROBERT  J.  SMITH, 

Secretary,  Traders*  Insurance  Company,  of  Chicago,  Illinois. 

Robert  Jordan  Smith  was  born  near  Belleville,  Illinois,  June  12th,  1837.  Mr.  Smith 
prides  himself  in  being  a  descendant  of  one  of  St.  Clair  County's  earliest  settlers.  He  at- 
tended the  public  schools  in  his  neighborhood  until  about  fifteen  years  old,  when  he 
entered  Shurtleff  College.  He  remained  there  a  few  months,  when  he  left  to  engage  in 
teaching.  In  1860  Mr.  Smith  began  his  Insurance  career  as  a  Local  Agent  for  the  Aetna 
at  Red  Bud,  Illinois.  While  there  he  was  occasionally  called  upon  to  do  some  special  work 
for  the  company  A  ?tate  Agency  for  the  Aetna  was  given  him  in  1865,  which  soon  oc- 
casioned his  removing  to  Springfield.  This  continued  for  two  years,  when  he  was  ap- 
pointed General  Agent  for  the  Western  Department  of  the  Putnam  Insurance  Company 
of  Hartford,  with  headquarters  at  Chicago.  The  great  Chicago  fire  of  1871  bankrupted 
the  Putnam,  and  so  left  him  to  engage  elsewhere.  The  North  British  and  Mercantile 
soon  after  appointed  him  Superintendent  of  Agencies,  covering  Illinois,  Iowa,  Missouri  and 
Minnesota.  A  little  later  the  New  Orleans  Insurance  Association  appointed  him  its  North- 
western General  Agent,  for  which  and  all  companies  he.  ever  represented  he  rendered 
efficient  service,  and  was  most  successful  in  the  field.  In  1874  the  Traders  Insurance  Com- 
pany of  Chicago  was  in  need  of  a  competent  man  for  Secretary.  Mr.  Smith  was  chosen 
for  that  position,  and  has  remained  with  the  company  ever  since,  and  has  brought  to 
the  Traders  distinct  success.  Mr.  Smith  has  always  taken  the  most  active  and  faithful  in- 
terest in  different  underwriting  organizations.  He  has  been  Supervising  Agent  of  the 
National  Board;  always  a  leader  in  the  affairs  of  the  Fire  Underwriters'  Association  of 
the  Northwest,  and  was  its  honored  President  in  1873;  was  President  of  the  International 
Board  of  Inland  Marine  Underwriters  in  1876.  He  took  an  active  and  prominent  part  in  the 
formation  of  the  Union,  and  has  always  been  one  of  its  most  loyal  supporters  and  coun- 
selors. Mr.  Smith  has  filled  every  position  of  trust  and  honor  in  the  different  Fire  In- 
surance organizations,  as  well  as  served  upon  their  Boards  of  Directors  and  Executive 
high  position  of  honor  and  trust  at  the  last  meeting,  held  at  Niagara. 
Committees,  and  he  is  at  present  the  President  of  the  Western  Union,  being  called  to  that 

(86) 


JOHN  V.  THOMAS, 


Assistant  Resident  Secretary,  Liverpool  &  London  &  Globe  Insurance 

Company. 


John  V.  Thomas  was  born  and  educated  in  Princeton,  N.  J.  Came  West  in  1857, 
and  settled  during  the  summer  of  that  year  in  Dixon,  111.  His  first  commission  as  an  In- 
surance Agent  was  received  in  1865,  though  real  estate  required  the  greater  part  of  his 
attention  until  1874,  when  he  engaged  regularly  in  the  Insurance  business,  and  the  lead- 
ing Agency  in  his  adopted  city  was  the  result.  In  the  fall  of  1881  he  received  the  ap- 
pointment of  State  Agent  for  Illinois  for  the  Liverpool  and  London  and  Globe  Insurance 
Company,  which  position  he  successfully  filled  until  called  to  his  present  position,  Janu- 
ary 1st,  1893.  His  twelve  years  of  field  work  show  him  to  be  closely  identified,  and  al- 
ways in  harmony,  with  the  Illinois  State  Board  of  Fire  Underwriters,  which  he  served 
as  its  President,  as  a  member  of  its  Executive  Committee  and  one  of  its  District  Chair- 
men. He  is  at  present  a  member  of  this  organization  and  is  also  a  member  of  the  Fire 
Association  of  the  Northwest.  His  adopted  city  bears  many  evidences  of  his  interest  in 
its  welfare;  his  activity  in  securing  many  public  improvements  being  aided  by  his 
prominence  in  city  affairs  during  two  years  as  Alderman  and  five  consecutive  terms  as 
Mayor. 

He  is  a  Knight  Templar  and  a  32d  degree  Mason. 

(87) 


HENRY  H.  WALKER, 

Secretary.  Western  Farm  Department  and    Illinois  State  Agent  of  the 

Home  of  New  York. 

Henry  H.  Walker  was  born  in  Rush  County,  Indiana,  in  1839.  While  engaged  in 
merchandising,  at  the  age  of  twenty,  he  wrote  his  first  Insurance  policy,  which  was  for 
the  Aetna,  under  the  late  J.  B.  Bennett.  From  the  age  of  twenty  to  twenty-five  he  rep- 
resented as  Local  Agent,  in  addition  to  the  Aetna,  the  Phoenix  of  Hartford,  the  Hartford, 
the  Old  Manhattan,  and  the  Security  of  New  York.  At  the  age  of  twenty-five  he  entered 
the  employ  of  the  Security  as  a  Special  Agent,  in  Illinois,  and  continued  for  ^ne  year, 
when  he  engaged  with  the  Home  of  New  York  as  an  Adjuster,  traveling  out  from  New 
York  city.  On  January  1st,  1867,  he  took  charge  of  the  Home's  State  Agency  in  Indiana, 
and  continued  until  July,  1887.  He  removed  permanently  from  Indiana  on  July  1st,  1887, 
to  assume  the  management  of  the  Home's  Western  Farm  Department  at  Chicago,  to 
which,  in  October,  1893,  the  Sub-Agency  Mercantile  business  of  the  Western  States 
was  added;  and  November  1st,  1894,  the  general  supervision  of  the  company's  entire 
business  in  the  State  of  Illinois  was  also  placed  in  his  hands. 


(88) 


WILLIAM    SEYMOUR  WARREN, 

Resident   Secretary.  Chicago    Branch  of  the  Liverpool  &   L.ondon  &  Globe 

Insurance  Company. 

William  Seymour  Warren  was  born  at  Cleveland,  Ohio,  May  10th,  1848,  and  is  a  son 
-of  the  late  William  Warren,  who  was  Resident  Secretary  from  1875  to  the  time  of  his 
death  in  November,  1889.  Mr.  Warren  was  educated  in  the  high  schools  of  Cincinnati, 
and  entered  the  Insurance  business  as  an  office  boy  at  Chicago,  December  3rd,  1866.  He 
was  City  Manager  of  the  Liverpool  &  London  &  Globe  at  Chicago  when  his  father 
died,  and  was  appointed,  together  with  Mr.  George  Crooke,  to  succeed  him.  Mr.  Crooke 
withdrew  in  December,  1892,  leaving  Mr.  Warren  sole  Secretary.  His  entire  business  life, 
from  his  school  days  to  the  present  time,  has  been  devoted  to  the  service  of  the  Liverpool 
&  London  &  Globe  Insurance  Company. 

Mr.  Warren  was  married  at  Chicago,  January  4th,  1883,  to  Miss  Fannie  R.  Parsons, 
and  has  two  children,  a  boy  and  girl  He  is  a  member  of  the  Union  League  Club  of 
•Chicago. 


(89) 


CLINTON  WEEKS, 

General  Agent  of  the  Norwood  Insurance  Company  of  New  York. 

Clinton  Weeks  was  born  at  New  London,  Conn.,  March  10th,  1866.  After  leaving 
school  he  was  employed  as  a  clerk  in  the  office  of  the  United  States  Life  Insurance  Company 
at  New  London,  and  in  1885,  entered  the  Fire  Insurance  business  at  Chicago.  He  was  mar- 
ried at  Chicago,  to  Miss  Edith  Fail-field,  and  has  three  children.  Is  a  member  of  the  Chi- 
cago Athletic  Club  and  Harvard  Club  of  Englcwoocl. 


(90) 


JOSEPH  L.  WHITLOCK, 

Western  Manager  of  the  Glens  Palls  Insurance  Company. 


Joseph  L.  Whitlock  was  bom  at  Menclham,  New  Jersey,  June  10th,  1849.  He  was 
educated  at  Chester  Institute,  Morris  County,  New  Jersey.  At  the  age  of  eight- 
een years  he  came  to  Chicago  and  found  employment  in  the  office  of  Moore  & 
Steans,  49  LaSalle  Street,  the  largest  fire  insurance  agency  in  Chicago.  Afterwards  he 
became  connected  with  the  Commercial  Fire  of  this  city,  as  Inspector.  In  1869  he  was 
elected  Secretary  of  the  National  Fire  of  Chicago.  In  1872  he  joined  the  staff  of  the  local 
agency  of  Mr.  C.  H.  Case,  and  subsequently  was  appointed  Special  Agent  and  Adjuster  of 
the  Royal,  under  the  management  of  Mr.  Case.  Here  he  remained  until  1882,  when  he 
assumed  his  present  position. 

Mr.  Whitlock  has  taken  a  prominent  part  in  Western  Fire  Underwriters'  organiza- 
tions. He  has  served  as  President  of  the  Illinois  State  Board,  and  in  1885  was  President  of 
the  Fire  Underwriters'  Association  of  the  Northwest.  He  is  a  believer  in  and  advocate  of 
sound  practices  in  fire  underwriting,  which  he  enforces  in  the  conduct  of  his  own  business. 

He  is  quite  active  outside  of  insurance,  in  business,  political  and  social  life.  He 
is  a  stanch  Prohibitionist  and  the  party  has  honored  him  on  several  occasions  with  nomi- 
nations for  public  office.  He  has  been  their  candidate  for  alderman,  mayor  and  member 
of  Congress.  He  is  a  member  of  the  Young  Men's  Christian  Association  and  was  its 
treasurer  in  1883-5.  He  is  also  active  in  church  and  Sunday  School,  being  an  officer  of 
the  Emmanuel  M.  E.  church,  Evanston,  111.,  and  Superintendent  of  its  Sunday  School.  He 
is  a  fluent  speaker  and  his  voice  is  always  heard  on  the  side  of  morality  and  right. 

(91) 


CHARLES  LEWIS  WHITTEMORE, 

With  the  Western   Department,  North  British  and  Mercantile  Insurance 

Company. 

Charles  Lewis  Whillemore  was  born  at  Belchertown,  Mass.,  May  15th,  1859.  He  was 
educated  in  the  public  schools  of  Springfield,  Mass.,  and  at  Amherst  College,  Amherst, 
Mass.  He  entered  the  office  of  the  Connecticut  Fire  Insurance  Company  in  1880,  was 
connected  with  the  Providence-Washington  in  1892,  and  with  the  North  British  &  Mercan- 
tile Insurance  Company  in  1895. 

He  was  married  Jan.  1st,  1884,  at  Springfield,  Mass.,  to  Miss  Lillia  E.  Wilson,  and 
has  one  child.  He  is  a  member  of  the  Union  League  Clnb  and  the  Chicago  Athletic  Asso- 
ciation. 


(92) 


ABRAM  WILLIAMS, 

Manager,  Western    Department  of  the  Connecticut   Fire   Insurance    Company. 


Abram  Williams  was  born  at  Utica,  New  York,  March  31st,  1830.  At  the  age  of 
fourteen  his  father  died,  and  he  was  obliged  to  leave  school  and  make  his  own  way  in 
the  world.  His  career  commenced  as  clerk  in  a  store,  later  engaging  in  business  on  his 
own  account,  and  in  1855  he  established  a  mercantile  house  in  New  York  with  connec- 
tions at  Paris,  France.  He  enlisted  in  the  Union  Army  in  1862,  and  served  successively 
as  Lieutenant  in  the  Sixth  Iowa  Cavalry,  as  chief  of  Cavalry  on  General  Sully's  staff, 
and  as  Assistant  Quartermaster,  with  the  rank  of  Major.  Returning  from  the  war. 
Major  Williams  established  a  Local  Insurance  Agency  at  Dubuque,  Iowa,  afterwards 
becoming  Special  State  and  General  Agent  of  the  Yonkers  Fire  of  New  York.  In  1869 
he  was  appointed  Western  Manager  of  the  Company,  and  came  to  Chicago.  The  Company 
suffered  by  the  Chicago  fire  of  1871,  and  in  a  courageous  attempt  to  save  the  books  of 
his  office  he  was  seriously  injured  and  crippled  for  two  years.  In  1874  he  was  able  to 
resume  active  work,  and  was  appointed  Superintendent  of  the  Farm  Department  of  the 
west  for  the  Continental,  of  New  York.  Mr.  Williams  remained  with  cnis  Company  until 
October,  1884,  when  he  became  Manager  of  the  Western  Department  of  the  Connecticut 
Fire,  which  position  he  still  occupies.  He  has  served  one  term  as  President  of  the  Fire 
Underwriters'  Association  of  the  Northwest,  and  is  well  and  favorably  known  in  social 
circles;  is  a  member  of  the  Union  League  Club  and  a  Knight  Templar. 

(93) 


CONRAD  WITKOWSKY, 

Of  the  Firm  of  Witkowsky  &  Affeld,   General  Agents. 

Conrad  Witkowsky  was  born  at  Posen,  Prussia,  on  the  2d  of  December,  1839.  His 
parents  came  to  America  when  he  was  very  young  and  he  received  his  education  in  the 
public  schools  of  New  York  and  Chicago.  After  leaving  High  School  he  engaged  in  mer- 
cantile business  with  his  father  at  Chicago,  resigning  in  1866  to  enter  the  office  of  S.  M. 
Moore  &  Co.,  Insurance  Agents  of  Chicago,  which  firm  was  dissolved  some  years  later. 

Mr.  Witkowsky  was  married  at  Chicago  in  1864,  to  a  lady  who  bore  the  same  name  as 
himself;  they  have  three  children. 

He  is  a  member  of  the  Standard  and  Lakeside  Clubs,  Masonic  and  other  fraternities. 


(94) 


MORITZ  WOLF, 

General  Agent,  German  Fire  Insurance  Company  of  Peoria,  Illinois, 

Moritz  Wolf  was  born  in  Austria  on  the  24th  of  August,  1864.  He  received  his  educa- 
tion in  the  public  schools  of  his  native  country,  and  studied  Law  for  about  two  years. 
He  came  to  this  country  when  quite  a  young  man  and  in  1884  entered  the  Insurance 
business  at  Chicago,  111.,  in  a  Local  Agency  office. 

Mr.  Wolf  was  married  May  26th,  1891,  to  Miss  Minnie  Hartwig,  of  Watertown,  W1&. 
They  have  two  children. 


(95) 


JOHN  O.  WRIGHT, 

Superintendent  of  Agencies,   Hanover   Fire   Insurance   Company  of   New  York. 

John  O.  Wright  was  born  at  Covington,  Kentucky,  in  the  year  1856,  and  was  edu- 
cated in  the  public  schools  of  Cincinnati.  He  commenced  business  as  cashier  and  book- 
keeper in  a  hat  and  fur  store  in  Cincinnati,  and  entered  the  Insurance  business  in  the 
summer  of  1875  as  a  clerk  in  the  office  of  John  S.  Law  &  Son,  Cincinnati,  coming  to  Chi- 
cago in  1882  as  Daily  Report  Examiner  for  the  Western  Department  of  the  Springfield 
Fire  and  Marine  Insurance  Company.  He  was  Special  Agent  for  that  company  for  Ohio 
in  1883  and  1884,  and  was  in  a  similar  capacity  for  the  New  York  Underwriters  in  1885 
and  Cook  County  Special  Agent  for  the  same  company'  from  1886  until  the  organization 
of  the  Western  Department  of  the  Hanover  Insurance  Company. 


(96) 


Hfcjustere, 


State  anb  Special  Haente, 


GEORGE  W.  ADAMS, 

General   Adjuster. 

Geo.  W.  Adams  was  born  at  Tiffin,  Ohio,  on  the  31st  of  May,  1843,  and  received  his 
education  in  a  country  log  school  house.  He  worked  on  a  farm  until  fifteen  years  of 
age,  when  he  obtained  a  position  in  a  bank.  May  1st,  1867,  he  engaged  in  Fire  Insurance 
business  at  Tiffin,  Ohio. 

Mr.  Adams  was  married  in  1863  to  Miss  Rogers  and  has  one  child  living.  He  is 
a  member  of  the  Union  League  Club  of  Chicago. 


(100) 


SHERWOOD  DICKERSON  ANDRUS, 

Special  Agent,  Providence  Washington  Insurance  Company  of  Providence.  R.  I, 

Sherwood  Dickerson  Andrus  was  born  in  Watertown,  Jefferson  County,  New  York, 
April  5th,  1855;  was  educated  in  the  public  schools  of  his  native  city,  with  the  exception 
of  when  he  attended  Hope  College,  of  Holland,  Michigan.  Engaged  in  business  for  the 
first  time  in  1871,  in  the  book  and  stationery  store  of  Messrs.  Hanford  &  Wood,  in  Water- 
town,  and  in  the  following  spring,  with  his  father,  Mr.  Merritt  M.  Andrus,  in  the  grocery 
and  produce  business,  which  occupation  he  followed  until  October,  1872,  when  he  entered 
the  Insurance  business  with  the  "Black  River,"  afterwards  known  as  the  Northern  Insur- 
ance Company  of  New  York,  with  headquarters  in  Watertown.  He  remained  with  that 
company  until  June,  1878,  when  he  resigned  to  accept  a  situation  as  Assistant  Cashier 
in  the  wholesale  grocery  house  of  Messrs.  Sprague,  Warner  &  Co.,  of  Chicago.  In  February, 
1879,  he  went  to  Leadville,  Colo.,  and  engaged  in  the  fancy  grocery  business,  which  occupa- 
tion he  followed  until  the  next  November,  when  he  became  actively  engaged  in  silver  min- 
ing, and  continued  in  that  until  May,  1883,  when  he  returned  to  Chicago  and  entered  the 
wholesale  dry  goods  house  of  Messrs.  Cleveland,  Cummings  &  Woodruff,  as  Assistant 
Credit  man.  Upon  the  collapse  of  that  house,  the  following  November,  he  concluded  to 
return  permanently  to  the  Insurance  business  and  in  April,  1884,  he  connected  himself 
with  the  Sun  Fire  Office  of  England,  as  Special  Agent  for  Illinois,  under  Col.  Thomas 
Johnston,  who  was  then  its  State  Agent;  he  continued  with  that  company  until  the 
spring  of  1886,  when  he  resigned  to  accept  a  position  with  the  Mississippi  Valley  and  North- 
western Mutual  Fire  Insurance  Companies  of  Rock  Island,  111.,  under  Mr.  David  S.  Wagner. 
In  the  following  August  he  resigned  to  accept  a  position  as  Special  Agent  for  the  Norwich 
Union  Fire  Insurance  Society  of  England,  for  the  States  of  Illinois  and  Indiana.  While 
engaged  with  this  Society  he  was  three  times  elected  to  fill  the  position  of  Secretary 
of  the  Illinois  State  Board  of  Fire  Underwriters,  with  which  organization  he  has  been 
identified  ever  since.  In  May,  1890,  he  resigned  from  the  Norwich  Union  to  accept  a 
position  of  Daily  Report  Examiner  in  the  General  Western  Insurance  office  in  Chicago  of 
the  National  Fire  Insurance  Company  of  Hartford,  Conn.,  which  position  he  filled  until 
May,  1893,  when  he  again  resigned  to  accept  the  position  of  Chief  Clerk  in  the  General 
Western  office  of  the  company  he  is  now  associated  with.  He  is  a  member  of  the  Auburn 
Park,  111.,  Blue  Lodge  and  Chapter,  A.  F.  and  A.  M.,  and  Fidelity  Council  of  the  Royal 
League  of  Normal  Park.  111. 

(101) 


CHARLES  GERRY  AVARS, 

Illinois  State  Agent,  Phoenix    Insurance  Company  of  Hartford,  Conn. 


Charles  Gerry  Ayars  was  born  at  Newton,  New  Jersey,  on  the  28th  of  December,  1831. 
He  received  his  education  in  private  schools  and  the  grammar  school  of  Rutgers  Col- 
lege, New  Jersey.  His  father,  the  Rev.  James  Ayars,  was  a  Methodist  minister,  in  active 
service  for  fifty  years.  Two  of  his  brothers  were  officers  in  the  Union  army,  the  young- 
est being  killed  at  the  battle  of  Petersburg.  After  leaving  school  Mr.  Ayars  engaged  in 
the  produce  business  at  Jersey  City,  N.  J.  In  the  spring  of  1857  he  came  West  and  went 
to  Covington,  Ky.  In  1858-59  was  in  the  office  01?  the  Western  Department  of  the  Phoe- 
nix Insurance  Company  of  Hartford,  at  Cincinnati,  Ohio.  Came  to  Evanston,  Ills.,  in  1859, 
«nd  engaged  in  farmine  until  1874.  He  was  County  Commissioner  of  Cook  County  from 
1875  to  1881,  and  in  1882  went  with  the  Phoenix  as  Special  Agent 

Mr.  Ayars  was  married,  in  1859,  to  Margaret  H.  Fredinburg  of  New  York  city.  He 
Is  a  member  of  the  Evanston  Masonic  Lodpe,  Evanston  Chapter  and  Evanston  Command- 
«ry,  the  Evanston  Club  and  the  Evanston  Boat  Club. 


(102) 


WILLIAM  N.  BAMENT, 

Special  Agent  and  Adjuster,  Home  Insurance  Company  of  New  York. 

William  N.  Bament  was  born  at  Cincinnati,  Ohio,  on  October  19th,  1858.  He  received 
his  education  in  the  Grammar  and  High  Schools  of  Cincinnati,  and  entered  the  Insur- 
ance business  at  Cincinnati,  May  2d,  1876,  with  the  Insurance  Adjustment  Company, 
remaining  with  them  for  seven  years.  In  September,  1883,  he  entered  the  service  of 
the  California  Insurance  Company  of  San  Francisco,  and  served  in  the  capacity  of 
correspondent,  head  of  the  Loss  Department  and  Special  Agent.  In  November,  1886,  he 
was  appointed  General  Agent  of  the  Central  Department  of  the  California  Insurance 
Company,  with  headquarters  at  Cincinnati,  holding  said  position  until  the  retirement 
of  the  Company  in  1892.  Since  that  time  he  has  been  with  the  Home  Insurance  Company 
of  New  York  as  Special  Agent  and  Adjuster,  with  headquarters  at  Chicago. 

Mr.  Bament  was  married  at  Cincinnati,  Ohio,  June  30th,  1886,  to  Miss  Ida  L. 
Vaughn  and  has  two  children. 


(103) 


X 


JAMES   G.  S.  BEST, 

Special  Agent,  Agricultural  Insurance  Company  of  Watertown,  N.  Y. 

James  G.  S.  Best  was  born  at  Blairsville,  Pennsylvania,  on  the  25th  of  January,  1846, 
In  September,  1863,  he  entered  the  Insurance  field  at  Freeport,  Illinois,  and  with  the  ex- 
ception of  two  years  this  has  been  his  only  business. 

He  was  with  the  American,  Continental  and  United  States  Insurance  Companies,  all 
of  Freeport,  then  called  the  "Hartford  of  the  West."  Came  to  Chicago  in  1873,  and 
was  with  the  American  of  Chicago  until  it  re-insured  in  1883.  He  then  became  con- 
nected with  the  Agricultural  Insurance  Company  of  Watertown,  N.  Y.,  as  Special  Agent 
for  the  ten  states  comprising  their  Western  field,  and  still  fills  that  position 


(104) 


JOSEPH   L.  BIERBRAUER, 

Special  Agent  of  the  Rochester  German  Insurance  Company. 

Joseph  L.  Bierbrauer  was  born  at  Rochester,  JJ.  Y.,  in  the  same  house  as  his  father, 
who  was  prominent  in  politics,  having  served  three  terms  in  the  Common  Council  and 
being  a  delegate  to  State  and  National  conventions  on  several  occasions,  and  died,  hav- 
ing still  another  year  to  serve  as  member  of  the  Common  Council.  Joseph  L.  was 
educated  in  the  Rochester  Public  Schools,  the  German  Parochial  School  and  the  Roch- 
ester Business  College.  He  entered  the  Fire  Insurance  business  in  Rochester,  N.  Y.,  in 
1886,  and  has  been  employed  since  1890  by  the  Rochester  German  Insurance  Company. 
He  was  married  at  Rochester,  in  April,  1893,  to  Miss  Rose  Knipper,  and  has  one  child, 
a  daughter. 

Mr.  Bierbrauer  is  an  honorary  member  of  the  Ancient  Order  of  Foresters  of  America 
and  the  Court  Pride  of  Flower  City  at  Rochester. 


(105) 


J.  P.  BLACK, 

General  Adjuster. 

Mr.  Black  is  a  native  of  Ohio.  He  has  been  a  resident  of  Chicago  since  the  first  of 
January,  1867,  and  from  that  date  until  the  time  of  this  sketch  has  been  prominent  as  an 
Adjuster  of  fire  losses.  He  has  been  concerned  mainly  in  cases  where  large  interests  were 
involved  and  his  treatment  of  these  has  been  such  as  to  call  forth  hearty  commendation 
from  the  Companies  interested. 


(106) 


WAITE  BLIVEN, 

Special  Agent  of  the  American  Fire  Insurance  Company  of  Philadelphia. 

Waite  Bliven  was  born  at  Cincinnati,  Ohio,  June  29th,  1867.  He  was  educated  in 
the  public  schools  of  Toledo,  Ohio,  and  entered  the  Fire  Insurance  business  at  the  same 
place  in  the  Western  Department  office  of  the  Howard  Insurance  Company  of  New  York. 
In  1885  he  came  to  Chicago  and  was  appointed  Special  Agent  of  The  American  Fire  Insur- 
ance Company,  which  position  he  holds  at  the  present  time. 

October  2d,  1890,  Mr.  Bliven  was  married  at  Chicago,  to  Miss  Gertrude  Foster,  and  has 
one  child — Charles  Foster  Bliven. 


(IV, 


THOMAS  ANTHONY  BOWDEN, 

Superintendent  of  Ratings,  Chicago  Underwriters'  Association. 

Thomas  Anthony  Bowden  was  born  in  Boston,  Mass.,  June  21st,  1845,  and' received  a 
thorough  education  in  the  schools  of  that  city.  He  commenced  business  as  packer  for 
a  manufacturer  of  millinery  goods  and  in  1872  became  connected  with  the  Chicago  Board 
of  Underwriters. 

Mr.  Bowden  was  married  at  Portsmouth,  New  Hampshire,  to  Miss  A.  P.  Ferguson, 
and  has  two  children.  He  is  a  member  of  the  Masonic  Fraternity,  Royal  Arcanum,  Grand 
Army  of  the  Republic,  Royal  League  and  National  Union. 


WILLIAM  DAVID  BRADSHAW, 

General  Agent  of  the  Union   Insurance  Company  of  Philadelphia. 

William  David  Bradshaw  was  born  at  Bolivar,  Ohio,  on  the  3d  of  January,  1851.  He 
attended  the  High  School  at  Lockport,  New  York,  and  later  the  High  School  at  Preeport, 
Illinois.  In  1867  he  commenced  his  business  career  in  the  office  of  the  American  Insur- 
ance Company  at  Freeport,  Illinois.  For  fifteen  years  he  was  with  the  American 
Insurance  Company,  of  Chicago;  for  four  years  he  was  Assistant  Manager  to  Mr.  C.  H. 
Case,  Manager  of  the  Royal  and  the  London  and  Lancashire  Insurance  Companies,  and 
In  1886  was  appointed  General  Agent  for  the  Union,  of  Philadelphia,  in  the  Western 
field. 

In  1878  Mr.  Bradshaw  was  married  to  Miss  Mabel  Hickcox.  and  has  one  child. 


(109 


GRANT  R.  BROWN, 

Special  Agent,  Western  Department  of  the  Pennsylvania  Tire  Insurance 
Company  of  Philadelphia. 

Mr.  Brown  was  born  in  Racine,  Wis.,  on  the  9th  day  of  February,  1864;  was  edu- 
cated in  Racine  and  Chicago  Public  Schools,  and  commenced  his  insurance  career  in  the 
office  of  the  Hartford  Fire  Insurance  Company  under  G.  F.  Bissell,  General  Agent,  in 
1884,  remaining  with  them  nearly  eight  years,  resigning  to  accept  the  position  of 
Daily  Report  Examiner  for  Wm.  C.  Brown,  then  General  Agent  Western  Department 
of  the  German  Insurance  Company  of  Quincy,  111:;  afterward  becoming  Special  Agent 
for  the  Royal  Insurance  Company,  Case  &  Co.,  Managers,  and  Chief  Clerk  in  office  for 
same  Company.  Mr.  Brown  was  married  in  Chicago  in  July,  1887,  to  Miss  Maude  A. 
Furness,  and  has  two  boys.  He  is  a  member  of  the  Royal  League. 


(110) 


WILLIAM  C.  BROWN, 

Special  Agent  and  Adjuster,  Pennsylvania   Fire  Insurance  Company  of 

Philadelphia. 

William  C.  Brown  was  born  at  Racine.  Wisconsin,  August  31st,  1861,  being  educated 
in  the  Public  Schools  of  that  place.  He  started  his  business  career  with  the  Hartford 
Fire  Insurance  Company  at  49  La  Salle  Street,  Chicago,  August  31st,  1875,  and  was  with 
them  until  April  1st,  1884;  from  that  time  until  December,  1889,  he  was  in  the  Local 
business  in  St.  Paul,  Minn.;  then  General  Agent  of  the  German  Insurance  Company  of 
Quincy,  Illinois,  until  it  re-insured  in  1893.  He  has  been  with  the  Pennsylvania  Fire 
Insurance  Company  since  the  opening  of  the  Chicago  General  Office. 

Mr.  Brown  was  married  in  Chicago  to  Miss  Ionia  E.  Lovett  and  has  two  children. 


(Ill) 


J.  MABBETT  BROWN, 

General   Adjuster. 

John  Mabbett  Brown  was  born  in  New  York  City  March  30th,  1829.  After  an  academic 
education  he  came  West  in  1845,  and  in  1846  entered  a  general  merchandise  store  at  Bat- 
tle Creek,  Mich.  In  1850  he  moved  to  Michigan  City,  where  he  was  employed  as  bookkeeper 
and  cashier  in  the  commission  business.  From  there  he  returned  to  New  York  in  1851  and 
served  a  clerkship  as  General  Average  Adjuster  with  the  Atlantic  Mutual  Marine  Insur- 
ance Company  of  New  York.  In  1854  Mr.  Brown  was  injured  on  the  Long  Island  Railroad, 
compelling  him  to  retire  from  business  for  two  years.  He  then  came  to  Chicago,  and  for 
three  years  was  a  member  of  the  Chicago  Board  of  Trade.  Returning  again  to  New  York 
City  in  1857,  he  traveled  from  there  through  the  Southern  States,  selling  goods,  until  the 
Rebellion  broke  out,  when  he  joined  the  army  and  served  until  the  close  of  the  war  in 
1865.  From  that  time  until  1869  he  was  engaged  in  the  Local  Insurance  business  at  To- 
ledo, Ohio,  during  which  time  he  traveled  through  the  State  of  Michigan,  doing  special 
work  for  the  Putnam  Fire  Insurance  Company  of  Hartford,  Conn.  In  October,  1871,  he  was 
appointed  State  Agent  for  the  Continental  Insurance  Company  of  New  York,  for  Michi- 
gan, remaining  with  that  company  until  1875,  when  he  joined  the  field  forces  of  the 
North  British  and  Mercantile,  under  the  management  of  Lewis  and  Cornell,  and  later  in 
the  same  year  received  an  appointment  with  the  Traders  Insurance  Company  as  General 
Adjuster.  February  1st,  1877,  he  was  appointed  Special  Agent  for  the  Northwest  of  the 
Imperial  and  Northern  Insurance  Company,  under  the  management  of  R.  D.  Alliger,  Resi- 
dent Manager,  and  D.  C.  Osmun,  Superintendent  of  Agencies,  and  remained  with  them 
iintil  September  1st,  1895. 

Mr.  Brown  was  married  to  Miss  Elizabeth  Gabriella  O'Brien  in  1858,  in  Brooklyn, 
New  York  and  has  one  son  and  one  daughter.  He  is  a  member  of  the  Chicago  Athletic 
Association  and  Apollo  Commanderv. 

(112) 


ROBERT  B.  CARSON, 

Special  Agent,  Commercial  Union  Assurance  Company. 

Robert  B.  Carson  was  born  in  Holmes  County,  Ohio,  September  25th,  1832,  and 
received  his  education  in  the  Public  Schools  of  Illinois.  He  entered  the  grain  and 
commission  business  in  the  fall  of  1856,  continuing  in  said  business  until  the  fall 
of  1862.  April  12th,  1863,  he  commenced  the  Insurance  business  in  Indiana,  and  after 
many  and  various  changes  in  career,  we  now  find  him  Special  Agent  for  the  Commer- 
cial Union  Assurance  Company  at  Chicago.  June  19th,  1859,  he  was  married  to  Miss 
Lina  A.  Pond.  They  have  two  children.  He  is  a  member  of  the  Masonic  order  and 
the  Grand  Calumet  Height  Gun  Club. 


(113) 


Special 


HENRY  W.  CARLISLE, 

,  Continental  Insurance  Company  of  New  York. 


Henry  W.  Carlisle  was  born  at  Chicago,  Illinois,  March  28th,  1862,  receiving  his  edu- 
cation in  the  Public  Schools  of  that  place- 

In  1875  he  entered  the  Insurance  business  in  Chicago  and  spent  eighteen  months  as 
office  boy  with  I.  J.  Lewis;  si\  months  with  the  Atlas  Insurance  Company  of  Hartford; 
eight  years  with  R.  S.  Critchell  &  Co.,  as  boy  clerk  and  bookkeeper;  seven  years  with 
the  Liverpool  &  London  &  Globe  Insurance  Company,  as  Cashier  and  City  Manager; 
two  years  as  Special  Agent  in  Illinois  for  the  Providence  Washington  Insurance  Com- 
pany, of  Providence,  R.  I.,  and  sixteen  months  as  Special  Agent  for  the  Continental  Insur- 
ance Company  of  New  York,  for  Chicago  and  Cook  County. 


(114) 


E.  G.  CARLISLE, 

Special    Agent,    Springfield    Fire   and  Marine  Insurance  Company. 


(115) 


JAMES  H.  CASWELL, 

General  Adjuster,  Western    Department  of  the  Germania   Fire  Insurance 

Company  of  New  York. 

James  H.  Caswell  was  born  in  Columbia  County,  New  York,  March  22d,  1853,  receiving 
his  education  in  the  public  schools  and  at  Wymanock  Seminary,  New  Lebanon,  New  York. 

He  commenced  his  business  life  in  1870  as  clerk  in  a  grocery  store  at  Pittsfield, 
Mass.,  shortly  after  coming  west  and  engaging  in  the  dry  goods  trade.  Later  he  was 
employed  for  three  years  in  the  Government  Mail  service.  In  1877  he  entered  the  Local 
Insurance  field.  In  1881  he  commenced  traveling  for  the  Orient  Insurance  Company, 
of  Hartford,  and  in  1884  for  the  Germania.  November  29th,  1884,  he  was  married  at 
Minneapolis,  Minn.,  to  Lizzie  H.  Frazier. 


(116) 


S.  E.  GATE, 

Special  Agent  and  General  Adjuster,  Delaware  and  Reliance  Insurance 
Companies  of  Philadelphia. 


Stephen  E.  Cate  was  born  in  London,  England,  in  1857,  of  Scotch  and  English 
parents,  and  came  to  this  country  when  a  mere  lad.  After  graduating  at  the  Des  Moines 
High  School  in  1876,  he  entered  the  employ  of  the  Hawkeye  Insurance  Company,  of  Des 
Moines,  Iowa,  as  office  boy,  and  after  a  thorough  office  training  was  promoted  to  Special 
Agent  and  remained  in  that  capacity  until  the  organization  of  the  Globe  Insurance 
Company,  when  he  accepted  the  position  of  State  Agent  and  Adjuster,  and  remained 
with  them  until  the  company  sold  its  business  to  another  organization. 

Mr.  Cate  then  accepted  the  position  of  Adjuster  in  the  Western  field  for  the  Phenix, 
of  Brooklyn,  continuing  in  their  service  in  that  capacity  for  four  years.  He  was  then 
tendered  the  position  of  Special  Agent  and  Adjuster  by  Henry  E.  Bowers,  Manager  of 
the  Guardian,  of  London,  for  six  Western  States,  which  position  he  retained  until  the 
organization  of  the  Western  Department  of  the  Delaware  and  Reliance.  He  then 
accepted  the  position  of  Special  Agent  and  General  Adjuster  for  the  field  controlled 
by  that  department,  which  position  he  now  occupies. 

Mr.  Cate  is  an  old  "National  Guardsman"  with  rank  of  Colonel,  and  was  on  the 
staff  of  Governor  Sherman  for  four  years.  He  is  a  Knight  Templar,  Shriner  and  Thirty- 
second  degree  Mason,  and  a  member  of  the  Episcopal  Church.  He  is  married  and  has 
one  son,  Lester,  now  attending  Military  School  at  Mobile,  Alabama. 

(117) 


CHARLES  T.  CHANDLER, 

Special  Agent,  National  Fire  Insurance  Company  of  Hartford,  Conn. 

Charles  T.  Chandler  was  born  at  Galena,  Illinois,  and  at  the  age  of  eight  years  came 
with  his  parents  to  Chicago,  receiving  his  education  in  the  Public  Schools  of  that 
city.  He  entered  the  Fire  Insurance  business  in  1877,  under  W.  B.  Cornell,  Superintendent 
of  the  North  British  and  Mercantile  Insurance  Company,  remaining  with  this  Company 
four  years;  was  then  two  years  in  the  General  Agency  office  of  the  Phenix  of  Brooklyn, 
also  with  the  Niagara  General  Agency  for  about  a  year,  leaving  to  accept  a  position 
as  Assistant  of  Inspections  and  Rating,  for  the  Minneapolis  Board  of  Underwriters, 
where  he  remained  about  a  year.  Returning  to  Chicago  in  1885,  Mr.  Chandler  engaged 
as  Inspector  for  the  Chicago  Fire  Underwriters'  Association,  until  appointed  Super- 
intendent of  the  Cook  County  Compact.  He  held  this  position  for  over  four  years,  until 
illness  compelled  his  resignation.  In  September,  1889,  he  was  appointed  Special  Agent 
for  Cook  County,  for  the  National  Fire  Insurance  Company  of  Hartford,  which  position 
he  still  holds. 

Mr.  Chandler  was  married  in  1893  at  Mineral  Point,  Wis.,  and  has  one  child,  a 
daughter.  He  is  Secretary  of  Cook  County  Fieldmen's  Association,  also  a  Director  of  the 
Ashland  Club  of  Chicago. 


(118) 


SAMUEL  T.  COCKEY, 

Special  Aftent,  Allemania  Fire  Insurance  Company  of  Pittsburii,  Pa. 

Samuel  T.  Cockey  was  born  at  Norfolk,  Litchfield  County,  Conn.,  August  16th,  1847. 
He  received  his  education  in  the  District  Schools  of  Connecticut  and  finished  at  Christo- 
matic  Institute,  Rye,  Westchester  County,  New  York. 

Mr.  Cockey  first  engaged  in  business  at  West  Winstead,  Conn.,  in  a  Country  Store. 
He  moved  to  Chicago  in  1872  and  entered  the  Insurance  business  as  State  Agent  of  the 
Lycoming  Insurance  Co.  of  Pennsylvania,  and  later  became  a  member  of  the  firm  of 
-Geo.  P.  Treadway  &  Co.,  General  and  Local  Agents.  In  1884  Mr.  Cockey  retired  from  the 
firm  and  Mr.  Treadway  continued  the  business.  Mr.  Cockey  then  engaged  in  the  Brok- 
erage business  until  1888,  when  he  accepted  the  position  which  he  now  holds  with  the 
Allemania. 


( 119 ) 


GEORGE  C.  COOPER, 

State  Agent  for  Michigan  and  Wisconsin  for  the  Fireman's  Fund-Insurance 

Company  of  California. 

jGeo.  C.  Cooper  was  born  at  Waterloo,  Seneca  County,  N.  Y.,  January  29th,  1841.  His 
education  was  obtained  in  the  common  schools  and  at  Falley  Seminary,  Fulton,  Oswego 
County,  N.  Y.,  where  he  was  thoroughly  'prepared  for  business,  which  he  entered  as 
clerk  in  a  grocery  store;  afterward  he  was  employed  in  a  general  store,  and  for  twelve 
years  was  in  business  for  himself.  In  1876  he  entered  the  Insurance  business  at  Sturgis, 
Mich.,  and  in  1877  commenced  to  travel  for  the  Firem  n's  Fund  Insurance  Company  as  State 
Agent  for  Michigan,  and  in  1890  added  Wisconsin  to  his  field,  with  headquarters  at  the 
Company's  General  Agency,  153  La  Salle  street,  Chicago. 

Mr.  Cooper  was  married  at  Fulton,  N.  Y.,  May  13th,  1860,  to  Miss  Louise  A.  Warner; 
has  two  daughters  living,  Mrs.  Jay  A.  Pearsall  and  Mrs.  Sam  B.  Taylor,  of  Lansing,  Mich. 


(120) 


GEORGE  CROOKE, 

Manager,  Western  Adjustment  and  Inspection  Company  of  Chicago. 

George  Crooke  was  born  at  Hebden  Bridge,  Yorkshire,  England,  November  27th, 
1828,  and  was  educated  in  private  schools.  He  was  first  engaged  in  the  mercantile  busi- 
ness, came  to  the  United  States  in  1850,  served  as  a  private  soldier,  and  later  as  First 
Lieutenant  and  Adjutant  of  the  Twenty-first  Regiment,  Iowa  Volunteer  Infantry,  from 
1862  to  1865.  He  entered  the  Insurance  business  in  1866  at  McGregor,  Iowa,  served  as 
Local  Agent  and  as  Special  Agent  of  the  Hartford  Fire  Insurance  Company,  and  as 
Special  Agent  and  Associate  Manager  of  the  Chicago  Branch  of  the  Liverpool  &  London 
&  Globe  Insurance  Company. 

In  1856,  at  Pecatonica,  Mo.,  he  was  married  to  Mrs.  Jane  Lloyd,  and  has  three 
children.  He  is  a  Mason,  a  member  of  the  I.  O.  O.  F.,  and  the  Military  Order  of  the 
Loyal  Legion. 


(121) 


JACOB  C.  DIETZ 

Special  Agent  and  Adjuster  of  the  Traders'  Insurance  Company. 

Jacob  C.  Dietz  is  a  native  of  New  York,  and  was  born  at  Oneonta,  Otsego  County. 
He  was  educated  in  the  Common  and  Select  Schools  of  his  native  County,  and  when  in 
his  teens  became  a  clerk  in  a  country  store  for  C.  P.  Huntington,  now  so  famous  in 
connection  with  the  Southern  Pacific  and  other  railroads.  Later  on,  he  studied  law, 
and  in  1862  emigrated  to  Iowa  and  soon  after  became  deputy  in  the  office  of  the  Clerk 
of  the  District  Court  of  Jones  County.  He  was  afterward  elected  Clerk,  serving  four 
terms.  In  1868  he  was  admitted  to  the  bar  and  from  1874  to  1893  was  to  some  extent 
engaged  in  the  practice  of  law,  making  Insurance  cases  a  specialty.  In  1867  he  engaged 
in  the  Insurance  business  at  Anamosa  and  for  some  thirteen  years  has  been  Special 
Agent  and  Adjuster  for  the  Traders,  coming  to  Chicago  to  work  from  the  head  office  In 
1884,  where  he  has  proved  a  valuable  acquisition  to  the  Company.  He  has  been  promi- 
nent in  church  and  social  circles  and  an  influential  factor  in  Iowa  politics  in  his 
county.  He  was  Mayor  of  Anamosa  two  terms  and  for  eight  years  was  Chairman  of 
the  Republican  Committee  of  his  County.  He  is  a  member  of  the  Masonic  Fraternity 
and  of  the  Odd  Fellows  and  a  genial  companion  in  private  life. 


(122) 


HENRY  A  DIKE, 

Special  Agent  of  the  Fire  Association  of  Philadelphia. 

Henry  A.  Dike  was  born  in  New  York  City,  N.  Y.,  on  the  20th  of  April,  1855;  wa& 
educated  at  Barre  Academy,  Barre,  Vermont.  From  1875  to  1876,  he  engaged  In  mer- 
cantile pursuits  in  New  York;  from  1877  to  1878  was  in  the  lumber  trade;  from  1878  to 
1879  was  in  the  railroad  business  in  Colorado,  and  in  1880  entered  the  Fire  Insurance 
business  in  the  office  of  W.  H.  Cunningham,  Manager  of  the  Fire  Association  of  Philadel- 
phia, of  which  Company  he  is  now  Special  Agent. 

Mr.  Dike  was  married  at  Barre,  Vermont,  August  23d,  1882.  to  Miss  Fanny  D.  Carle- 
ton,  and  has  two  daughters. 


(123) 


BENJAMIN  B.  DOW, 

Special  Agent.  Queen  Insurance  Company  of  America. 

Benjamin  B.  Dow  was  born  in  Orange  County,  New  York,  Sept.  23d,  1849,  receiving 
his  education  in  the  Northwestern  College,  at  Plainsfield,  111.  Raised  on  a  farm,  his  early 
days  were  spent  in  agricultural  pursuits;  later  he  was  engaged  in  telegraphing, 
railroading,  general  merchandising,  banking,  grain  and  commissions,  and  in  1874  entered 
the  Insurance  field  at  Dwight,  111. 

October  3d,  1872,  he  was  married  at  Dwight,  111.,  to  Miss  Mary  J.  Devoe,  and  has  two 
daughters.  He  is  a  member  of  the  I.  O.  O.  P.  Lodge,  Dwight,  111. 


(124) 


ELMER  W.  DREHER, 

Special  Agent,  Spring   Garden    Insurance  Company  of  Philadelphia. 

Elmer  W.  Dreher  was  born  at  Tamaqua,  Pennsylvania,  October  2d,  1862,  and  was 
•educated  in  the  Public  Schools  of  Freeport,  Illinois.  He  commenced  in  the  Insurance 
business  in  January,  1883,  entering  the  General  Agency  Office  of  the  Rhode  Island 
Underwriters'  Association  at  Chicago.  January,  1885,  he  went  to  Bloomington,  Illinois, 
as  Assistant  to  the  Manager  of  the  Central  Illinois  Compact.  October,  1885,  he  returned 
to  Chicago  and  entered  the  General  Agency  office  of  the  Providence  Washington  Insur- 
ance Company,  and  October,  1886,  became  Special  Agent  for  the  same  Company.  In 
May,  1893,  he  was  appointed  Special  Agent  of  the  Spring  Garden  Insurance  Company 
for  the  Northwestern  States,  which  position  he  held  until  his  appointment  to  a  position 
jn  the  Home  office  of  the  Company  in  Philadelphia. 


( 125 ) 


HENRY  S.  DURAND, 

General  Adjuster  for  the  Home  Insurance  Company  of  New  York. 


Henry  S.  Durand  was  born  February  13th,  1817,  at  Cheshire,  New  Haven  County, 
Conn.  When  he  was  six  years  of  age  his  father's  family  removed  to  Berlin,  Conn., 
where  he  worked  on  a  farm  and  attended  the  Common  Schools  until  he  was  thirteen 
years  of  age,  when  he  entered  a  store  in  Hartford,  Conn.,  as  a  clerk.  In  the  spring 
of  1843  he  removed  to  Racine,  Wis.,  and  there  engaged  in  mercantile  business,  taking  up 
the  Insurance  business  in  the  spring  of  1844.  In  1861  he  opened  an  office  in  Milwaukee, 
and  has  been  continuously  in  the  Insurance  business  for  nearly  fifty-two  years.  He 
has  been  connected  with  the  Home  Insurance  Company  of  New  York  for  forty  years, 
and  has  been  its  General  Adjuster  and  Attorney  for  the  sixteen  Northwestern  and 
Southwestern  States  for  the  last  thirty-seven  years,  and  is  still  in  that  service.  Mr. 
Durand  was  married  in  1838  to  Miss  Caroline  B.  Cowles,  of  Meriden,  Conn.  His  second 
wife  was  Miss  Gertrude  Marion  Whipple,  of  Pittsfield,  Mass.  His  present  wife  Is  a 
daughter  of  Dr.  Vassal  White,  of  Stockbridge,  Mass.  Mr.  Durand  has  three  living 
daughters  by  his  first  wife,  all  of  whom  are  graduates  of  Vassar  College,  and  they  have 
also  received  a  thorough  musical  education.  Mr.  Durand  made  Racine,  Wis.,  his  home 
for  forty-seven  years,  but  his  headquarters  have  been  in  Chicago  since  1867.  He 
removed  to  Chicago  where  he  now  resides  in  1890.  Mr.  Durand  has  been  a  mem- 
ber of  the  Congregational  church  for  the  last  sixty-seven  years,  and  has  always  been 
a  stanch  Republican.  He  has  made  the  reading  of  law  a  specialty  for  sixty  years,  and 
particularly  the  law  of  Insurance,  but  declares  that  he  is  still  a  learner. 

(126) 


GEORGE  G.  EBBERT, 

Special  Agent,  Scottish  Union  and  National  Insurance  Company. 

Mr.  Ebbert  was  born  in  Chicago,  111.,  July  31,  1863,  and  obtained  his  education  in  the 
Chicago  Public  Schools.  His  early  business  training  was  received  in  one  of  Chicago's 
wholesale  hardware  houses.  Mr.  Ebbert  has  been  in  the  Insurance  business  about  ten  years. 
Early  in  the  year  of  1887  he  entered  the  office  of  the  Western  Department  of  the  Connecti- 
cut Fire  Insurance  Company,  at  Chicago,  and  July,  1892,  he  went  with  Hunger,  Ebbert 
&  Co.,  supervising  the  outside  business  for  companies  represented  by  them  in  Cook 
County  and  vicinity. 

April,  26,  1891,  Mr.  Ebbert  was  married  to  Miss  Emma  L.  Smith,  of  Chicago,  and 
has  one  child.  He  is  a  member  of  several  secret  and  social  organizations.  His  father, 
who  is  still  living,  was  the  first  engineer  to  run  a  locomotive  out  of  Chicago. 


(127) 


GEORGE  MANTON  EDDY, 

Special  Agent  and  Adjuster  of  the  Pennsylvania  Fire  Insurance  Company. 

George  Manton  Eddy  was  born  in  Nfew  York  City  on  the  26th  of  September,  1870, 
and  received  a  Common  School  education  in  Boston  and  Chicago.  September,  1885,  he 
entered  the  Insurance  business  as  filing  clerk  in  the  office  of  the  Commercial  Union 
Assurance  Company,  Western  Department,  advanced  to  the  position  of  Chief  Examiner 
in  1890,  resigning  January  1st,  1895,  to  become  Special  Agent  and  Adjuster  for  the 
Pennsylvania  Fire,  in  Northern  Illinois  and  Indiana. 

'Mr.  Eddy  is  a  son  of  H.  C.  Eddy,  Resident  Secretary  of  the  Commercial  Union. 
He  was  married  at  Chicago,  111.,  in  1891,  to  Miss  Martha  B.  Sprague  and  has  two 
children,  both  boys.     He  is  a  member  of  the  Illinois  State  Board  and  Indiana  Association 
of  Fire  Underwriters. 


(128) 


HARRISON  F.  ESPENCHEID, 

Special  Agent  of  the  National  Insurance  Company  of  Hartford,  Conn. 

Harrison  F.  Espenscheid  was  born  at  St.  Louis,  Missouri,  November  5th,  1872;  was 
educated  in  the  Public  Schools  and  the  Washington  University  of  St.  Louis,  Mo.  In 
June,  1887,  he  entered  the  Insurance  business*  in  his  father's  office  at  Sedalia,  Missouri. 
He  left  Sedalia  on  the  1st  of  May,  1893,  and  entered  the  employ  of  the  National  Insurance 
Company,  as  clerk  in  the  general  office,  and  in  August,  1893,  was  appointed  Special 
Agent. 


CARL  EUGENE  FAYE, 

Special  Agent,  Orient  Insurance  Company  of  Hartford,  Gonn. 

Carl  Eugene  Faye  was  born  at  Christiania,  Norway,  on  the  6th  of  February,  1858. 
At  the  age  of  seventeen  he  graduated  fr'om  a  private  school  in  Christiania  and  entered 
the  office  of  a  Wholesale  Lumber  Merchant  and  Shipowner  as  an  apprentice;  remained 
there  two  years  and  then  went  to  Scotland,  France  and  Germany  to  complete  his  education. 
Returning  to  Norway,  he  became  clerk  in  a  bank.  After  three  years  he  resigned,  came 
to  America  and  located  at  Chicago,  where  he  worked  for  a  year  and  a  half  for  the  firm  of 
Packer,  McDonald  &  Bliss,  Wholesale  Hats  and  Caps,  both  in  the  stock  and  as  traveling 
salesman,  and  was  later  employed  by  S.  E.  Gross  &  Co.  as  salesman  until  he  started  in 
business  for  himself.  He  entered  the  Insurance  business  at  Parkside,  Illinois,  some  time 
in  1888. 

Mr.  Faye  is  Arcnon  of  Amity  Council,  No.  13  Royal  League.  He  was  married  in 
1887,  to  Miss  Dagmar  Olsen,  and  has  two  boys,  Leslie  E.,  six  years  old,  and  Thomas 
S.,  one  year  old. 


(130) 


ERASMUS  P.  FOREMAN, 

Special  Agent,  of  the  Franklin  Fire  Insurance  Company  of  Philadelphia,  Pa. 


Erasmus  P.  Foreman  was  born  at  Guys  Mills,  Crawford  County,  Penn.,  March  5th, 
1836.  He  received  his  education  in  the  Public  Schools  and  Academy  at  Randolph,  New 
York,  and  at  the  age  of  eighteen  years  was  appointed  a  Deputy  under  his  father,  who 
was  then  Sheriff  of  Warren  County,  Penn.  A  year  later  he  entered  a  country  store  and 
continued  in  the  mercantile  business  until  1865  in  connection  with  which  from  1863  he  con- 
ducted a  Local  Insurance  business,  representing  the  Aetna,  Niagara  and  other  companies. 
In  1866  he  was  engaged  as  Special  Agent  of  the  Home  Insurance  of  New  Haven  for  the 
States  of  Michigan,  Ohio  and  Indiana,  his  field  being  subsequently  changed  to  include 
Ohio,  Kentucky  and  Tennessee,  with  headquarters  at  Cincinnati,  with  which  company  he 
remained  until  1870,  resigning  to  enter  the  service  of  the  Lamar  of  Chicago,  which  com- 
pany failed  the  following  year,  and  for  the  next  six  months  Mr.  Foreman  was  connected 
with  the  Andes,  Amazon  and  Triumph,  placing  agencies  in  New  England.  He  resigned 
this  position  in  1872  and  engaged  with  the  Connecticut  Fire,  with  which  company  he 
remained  until  April,  1873,  when  he  entered  the  service  of  the  Franklin  Fire  Insurance 
Company  as  Special  Agent  for  the  States  of  Michigan,  Indiana  and  Ohio,  making  his  head- 
quarters at  Cleveland.  Subsequently  he  removed  to  Toledo,  where  he  remained  for  two 
years,  after  which  his  headquarters  were  in  Detroit  for  five  years,  his  field  then  being 
Michigan  and  Ohio.  In  1884  the  company  changed  his  field,  placing  under  his  supervision 
the  States  of  Michigan,  Illinois,  Wisconsin  and  Minnesota,  and  since  that  time  his  head- 
quarters have  been  in  Chicago. 

Mr.  Foreman  was  one  of  the  original  fifteen  that  met  in  Dayton,  Ohio,  and  organized 
the  first  State  Board,  the  foundation  of  the  present  Underwriters'  Association  of  the 
Northwest.  He  was  also  a  member  of,  and  served  on  the  first  committee  sent  out  by  the 
National  Board  in  1867,  to  rate  the  towns  in  Michigan.  Besides  having  been  a  member  of 
the  original  Ohio  State  Board,  he  has  also  been  a  member  of  the  Michigan  State  Board 
from  its  inception,  and  is  now  a  member  of  the  Illinois  State  Board.  He  is  also  a  member 
of  the  Masonic  Order,  the  Odd  Fellows,  United  Workmen  and  Royal  Arcanum. 

Mr.  Foreman  was  married  to  Miss  Smith  in  1864,  who  died  two  years  later.  He  was 
again  married  in  1870  to  Miss  London,  who  died  some  years  later,  leaving  one  daughter. 
In  1877  he  was  married  again  to  Mrs.  Belden,  by  whom  he  has  living  two  daughters  and 
one  son. 

(131) 


WILLIAM  CHILDS  FOWLER, 

State  Ajient  of  the  German-American  Insurance  Company  of  New  York. 

William  Childs  Fowler  was  born  on  the  llth  of  April,  1861,  at  San  Francisco,  Cali- 
fornia, receiving  his  education  in  Oakland,  CaL,  and  in  Cleveland,  Ohio.  His  grandfather, 
W.  H.  Childs,  was  General  Agent  for  Western  Canada,  for  the  Aetna  Insurance  Company, 
until  his  death,  his  father  being  Pacific  Coast  Manager  for  the  Aetna,  Hartford  and  Home 
in  the  early  sixties.  In  1876  he  entered  the  Insurance  business  at  Niagara  Falls,  New  York, 
with  his  grandfather,  after  which  he  spent  three  years  at  local  work  in  Bradford, 
Pa.,  followed  by  a  short  connection  with  an  Agency  at  Buffalo,  N.  Y.,  which  he  severed  to 
identify  himself  with  the  Insurance  office  of  Moore  &  Janes  at  Chicago,  Illinois.  He  left 
Moore  &  Janes  to  accept  a  position  in  the  General  Agency  office  of  the  Springfield  Fire 
and  Marine  Insurance  Company,  where  he  remained  until  offered  the  desk  of  Chief  Exam- 
iner in  the  Western  Department  of  the  German-American  Insurance  Company,  and  is  now 
Michigan  State  Agent  for  that  company. 

In  1887  he  was  married  to  Miss  Lucy  Glover  Tucker,  of  Louisville,  Kentucky,  and  has 
one  child. 


( 132  ) 


WILLIAM  FLETCHER  FOX, 

Secretary  of  the  Local  Board  Commissions. 


William  Fletcher  Fox  was  born  at  Lima,  LaGrange  County,  Ind.,  August  13th,  1836,  of 
North  Irish  parentage.  He  was  raised  on  a  farm  and  did  farm  work  summers  and  taught 
school  winters.  His  finishing  education  was  received  at  the  University  of  Wisconsin. 
He  afterwards  read  law  and  was  admitted  to  the  bar  in  November,  1857,  practicing  his 
profession  until  July,  1865,  when  he  went  into  Insurance  at  Chicago.  The  following  year 
he  had  a  Local  Insurance  Agency  at  Springfield,  111.,  representing  a  number  of  leading 
companies,  including  the  Mutual  Life  of  New  York.  He  was  State  and  Local  Agent  at 
Cleveland,  Ohio,  of  the  Putnam  Insurance  Company  from  1868  to  1871,  then  for  five  years 
Special  Agent  in  the  West  and  South  for  the  Phoenix  of  Hartford.  He  returned  to  Chicago 
in  1876  as  Special  'Agent  and  Adjuster.  In  1884  he  was  appointed  to  his  present  responsible 
position  of  Secretary  of  the  Local  Board  Commissioners,  numbers  two  and  three  of  the 
Western  Union.  Mr.  Fox  published  in  1878  the  first  edition  of  his  "Insurance  Hand- 
book," for  Special  Agents  and  Adjusters.  Second  and  third  editions  have  since  been  pub- 
lished. 

Mr.  Fox  was  married  September  3d,  1861,  to  Miss  Mary  Dodge,  of  Dodgeville,  Wiscon- 
sin. They  have  four  grown  children,  one  son  and  three  daughters. 


( 133  ) 


JOHN  H.  FREE, 

Special   Agent  and  Adjuster,  German  Insurance  Company  of  Freeport,  and 
Milwaukee  Mechanics'  Insurance  Company  of  Milwaukee. 

John  H.  Free  was  born  October  29th,  1858,  at  Chicago,  111.  His  parents  located  in 
Cook  County  in  the  town  of  Lyons,  in  1852,  coming  from  the  State  of  New  York.  In 
1855  they  took  up  their  residence  in  Chicago,  where  they  have  remained  ever  since. 

Mr.  Free  received  his  education  in  the  Public  Schools,  preparing  nlmself  for  busi- 
ness by  a  course  in  Bryant  &  Stratton's  Business  College.  He  commenced  business 
in  1874  with  the  firm  of  Fisher  Bros.,  remained  with  them  for  three  and  a  half  years, 
then  became  connected  with  the  firm  of  Montgomery  &  Talmadge  as  chief  clerk,  then 
with  Geo.  W.  Montgomery  and  Geo.  W.  Montgomery  &  Co.,  remaining  with  them  for 
fourteen  years.  In  1891  he  resigned  his  position  with  the  above  firm,  and  became  con- 
nected as  Special  Agent  and  Adjuster  for  the  German  Insurance  Company  of  Freeport, 
and  the  Milwaukee  Mechanics'  Insurance  Company  of  Milwaukee,  Wis.,  under  the  man- 
agement of  Simeon  Schupp,  who  died  in  1893  and  was  succeeded  by  W.  E.  Spangenberg. 

Mr.  Free  is  a  member  of  the  Garden  City  Lodge,  No.  145,  K.  of  P.;  Unity  Council,  No. 
16,  Royal  League;  Underwriters'  Council  National  Union.  He  was  married  November 
15th,  1883,  to  Miss  Hattie  May  Van  Slyke,  of  Fort  Plain,  N.  Y. 


( 134  ) 


CHARLES  ROLAND  GADSDEN, 

X 

Adjuster. 

Charles  Roland  Gadsden  was  born  on  the  12th  of  December,  1859,  at  Dyersville,  Iowa. 
He  was  educated  at  St.  Mary's  College,  Dayton,  Ohio,  afterward  studying  several  years  in 
Frankfort-on-the-Main,  Heidelberg  and  Strasburg,  Germany.  Since  completing  his  edu- 
cation, he  has  been  almost  constantly  in  the  Insurance  business,  excepting  one  year,  1878, 
when  he  was  employed  in  a  wholesale  dry  goods  house,  and  one  season,  1882-3,  which  he 
spent  as  a  theatrical  manager. 

Mr.  Gadsden  was  married  at  Albany,  New  York,  November  30th,  1882,  to  Miss  Mary 
Louise  Newton,  and  has  a  little  girl,  seven  years  old. 


(135) 


DAVID  L.  GARDINER, 

Special  Agent  of  the  Union  Assurance  Society  of  London. 

'j 

David  L.  Gardiner  was  born  at  Abroath,  Scotland,  June  4th,  1867,  and  was  educated 
in  the  Abroath  Public  Schools.  He  entered  the  service  of  the  Caledonian  Railroad  Com- 
pany of  Scotland,  as  a  clerk,  in  1883,  and  left  Scotland  in  1887,  going  directly  to  Aurora, 
111.,  where  he  entered  the  employ  of  the  C.,  B.  &  Q.  R.  R.  Mr.  Gardiner  resigned  his 
position  with  the  railroad  company  in  1890  to  go  into  the  local  insurance  business, 
and  in  1891  he  was  appointed  Special  Agent  of  the  Grand  Rapids  Fire  Insurance  Com- 
pany for  Illinois.  In  1892,  Mr.  Gardiner  was  appointed  Special  Agent  for  the  Sun  Insur- 
ance office  and  the  Union  Assurance  Society  for  Cook  County  under  H.  J.  Straight  & 
•Co.,  and  in  1893  he  was  appointed  Special  Agent  in  the  West  for  the  Union  of  London, 
which  position  he  now  holds. 

Mr.  Gardiner  married  Miss  Jennie  B.  Drew  of  Aurora,  111.,  on  the  19th  of  June,  1890, 
and  has  two  children,  a  boy  and  a  girl.  He  is  President  of  the  Cook  County  Fieldmen's 
Association,  and  a  member  of  the  Knights  of  Pythias,  and  Caledonian  and  St.  Andrew's 
Societies. 


(136) 


GEORGE  CRESWELL  GILL, 

Special  Agent,  Atlas  Insurance  Company  of  London,  England. 

George  Creswell  Gill  was  born  at  Olympian  Springs,  Ky. ;  was  educated  mainly  by 
a  private  teacher  and  at  intervals  attended  the  Public  Schools  of  his  State  and  finished 
his  education  at  Fairview  Seminary,  Bath  County,  Ky.  He  was  raised  on  a  farm  and 
•entered  business  in  a  general  country  store  at  the  age  of  fourteen,  where  he  remained 
until  1876,  becoming  connected  with  the  Insurance  business  in  January,  1864,  at  Camargo, 
Illinois,  while  a  merchant  and  station  and  express  agent.  Was  Special  Agent  of  the 
Aetna  Insurance  Company  from  1882  to  1888,  inclusive;  then  State  Agent  of  the  Traders', 
:and  the  American  of  Philadelphia;  then  with  the  Atlas  of  England  for  Illinois,  Michi- 
gan, Ohio,  Indiana,  Kentucky  and  Tennessee. 

Mr.  Gill  was  married  in  May,  1866,  to  Miss  Jennie  A.  Bright  at  Tuscola,  Illinois,  and 
has  five  children — three  boys  and  two  girls,  all  living.  He  is  a  Knight  Templar  and 
-connected  with  various  Masonic  fraternities  and  a  member  of  the  Iroquois  Club.  He 
•was  elected  President  of  the  Illinois  State  Board  of  Fire  Underwriters  in  1891. 


(137) 


GEORGE  W.  GILL, 

Inspector  and  Surveyor,  Phenix  Insurance  Company  of  INe\\  York. 

George  Washington  Gill  was  born  at  Brooklyn,  New  York,  in  October,  1856.  He  was- 
educated  in  England  at  the  Ongar  Grammar  School  and  in  1881  entered  the  Insurance 
business  and  for  eleven  years  was  an  Insurance  Map  Surveyor. 

Mr.  Gill  was  married  at  Zanesville,  Ohio,  in  1882,  to  Miss  L.  Blandy  Parkhurst. 


138) 


H.  H.  GLIDDEN, 

Manager,  Chicago  Underwriters'  Association. 

In  July,  1875,  Mr.  Glidden  became  a  Local  Agent  at  Springfield,  111.,  remaining  so 
until  August,  1881.  From  January,  1882,  to  January,  1888,  he  was  Special  Agent  for  the 
North  British  and  Mercantile  Insurance  Company.  In  January,  1888,  he  was  appointed 
Assistant  Superintendent  of  the  Western  Department  of  the  same  company,  and  Resident 
Secretary  of  the  Chicago  Branch,  in  August,  1889,  remaining  so  until  August,  1894,  since 
which  time  he  has  been  Manager  of  the  Chicago  Underwriters'  Association. 


139) 


..    WILLIAM  E.  GOLDEN, 

Special  Agent,  Grand  Rapids  Insurance  Company  of  Michigan. 

William  E.  Golden  was  born  in  Manchester,  England,  on  the  15th  of  November, 
1858.  He  received  his  education  in  the  American  Public  Schools,  completing  with  a 
course  at  St.  Charles  College,  Maryland. 

In  1879  he  entered  the  Insurance  business  in  New  York  City.  He  was  married  April 
7tb  1891,  at  Grand  Rapids.  Michigan,  to  Miss  Clara  L.  Wellensteiu. 


(140) 


T.  C.  GOODMAN, 

Editor  of  the  Bulletin,   Western  Underwriters'»Union. 

Thomas  Chard  Goodman,  who  was  born  at  Canton,  Ohio,  September  7th,  1854,  is  the 
youngest  son  of  Thomas  Goodman.  He  has  lived  in  Chicago  since  1861,  and  has  been 
Editor  of  the  Bulletin  for  sixteen  years. 

Mr.  Goodman  was  married  September  llth,  1877,  to  Miss  Jeanette  M.  Wampler,  ot 
Mankato,  Minn.,  and  has  twin  daughters. 


(141) 


J.   H.  GRAY, 

Special  Agent.  North  British  and  Mercantile  Insurance  Company. 

J.  H.  Gray  was  born  in  Chicago,  Illinois,  Nov.  llth,  1868,  and  was  educated  in  the 
Common  Schools  of  his  native  city. 

The  first  business  he  engaged  in  was  Insurance,  which  he  entered  in  September,  1877, 
with  the  Chicago  Board  of  Underwriters,  resigning  to  accept  a  position  with  the  Brit- 
ish America  Assurance  Company  of  Toronto,  Canada,  under  F.  Van  Voorhis,  Man- 
ager. In  1882,  he  entered  the  office  of  T.  S.  Cunningham  &  Co.;  was  with  the  Connecti- 
cut of  Hartford  in  1886,  being  appointed  Special  Agent  of  the  Connecticut  for  Cook 
County,  June  1st,  1893,  and  accepting  his  present  position  with  the  North  British  and 
Mercantile,  January  1st,  1895. 

Mr.  Gray  was  married  August  1st,  1892,  to  Miss  Martha  Gilbert,  and  has  one  child,  a 
boy.  He  is  a  member  of  the  Underwriters'  Council,  No.  258,  National  Union,  and  is 
Vice-President  for  the  present  term. 


(142) 


CECIL  ALLEN  HALL, 

Special  Agent,  United  Firemen's  Insurance  Company  of  Philadelphia. 


Cecil  Allen  Hall  was  born  in  Milo,  Yates  County,  New  York,  June  24th,  1844.  Two 
years  later  his  parents  moved  to  Monroe  County,  Michigan,  and  in  1849  located  in  Toledo, 
Ohio,  where  young  Cecil  received  his  education. 

In  1859  he  entered  the  employ  of  the  Michigan  Southern  &  Northern  Indiana  Railroad, 
and  after  a  year's  service  engaged  with  the  firm  of  Bond  &  Messinger,  wholesale  boot  and 
shoe  dealers  of  Toledo,  O.  During  the  war  he  was  a  private  in  "H"  Battery,  First  Ohio 
Light  Artillery,  and  was  in  the  Army  of  the  Potomac.  In  1865  he  again  associated  himself 
with  Bond  &  Messinger,  traveling  for  them  through  Ohio  and  Indiana  until  1867,  when  he 
-entered  into  the  manufacturing  business  with  his  uncle,  Mr.  C.  W.  Hall,  continuing  with 
him  until  1875,  when  he  and  Mr.  Wilson  established  the  firm  of  Hall  &  Wilson,  as  local 
agents  of  the  "Orient,"  at  Toledo.  In  1879  Mr.  Hall  was  assistant  secretary  of  the  local 
board  at  Toledo,  O.,  and  in  1881  he  was  elected  Secretary  of  the  local  board  at  Springfield, 
O. ;  in  1883  he  was  manager  of  the  Michigan  Central  Compact  at  Kalamazoo,  Mich.,  and  in 
1884  was  appointed  to  his  present  position. 

In  November,  1869,  Mr.  Hall  was  married  to  Miss  Nettie  Hoag,  who  died  two  years 
later,  and  in  1875  he  married  Miss  Addie  L.  Ketcham. 

He  is  a  charter  member  of  the  Porsyth  Post,  No.  15,  G.  A.  R.,  of  Toledo,  O. ;  also  a 
member  of  the  Toledo  Council,  No.  21,  Royal  Arcanum. 

(143) 


JEROME  B.  HALL, 

Special  Agent  and  Adjuster,  Girard  Insurance  Company  of  Philadelphia. 

Jerome  B.  Hall  was  born  in  Chemung  County,  New  York,  February  22d,  1835,  and 
was  educated  at  Dickinson  Seminary,  Penn.  He  came  West  in  1862,  and  entered  the 
Insurance  business  as  solicitor,  in  1863.  He  was  married  in  1871,  at  Rockford,  Illinois, 
to  Miss  Clara  E.  Stratton. 

On  the  llth  day  of  October,  1871,  he  accepted  the  position  which  he  now  occupies. 


1 14  -, 


HENRY  HALL, 

Special  Agent  for  Chicago  and  Cook  County  of  the  German-American 
Insurance  Company  of  New  York. 

Henry  Hall  was  born  at  Leeds,  England,  February  llth,  1858,  receiving  his  educa- 
tion in  the  Common  Schools  of  England.  When  twelve  years  of  age  he  entered  a  law 
office  as  clerk;  after  which  he  pursued  mechanical  engineering  for  some  time  and  then 
was  apprenticed  to  a  sailing  vessel  in  the  Allan  Royal  Mail  Line.  A  sea  life  was  not 
to  his  taste,  however,  and  he  ran  away  at  Montreal  and  came  to  Chicago  in  August,  1873, 
when  fifteen  years  of  age,  since  which  time  he  has  been  engaged  in  various  pursuits.  In 
1882  he  enlisted  in  the  United  States  Cavalry,  and  served  in  various  forts  on  the  plains 
until  1887.  In  December  of  that  year  he  entered  the  employ  of  the  German-American 
Insurance  Company  as  clerk  in  the  Western  Department. 

Mr.  Hall's  father  was  a  Unitarian  clergyman  at  Leeds,  Eng.,  and  his  brother, 
Charles,  is  Special  Agent  for  the  German-American  Insurance  Company  for  the  State  of 
Wisconsin. 


(145) 


JOSEPH  HAINSWORTH, 

State  ftgent,  Milwaukee  Mechanics  Insurance  Company  of  Wisconsin,  for 

Illinois  and   Indiana. 


Joseph  Hainsworth  was  born  in  England  in  1843.  He  came  with  his  parents  to 
America  ten  years  afterwards,  locating  at  Providence,  R.  I.,  where  he  worked  in  the 
cotton  mills  until  removing  to  Milwaukee  in  1857.  Here  he  attended  the  public  schools 
until  1861,  when  he  entered  the  employ  of  Allis  &  McGregor,  Bankers  and  Insurance 
Agents. 

In  1862  Mr.  Hainsworth  removed  to  La  Crosse,  Wis.,  and  took  the  position  of  teller  in 
the  Batavian  Bank,  and  in  1864  was  cashier  of  the  Columbia  Bank  at  Portage,  Wis.,  where 
he  also  represented  a  good  line  of  Insurance  Companies.  Removing  to  Chicago  in  1871 
in  time  to  see  his  savings  go  up  in  the  great  fire,  he  entered  the  General  office  of  the 
Hartford  Fire  Insurance  Company.  In  the  fall  of  1881  Mr.  Hainsworth  associated  him- 
self with  the  Northwestern  National  Insurance  Company  as  Special  Agent  for  Illinois  and 
Iowa,  resigning  in  1894  to  take  the  position  of  State  Agent  of  the  Milwaukee  Mechanics'. 
He  was  married  February,  1866,  at  Portage,  Wisconsin,  to  Miss  J.  Kate  Miller. 

(146) 


JOHN  HANRAHAN, 

Special  Aftent,  Liverpool  Si  London  &  Globe  Insurance  Company. 

Mr.  Hanrahan  entered  the  Insurance  business  in  the  office  of  Messrs.  Moore  &  Janes, 
of  this  city,  in  April,  1883,  since  which  time  he  has  followed  his  chosen  calling.  Entering 
the  service  of  the  Liverpool  &  London  &  Globe  Insurance  Company  in  August,  1887, 
his  first  service  was  as  a  clerk,  and  he  has  reached  his  present  position  of  Special 
Agent  through  well-deserved  promotion.  Mr.  Hanrahan  is  still  a  young  man,  having  been 
born  in  Green  Bay,  Wis.,  December  26th,  1859,  and  his  Insurance  knowledge  is  supple- 
mented by  his  education,  received  in  the  public  schools  of  .the  city  of  his  birth. 


'147) 


RICHARD  D.  HARVEY, 

Special  Agent,  Greenwich  Insurance  Company  of  New  York. 

Richard  D.  Harvey  was  born  at  Arcola,  111.,  September  25th,  1858,  and  was  edu- 
cated in  the  Public  Schools  of  that  place.  After  leaving  school,  he  was  employed  as  clerk 
in  a  general  store  until  1878,  when  he  emigrated  to  Nebraska,  locating  at  Republican 
City,  embarking  in  the  drug  and  grocery  business,  remaining  there  until  1880,  when 
he  located  at  Springfield,  Mo.,  and  became  a  local  Fire  Insurance  Agent  there,  continu- 
ing that  until  1882,  when  he  was  appointed  Special  Agent  for  the  German  Insurance 
Company  of  Peoria,  111.,  which  position  he  held  until  1888,  when  he  was  made  General 
Agent  at  Chicago  for  the  People's  Fire  Insurance  Company  of  Manchester,  N.  H.,  con- 
tinuing as  such  until  the  failure  of  the  Company  in  October,  1893;  he  was  then  engaged 
by  the  Greenwich  Insurance  Company  for  the  position  he  holds  at  present  as  Special 
Agent. 

Mr.  Harvey  was  married  October  12th.  1887,  at  Danville,  111.,  to  Miss  Luella  B. 
Tincher. 


(148) 


GEORGE  WASHBURN  HAYES, 

Illinois  Special  Agent,  Lancashire  Insurance  Company  of  Manchester, 

England. 

George  Washburn  Hayes  was  born  at  Waverly,  Illinois,  May  25th,  1864.  October  13th 
of  that  year  his  father,  George  Warren  Hayes,  now  of  Milwaukee,  Wisconsin,  Manager  ot 
the  Northwestern  Department  of  the  Western,  and  British  America  Assurance  Companies 
of  Toronto,  Canada,  was  appointed  Local  Agent  of  the  Aetna  Insurance  Company  at 
Waverly,  Illinois,  by  C.  C.  Hine,  then  Special  Agent,  under  General  Agent  J.  B.  Ben- 
nett, now  editor  of  the  Insurance  Monitor  of  New  York  City;  so  "George  Jr.,"  was 
brought  up  in  the  Insurance  fold. 

His  experience  in  the  Local  Agency  work  was  gained  in  the  employ  of  Callendar  & 
Co.,  Peoria,  111.;  Weed  &  Lawrence,  St.  Paul,  Minn.,  and  Judge  E.  B.  Ames  of  Minneapo- 
lis, Minn.  The  first  Insurance  work  done  by  him  as  Special  Agent  was  the  appointment 
of  an  agent  of  the  Western  Assurance  Company,  whose  commission  bears  the  date  of 
March  14th,  1882. 

In  the  fall  of  1891,  he  branched  off  into  newspaper  work,  serving  as  Washington  cor- 
respondent for  the  St.  Paul,  Minn..  Daily  Globe,  during  the  first  session  of  the  Fifty- 
second  Congress. 

In  May,  1892,  he  was  appointed  to  the  position  which  he  still  occupies,  as  Special 
Agent  in  Illinois,  for  the  Lancashire.  He  is  a  member  of  the  Executive  Committee  of 
the  State  Board  of  that  State.  His  report  upon  the  Fire  Hazard  of  Electricity,  made  to 
that  body  last  year,  was  his  most  notable  work  since  leaving  journalism. 

The  photograph  album  formerly  owned  by  J.  B.  Bennett,  and  at  his  death  pre- 
sented to  the  Fire  Underwriters'  Association  of  the  Northwest,  contains  a  picture  of 
Mr.  Hayes,  Jr.,  taken  when  a  child,  and  it  is  noteworthy  that  from  passing  the  pro- 
grams as  a  lad  during  his  father's  seven-year  term  as  Secretary  of  the  association,  to 
membership  in  1892,  he  has  missed  but  few  meetings,  and  thereby  become  one  of  the 
best  known  members  of  the  second  generation  of  fire  insurance  men  in  the  West. 


(149) 


HENRY  HARRISON  HEAFORD, 

General  Adjuster,  Phoenix  Insurance  Company  of  Hartford,  Conn. 

Henry  Harrison  Heaford  was  born  at  Albany,  New  York,  of  English  parents,  on  the 
12th  of  October,  1848.  He  was  educated  in  the  Public  Schools  of  Brooklyn,  N.  Y.,  and  Cov- 
ington,  Ky.,  and  commenced  his  business  career  in  1862  as  clerk  in  the  office  of  James 
Ayars,  then  Local  Agent  at  Covington,  Ky.,  for  the  Phoenix  Insurance  Company  of  Hart- 
ford, and  after  a  preparatory  course  in  the  Western  and  Southern  Branch  Offices  at  Cin- 
cinnati, 0.,  he  was,  in  the  spring  of  1874,  made  Special  Agent  and  Adjuster  of  the  Phoenix 
for  Michigan  and  Indiana,  with  headquarters  at  Jackson,  and  in  May,  1883,  was  trans- 
ferred by  General  Agent  H.  M.  Magill,  of  said  Company,  to  Chicago  to  act  as  General 
Adjuster,  a  position  he  still  occupies. 

August  26th,  1872,  Mr.  Heaford  married  Miss  Emma  V.  Yates  at  Covington,  Ky.,  and 
has  had  four  children,  two  of  whom  are  living. 


150) 


LESLIE  EGBERT  HILDRETH, 

Superintendent  of  Agencies  for  Illinois  of  the  Hartford  Fire  Insurance 

Company. 


1 151) 


PERRY  J.  HOBBS, 

General  Adjuster,  Hartford  Fire  Insurance  Company. 

Perry  J.  Hobbs  was  born  at  Ottawa,  111.,  June  22d,  1848,  receiving  his  education  in 
the  public  schools  of  Joliet,  111. 

In  1865  he  entered  the  Insurance  business  as  office  boy  for  P.  C.  Royce,  Local  Agent 
at  Joliet  (now  Secretary  of  the  Hartford  Fire  Insurance  Company).  Mr.  Hobbs  succeeded 
Mr.  Royce  in  the  local  business,  and  has  been  identified  with  Insurance  continuously  since. 

He  was  married  on  the  anniversary  of  the  Chicago  fire,  October  9th,  1872,  to  Miss 
Sarah  A.  Baker,  of  Willoughby,  Ohio,  and  has  two  sons  and  one  daughter.  He  is  a 
member  of  the  Union  League  Club  of  Chicago. 


( 152 


JAMES  L.   HOLDEN, 

General  Insurance  Adjuster. 


James  L.  Holden  was  born  on  the  10th  day  of  June,  1832,  at  Charlestown,  N.  H. 
Richard,  John  and  Justinian  Holden  emigrated  from  Ipswich,  England,  in  1642,  and  he 
is  a  descendant,  in  the  eighth  generation,  of  Richard,  who  lived  in  Groton,  Mass. 
His  great-grandfather  Richard,  and  grandfather  Timothy,  were  held  as  prisoners  of 
war,  on  board  prison  ship  in  Boston  Harbor,  by  the  British  during  the  Revolution; 
they  were  subsequently  exchanged  and  Captain  Richard  was  killed  in  battle  in  New 
Jersey. 

Mr.  Holden  was  educated  at  Kimball  Union  Academy,  Meriden,  N.  H.,  after  which 
he  spent  several  years  in  a  general  country  store:  later  he  became  a  mechanical  engi- 
neer, being  employed  for  several  years  in  a  large  locomotive  and  car  shop.  In  1865 
he  entered  the  Insurance  business  at  Aurora,  Illinois,  as  a  Local  Agent.  Three  years 
later  he  was  appointed  General  Agent  of  the  Equitable  Life  Assurance  Society;  then  for 
thirteen  years  was  State  Agent  of  Illinois  for  the  Insurance  Company  of  North  America. 

For  the  past  six  years  he  has  made  a  specialty  of  adjusting  losses  on  railway  prop- 
erty, serving  the  Syndicate  Companies  in  all  portions  of  the  United  States. 

In  1856  Mr.  Holden  was  married  to  Miss  Sara  Allen  at  Honeoye  Falls,  N.  Y.  They 
have  had  five  children,  three  of  which  are  now  living. 


(153) 


JOHN  HOWLEY, 

Fire  Insurance  Adjuster. 


John  Howley  was  born  at  Montreal,  Canada,  February  16th,  1846.  His  earliest  voca- 
tion was  that  of  bookkeeping  in  a  large  boot  and  shoe  store.  In  1865  he  came  West, 
and  in  Chicago  was  a  clerk  in  a  wholesale  millinery  establishment  one  year  before  hi& 
acquaintance  with  fire  insurance  began  in  the  local  agency  office  of  Hubbard  &  Hunt. 
In  1870  he  was  Secretary  of  the  Lumbermen's  Insurance  Company  of  Chicago;  in  1874 
he  went  into  the  field  as  Special  Agent  for  the  Home  of  New  York,  and  subsequently, 
in  1881,  for  the  Niagara  Fire.  In  1883  he  was  appointed  Western  General  Agent  of  the 
Scottish  Union  and  National.  In  1889  he  was  President  of  the  Fire  Underwriters'  Asso- 
ciation of  the  Northwest.  He  was  Adjuster  for  the  Mutual  Fire  of  New  York  when 
President  Armstrong  sold  the  business  of  that  Company  to  the  Lancashire,  and  was 
transferred  with  it  to  the  English  Company.  When  Mr.  Howley's  contract  with  the 
Lancashire  expired,  May  1st,  1894,  he  renewed  his  engagement  with  the  Mutual  Fire. 

(154) 


ROBERT  H.  HUNTER, 

Special  Agent,  Norwich  Union  Fire  Insurance  Society  of  England. 

Robert  H.  Hunter  is  of  Scotch  descent,  and  was  born  in  Chicago,  Illinois,  July  29th, 
1869.  He  received  a  thorough  education  in  the  public  schools  of  Chicago,  after  completing 
which  he  entered  business  as  a  clerk  in  the  wholesale  drug  house  of  Lord,  Owen  &  Co., 
where  he  was  employed  from  1885  to  1889,  resigning  to  enter  the  Insurance  business 
with  the  firm  of  D.  S.  Hunger  &  Co.,  and  later  being  appointed  Special  Agent  of  the 
Norwich  Union  Fire  Insurance  Society. 

He  is  a  member  of  Dearborn  Lodge,  No.  310,  F.  &  A.  M.,  La  Fayette  Chapter  No.  1, 
and  Apollo  Commandery  No.  1,  K.  T. 


( 155 ) 


ROBERT  JARDINE, 

Chief  Inspector,  Improved  Risks  Commission. 


Robert  Jardine  was  born  at  Dumbarton,  Scotland,  January  22d,  1852.  He  received 
his  education  in  the  parochial  schools  at  Helensburgh,  Dumbartonshire.  Between  the 
ages  of  fourteen  and  sixteen  he  filled  the  position  of  an  assistant  bookkeeper,  but  pre- 
ferring the  more  independent  occupation  of  a  mechanic,  he  apprenticed  himself  to  a 
house  painter  and  decorator.  His  mother  dying  in  the  early  part  of  1871,  he  with  his 
sister  emigrated  to  this  country,  settling  in  Ohio,  September  1st,  1871.  Finding  his  trade 
in  poor  condition,  he  joined  his  brothers,  who  were  in  business  at  that  point,  and 
learned  the  plumbing  and  steam-fitting  trades.  In  1885  he  engaged  himself  to  a  Cin- 
cinnati heating  and  ventilating  house  as  constructing  engineer;  staying  there  but  a 
few  months,  being  offered  a  position  as  contracting  agent  for  the  Western  Department 
of  the  Providence  Steam  and  Gas  Pipe  Company,  to  sell  the  Grinnell  system  of  automatic 
sprinklers,  which  he  accepted  early  in  1886.  In  1889  he  accepted  a  position  as  inspector 
with  two  mutual  companies  then  being  organized  at  Winona,  Minn.,  by  the  lumbermen 
of  the  Northwest;  remaining  with  these  companies  two  years  he  was  called  upon  to 
assume  the  management  of  the  new  Western  Department  for  the  Neracher  &  Hill 
Sprinkler  Company.  The  department  was  hardly  in  working  order  when  an  offer 
of  his  present  position  was  tendered  him  by  the  late  E.  A.  Simonds,  Chairman  of  the 
Committee  on  Improved  Risks,  which  position  he  still  continues  to  fill. 

In  1877,  at  Springfield,  Ohio,  he  married  Miss  Mary  Louise  Voll;  three  children,  all 
living,  have  blessed  their  union.  Mr.  Jardine  belongs  to  the  Masonic  and  Knights  of 
Pythias  Societies  and  is  a  member  of  the  Caledonian  Society  of  this  city. 


(156) 


JAMES  J.  JOHNSON, 

Special  Agent  and  Adjuster,  Niagara  Tire  Insurance  Company. 

James  J.  Johnson  was  born  at  Chicago,  Illinois,  September  13th,  1863,  and  received 
his  education  in  the  grammar  schools  of  that  city. 

August  1st,  1880,  he  entered  the  employ  of  the  Niagara  Fire  Insurance  Company  at 
Chicago,  and  after  a  service  of  fourteen  years  in  the  Western  Department  office,  a  large 
portion  of  which  time  as  Chief  Examiner  of  Daily  Reports,  he  was  appointed  Special 
Agent  and  Adjuster  for  Illinois. 

He  is  a  member  of  Cleveland  Lodge,  No.  211,  A.  F.  and  A.  M. ;  Prairie  State  Council, 
No.  912,  Royal  Arcanum;  Schiller  Council,  No.  23,  and  Royal  League. 


157) 


HORATIO    N.   KELSEY, 

•State  Agent  and  Adjuster,  Norwich  Union  Fire  Insurance  Society  of  England. 

Horatio  Nelson  Kelsey  first  engaged  in  the  Insurance  business  in  the  year  1886, 
entering  a  local  agency  in  Indianapolis.  In  1888  he  came  to  Chicago  in  the  employ  of 
Charles  Lyman  Case,  Manager  of  the  London  Assurance  Corporation,  serving  in  the 
capacity  of  Special  Agent  for  Iowa,  Missouri,  Kansas  and  Nebraska.  In  1890  he  accepted 
the  position  he  now  holds  with  the  Norwich  Union. 

Mr.  Kelsey  is  a  member  of  the  Chicago  Athletic  Association,  and  the  Sigma  Chi 
Greek  College  Fraternity. 


( 158 ) 


EDWARD   D.  KINNEY, 

Assistant  General  Agent  of  Gook  Gounty  for  the  American  Central  Insurance 
Gompany  and  New  Hampshire  Fire  Insurance  Gompany. 

Edward  D.  Kinney  was  born  in  New  York  State,  and  has  been  in  the  Insurance  business 
for  about  twenty  years.     He  married  Miss  Mary  E.  Faust,  and  has  one  daughter. 


( 159 ) 


JOHN  W.  KINNEY, 

General  Adjuster,  Agricultural  Insurance  Company. 

John    W.  Kinney  was  born   at   Madison,  New  York,  on    the   IGth  of  June,  1838,  and 
entered  the  Insurance  business  in  1868. 


(ICO) 


N.  A.  LAUER, 

Special  Agent.  Hanover  Insurance  Company,   New  York. 

Nicholas  A.  Lauer  was  born  iu  Chicago  (Fort  Dearborn),  January  19th,  1851.  He  is  one 
of  the  few  now  alive  who  were  born  in  old  Fort  Dearborn.  His  father,  who  was  killed 
September  17th,  1854,  was  one  of  the  first  police  officers  killed  in  the  discharge  of  his  duty  in 
Chicago. 

After  completing  his  education  in  St.  Xavier's  College,  Cincinnati,  Ohio,  he  entered  into 
the  Abstract  business  with  Chase  Bros.,  Chicago,  remaining  with  them  for  eight  years.  He 
was  afterwards  a  clerk  in  the  office  of  the  Superior  Court  of  Cook  County  and  in  1878  entered 
the  Insurance  business  as  a  broker  at  Chicago. 

Mr.  Lauer  was  married  in  Chicago  to  Miss  Elizabeth  P.  Rees,  whose  parents  were  among 
the  oldest  settlers  in  the  city,  moving  here  in  1833. 


(161) 


CHARLES  W.  LEISCH, 

Special  Agent,  Michigan  Fire  and  Marine  Insurance  Company  of  Detroit,  Mich. 


Chas.  W.  Leisch  was  born  in  1858,  at  Peshtigo,  Wisconsin.  He  received  his  primary 
education  in  a  Parochial  School  at  Green  Bay,  Wis.,  preparing  himself  for  his  business 
life  by  a  course  in  a  business  college  at  the  same  place.  He  began  business  in  1871,  as 
clerk  in  a  crockery  store,  and  at  the  expiration  of  a  few  months  went  to  work  as  office 
boy  in  a  local  insurance  office  at  Green  Bay,  Wis.,  where  he  remained  until  1879,  when 
he  came  to  Chicago  and  entered  the  office  of  the  Phenix  of  Brooklyn  as  clerk.  Later 
he  was  employed  by  the  Firemans'  Fund  Insurance  Company,  resigning  in  1882  to 
engage  with  the  Phoenix  of  England,  and  in  January,  1888,  was  appointed  to  a  field 
position  for  the  company,  which  position  he  held  until  1889,  when  he  became  con- 
nected with  the  Anglo-Nevada,  remaining  with  that  Company  until  it  re-insured  in  the 
Caledonian,  and  in  January,  1892,  changed  to  the  Michigan  F.  and  M.  Insurance  Com- 
pany, with  which  he  is  still  connected. 

He  was  married  at  Chicago  in  1884,  to  Miss  Lizzie  M.  Meyers;  has  one  child,  a  boy. 

(162) 


J.  H.  LENEHAN, 

Special  Agent,  Palatine  Insurance  Company  of  England. 

J.  H.  Lenehan  was  born  at  Dubuque,  Iowa.  Previous  to  engaging  with  his  present 
company,  the  Palatine,  he  was  State  Agent  in  Illinois  for  the  Insurance  Company  of  North 
America  and  the  Pennsylvania  Fire. 

May  9th,  1883,  he  was  married  to  Margaret  Littleton,  daughter  of  Henry  A.  Littleton, 
formerly  of  Memphis,  Tenn.,  who  was  one  of  the  most  prominent  Insurance  Agents  in  the 
South. 


(  16:5 ) 


GEO.  M.  LOVEJOY, 

Special  Agent.  German    American  Insurance  Company,  of  Mew  York. 

Geo.  M.  Lovejoy  was  born  on  the  eleventh  day  of  August,  1857,  in  Waterville,  Maine. 
He  received  his  primary  education  at  the  Westbrook  Seminary  of  Maine  and  Phillips 
Academy  of  Andover,  Massachusetts,  and  was  graduated  from  Tufts  College  of  Massa- 
chusetts in  1882.  His  first  business  venture  was  as  a  clerk  in  a  boot  and  shoe  store, 
after  which  he  taught  school.  In  1883  he  entered  the  insurance  business  at  Chicago  with 
the  German  American  Insurance  Co.,  of  New  York.  September  15,  1886,  he  was  mar- 
ried to  Ellen  M.  Whitcomb  at  Littleton,  Massachusetts;  they  had  two  children,  one  of 
whom  is  living.  Mr.  Lovejoy  is  a  member  of  the  "Theta  Delta  Chi"  Fraternity,  Sons  and 
Daughters  of  Maine  of  Chicago,  Chicago  Athletic  Association,  and  the  Fire  Underwriters' 
Association  of  the  Northwest,  of  which  he  was  elected  president,  September  15,  1895. 


(164) 


FREDERICK  BARCLAY  LUCE 

Special  Agent  of  the  Palatine  Insurance  Company. 

Frederick  Barclay  Luce  was  born  at  Alpena,  Michigan,  and  was  educated  in  the 
public  schools  of  Detroit,  Michigan.  In  March,  1892,  he  entered  the  General  Agency 
office  of  the  Phoenix  Insurance  Company,  of  Brooklyn,  N.  Y.  He  was  with  that  Company 
for  seven  months,  leaving  it  to  take  a  position  with  the  Western  Factory  Association, 
which  he  held  until  September,  1894,  resigning  them  to  take  his  present  position  with 
the  Palatine  Insurance  Company,  Ltd. 


( 165 ) 


WILLIAM  ALLISON  LYON, 

Special  Agent,  National  Fire  Insurance  Company,  Hartford,  Conn.,  for  Illinois 

and  Indiana. 

William  Allison  Lyon  is  a  native  of  Aberdeen,  Scotland,  where  he  was  born  on  the 
8th  day  of  January,  1840.  He  arrived  in  this  country  at  an  early  age  and  settled  in 
Jefferson  County,  Indiana,  where  he  received  his  primary  education,  and  later  entered 
a  commercial  college  at  Cincinnati,  Ohio,  after  which  he  became  a  farmer  and  school 
teacher  until  1861,  when  he  enlisted  in  the  Sixth  Regiment,  Indiana  Volunteers,  and 
served  in  that  regiment  three  years.  He  was  severely  wounded  at  the  battle  of  Chicka- 
mauga,  but  recovered  and  re-enlisted  in  the  Fifth  Regiment,  United  States  Veteran  Vol- 
unteers, and  served  until  the  close  of  the  war. 

Mr.  Lyon  then  engaged  in  the  mercantile  pursuits  until  1871,  when  he  entered  the 
Insurance  business  with  the  Franklin  Insurance  Company  of  Indianapolis,  remaining 
with  that  Company  until  1886,  when  he  came  to  Chicago  as  Special  Agent  of  the  Wash- 
ington Fire  and  Marine  Insurance  Company  of  Boston,  and  two  years  later,  when  that 
Company  re-insured  in  the  National,  he  was  appointed  to  his  present  position  by  Gen- 
eral Agent  F.  S.  James. 

it.  A.  Moore  entered  the  Insurance  business  in  the  office  of  the  Royal  Insurance 
Company  in  June,  1885. 


( 166 ) 


ROBERT  R.  MANNERS, 

Special  Adjuster,  Phenix  Insurance  Company  of  Brooklyn,  M.  Y. 


Robert  R.  Manners  was  born  of  English  parents,  at  Granby,  near  Newcastle,  Ontario, 
Canada,  in  October,  1850.  In  1871,  Mr.  Manners  entered  the  employ  of  the  Ontario  Govern- 
ment, in  the  Department  of  Public  Instruction,  where  he  remained  sufficiently  long  to 
discover  that  the  advancement  under  the  regulations  of  government  civil  service  was 
not  likely  to  keep  pace  with  his  ambition.  Accordingly  he  tendered  his  resignation  in  the 
spring  of  1872  and  removed  to  New  York.  In  May  of  that  year  he  entered  the  service  of  the 
Erie  Railway  Company,  as  private  secretary  to  the  president.  In  this  employ  he  remained 
for  about  two  years,  having  part  of  that  time  acted  in  the  same  capacity  to  the  chief  of  the 
passenger  department,  John  M.  Abbott. 

It  was  in  September,  1874,  that  he  connected  himself  with  fire  underwriting  by  entering 
the  employ  of  the  Continental  Fire  of  New  York,  in  whose  service  he  remained  for  nearly 
ten  years. 

December,  1883,  two  opportunities  were  offered  him  to  engage  in  field  work;  One  with 
the  National  Fire  of  Hartford,  for  the  States  of  New  York  and  Pennsylvania;  and  the  other 
with  the  Northwestern  Department  of  the  Royal,  and  London  &  Lancashire  Insurance 
Companies,  under  the  management  of  C.  H.  Case.  This  latter  position  was  accepted,  and 
in  January,  1884,  Mr.  Manners  removed  to  Chicago  and  took  charge  of  the  State  of 
Michigan  for  the  companies  named,  with  Northern  Illinois,  and  later,  Wisconsin,  as  an 
additional  territory.  This  field  he  managed  with  recognized  skill  and  success,  making  an 
exceptional  record,  more  particularly  in  the  difficult  State  of  Michigan.  After  four  years' 
service  with  the  Royal,  he,  in  January,  1888,  accepted  the  position  of  Adjuster  in  the  field 
at  large  with  the  Western  Department  of  the  Phenix  of  New  York.  He  now  holds  the 
position  of  Special  Adjuster  with  that  company  with  whom  he  has  long  enjoyed  an  enviable 
reputation. 

Mr.  Manners  occupies  a  prominent  position  in  his  profession  and  is  a  man  of  rec- 
ognized business  ability  and  literary  attainments;  a  genial  companion  and  an  accom- 
plished gentleman. 

(167) 


W.  E.  MARINER, 

Special  indent,  American  Insurance  Company  of  Newark,   N.  J. 

W.  E.  Mariner  was  born  April  1st,  1867,  at  Independence,  Missouri;  received  his 
education  in  Public  Schools  and  private  academies  of  that  locality,  and  began  the  fire 
Insurance  business  as  a  Local  Agent  at  Olathe,  Kansas,  in  1885.  In  1887  he  became 
Special  Agent  in  Missouri  and  Kansas  for  an  Iowa  Company,  and  in  1889  became  Home 
Office  Adjuster  for  the  Standard  Fire  Insurance  Company,  at  Kansas  City,  Missouri.  In 
1891,  Mr.  Mariner  became  Special  Agent  for  the  American  Insurance  Company,  of  New- 
ark, New  Jersey,  and  is  at  present  connected  with  that  Company  as  their  Western  Spe- 
cial Agent,  having  charge  of  Indiana,  Illinois,  Michigan,  Minnesota,  Wisconsin,  Missouri, 
Kansas,  Nebraska,  Iowa  and  Indian  Territory.  He  was  married  December  llth,  1885, 
at  St.  Louis,  Mo.,  to  Miss  Sada  F.  McMillin,  and  has  two  children. 


(168) 


J,  F.  MARSHALL, 

Independent  Adjuster. 


J.  F.  Marshall  was  born  in  Chicago,  April,  1844,  receiving  his  education  in  the  pub- 
lic schools.  He  started  in  the  Insurance  business  in  1865  as  a  solicitor  for  E.  E.  Ryan  & 
Co.  From  the  time  of  the  Chicago  fire  in  1871  until  the  summer  of  1872  he  was  located  in 
the  Home  office  in  Cincinnati,  of  the  Andes,  Amazon  and  Triumph  Insurance  Companies, 
having  supervision  of  the  Abstract  Department  of  these  companies.  In  January,  1873, 
he  became  connected  with  the  Lycoming  Insurance  Company  as  Special  Agent  and 
Adjuster  for  the  Northwest,  and  remained  with  that  company  until  1881.  In  the  spring 
of  1881  he  entered  the  service  of  Straight  &  Lyman,  as  Special  Agent  and  Adjuster  for  the 
New  York  Alliance,  composed  of  the  Pacific  and  Bowery  Insurance  Companies.  He 
remained  with  this  company  until  1883,  when  he  resigned  his  position  to  enter  the  field 
as  an  Independent  Adjuster,  and  was  commissioned  to  take  up  the  agencies  of  the  Star 
Insurance  Company  of  New  York  and  several  of  the  agencies  of  the  Union  Insurance 
company  of  Philadelphia  in  the  West  and  Southwest. 

Mr.  Marshall's  father  was  in  the  Insurance  business  in  1865,  running  a  Local  Agency 
for  some  years.  He  was  one  of  the  earliest  settlers  in  Chicago  at  the  time  of  his  death, 
which  occurred  in  March,  1891,  at  the  age  of  eighty-two,  holding  the  Gold  Medal  for  being 
the  oldest  settler. 

In  August,  1871.  Mr.  Marshall  was  married,  losing  his  estimable  wife  by  death  in  April 
1881.  He  is  a  member  of  the  Knights  of  Pythias,  and  Past  Grand  Chancellor  of  Banner 
Lodge,  No.  219,  K.  of  P. 


(109) 


j.  j.  MCCARTHY, 

Special  Agent  for  Cook  County  of  the  Caledonian  Insurance  Company,  Spring 

Garden  Insurance  Company  of  Philadelphia,  and  the  Insurance 

Company  of  the  State  of  Pennsylvania. 

John  J.  McCarthy  was  born  at  Chicago,  Illinois,  September  19th,  1868,  received  his 
primary  education  in  the  public  schools  of  that  city  and  spent  two  years  in  college.  Octo- 
ber 24th,  1885,  he  entered  the  Insurance  office  of  R.  S.  Critchell  &  Co.,  at  Chicago,  111.,  with 
which  firm  he  is  still  connected. 

He  was  married  in  Chicago,  to  Miss  Marion  L.  Conway;  they  have  one  child,  a  girl. 

Mr.  McCarthy  is  a  member  of  the  Columbus  Club  of  Chicago. 


(170) 


LOUIS  SHIRLEY  McMILLAN, 

Adjuster  of  Fire  Losses. 

Louis  Shirley  McMillan  was  born  in  Chicago,  October  28th,  1855.  He  received  his 
•education  in  public  and  private  schools  of  his  native  city  and  of  Piqua  and  Colum- 
bus, Ohio,  and  Wheeling,  West  Virginia,  and  at  the  National  Business  College  in  the 
latter  city,  after  which,  on  August  17th,  1870,  he  entered  the  employ  of  John  Roemer  & 
X2o.,  dry  goods  merchants,  at  Wheeling,  as  cashier  and  bookkeeper,  remaining  with  them 
until  November  4th,  1872,  when  he  entered  the  Insurance  business  with  the  Franklin 
Insurance,, Company  at  their  home  office  in  Wheeling.  While  with  the  Franklin  he 
continued  keeping  the  books  of  his  former  employers  after  night  and  until  September 
20th,  1875,  when  he  moved  to  St.  Louis,  Missouri.  From  October,  1875,  to  March  26th,  1879, 
he  was  employed  in  that  city  by  the  Scottish  Commercial  Insurance  Company,  of 
Glasgow,  Scotland,  as  bookkeeper,  and  when  that  Company  moved  its  Western  Depart- 
ment headquarters  to  Chicago,  he  moved  with  them  and  continued  in  their  service  until 
after  the  amalgamation  of  the  "Scottish"  with  the  Lancashire  of  England,  or  until 
May  24th,  1880,  when  he  was  appointed  chief  clerk  in  the  Western  Department  office  of 
the  Star  Fire  Insurance  Company  of  New  York,  and  the  Union  Insurance  Company  of 
Philadelphia,  which  position  he  retained  until  June  1st,  1881,  when  he  entered  the  employ 
of  the  Niagara  Fire  Insurance  Company  of  New  York  as  bookkeeper  for  the  newly  con- 
solidated Western  Department,  under  the  management  of  I.  S.  Blackwelder.  In  1883,  Mr. 
McMillan  was  appointed  Special  Agent  for  the  "Niagara"  in  Ohio  and  West  Virginia,  and 
later  in  the  same  year,  was  transferred  to  Illinois,  remaining  in  that  State  as  Special 
Agent  and  Adjuster  until  January  1st,  1892,  when  he  was  transferred  to  the  West  and 
became  Supervising  Agent  and  Adjuster  for  the  "Niagara"  and  the  Caledonian  Insurance 
Company  of  Edinburgh,  Scotland,  for  the  States  of  Missouri,  Kansas  and  Nebraska,  and 
Oklahoma  and  Indian  Territory,  with  headquarters  at  Kansas  City,  Missouri.  He  remained 
in  the  West  until  January  1st,  1894,  when  the  Western  Department  of  the  "Niagara"  and 
"Caledonian"  was  closed,  when  he  returned  to  Chicago  and  has  since  been  engaged  in 
the  adjustment  of  losses  on  his  own  account. 

Mr.  McMillan  was  Secretary  and  Treasurer  of  the  Illinois  State  Board  of  Fire  Under- 
writers in  1889  and  1890,  and  for  some  years  a  member  of  the  Executive  Committee  of  that 
body  and  also  Chairman  of  important  district  committees.  He  has  been  a  member  of 
the  Fire  Underwriters'  Association  of  the  Northwest  since  1883. 

Mr.  McMillan  is  the  author  of  "Special  Agents'  Ten  Year  Comparative  Record  and 
Agency  Statistics,"  which  is  published  by  the  Rough  Notes  Company  of  Indianapolis, 
Indiana,  and  is  regarded  as  one  of  the  most  complete  and  valuable  field  books  for  the 
Use  of  Special  Agents  ever  published. 

(171) 


F.  A.  MEINEL, 

Special  Agent  London  and  Lancashire  Fire  Insurance  Company. 

Frank  A.  Meinel  was  born  at  Chicago,  Illinois,  August  18th,  1870,  and  was  educated 
in  the  Public  Schools.  He  commenced  business  at  Chicago,  September  llth,  1884,  in  the 
Western  Department  of  the  New  York  Alliance,  under  the  management  of  E.  W.  Lymanv 
and  remained  until  the  discontinuance  of  its  Western  Department,  January,  1887,  then 
entering  the  Local  Agency  of  Edward  M.  Teall  &  Co.,  and  in  April,  1888,  became  con- 
nected with  the  London  and  Lancashire,  under  Mr.  J.  S.  Belden. 

Mr.  Meinel  is  a  member  of  the  Masonic  Fraternity  and  Menoken  Club. 


f  172 


E.  C.  MEINEL, 

Special  A6ent,   Manchester  Fire  Assurance  Company. 

E.  C.  Meinel  was  born  at  Chicago,  Illinois,  on  the  28th  of  January,  1869,  being  educated 
in  the  public  schools  of  that  city.  He  has  been  connected  with  Insurance  since  the 
beginning  of  his  business  career,  entering  the  employ  of  the  Underwriters'  Exchange,  at  Chi- 
cago, in  February,  1884. 

At  the  time  the  Manchester  Fire  Assurance  Company  established  its  United  States  De- 
partment at  Chciago,  he  became  connected  with  them  as  Special  Agent  in  various  States,  and 
is  now  representing  them  in  New  York  in  that  capacity. 


(173) 


FRANK    R.  MILLARD, 

General    Adjuster,  Western    Department,   Continental    Insurance  Company  of 

New  York. 

Frank  R.  Millard  is  a  native  of  New  York  State.  He  came  West  early  and  received 
his  education  at  Clark's  Seminary  of  Aurora,  111.,  and  Hillsdale  College,  Michigan.  He 
then  entered  the  employ  of  the  American  Express  Company  as  clerk  and  road  agent,  and 
in  May,  1870,  entered  the  service  of  the  Continental  Insurance  Company  in  their  Chicago 
office.  Ten  years  later  he  was  appointed  Special  Agent  for  the  Company  in  Michigan, 
then  recalled  to  Chicago  to  fill  the  position  of  Special  Adjuster  for  the  Western  Depart- 
ment, in  which  capacity  he  served  eight  years.  In  May,  1893,  he  was  appointed  to  his 
present  position. 

Mr.  Millard  was  married  in  Chicago  to  Miss  Adaline  E.  Dart,  and  is  a  member  of 
the  Ashland  Club. 


(174) 


L.  A.  MOORE, 

Special  Agent,  Royal  Insurance  Company. 

L.   A.    Moore    entered   the   Insurance  business  in    the   office  of  the  Royal  Insurance 
Company  in  June,  1885. 


(175) 


MORRISON  S.  MOORE, 

Special  Agent,  Rhode  Island  Underwriters'  Association. 

Morrison  S.  Moore  was  born  in  Clark  County,  Illinois,  on  the  15th  of  February,  1856. 
When  he  was  three  years  old  his  father  moved  to  the  State  of  Kansas,  where  he  received 
a  common  school  education.  When  seventeen  years  of  age  he  entered  a  commercial  school 
at  Ft.  Scott,  Kan.  After  completing  the  course  he  engaged  as  a  telegraph  operator  for 
some  time,  entering  the  insurance  business  at  Rockford,  111.,  in  1878.  He  was  married 
at  Marshall,  111.,  March  29th,  1877,  to  Miss  Orinthia  A.  Pearce. 


(176) 


GEORGE  C.  MOTT, 

State  Agent  and  Adjuster  of  the  St.  Paul  Tire  ai.d  Marine  Insurance  Company. 

George  C.  Mott  was  born  in  New  York  City,  December  29th,  1861,  and  was  educated  in 
the  public  and  private  schools  of  St.  Paul,  Minn.  He  commenced  his  business  career  in  the 
office  of  Hughson  &  Hemenway,  Insurance  Agents,  at  St.  Paul,  then  went  to  the  St.  Paul 
Fire  and  Marine  Insurance  Company.  He  has  been  with  the  "St.  Paul"  for  more  than  ten 
years,  and  has  been  in  almost  every  department  of  the  Home  office  and  on  the  road,  as 
State  Agent  for  seven  years. 

Mr.  Mott  is  a  member  of  the  B.  P.  O.  Elks,  No.  59,  St.  Paul. 


i  177  ) 


G.  MUELLER, 

State  Agent  for  The  Merchants'  Insurance  Company  of  Newark,  IN.  J. 

G.  Mueller  was  born  in  Germany,  March  28th,  1867.  His  parents  emigrated  to  America 
In  the  spring  of  1868  and  settled  in  Chicago,  where  Mr.  Mueller  received  his  education 
In  public  and  private  schools.  January  2d,  1883,  he  entered  the  Local  Agency  office  of  G. 
H.  Koch  in  Chicago.  Resigning  this  position  he  entered  the  employ  of  the  Western 
Department  of  the  Germania  Fire  Insurance  Company  of  New  York,  September  10th, 
1885.  In  1892  he  was  appointed  Special  Agent  for  Nebraska  and  Kansas,  resigning  Decem- 
ber 1st,  1894,  to  accept  his  present  position. 


(178) 


EUGENE  V.  MUNN, 


General  Adjuster,  Insurance  Company  of  Month  America  and  Philadelphia 

Underwriters. 


Eugene  V.  Munn  was  born  at  Freeport,  Illinois,  February  10th,  1852,  and  was  edu- 
cated in  the  district  schools  of  his  county  and  the  Freeport  High  School.  After  leaving 
school  he  was  a  clerk  in  his  father's  store,  until  May  9th,  1872,  when  he  entered  the 
office  of  the  American  Insurance  Company  of  Chicago,  at  Chicago,  as  office  boy,  where 
he  remained  until  1880.  From  1880  to  1889  he  was  State  Agent  for  Wisconsin  of  the 
Continental  Insurance  Company  of  New  York;  1887  to  1889  was  President  of  the  Wis- 
consin State  Board  of  Underwriters;  1890  was  Vice-President  of  the  Fire  Underwriters' 
Association  of  the  Northwest;  1890  to  1895,  Special  Adjuster  of  the  Home  Insurance 
Company  of  New  York;  1895  was  General  Adjuster  of  the  Insurance  Company  of  North 
America  and  the  Philadelphia  Underwriters;  1890  to  1895  was  Secretary  and  Treasurer 
of  the  Fire  Underwriters'  Association  of  the  Northwest. 

Mr.  Munn  was  married  at  Beloit,  Wisconsin,  September  5th,  1882,  to  Miss  Mary 
Kendall,  and  has  five  children. 


(179) 


ANDREW  M.  NELSON, 

Special  Agent  for  Cook  County  of  the  Niagara  Fire  Insurance  Company 

of  New  York. 

Andrew  M.  Nelson  was  born  on  the  25th  of  October,  1866,  and  was  educated  in  the 
Chicago  Public  Schools,  receiving  his  early  training  in  Insurance  business  under  the  direc- 
tion of  Geo.  C.  Clarke.  His  rise  in  the  ranks  was  rapid  and  steady,  and  two  years  before 
reaching  his  majority  was  Daily  Report  Examiner  for  the  London  Assurance  Corpora- 
tion, remaining  with  that  Company  a  year  and  a  half  after  Mr.  Charles  L.  Case  took  the 
Western  Department  management  of  that  Company.  He  left  there  to  engage  with  the 
Niagara,  under  Mr.  Blackwelder,  and  upon  the  removal  of  the  Western  Department  to 
New  York,  went  with  the  department,  having  charge  of  a  section  of  field  under  title  of 
Superintendent  of  the  Western  Department.  Upon  re-establishment  of  the  Western 
Department  he  returned  to  Chicago  to  act  as  Chief  Clerk  in  the  office,  relinquishing  his 
position  in  the  office  to  look  after  the  Chicago  and  Cook  County  business  of  the  com- 
pany. 

Mr.  Nelson  was  married  September  17th,  1890,  to  Miss  Edith  Thornberg,  and  has  two 
children,  a  girl  and  boy. 


(180) 


ROBERT  S.  ODELL, 

State  Agent  and  Adjuster,  Connecticut  Insurance  Company. 

Robert  S.  Odell  was  born  in  Hopewell,  Ontario  County,  N.  Y.,  April  17th,  1850,  and 
was  educated  in  Canandaigua  Academy.  Entering  the  Insurance  business  at  Chicago, 
January  15th,  1871,  he  was  with  the  Continental  Insurance  Company  for  nineteen  years; 
with  the  German-American  two  years,  and  with  his  present  company,  the  Connecticut 
Fire,  for  the  past  three  years. 

He  was  married  in  1888,  and  is  a  member  of  the  Methodist  Episcopal  Church,  Knight 
Templars,  and  the  Society  of  the  Sons  of  New  York  in  Chicago. 


(181) 


DEMPSTER  OSTRANDER, 

General  Adjuster,  Western  Department  of  the  Phenix  Insurance'Gompany 

of  Brooklyn,  N.  Y. 

Dempster  Ostrander  was  born  in  Onondaga  County,  New  York,  November  20th,  1834. 
At  the  age  of  seven  he  removed  with  his  parents  to  Wisconsin,  then  a  wilderness  coun- 
try. In  the  region  of  his  home  there  were  not  more  than  half  a  dozen  families  within  the 
limits  of  an  ordinary  modern  county.  Settlers  multiplied  rapidly,  however,  and  by  the 
time  the  boy  had  reached  the  age  of  ten  years  a  school  house  was  built,  and  here  his 
early  education  was  received.  At  the  age  of  twenty  he  entered  the  Wisconsin  State  Uni- 
versity at  Madison,  where  his  school  work  was  completed.  In  1865  he  became  connected  with 
a  manufacturing  enterprise  at  Jefferson,  Wis.,  and  as  early  as  1855  he  had  a  little 
experience  in  the  Insurance  business,  to  which  he  has  given  his  chief  attention  for  a  long 
time  He  studied  law,  and  in  1861  was  admitted  to  the  bar  at  Jefferson,  and  although  he 
never  engaged  in  practice,  has  all  his  life  since  made  insurance  law  a  study,  and  is  regarded 
as  an  authority  by  the  insurance  fraternity,  and  legal  profession.  He  has  contributed 
numerous  valuable  articles  on  the  subject  for  the  insurance  journals,  and  is  the  author 
of  a  standard  text  book  on  the  law  of  Fire  Insurance,  bearing  his  name.  His  practical 
experience  in  the  field  of  fire  insurance  has  been  large  and  varied,  but  he  is  best  known 
as  the  General  Adjuster  for  the  Phoenix  of  Brooklyn,  a  position  which  he  has  occupied  for 
many  years. 

Mr.  Ostrander  is  a  gentleman  of  broad  culture  and  fine  literary  tastes,  which  he  has 
found  leisure  to  gratify  from  time  to  time.  His  latest  effort  in  this  respect  was  a  little 
volume  bearing  the  title:  "Social  Growth  and  Stability;  a  Consideration  of  the  Fac- 
tors of  Modern  Society  and  Their  Relation  to  the  Character  of  the  Coming  State,"  recently 
published  by  S.  C.  Griggs  &  Co.,  of  this  city.  Judge  Ostrander,  as  his  friends  call  him, 
resided  for  several  years  in  Milwaukee,  but  moved  to  Chicago  some  ten  years  ago,  where 
he  now  resides. 


(182) 


HORACE  H.  PELTON, 

Special  Agent,  Continental  Insurance  Company. 

Horace  H.  Pelton  was  born  on  a  farm  near  Shrewsbury,  Mass.  When  he  was  four 
years  old  his  parents  moved  to  Maine,  and  one  year  later  to  Missouri,  where  they  both 
died  when  Mr.  Pelton  was  seven  years  of  age.  He  then  lived  on  a  farm  near  Sedalia, 
Mo.,  attending  a  country  school,  and  subsequently  spending  nearly  two  terms  in  the 
State  Normal  School  of  Kirksville,  Mo.  After  which  he  taught  school,  engaging 
in  various  pursuits  during  vacation,  until  1889,  when  he  entered  the  Insurance  business 
at  New  Orleans  with  the  Inter  State  Fire  Association,  and  has  since  that  time  been 
connected  with  different  companies,  among  them  being  the  Fire  Association  of  Texas, 
of  Waco,  Texas;  was  Inspector  of  the  Underwriters'  Inspection  Bureau  of  New  Orleans, 
and  served  with  the  Texas  Survey  and  Rating  Bureau.  In  1894  he  became  Special  Agent 
of  the  Continental  Insurance  Company,  for  Wisconsin  and  Northern  Illinois,  with  head- 
quarters at  Chicago. 

Mr.  Pelton  is  a  member  of  the  Underwriters'  Association  of  the  Northwest,  and  also 
of  the  Knights  of  Pythias. 


(183) 


CHARES  F.  PERSCH, 

Secretary,  Illinois  State  Board  of  Fire  Underwriters. 

Charles  F.  Persch  was  born  at  Buffalo,  New  York,  February  7th,  1856,  and  was 
educated  in  the  Public  Schools  of  that  city.  In  1872  he  began  his  insurance  career  with 
the  German  Insurance  Company  of  Buffalo.  After  one  year  with  this  Company,  and  one 
year  with  the  Marine  Bank  of  Buffalo,  he  spent  two  years  in  the  Insurance  office  of 
Smith  &  Davis  of  the  same  place.  He  came  to  Chicago  in  May,  1877,  and  was  employed 
in  the  office  of  the  Traders'  Insurance  Company;  became  connected  with  the  Springfield 
Fire  and  Marine  Insurance  Company  in  1878,  remaining  with  this  Company  until  Octo- 
ber, 1893.  He  was  elected  Secretary  of  the  Illinois  State  Board  in  February,  1894. 


(184) 


HARRY  OTIS  PHILLIPS, 

Special  Agent,  Western  Department  Insurance   Company  of  the   State  of 

Pennsylvania. 

Harry  Otis  Phillips  was  born  at  Chippewa  Falls,  Wisconsin,  July  31st,  1867,  receiving 
his  education  in  the  public  schools  of  Minneapolis  and  the  University  of  Minnesota.  For  a 
year,  at  the  beginning  of  his  business  career,  he  was  a  clerk  in  the  office  of  F.  H.  Peavey, 
&  Co.,  and  in  January,  1890,  entered  the  office  of  the  Minneapolis  Inspection  Bureau.  He 
had  the  privilege  of  discipline  in  rating  under  Charles  T.  Rothermel  while  the  latter  was 
rescheduling  Minneapolis. 

Mr.  Phillips  is  a  member  of  the  Phi  Kappa  Psi  (a  college  fraternity)  and  belongs 
to  the  Underwriters'  Association  of  the  Northwest. 


( 185 


ISAAC  P.  POINIER, 

Adjuster. 

Isaac  P.  Poinier  was  born  at  Cincinnati,  Ohio,  on  the  7th  of  May,  1823,  and  received 
his  education  in  Woodward  College,  of  that  city. 

In  1865  he  entered  the  Insurance  business  at  Chicago,  111.,  in  the  office  of  the  Fire- 
man's Insurance  Company,  and  the  next  year  became  a  Special  for  the  "City  Fire 
Insurance  Company,"  of  Hartford,  Conn.  After  the  Chicago  fire  he  was  engaged  in 
independent  work  until  1879,  when  he  entered  the  field  again  for  the  Lancashire  Insur- 
ance Company,  of  England,  in  their  Central  Department,  remaining  until  1886. 

For  the  last  eight  years  he  has  been  in  the  office  of  Messrs.  Moore  &  James,  as 
Adjuster  of  Losses  and  Inspector  of  Business. 


(186) 


HENRY  H.  RASSWEILER, 

State  Agent,  Insurance  Company  of  Month  America  and  Philadelphia 

Underwriters. 

Henry  H.  Rassweiler  was  born  at  Orwigsburg,  Pa.,  April  3rd,  1842.  In  1862  he  en- 
tered the  Northwestern  College  (then  at  Plainfleld,  now  at  Naperville,  Illinois)  as  janitor- 
student,  graduating  in  1868,  from  which  time  until  1883  he  was  professor  of  mathematics 
and  natural  science  in  the  same  institution.  From  1883  to  1888  he  was  President  of  the 
college.  After  two  years  of  service  as  literary  editor  with  the  Western  Publishing  House, 
at  Chicago,  he  entered  the  Insurance  field,  in  1890,  as  Special  Agent  of  the  Insurance 
Company  of  North  America  and  Pennsylvania  Fire,  afterwards  becoming  State  Agent  of 
the  first-named  company  and  the  Philadelphia  Underwriters,  a  position  which  he  still 
holds. 

He  was  married  in  1868,  at  Cedar  Falls,  Iowa,  to  Miss  Victoria  Harlacher,  and  has 
two  children. 


(187) 


GEORGE  E.  REDFIELD, 

General   Adjuster. 


George  E.  Redfield  was  born  at  Greenfield,  Saratoga  County,  New  York,  December 
9th,  1832.  His  grandfather  on  his  father's  side  was  a  sailor  on  a  privateer  during  the 
Revolutionary  war,  and  his  grandfather  on  his  mother's  side  was  a  Captain  in  the  war 
of  1812  with  Great  Britain.  His  father  was  a  clergyman  of  the  Presbyterian  Church.  Mr. 
Redfield  was  educated  in  district  schools  and  at  Delaware  Academy,  at  Delhi,  N.  Y. 
When  sixteen  years  old  he  left  school  and  became  a  clerk  in  the  hardware  store  of  his 
uncle  at  Phelps,  New  York.  In  1850  went  to  Beloit,  Wis.,  as  clerk  and  bookkeeper;  in 
1852  became  salesman  in  a  wholesale  hardware  house  in  New  York  City;  in  1854  com- 
menced the  hardware  business,  on  his  own  account,  at  Beaver  Dam,  Wis.  Became  Local 
Agent  for  the  Aetna,  Hartford  and  Home  Insurance  Companies  in  1858;  commenced 
Special  Agency  work  for  the  Home  of  New  York  about  1866  and  represented  that  Com- 
pany, the  New  York  Underwriters,  Imperial,  German-American,  and  other  Companies, 
until  he  became  General  Agent  in  1873,  first  for  the  Atlas  Insurance  Company  of  Hartford 
and  afterwards  for  the  Shawmut  of  Boston,  the  National  of  New  York  and  the  Citizens 
of  New  York.  For  five  years  was  Inspector  for  the  Eastern  District  of  Iowa. 

Mr.  Redfield  was  married,  September  17th,  1855,  at  Beloit,  Wis.,  to  Miss  Harriet  A, 
Clark,  and  has  six  children. 


188) 


ANSON  P.  REDFIELD, 

President  of  the  Union  Adjustment  Company. 

Anson  P.  Redfleld  was  born  at  Phelps,  Ontario  County,  New  York,  on  the  1st  of  No- 
vember, 1840,  and  was  educated  in  the  common  schools.  In  1855  he  left  school  and  com- 
menced his  business  career  as  clerk  in  a  retail  hardware  store  at  Beaver  Dam,  Wisconsin. 
Continued  in  that  business  until  1864;  then  engaged  in  the  wholesale  hardware  business 
in  Milwaukee  as  traveling  salesman,  and  afterwards  general  salesman  in  the  store. 
Continued  in  this  until  1870,  when  he  became  junior  partner  in  the  wholesale  hard- 
ware business  at  Milwaukee,  which  position  he  held  until  he  entered  the  Fire  Insurance 
business  in  1874,  when  he  became  a  Special  Agent  at  Chicago. 

Mr.  Redfield  was  married  on  the  6th  of  May,  1860,  at  Beaver  Dam,  Wisconsin,  to  Miss 
Hattie  Morgan,  and  has  two  children.  He  is  a  member  of  the  Third  Presbyterian  Church  of 
Chicago  and  the  Underwriters'  Association  of  the  Northwest. 


(189) 


DAVID  W.  REDFIELD, 

SpecialiAgent  and  Adjuster,  Pennsylvania  Fire    Insurance  Company  of 

Philadelphia. 

i 

David  W.  Redfield  was  born  at  Delhi,  New  York,  on  the  7th  of  May,  1856.  His  family 
came  West  in  his  boyhood  and  settled  at  Beaver  Dam,  Wisconsin,  where  he  attended  the 
public  schools,  completing  his  education  at  Wayland  University.  After  leaving  college  he 
went  to  Beloit,  Wis.,  and  was  for  six  years  employed  in  the  Beloit  Iron  Works,  resigning 
in  1878  to  come  to  Chicago  and  enter  the  Insurance  office  of  Geo.  C.  Clarke  &  Co.,  where  he 
remained  for  six  years,  being  then  appointed  Special  Agent  of  the  London  Assurance 
Corporation  and  afterwards  Special  and  General  Agent  of  the  Boylston  Insurance  Company 
of  Boston.  January,  1895,  he  was  appointed  to  his  present  position,  Special  Agent  and 
Adjuster  for  Michigan  and  Wisconsin  of  the  Pennsylvania  Fire  Insurance  Company  of 
Philadelphia. 

Mr.  Redfield  was  married  in  1892  to  Miss  Mellie  Wilson,  and  has  one  child.  He  is 
a  Mason  and  a  member  of  the  Roval  Arcanum. 


(190) 


JOHN  WALTER  ROBERTSON 

Special  Agent,  L»ondon  and  Lancashire  Insurance  Company. 

John  Walter  Robertson  was  born  at  Alexandria,  Va.,  September  9th,  1856.  He  studied 
for  a  lawyer  in  the  University  of  Virginia,  and  practiced  law  for  some  years  after  leaving 
college.  He  entered  the  Insurance  business  in  1878  at  Sterling,  Kansas,  and  traveled  as 
Special  Agent  for  the  National  Fire  Insurance  Company  of  Hartford  from  1881  to  1887,  in 
Illinois  and  Wisconsin,  and  has  been  since  with  the  London  and  Lancashire  for  Illinois, 
Michigan  and  Wisconsin. 

Mr.  Robertson  was  married  at  Washington,  D.  C.,  January  13th,  1886,  to  Miss  Carrie 
M.  Wyville,  and  has  one  child.  He  is  a  member  of  the  Alpha  Taw  Omega  Fraternity  of 
the  University  of  Virginia,  and  the  Chicago  Athletic  Association. 


f!91) 


JEROME  ROOT, 

General  Adjuster. 

Jerome  Root  is  a  native  of  Schuyler,  Herkimer  County,  New  York,  and  entered  the 
Insurance  business  in  1857. 


(192) 


J.  SHERMAN  ROOT, 

General  Adjuster. 

J.  Sherman  Root  was  born  at  De  Kalb,  Illinois,  Janur.ry  17th,  1867.  He  was  educated 
in  the  De  Kalb  and  Chicago  public  schools  and  Beloit  College  at  Beloit,  Wis.  Returning 
to  Chicago,  he  studied  law  in  the  Union  College  of  Law,  and  was  admitted  to  the  bar 
August  28th,  1889.  Subsequently  he  retired  from  the  law  and  entered  the  Insurance  busi- 
ness with  his  father  in  Chicago,  May  1st,  1894,  under  the  firm  nan-c  of  Jerome  Root  &  Son. 

Mr.  Root  was  married,  June  5th,  1895,  at  Sycamore,  Illinois,  to  Miss  Maud  B.  Ellwood. 
He  is  identified  with  the  Masonic  order. 


(193) 


CHARLES  T.  ROTHERMEL, 

General  Adjuster  and  Rating  Expert. 

•  1 

Charles  T.Rothermel  was  born  in  Center  County  Pennsylvania,  December  9th  1841  Was 
educated  in  the  public  schools  nnd  private  academies  of  that  state,  and  graduated  in 1859  at  the 
miliiarv  academ?  known  as  «  West  Branch  High  School,"  Jersey  Shore,  Ly coming  County,  Pa. 
Ti^Suwowintei^lSSO  and  '60  and  clerked  in  his  father's  general  store  during  the 
summer  April  18th  1861  /enlisted  in  Company  "A,"  34th  regiment  Pennsylvania  Volunteers, 
and  Served  as  a  private  until  June  14th,  1864.  July  1st,  of  the  same  year,  went  to  Freeport, 
TlHnois  and  clerked  in  a  railroad  office  one  year.  Entered  the  Insurance  business  m  1865  at 
Freeport  ?n  the  office  of  Winnessheik  Insurance  Company.  Went  to  Columbus,  Ohio  same 
year  and  accepted  a  position  as  cashier  and  actuary  of  the  Home  Insurance  Company  of  Colum- 
bus Ohio.  Returned  to  Illinois  in  1867  and  accepted  position  of  Special  Agent  of_ the  ^ 
Insurance  Company,  in  1869.  Resigned  and  went  with  the  Western  Department  of  the 'Putnam 
Insurance  Company  of  Hartford,  Conn.,  and  remained  there  until  November  lstjjfj^  *h^ 
went  to  Kansas  City,  Mo.,  and  engaged  in  the  local  business  until  July.  18-4  J^ned  to 
Chicaeo  and  en^ed  with  the  Traders'  Insurance  Company,  and  remained  there  until  May 
1882  Ksfgnn-  and  accepting  position  as  Compact  Manager  at  Detroit  Michigan,  remaining 
there  rive  year's  Returned  to TChicago  and  took  up  independent  adjusting  for  one  year;  then 
accepted  ™ Sfon  of  Secretary  of  the  Buffalo  Board  of  Fire  Underwriters,  remaining  there  there 
?eSthePn  went  to  Louisville,  Ky.,  as  Superintendent  of  Rating  in  that  city,  remained  one 
year!'then  went  to  Minneapolis  and  St.  Paul  in  same  capacity  for  one  year;  then  wentt 

Pr°  Wa^mar^e'nn  WilLSrre,  Pa.,  February  14th  1865,  to  Miss  Lizzie  B  Nicely     I, ,  a i  mem- 
ber  of  the   Masonic  Fraternity  and  also  the  Grand  Army  of  the  Republic,  U.  S.  Gram 

N°'  Has  rated  more  cities  and  towns  by  schedule  than  any  man  in  the  P^^Jt 
believer  in  the  principles  of  Schedule  Rating,  particularly  the  "  Universal  Mercantile  B 

(194) 


WILLIAM   H.  ROTHERMEL, 

Special  Agent  and  Adjuster,  Traders'  Insurance  Company  of  Chicago,  III. 

William  Henry  Rothermel  was  born  in  Jersey  Shore,  Lycoming  County,  Penn.,  April 
20th,  1856;  removed  to  Freeport,  111.,  with  his  father,  April,  1863.  He  received  his  education 
in  the  public  schools  of  Freeport,  111.,  graduating  from  the  High  School  in  the  class  of 
1876.  The  same  year  he  engaged  in  the  Lumber  business  in  Freeport,  and  continued  there 
for  five  years,  then  moved  to  Chicago  and  engaged  with  the  Western  Department  of  the 
Phenix  Insurance  Company,  of  Brooklyn,  N.  Y.,  where  he  remained  two  years.  He  then 
returned  to  the  Lumbar  business  at  Racine,  Wis.,  remaining  three  years,  then  located  at 
Kansas  City,  Mo.,  in  the  same  business,  remaining  there  four  years,  returning  to  Chicago 
and  conducting  a  yard  at  71st  Street  and  Madison  Avenue,  disposing  of  over  twenty 
million  feet  of  lumber  in  one  year  for  the  erection  of  the  World's  Fair  buildings.  In  1893 
he  engaged  with  the  Traders'  Insurance  Company  in  his  present  position. 

September  24th,  1884,  he  was  married  to  Miss  Grace  E.  Davies,  at  Racine,  Wis., 
and  is  the  proud  possessor  of  three  fine  boys. 


(195) 


HUBERT  M.  RUSSELL, 

Special  Agent  of  The  New  Hampshire  Insurance  Company. 

Hubert  M.  Russell  was  born  at  Russellsburg,  Warren  County,  Pennsylvania,  on 
November  30th,  1839.  He  first  enga£ed  in  the  dry  goods  business  and  entered  the  insurance 
business  at  Galesburg,  Illinois,  November  1st,  1866,  as  local  agent. 

Mr.  Russell  was  married  at  Galesburg,  Illinois,  to  Miss  Sarah  M.  Sage.  He  is  a  member 
of  the  Blue  Lodge,  Chapter  Commandery,  and  Shriner. 


(196) 


L  H.  SALOMON, 

Insurance  Adjuster. 


L.  H.  Salomon  was  born  in  Germany  on  the  9th  of  October,  1848,  and  received  his  edu- 
cation in  Germany  and  France.  Mr.  Salomon  has  been  engaged  in  business  on  three  con- 
tinents, commencing  his  business  career  merchandising  in  Paris,  France,  following  the 
same  business  in  Algiers,  Africa,  and  entering  Insurance  at  New  Orleans,  La.  He  was 
connected  with  the  Mississippi  Valley  Insurance  Company  of  Memphis,  Tenn.,  as  General 
Agent  for  the  Western  States,  and  was  also  in  the  same  capacity  for  the  North  German 
Fire  Insurance  Company  of  Hamburg,  Germany.  From  1887  to  1889  he  was  with  the 
Lancashire  Insurance  Company  of  England.  ?s  Assistant  to  W.  G.  Ferguson,  then  General 
Agent  of  the  Western  Department.  From  1889  to  the  present  time  he  has  been  an  Inde- 
pendent Adjuster. 

Mr.  Salomon  was  married  at  New  Orleans  to  Miss  Sophie  Hamm;  they  have  four 
Children. 


(197) 


CHARLES   FILMORE  SIMONSON, 

Special  Inspector  of  the  Hartford  Fire  Insurance  Company  of  Hartford,  Conn. 

Charles  Filmore  Simonson  was  born  February  16th,  1859,  at  Brooklyn,  N.  YM  receiv- 
ing his  education  at  the  public  and  high  schools,  and  at  the  Polytechnic  Institute  of 
Brooklyn. 

He  was  married,  January  14th,  1886,  in  New  York  City,  to  Miss  Emma  Norah  Horn- 
ish  of  Yonkers,  N.  Y.  They  have  one  child,  a  boy  eight  years  of  age. 

In  October,  1874,  Mr.  Simonson  entered  the  employ  of  the  Kings  County  Fire  Insur- 
ance Company  of  Brooklyn,  and  advanced  from  assistant  clerk  in  the  Brooklyn  office  to 
chief  clerk  and  bookkeeper  in  the  New  York  office  of  this  Company.  Subsequently  he 
occupied  the  following  positions  in  the  business: 

Account  Clerk  and  Daily  Report  Inspector  in  the  New  York  office  of  the  Home  In- 
surance Company  of  New  York;  then,  Special  Agent  for  this  Company  in  Minnesota  and 
Dakota;  Special  Agent  of  the  Northern  Assurance  Company  of  England  for  Indiana; 
Eastern  Agent  at  New  York  of  the  Western  Manufacturers'  Mutual  Insurance  Company  of 
Chicago;  afterward  appointed  Assistant  Secretary  at  Chicago  of  this  Company;  General 
Inspector  of  the  Millers'  National  Insurance  Company  of  Chicago;  Secretary  and  Manager 
of  the  Woodworkers'  Mutual  Fire  Insurance  Company  of  Winona,  Minn.;  three  years 
ago  appointed  Expert  Underwriter  and  Inspector  of  Mill  and  Factory  Hazards  for  the  Hart- 
ford Fire  Insurance  Company  at  Chicago,  which  position  he  now  occupies. 

Through  his  connection  with  the  mutual  Companies  he  has  been  enabled  to  make  a 
thorough  study  of  mill  and  factory  hazards  East  and  West,  which  line  is  now  his  specialty. 
He  is  author  of  the  "Combined  Woodworkers',  Factory  and  Warehouse  Schedule,"  which 
has  been  approved  and  adopted  for  use  in  the  field  by  several  of  the  leading  Companies. 
He  is  a  member  of  the  Fire  Underwriters'  Association  of  the  Northwest. 


(198) 


ALONZO  D.  SMITH, 

Examiner  of  Reports  for  the  Traders'   Insurance  Company. 

Alonzo  D.  Smith  was  born  in  St.  Glair  County,  Illinois,  on  the  10th  of  October,  1849,  and 
received  his  education  in  the  common  schools.  He  entered  the  Insurance  business  in  1868 
at  Springfield,  Illinois,  as  a  clerk  in  a  local  office,  and  after  various  changes  incidental 
to  the  life  of  an  Insurance  man  now  holds  the  position  of  Examiner  of  Reports  for  the 
Traders  Insurance  Company  at  Chicago.  He  is  personally  acquainted  with  a  vast  num- 
ber of  Agents  East  and  West. 

Mr.  Smith  is  a  member  of  the  Iroquois  Club  and  the  First  Regiment,  Illinois  Na- 
tional Guard,  having  been  an  officer  in  the  regiment  twelve  years. 


(199) 


ThCMAS   H.   SMITH, 

Adjuster  of  Fire  L.osses. 


Thomas  H.  Smith  was  born  at  Orrington,  Penobscot  County,  Maine,  December  12th, 
1847.  After  a  high  school  and  academic  education  he  filled  various  clerkships  and  was 
for  two  years  and  over  with  the  Merchants  Mutual  Marine  Insurance  Company  of  Ban- 
gor;  later,  for  a  number  of  years,  in  a  private  bank  at  Bangor,  with  which  was  connected 
an  extensive  Local  Agency  and  which  turned  his  attention  more  particularly  to  the  Fire 
Insurance  business. 

In  1873  he  came  West  with  the  North  British  and  Mercantile  Insurance  Company  as 
State  Agent  for  Missouri  and  Kansas;  from  there  he  moved  to  Cincinnati,  Ohio,  and  in 
1875,  when  the  Company  established  a  Western  Department,  he  came  to  Chicago  and 
was  connected  with  the  Company  in  various  capacities,  first  as  State  Agent  and  later  as 
Adjuster  for  the  West,  until  the  1st  of  January,  1895,  when  his  connection  of  more  than 
twenty  years  ceased. 

Mr.  Smith  was  married  in  1890  to  Miss  Nellie  M.  King  of  Beloit,  Wis.,  and  has  one 
child,  a  boy,  now  four  years  old. 

He  is  a  member  of  the  Fire  Underwriters'  Association  of  the  Northwest,  and  has  been 
for  more  than  twenty  years.  He  is  a  member  of  the  Union  League  Club  of  Chicago,  and 
was  for  nearly  twenty  years,  prior  to  the  death  of  Prof.  Swing,  an  attendant  upon  the 
Central  Church,  with  which  he  is  still  connected. 

(200) 


SYLVANUS   HOLBROOK    SOUTHWICK, 

Adjuster  of  Fire  l>osses. 

Sylvanus  Holbrook  Southwick  was  born  at  Uxbridge,  Mass.,  January  15th,  1835.  He 
received  a  Common  School  education,  graduating  from  Friend's  School,  Providence,  R. 
I.  His  early  days,  after  leaving  school,  were  spent  at  farming,  tanning  and  bricklaying, 
with  his  father,  and  later  at  shoe  manufacturing  with  his  uncle.  He  is  of  Quaker  descent, 
his  grandfather  being  a  Quaker  preacher.  He  entered  the  Insurance  business  at  Rockford, 
111.,  in  1861,  and  came  to  Chicago  in  1866,  since  which  time  he  has  been  constantly 
engaged  in  the  Insurance  business,  as  Secretary,  Local,  General  and  Special  Agent  and 
Adjuster. 

Mr.  Southwick  was  married  at  Providence,  R.  I.,  December  21st,  1858,  to  Miss  Clara  A. 
Balch,  of  Providence,  R.  I.,  and  has  one  child. 

He  is  a  member  of  the  Masonic  Landmark  Lodge  of  Chicago. 


(201  l 


JOHN    R.  SUTTON, 

Special  Agent,  Imperial  Fire  Insurance  Company  of  England. 

John  R.  Button  was  born  at  Hillsdale,  Mich.,  February  25,  1868.  He  was  graduated 
from  the  Ann  Arbor  University  in  1887,  and  then  entered  the  Insurance  business  in  his 
native  city.  Since  that  time  Mr.  Sutton  has  been  connected  with  various  Companies  in 
different  capacities  until  he  received  his  present  appointment. 

In  1890  Mr.  Sutton  married  Miss  Gertrude  L.  March,  at  Hillsdale,  Mich. 


(20.!) 


A.  P.  SPENCER, 

Adjuster,  Queen  Insurance  Company  of  America. 

A.  P.  Spencer  was  born  at  Eagle  Harbor,  New  York,  June  7th,  1846,  and  was  educated 
at  Medina  Academy,  New  York.  He  entered  the  Insurance  business  at  Leavenworth,  Kan- 
sas; was  a  Local  Agent  at  Peoria,  111.;  Daily  Report  Examiner  of  the  Hartford  Insurance 
Company;  Special  Agent  of  the  Imperial  and  Northern;  Special  Agent  and  Adjuster 
Queen  Insurance  Company  at  Kansas  City,  Mo.;  was  in  Local  business  at  Chicago,  being 
a  member  of  the  firm  of  Spencer  &  Bissell,  Agents  for  the  Western,  Home,  Hartford,  and 
Anglo-Nevada  Insurance  Companies;  General  Western  Agent  of  the  City  of  London  Fire 
Insurance  Company  at  Chicago  until  its  retirement,  and  is  now  with  the  Queen,  as  Ad- 
juster. 

Mr.  Spencer  was  married  at  Albion,  New  York,  January  llth,  1876,  to  Miss  Marion 
King,  and  has  four  children,  three  boys  and  one  girl. 


(203) 


CHARLES  SQUIRES, 

Chief  Inspector,  Chicago  Fire  Underwriters'  Association. 

Charles  Squires  was  born  at  Marathon,  New  York,  and  was  educated  in  the  public 
schools  of  that  place  and  in  a  seminary  at  Painesville,  Ohio.  He  commenced  business  as 
a  merchandise  clerk  at  Aurora,  Illinois,  and  in  1859  entered  the  Insurance  business  at  the 
eame  place,  and  in  1860  at  Freeport,  Illinois.  With  the  exception  of  a  few  years  in  the 
mercantile  business  as  jobber  of  saddlery,  hardware  and  leather  in  Chicago,  he  has  been 
engaged  in  the  Insurance  business  most  of  his  business  life,  first  as  Solicitor,  then  as 
Special  Agent,  General  Agent,  State  Agent,  and  Adjuster.  Was  Secretary  of  the  Conti- 
nental Insurance  Company  of  Freeport  about  four  years,  which  he  reinsured  with  the 
Continental  Insurance  Company  of  New  York,  and  he  then  took  their  State  Agency  of 
Illinois;  later  on  was  Adjuster  of  the  Continental  for  nine  States.  He  has  been  with 
the  Chicago  Underwriters'  Association  for  nearly  ten  years,  first  as  Manager  of  the  In- 
spection Department,  and  at  present  as  Chief  of  Inspections. 

Mr.  Squires  was  married  in  1866,  at  Lockport,  New  York,  to  Miss  Mary  B.  Bradshaw, 
and  has  one  son  and  one  daughter.  He  is  a  member  of  the  Kenwood  Club  and  Kenwood 
Country  Club,  both  of  Chicago. 


( 204 


J.  H.  STEVISON, 

Special  Agent  and  Adjuster,  Orient  Insurance  Gompany'oflHartford,  Conn. 

J.  H.  Stevison  was  born  in  Mount  Vernon,  Ohio,  in  1841.  He  emigrated  to  Illinois  in 
1847  and  located  at  Peoria,  being  one  of  the  first  to  enter  the  first  High  School  established 
there.  He  entered  the  Insurance  office  of  Sweat  &  Bills,  as  Clerk  in  1858,  Peter  Sweat 
retiring  in  1860,  he  became  a  i  artrer  in  the  firm  of  Roswell,  Bills  &  Co. 

Mr.  Stevison  enlisted  for  the  War  in  1862,  servirg  three  years  in  the  field  as  private, 
Sergeant,  Lieutenant  and  Captain  of  Company  B,  Seventy-seventh  Illinois  Volunteer  Infan- 
try. He  was  captured  at  the  tattle  of  Mansfield,  La.,  and  confined  in  a  rebel  prison  at  Tyler, 
Texas,  for  fifteen  months,  being  released  at  the  close  of  the  War,  and  was  then  honorably 
discharged,  with  the  rank  of  Major  for  faithful  service.  Returning  to  Peoria  in  1865,  he 
re-engaged  in  the  Insurance  business  as  partner  of  Mr.  Bills,  and  so  continued  untH 
October  1st,  1874,  when  he  disposed  of  his  interest  and  accepted  a  position  with  the  Orient 
Insurance  Company  of  Hartford,  as  Special  Agent  and  Adjuster  in  connection  with  their 
Western  Department  at  Chicago,  where  he  has  remained  ever  since,  ever  twenty-one  years, 
a  long  and  faithful  record,  of  which  he  may  feel  very  proud. 


(205) 


WILLIAM  H.  TAYLOR, 

Manager,  Loss  Department  Nartford  Fire  Insurance  Company. 

William  H.  Taylor  was  born  in  the  village  of  Argyle,  Washington  county,  N.  Y.  His 
education  was  secured  in  the  village  school  and  academy  of  his  native  place.  Leaving  Argyle 
he  worked  in  a  dry  goods  store  in  Troy,  N.  Y.,  and  later  was  a  salesman  in  a  wholesale  dry 
goods  store  in  New  York.  In  1857  Mr.  Taylor  came  West  and  located  in  Iroquois  county,  111., 
and  when  the  war  broke  out  was  deputy  clerk  of  the  circuit  court  of  that  county.  He  enlisted 
in  August,  1862,  in  the  113th  Illinois  infantry,third  Board  of  Trade  regiment,  and  served  to 
the  close  of  the  war  as  Regimental  Quartermaster.  During  his  residence  in  Iroquois  county, 
before  the  war,  he  was  appointed  local  agent  of  the  Hartford  Fire,  writing  in  that  company 
the  first  policy  on  the  Iroquois  court  house.  After  the  war  he  again  took  up  tire  insurance 
and  in  '67  became  an  examiner  in  the  Western  department  of  the  Hartford.  In  '76  he  suc- 
ceeded P.  C.  Royce  as  state  agent  for  Illinois,  which  position  he  retained  till  the  death  of  C.  C. 
Dana,  in  the  fall  of  '81,  since  which  time  he  has  been  in  charge  of  the  loss  department.  Mr. 
Taylor  has  been  with  the  Hartford  for  almost  thirty  years  and  is  thoroughly  familiar  with  the 
business  of  his  department,  besides  being  an  all  round  insurance  man.  He  is  a  member  of 
he  Illinois  club,  the  leading  social  institution  of  the  West  Side  and  of  the  Loyal  Legion. 


(206) 


*   ;  ,  - 


RALPH    N.  TRIMINGHAM, 

Secretary  of  the  Chicago   Underwriters'  Association. 


Ralph  N.  Trimingham  was  born  at  St.  John's,  Newfoundland,  September  2d,  1838, 
and  is  a  member  of  one  of  the  oldest  Colonial  families.  He  was  educated  at,  private  schools, 
and  at  the  age  of  sixteen  years  he  entered  upon  his  business  career  as  clerk  in  a  lawyer's 
office  at  St.  Vincent,  British  West  Indies.  A  few  years  after  locating  in  Chicago  he  entered 
the  office  of  Magill  &  Latham,  vessel-owners  and  commission  merchants,  with  whom  he 
remained  for  some  time.  He  subsequently  became  a  bookkeeper  for  his  uncle,  William 
Brine,  who  was  a  commission  merchant,  operating  upon  the  Board  of  Trade.  Since  1866  he 
has  been  identified  with  the  fire  underwriting  interests  of  Chicago.  His  first  con- 
nection in  that  line  was  with  the  Home  Insurance  Company  of  New  York,  under  the 
management  of  Gen.  A.  C.  Ducat,  with  whom  he  remained  for  a  little  over  ten  years.  After 
leaving  the  employ  of  the  Home  he  was  for  a  short  time  engaged  in  mercantile  pursuits, 
but  soon  re-entered  the  Fire  Insurance  business.  In  1882  he  was  elected  Secretary  of  the 
Underwriters'  Exchange,  whose  members  afterwards  united  with  those  of  the  Chicago 
Board  of  Underwriters,  forming  the  Chicago  Fire  Underwriters'  Association,  he  continuing 
to  serve  in  the  same  capacity.  In  1849  the  last  named  corporation  was  succeeded  by  the 
Chicago  Underwriters'  Association  and  Mr.  Trimingham  was  elected  Secretary  of  the  new 
association. 

On  the  16th  of  April,  1885,  he  was  married  to  Miss  Carrie  J.,  daughter  of  Robert  G. 
Goodwillie,  an  early  resident  of  Chicago.  He  has  been  identified  with  the  Masonic  order 
for  the  last  twenty  years,  being  a  member  of  the  Cleveland  Lodge,  Washington  Chapter  and 
Siloam  Commandery,  Knights  Templar,  of  which  he  is  Past  Eminent  Commander. 


(207) 


EDWIN    CHARLES  ULRICH, 

Independent  Adjuster. 

Edwin  Charles  Ulrich  was  born  at  Cincinnati,  Ohio,  on  the  2d  of  August,  1851.  He  was 
educated  in  public  and  private  schools,  and  commenced  his  business  career  in  an  insur- 
ance office  at  Cincinnati  in  1870,  and  was  a  Special  Agent  from  January  1st,  1875,  to  Janu- 
ary 1st,  1894,  covering  eleven  states,  then  becoming  an  Independent  Adjuster  in  Chicago. 

Mr.  Ulrich  was  married  at  Cincinnati,  Ohio,  in  1878,  to  Miss  Marie  Antoinette  Gatti. 
He  is  identified  with  the  Knights  Templar,  Mystic  Shrine,  and  A.  O.  U.  W.,  National  Union. 


(208) 


W.  E.  VANDEVENTER, 

Special  A&ent  and  Adjuster,  Phoenix  Assurance   Company  of   London,  Bng. 


W.  E.  Vandeventer  was  born  at  Lincoln,  111.,  May  18th,  1861,  his  family  removing  to 
St.  Louis  a  few  years  after.  He  received  his  primary  education  in  the  St.  Louis  public 
schools,  graduating  from  the  Washington  University.  He  entered  the  office  of  Peugnet 
&  Hemenway,  Insurance  Agents,  in  1880,  accepting  a  minor  position,  being  afterward 
advanced  to  chief  clerk.  He  retired  from  that  office  to  accept  a  position  as  General  Agency 
Clerk,  in  the  office  of  Chas.  L.  Case,  and  in  1886  was  appointed  Special  Agent  of  the  Anglo- 
Nevada  for  Missouri.  In  1887  he  accepted  a  position  as  Slate  Agent  and  Adjuster  for 
Missouri,  Kansas,  Nebraska  and  Indian  Territory,  with  Col.  Wm.  Bull,  General  Agent  of 
several  Fire  Companies. 

In  1890  he  was  tendered,  and  accepted,  a  position  as  State  Agent  and  Adjuster  with  the 
Phoenix  Assurance  Company,  at  Chicago,  with  which  company  he  is  now  connected.  He 
is  an  active  member  of  the  Central  Church,  and  for  several  years  has  been  a  member  of 
the  Executice  Committee  of  the  Illinois  State  Board  of  Fire  Underwriters,  is  also  a  member 
of  the  Northwestern  Association,  National  Union,  Royal  League,  Lerion  of  Honor,  Apollo 
Commandery  Knights  Templars,  Medinah  Shrine,  and  other  secret  and  beneficiary 
societies. 

(209) 


FRANK  VAN  VOORHIS, 

General  Adjuster. 


Frank  Van  Voorhis  was  born  at  Brooklyn,  New  York,  April  19th,  1852.  After  a  few 
months'  service  in  a  leading  wholesale  cutlery  house  in  New  York  City  he,  in  January, 
1869,  began  his  career  in  the  profession  in  which  he  has  since  continued,  with  the  firm  of 
Skeels,  Bowers  &  Bough  ton,  New  York,  Local  Agents  and  Brokers,  where  he  remained 
until  April,  1870.  In  ihat  month  he  was  appointed  by  the  Phenix  Insurance  Company,  of 
Brooklyn,  Assistant  Special  Agent  and  Adjuster  for  the  States  of  Ohio,  Indiana  and 
Michigan,  with  headquarters  at  Fort  Wayne.  Advancement  quickly  followed,  and  in 
January,  1874,  on  the  establishment  of  the  Western  Department  of  the  Phenix  Insurance 
Company  at  Chicago,  under  the  management  of  T.  R.  Burch,  Mr.  Van  Voorhis  was 
promoted  to  the  position  of  Special  Agent  and  Adjuster  for  the  State  of  Michigan,  with 
headquarters  at  Chicago.  Here  he  remained  for  three  years,  and  in  the  fall  of  '77  was 
selected  to  fill  the  position  of  General  Adjuster  for  the  department.  In  January,  1881, 
J.  M.  Rogers,  then  Assistant  General  Agent  of  the  Phenix,  resigned  that  position,  and 
Mr.  Van  Voorhis  was  placed  in  charge  of  the  desk  so  vacated,  which  position  he  retained 
until  January,  1882.  He  then  resigned  to  accei  t  the  managership  of  the  Western  Depart- 
ment of  the  British  America  Assurancei  Company,  of  Toronto,  Canada.  Ill  health  com- 
pelled him  to  surrender  his  charge  in  July,  1883,  and  the  succeeding  eighteen  months 
were  spent  in  part  at  the  seaside,  in  part  at  Denver,  and  among  the  mountains  of 
Colorado,  in  an  endeavor  to  recover  the  strength  of  which  overwork  had  deprived  him. 

The  fall  of  1884  found  Mr.  Van  Voorhis  again  quartered  in  Chicago,  and  in  the 
spring  of  '85,  upon  the  organization  of  the  Western  Adjustment  and  Inspection  Com- 
pany, he  was  selected  as  its  manager,  resigning  December,  1892,  and  engaging  as  General 
Adjuster. 

(210) 


JOHN  VIRCHOW, 

Special  Agent,  Prussian   National  Insurance  Company  of  Germany. 

John  Virchow  is  a  native  of  Neufchatel,  Switzerland,  and  was  born  there  July  31st, 
1841,  when  Prussia  was  in  possession  of  that  part  of  Switzerland.  He  was  educated  at  the 
Polytechnical  School  of  Cologne,  Prussia,  and  the  University  of  Bonn,  Prussia.  After 
graduating  he  studied  forestry  in  Germany,  and  came  to  America  in  1859.  Returning 
to  the  old  country,  he  entered  the  Prussian  army  as  a  volunteer,  serving  one  year,  then 
came  again  to  this  country  and  served  for  three  years  in  the  United  States  army,  being 
mustered  out  in  Texas  in  1866.  For  some  time  after  he  held  the  place  of  clerk  in  the  com- 
missary department  at  Austin  and  San  Antonio,  Texas,  then  came  north  to  Kansas  ana 
entered  into  the  Insurance  business  with  the  Kansas  Fire  and  Marine  Insurance  Company, 
after  resigning  from  which  he  was  General  Agent  for  the  German  of  Baltimore,  then 
changed  to  the  Hamburg  Magdeburg  and  later  to  the  Fire  Insurance  Association  of  Eng- 
land, under  Manager  Letton,  in  1892,  and  has  served  under  him  ever  since. 

Mr.  Virchow  was  married  in  San  Antonio,  Texas,  in  1867,  to  Miss  Bertha  Weinhold, 
and  has  four  children. 


(211) 


MILTON   PARKER  VORE, 

Special  Aftent,  The  Manchester  Fire  Assurance   Company  of  England. 

Milton  Parker  Vore  was  born  at  Chicago,  Illinois,  July  21st,  1864,  and  received  his 
education  in  the  Public,  Grammar  and  High  Schools  of  his  native  city. 

At  the  age  of  fifteen,  upon  the  death  of  his  father,  he  secured  a  situation  in  the  coffee 
and  spice  mills  of  Thomson  &  Taylor;  six  months  later  he  entered  the  employ  of  a 
patent  medicine  concern,  but  returned  the  same  year  to  his  former  employers,  this  time 
being  employed  in  the  office.  In  1881  he  became  Assistant  Cashier  of  the  Northwestern 
Masonic  Aid  Association;  then  in  succession  was  engaged  with  the  Royal  and  London 
and  Lancashire,  North  British  and  Mercantile,  until  December  1st,  1890,  when  he  went 
with  the  Manchester  as  Special  Agent  for  Illinois. 

Mr.  Vore  was  married  at  Chicago,  September  8th,  1886,  to  Miss  Mary  Atwell  Ellis; 
they  have  three  boys. 


!  212 


DAVID  S.  WAGNER, 

Special  -\:t«:ni.  and  Adjuster,  Imperial  Insurance  Company  (Limited),  of  l.n;; 

David  S.  Wagner  was  born  in  Boone  County,  Illinois,  on  the  18th  of  March,  1848,  and 
is  of  German  descent.  His  father  was  drowned  at  Beloit,  Wisconsin,  July  9th,  1850,  and 
less  than  two  years  later  his  mother  died  of  typhoid  fever,  leaving  Dave  and  a  sister  two 
years  his  junior  to  plough  alone;  how  well  he  has  succeeded  must  be  judged  by  his  many 
acquaintances.  He  received  his  education  in  the  public  schools  and  remained  on  the  farm 
until  seventeen  years  of  age.  In  May,  1866,  he  entered  the  Local  Office  of  the  Hartford 
Insurance  Company  at  Chicago,  since  which  time  he  has  been  continuously  in  the  Fire 
Insurance  business,  beginning  his  field  work  with  the  Southwick  General  Agency  of  the 
Union  of  Philadelphia,  January  1st,  1875.  His  first  day's  service  with  the  Imperial  dates 
December  1st,  1881. 

December,  1872,  he  was  married  to  Miss  Virginia  C.  Mclntosh. 


(213) 


SAMUEL  W.  WARNER, 

Special  "Aftent,  Mercantile  Insurance  Company,  and  American  Insurance 

Company  of  Boston. 


Samuel  W.  Warner  was  born  in  London,  England,  on  the  17th  of  May,  1859.  He  com- 
menced his  education  in  the  grammar  schools  of  London,  and,  removing  to  this  country 
in  his  boyhood,  continued  it  in  the  public  schools  of  Chicago.  His  first  business  venture 
was  as  clerk  in  a  grocery  store,  afterwards  being  employed  in  a  civil  engineer's  office  and 
in  the  office  of  John  G.  Shortall,  capitalist,  resigning  to  accept  a  position  as  bookkeeper 
for  the  Chicago  Meat  Preserving  Company.  In  August,  1878,  he  entered  the  Insurance 
business  with  A.  T.  Smith,  General  Agent  of  the  Fair-field  Fire  Insurance  Company  of 
Connecticut. 

Mr.  Warner  has  been  with  R.  W.  Hosmer  &  Co.,  General  Agents  of  the  Mercantile  Fire 
and  Marine  Insurance  Company  and  the  American  Insurance  Company  of  Boston,  for  a 
period  of  fifteen  years,  and  has  filled  all  positions  in  the  profession  in  both  office  and  field 
work.  At  present  he  attends  to  the  office  and  field  work  of  both  the  Companies  above 
mentioned,  undei*  management  of  R.  W.  Hosmer  &  Co. 

Mr.  Warner  was  married  at  Chicago  in  1882  to  Miss  Nellie  A.  Collins,  and  has  five 
children.  He  is  a  member  of  the  Menoken  Club  and  Underwriters'  Council  of  the  National 
Union  of  Chicago. 

(214) 


HERMANN  BUSHROD  WASHINGTON, 

Adjuster,  Hamburg-Bremen  Tire  Insurance  Company  of  Germany. 

Hermann  Bushrod  Washington  was  born  at  Newberry,  North  Carolina,  on  the  6th 
of  November,  1848.  He  was  educated  by  tutors  and  in  private  schools.  After  leaving  school 
he  worked  four  years  in  a  large  dry  goods  house,  and  at  the  same  time  read  law  under  his 
father.  In  the  year  1870  commenced  the  Fire  Insurance  business  in  the  New  York  office 
of  the  Germania  Fire  Insurance  Company,  and  in  1874  traveled  in  the  Southern  States  as 
Special  Agent  of  the  New  York  Underwriters'  Agency. 

He  has  been  connected  with  the  Chicago  office  of  the  Hamburg-Bremen  Fire  Insurance 
Company  since  August  31st,  1892. 

Mr.  Washington  was  married  to  Miss  Freida  Gerstner  of  Rastaat,  Baden  ,in  the  year 
1875,  and  has  eight  children. 


(215) 


DAVID  W.  WELLS, 

Special  Agent  and  Adjuster  for  the  Fire  Association  of  Philadelphia. 


David  W.  Wells  was  born  in  Pittsfield,  Berkshire  County,  Mass.,  June  28th,  1838, 
receiving  his  education  in  the  Grammar  and  High  Schools  of  his  native  town.  He  was 
employed  as  bookkeeper  for  some  time,  and  in  1857  went  to  Memphis,  Tenn.,  and  was 
there,  and  in  Little  Rock,  Ark.,  until  the  fall  of  1860,  when  he  returned  to  Massachusetts. 
In  June,  1861,  he  enlisted  in  the  Tenth  Massachusetts  Regiment,  and  was  in  command 
of  a  company  until  disabled  from  wounds  received.  He  resigned  in  1862,  and  was 
Secretary  and  Treasurer  of  the  Santa  Fe  Stage  Company,  running  a  line  of  stages 
from  Kansas  City,  Mo.,  to  Santa  Fe,  Denver,  and  Old  Mexico.  From  1867  to  1874  he  was 
in  the  Watkins  Bank,  in  Kansas  City.  Then  followed  one  year  of  Local  Insurance 
business.  In  November,  1875,  he  entered  the  service  of  the  North  British  and  Mercantile 
Insurance  Company,  as  Special  Agent,  and  after  five  years'  service  was  appointed 
Assistant  Manager  for  the  same  Company  at  Chicago.  In  1884,  tired  of  the  confinement 
of  office  work,  he  accepted  his  i  resent  position  as  State  Agent  and  Adjuster  for  the 
Fire  Association,  of  Philadelphia. 

Mr.  Wells  was  married  at  Springfield,  Mass.,  to  Miss  Frances  Crowningshield.  They 
have  two  daughters.  He  is  a  member  of  the  Loyal  Legion,  Columbia  Commandery, 
Knights  Templars.  Geo.  H.  Thomas  Post  No.  5,  G.  A.  R.,  Massachusetts  Society,  Underwrit- 
ers' Association  of  the  Northwest,  and  Underwriters'  Association  of  Michigan. 

(216) 


ETHELBERT   R.  WETMORE, 

Special  Agent  of  the  New  York  Underwriters'  Agency. 

Ethelbert  R.  Wetmore  is  a  native  of  Peninsula,  Ohio,  and  was  born  there  February  4th, 
1863,  receiving  his  education  in  the  public  schools.  He  entered  the  Insurance  business  at 
Chicago  October  23rd,  1883,  in  the  General  Agency  office  of  the  Germania  Fire  Insurance 
Company  of  New  York.  During  three  years  with  this  Company  he  served  on  nearly  every 
desk  in  the  office.  His  health  becoming  bad,  he  went  to  Fargo,  North  Dakota,  and  en- 
gaged in  the  drug  business  for  two  and  a  half  years;  then  sold  out  his  interest  and  re- 
turned to  Chicago,  entering  the  service  of  the  Orient  Insurance  Company,  one  year  in 
the  General  Agency,  receiving  appointment  as  Special  Agent  for  Missouri,  Kansas,  In- 
diana and  Oklahoma  Territory  May  12th,  1890;  remained  in  this  capacity  until  March,  1894, 
when  he  engaged  with  the  New  York  Underwriters'  Agency  as  Special  Agent,  having  juris- 
diction throughout  Chicago  and  Cook  County. 

He  married  Miss  Hertha  Roesch  on  the  19th  of  November,  1890,  and  has  two  daughters. 


(217) 


E.  S.  WHEELER, 

Special  Agent  and  Adjuster,  The  Newark  Fire  Insurance  Company. 


Edwin  Stewart  Wheeler  was  born  at  Oregon,  Ogle  County,  Illinois,  on  the  5th  of 
April,  1858.  He  was  educated  in  the  public  schools  of  Rockford  and  Chicago,  and  the 
Union  Law  School  of  Chicago.  After  graduating  he  practiced  Law  for  a  few  years,  and 
in  March,  1887,  entered  the  Insurance  business  with  the  firm  of  H.  J.  Straight  &  Co., 
as  Special  Agent  for  the  People's  Fire  Insurance  Company,  of  Manchester,  N.  H.,  remain- 
ing in  this  position  until  January  1st,  1889,  when  he  commenced  his  connection  with 
the  Newark. 

Mr.  Wheeler  is  a  member  of  the  Oddfellows,  Knights  of  Pythias  and  Masonic  Order. 
He  was  married  September  30th,  1879,  at  Nora  Springs,  Iowa,  to  Miss  Chloe  I.  Gaylord, 
and  had  four  boys,  three  of  whom  are  living. 

(218) 


HENRY  EUGENE  WHITNEY, 

Special  Agent  for  the  West  of  the  Broadway  Insurance  Company  of  New  York. 

Henry  Eugene  Whitney  was  born  at  Lawrenceville,  New  York,  April  28th,  1856,  and 
was  educated  in  the  Chicago  and  Iowa  public  schools.  He  entered  the  office  oi  P.  S.  James 
&  Co.  at  Chicago  in  1873  as  clerk  in  the  Local  Department,  remaining  there  five  years  and 
in  General  Agency  office  five  years.  He  was  then  Special  Agent  under  F.  S.  James  for 
ten  years,  from  1883  to  1893,  Iowa  and  Nebraska  being  his  territory.  On  the  1st  of  March, 
1893,  he  was  appointed  to  his  present  position,  Special  Agent  for  the  West  of  the  Broad- 
way Insurance  Company  of  New  York. 

Mr.  Whitney  is  a  Mason,  being  a  member  of  the  Blue  Lodge. 


(219) 


EDWIN  WASHINGTON  WILE, 

Superintendent,   Cook    County   Department,   Manchester    Fire 
Assurance  Company. 

Edwin  Washington  Wile  was  born  at  Lapcrte,  Ind.,  on  the  13th  of  March,  1857,  and 
received  his  education  at  Notre  Dame  University,  South  Bend,  Ind. 

In  1876  he  entered  the  General  Office  of  the  Phoenix  Insurance  Company  of  Hartford 
at  Cincinnati,  Ohio.  He  was  afterwards  engaged  in  General  Merchandising  business  at 
Crookston,  Minn.,  for  several  years,  and  then  became  General  Agent  for  Michigan  and 
Indiana  for  the  Manchester  Fire  Assurance  Company. 

His  father  located  in  Laporte,  Ind.,  in  1850,  where  he  engaged  in  the  Banking  and 
Insurance  business,  and  conducted  one  of  the  oldest  and  largest  Local  Agencies  in  the 
State. 

•  January  13th,  1884,  Mr.  Wile  was  married  to  Miss  Elba  Falk  of  Laporte.     He  is  a 
member  of  York  Chapter,  R.  A.  M.,  No.  148;   Oriental  Consistory  Valley  of  Chicago. 


(220; 


GEORGE  A.  S.  WILSON, 

General  Adjuster  of  Fire  Losses. 


George  A.  S.  Wilson  was  born  at  Cincinnati,  Ohio,  on  the  9th  of  March,  1848,  and 
is  of  "Quaker"  origin.  He  was  educated  in  the  public  schools  of  Cincinnati,  and 
commenced  his  business  life  as  entry  clerk  in  a  wholesale  hardware  house,  and  later, 
was  assistant  bookkeeper  for  the  largest  wholesale  and  retail  dry  goods  firm  of  that 
city,  resigning  in  1867  to  enter  the  Insurance  business  with  J.  B.  Bennett.  General 
Agent  for  the  Aetna  Insurance  Company  at  Cincinnati,  remaining  with  him  nine  years. 
He  was  also  connected  with  the  Amazon,  Triumph  and  Andes  Insurance  Companies 
as  Assistant  Secretary,  and  for  ten  years  acted  as  Special  Agent  and  Adjuster  for 
leading  companies  in  the  Western  States,  and  has  occupied  every  position  in  the  Insur- 
ance business  from  Clerk  to  Secretary,  and  from  Broker  to  Manager. 

Mr.  Wilson  was  married  at  Cincinnati,  Ohio,  in  1869,  to  Miss  Alice  M.  Backman, 
and  has  one  daughter.  He  is  a  member  of  the  Chicago  Athletic  Club,  and  the  Ohio 
Society,  of  Chicago.  He  has  had  wide  experience  as  an  Adjuster,  and  has  met  with 
success  equal  to  any  one  in  the  business.  He  is  well  posted  in  Insurance  Law,  and  is 
consulted  by  Lawyers  having  Insurance  litigation,  in  many  cases.  He  has  been  engaged 
in  every  important  loss  adjustment  occurring  in  Chicago  for  the  past  ten  years. 


JOHN  P.  WILLIAMS, 

Adjuster  of  Fire  bosses. 


John  P.  Williams,  the  youngest  of  a  family  of  nine  children,  was  born  on  the  4th  of 
September,  1832,  in  Weathersfleld,  Windsor  County,  Vt.,  his  father  being  a  farmer. 
He  received  a  common  school  education,  and  when  old  enough,  performed  the  usual  work 
of  a  farmer's  boy.  At  the  age  of  seventeen,  he  taught  school  winters  and  worked  the  farm 
summers,  until  1854,  when  he  took  Greeley's  advice,  and  came  west,  located  in  Dane 
County,  Wis.,  and  engaged  in  the  mercantile  business  in  1856;  continued  in  that  until 
1861,  when  he  enlisted  in  the  Eleventh  Wisconsin  Infantry  for  three  years.  After  the 
Siege  of  Vicksburg  was  honorably  discharged,  returned  to  Wisconsin  and  commenced 
soliciting  Insurance  for  the  Northwestern  Mutual  Life  Insurance  Company.  In  1865 
be  entered  the  Local  business  in  Madison,  Wis.,  as  senior  partner  of  the  firm  of  Williams 
&  Main,  building  up  one  of  the  largest  Agencies  in  Wisconsin.  In  1870  he  entered  the  field 
As  Special  agent  for  the  Continental  Insurance  Company  of  New  York.  Continued  as  Special 
Agent  for  several  companies  until  1883,  then  went  to  Omaha,  Neb.,  as  State  Agent  for 
the  Germania  Insurance  Company  of  New  York,  for  Nebraska,  Kansas,  Colorado, 
Wyoming  and  New  Mexico,  remaining  there  until  1893,  then  returned  to  Chicago  as 
cial  Agent  for  several  companies  until  1883,  then  went  to  Omaha,  Neb.,  as  State  Agent  for 
Independent  Adjuster  of  Fire  Losses.  In  1856,  he  married  Miss  Mary  J.  Moseley,  of  Mad- 
ison, Wis.  They  had  two  daughters.  His  wife  died  in  1869,  and  in  1885  married  Miss 
Margaret  A.  Durand,  of  Saginaw,  Mich.  He  has  been  in  the  Insurance  business  contin- 
uously for  thirty  years,  either  as  Local  or  Special  Agent  and  Adjuster. 

(222) 


I.  L  WINN, 

Special  Agent,  Agricultural  Insurance  Company  of  Watertown,  N.  Y. 

I.  L.  Winn  was  born  in  Western  New  York,  on  the  23d  of  July,  1837.  His  parents 
and  grandparents  were  natives  of  the  vicinity  of  Newburg,  New  York,  and  his  great- 
grandfather was  a  Revolutionary  soldier. 

Mr.  Winn  commenced  his  business  life  as  a  builder,  becoming  connected  with  Fire  In- 
surance at  Chicago  in  1881. 


(223) 


WALTER  E.  WITHERBEE, 

Special  Agent,  Orient  Insurance  Company  for  Wisconsin  and  Michigan. 

Walter  E.  Witherbee  was  born  on  the  19th  of  May,  1857,  at  Flint,  Michigan,  and  was 
educated  in  the  Public  Schools.  When  he  was  fourteen  years  old,  his  father,  who  was  a 
Banker  and  Local  Insurance  Agent  at  Flint,  Mich.,  died,  and  the  family  moved  to  Caro- 
line County,  Maryland,  where  they  lived  on  a  farm  for  nine  years.  Mr.  Witherbee  was 
first  engaged  in  milling,  resigning  to  enter  the  book  business  at  Washington,  D.  C.,  com- 
ing to  Chicago  in  1882,  to  pursue  the  same  vocation,  becoming  eventually  a  partner  in  the 
firm  of  Brentano  &  Co.,  books  and  stationery,  where  he  remained  until  1888  when  he 
resigned  to  enter  the  service  of  the  Orient  Insurance  Company,  as  Special  Agent  for  Illi- 
nois and  Indiana.  December  22d,  1885,  he  was  married  to  Miss  May  F.  Paddon. 


(224) 


MORGAN  S.  WOODWARD, 

Associate  Manager,  Western  Adjustment  and  Inspection  Company. 

Morgan  S.  Woodward  was  born  at  Davenport,  Iowa,  March  22d,  1855,  and  was  edu- 
cated in  the  Common  Schools  at  Davenport,  and  at  Griswold  College.  He  worked  at  the 
trade  of  machinist  at  Moline,  Illinois,  from  the  time  he  left  school  for  three  and  a  half 
years,  was  then  in  the  United  States  Naval  Service  from  1874  to  1879,  entered  Insurance 
business  in  1880  with  the  Liverpool  and  London  and  Globe  Insurance  Company,  in  the 
Chicago  office,  as  correspondent,  then  bookkeeper,  and  later  was  appointed  cashier.  Was 
made  State  Agent  for  Iowa  and  Nebraska  in  1886,  with  headquarters  at  Des  Moines; 
removed  to  Chicago  again  in  1893  as  General  Adjuster  of  the  Liverpool  and  London  and 
Globe;  resigned  December  31st,  1893,  to  enter  the  service  of  the  Western  Adjustment 
and  Inspection  Company,  January  1st,  1894. 

Mr.  Woodward  was  married  at  Whitewater,  Wisconsin,  May  5th,  1880,  to  Miss  Anna 
G.  Graham,  and  has  three  children,  one  son  and  two  daughters.  He  is  a  Mason  and  a 
member  of  the  Union  League  Club,  Chicago  Athletic  Association  and  Royal  Arcanum. 


(225) 


BENJAMIN  TAPPAN  WRIGHT, 

General  Adjuster. 

Benjamin  Tappan  Wright  was  born  in  Cincinnati,  Ohio,  on  the  6th  of  December, 
1840,  and  was  educated  in  Cincinnati  and  Gambier,  Ohio.  After  leaving  Gambler  he  was 
engaged  in  the  hardware  business  with  the  old  firms  of  Tyler,  Davidson  &  Co.,  and  Dickson, 
Clark  &  Co.,  of  Cincinnati,  and  also  C.  H.  Slocomb  &  Co.,  of  New  Orleans.  In  connection 
with  his  accountant  work  he  has  handled  many  lines  of  goods,  among  them  being  hard- 
ware, hats,  caps  and  furs,  cigars  and  tobacco  and  paints  and  oil.  He  also  taught 
commercial  classes  in  Bryant  &  Stratton's  Business  College,  in  connection  with  his 
accountant  examination  work.  After  two  years  of  such  work  he  grew  tired  of  it  and  gave 
up  teaching.  Entering  the  Insurance  field  at  Chicago  in  1873,  he  has  been  in  it  more 
or  less  ever  since,  but  only  as  Adjuster,  mainly  at  first  in  connection  with  expert  account- 
ant work,  but  for  the  last  fifteen  years  almost  exclusively  as  Adjuster. 

His  grandfather,  Judge  John  C.  Wright,  was  a  prominent  man  in  his  day  in  Ohio,  and 
died  while  President  of  the  Peace  Conference,  at  Washington,  D.  C.,  just  at  the  break- 
ing out  of  the  Rebellion.  He  was  one  of  the  proprietors  of  the  Cincinnati  Daily  Gazette, 
before  it  merged  into  the  Commercial  Gazette,  and  was  at  all  times  a  prominent  member 
of  the  Ohio  bar.  Crafts  J.  Wright,  his  father,  was  a  graduate  of  West  Point  Military 
Academy  in  class  of  '28.  He  resigned  and  was  associated  with  his  father,  in  law  and 
newspaper  business,  until  the  breaking  out  of  the  war,  when  he  was  commissioned  as 
Colonel,  and  afterwards  commanded  a  brigade.  After  leaving  the  army  he  removed  to 
Chicago,  where  he  died. 

Benjamin  T.  Wright  was  a  member  of  the  Old  Zouave  Guard;  he  enlisted  immediately 
on  the  first  call,  and  served  in  the  ranks  of  the  2d  Ohio,  and  afterwards  with  the  13th 
Missouri,  and  was  regularly  promoted  and  resigned  as  Lieutenant  Colonel,  commanding 
the  13th  Missouri  Volunteers.  He  then  returned  to  Cincinnati,  afterwards  went  to  Kansas 
and  came  to  Chicago  about  twenty-four  years  ago. 

Mr.  Wright  was  married  at  Milwaukee,  Wis.,  in  1863.  to  Miss  Louise  Starr,  and  has  two 
children,  both  boys.  One,  John,  is  an  Adjuster  in  Chicago,  and  the  other,  William,  is  in 
the  Auditing  Department  of  the  Wabash  R.  R.  Co.,  at  St.  Louis,  Mo. 

He  is  Past  Master  of  Garfield  Lodge.  No.  686,  A.  F.  and  A.  M.;  Past  High  Priest  of 
Washington  Chapter,  No.  43,  R.  A.  M. ;  Chicago  Commandery,  No.  19,  K.  T. ;  also  other 
bodies  of  the  Masonic  fraternity.  He  is  also  a  member  of  the  Society  of  the  Army  of  the 
Tennessee,  Grant  Post,  No.  28,  G.  A.  R.,  and  other  military  societies. 

(226) 


JOHN    C.  WRIGHT, 

Adjuster,  Western   Adjustment  &  Inspection   Company. 

John  C.  Wright  was  born  at  Cincinnati,  Ohio,  on  the  16th  of  December,  1865,  receiv- 
ing his  education  in  the  public  schools,  finishing  with  a  university  course.  After  leaving 
the  university  he  entered  business  as  a  traveling  salesman,  eventually  connecting  himself 
with  the  Fire  Adjusting  business  in  1885,  at  Chicago,  with  Colonel  B.  T.  Wright,  General 
Adjuster.  He  was  married  to  Miss  Minnie  W.  Wullweber  in  1892  at  Chicago,  and  has  one 
child. 

Mr.  Wright  is  connected  with  several  societies  in  the  city  of  Chicago. 


(227) 


^District  anb  dountv 


%ocal 


FRANK    BARBOUR, 

L-   Of  the  Firm  of  Granger  Smith,  Miller  &  Co.,  Local  Agents. 

Frank  Barbour  was  born  in  Norwalk,  Conn.,  February  28th,  1862.  He  came  West  at 
an  early  age,  and  in  1880  began  his  Insurance  career  in  the  office  of  Fisher  Bros.,  from 
whence  he  escaped  about  two  years  later  and  engaged  with  the  firm  then  known  as 
Granger  Smith  &  Miller,  of  which,  for  the  past  seven  years  he  has  been  a  member, 
under  present  firm  name  of  Granger  Smith,  Miller  &  Co.  Mr.  Barbour  is  a  member 
of  the  Chicago  Athletic  Association,  Kenwood  Club,  Society  of  Sons  of  the  American 
Revolution,  and  other  social  organizations. 


(231  ) 


LOUIS   BECKER, 

Of  the  Firm  of  A.  l-oeb,  Son  &  Co.,  Local  Agents. 

Louis  Becker  was  born  in  Bavaria,  Germany,  on  the  17th  of  October,  1853.  When  he 
was  a  child  his  parents  emigrated  to  America  and  located  in  Fort  Wayne,  Ind.,  where 
he  received  a  public  school  education.  He  commenced  his  business  life  in  a  Merchant 
Tailoring  and  Clothing  House,  but  resigned  his  position  with  same  to  enter  the  Insurance 
profession  at  Goshen,  Ind.,  in  1873. 

Mr.  Becker  was  married  at  Chicago,  111.,  January  12th,  1886,  to  Miss  Minnie  Loeb. 
They  have  one  child. 


( '232 ) 


NELSON  JAMES  BENNETT, 

General  and  Local  Agent,  Washington  Insurance  Company  of  Cincinnati.  Ohio. 

Nelson  J.  Bennett  was  born  in  Chicago,  111.,  on  the  20th  of  August,  1867.  He  received  his 
education  in  the  public  schools  of  Chicago  and  after  graduating  entered  the  Local 
Agency  office  of  Hopkins  &  Hasbrouck  on  La  Sallle  St.,  and  successively  that  of  A.  H. 
Darrow  and  the  Northern  Assurance  Company  of  London.  He  has  been  in  the  business 
ever  since  excepting  fifteen  months,  which  were  spent  as  clerk  in  the  General  Freight 
Offices  of  the  Chicago  &  Grand  Trunk  Ry. 

February  5th,  1894,  he  was  married  to  Miss  Katherin  E.  Lewis  of  Flint,  Michigan,  and 
has  one  child. 

Mr.  Bennett  is  a  member  of  the  Royal  Arcanum  and  Royal  League. 


(233) 


CHARLES   NELSON  BISHOP, 

Chicago  City    Manager  for  the  Northern  Assurance  Company  of  L»ondon, 


Charles  Nelson  Bishop  is  a  native  of  Kenosha,  Wis.,  where  he  was  born  May  28th, 
1855,  his  father  being  the  Rev.  Hiram  Nelson  Bishop,  D.  D.,  rector  of  St.  John's  P,  E. 
Church,  Chicago.  He  was  educated  in  the  schools  of  Chicago,  and  while  in  the  high 
school  edited  and  published  a  monthly  paper  entitled  "Little  Men."  In  1872  he  entered 
the  Chicago  fire  insurance  agency  of  Thomas  &  W.  A.  Goodman  as  clerk,  and  three 
years  later  resigned  to  enter  the  service  of  the  "Spectator,"  in  which  he  was  connected 
in  all,  though  not  consecutively,  seven  years,  part  of  which  time  as  Traveling  Agent 
and  part  as  Manager  of  its  western  office  at  Chicago.  From  1880  to  1883,  Mr.  Bishop  lived 
in  Colorado,  engaged  in  mining  and  publishing  the  "Summit  County  Leader,"  of  which 
he  was  editor  and  proprietor.  After  the  following  two  years  at  Chicago  with  the 
"Spectator,"  he  abandoned  journalism  to  become  permanently  interested  in  fire  under- 
writing. He  was  a  partner  in  the  local  agency  firm  of  H.  H.  Brown  "&  Company,  of 
Chicago,  from  1885  to  1889,  and  in  the  latter  year  was  appointed  Chicago  City  Manager 
for  the  Northern  of  London. 


(234) 


CHARLES  LEWIS  BLISS, 

Of  the  Firm  of  Charles  L..  Bliss  &  Co.,  Local  Agents. 

Charles  L.  Bliss  was  born  at  Mount  Carroll,  Carroll  County,  Illinois,  on  the  llth 
of  November,  1852;  received  his  primary  education  in  the  Public  Schools*  and  High 
School  of  Freeport,  111.,  and  was  graduated  from  the  Northwestern  University,  class  of  '75. 

He  commenced  his  business  career  in  the  Actuary  Department  of  the  National  Life 
Insurance  Company  of  the  United  States  of  America,  in  1875,  at  Chicago.  January  1st, 
1885,  he  became  a  partner  in  the  firm  of  H.  J.  Straight  &  Co.,  and  a  year  later,  a  partner 
in  the  firm  of  E.  W.  Lyman  &  Co.  Mr.  Rumsey  purchased  Mr.  Lyman's  half  interest  in 
1890,  and  the  firm  of  Rumsey,  Bliss  &  Co.  was  organized.  October  1st,  1892,  Mr.  Bliss  pur- 
chased Mr.  Rumsey's  interest  and  organized  the  firm  of  Chas.  L.  Bliss  &  Co.,  Mr.  Bliss 
being  the  sole  owner  of  the  agency.  During  all  the  changes  of  ownership  the  com- 
panies represented  have  remained  in  the  agency. 

Mr.  Bliss  was  married  at  Chicago,  April,  1878,  to  Miss  Carrie  D.  Lyon,  and  has  four 
boys.  He  is  a  member  of  the  Grand  Lodge  of  Masons,  and  Deputy  Grand  Lecturer  for 
Illinois,  also  member  of  the  Grand  Commandery,  Knights  Templar,  Mystic  Shrine,  Odd 
Fellows,  Chicago  Athletic  Club,  Oak  Park  Club  and  Prairie  Club. 


(235) 


WILLIAM  F.  BRAUN, 

Special  Agent,  London  Assurance  Corporation,  in  Charge  of  Uocal  Department. 

Mr.  Braun  was  born  at  Lawrenceburg,  Indiana,  November  30th,  1866.  After  a 
thorough  education  in  various  institutions,  he  embarked  upon  a  business  career  as  Assist- 
ant Cashier  of  the  People's  National  Bank,  which  position  he  resigned  in  1890  to  accept 
the  Special  Agency  of  the  "Old  London"  for  Cook  County,  in  which  capacity  he  has 
remained  ever  since. 

Upon  the  removal  of  the  General  Agency  of  the  London  to  New  York,  in  1892,  he  was 
left  in  charge  of  all  Cook  County  business,  and  at  this  time  has  supervision  of  agencies 
in  his  district  as  well  as  personally  attending  to  all  inspections.  He  is  regarded  as  a  push- 
ing yet  careful  and  conservative  underwriter. 


(236) 


HENRY   HAMILTON   BROWN, 

Of  the  Firm  of  11.   II     Brown  &  Co.,  L>ocal  Agents. 

Henry  Hamilton  Brown  was  born  January  19th,  1832,  at  Bridgewater,  Oneida  County, 
New  York.  His  family  came  West  early  in  1839,  and  located  at  Peru,  Illinois,  where 
he  attended  the  public  schools  for  a  while  and  later  entered  the  Academy  at  Pala- 
tine, Illinois.  After  leaving  the  Academy  J.G  took  up  civil  engineering;  then  read  law, 
and  in  1856,  a  good  opportunity  presenting  itself,  he  entered  the  insurance  business  at 
Peru,  representing  the  Northwestern  of  Oswego,  New  York,  and  the  Quaker  City  of 
Philadelphia.  In  July,  1857,  he  was  appointed  agent  for  the  Aetna  and  Hartford  Insur- 
ance Companies  of  Hartford,  Conn.,  and  in  the  fall  of  the  same  year  was  appointed 
Special  Agent  of  the  Aetna  for  Illinois. 

In  1862,  Mr.  Brown  moved  to  Chicago  and  engaged  himself  with  the  firm  of  L.  D. 
Olmstead  &  Co.,  and  a  year  later  organized  the  Garden  City  Insurance  Company,  of  which 
company  he  was  secretary  until  July  1st,  1866,  when  he  resigned  and  established  his  pres- 
ent business. 

Mr.  Brown  was  married  in  1857  to  Miss  Emily  R.  Gibbs.  He  is  one  of  the  corporate 
members  of  the  Illinois  Club. 


(237) 


EUGENE  POST  BURROUGHS, 

Of  the  Firm  of  A.  D.  Kennedy  &  Co.,  Local  Agents. 

Eugene  Post  Burroughs  was  bora  at  Porterboro,  Vermont,  on  the  7th  of  February,  1846, 
receiving  his  education  at  the  "Troy  Conference  Academy"  of  West  Poultney,  Vermont. 
He  taught  school  for  some  time,  coming  West  in  1864,  and  enlisting  in  Company  A,  138th 
Illinois  Volunteers;  was  appointed  Third  Sergeant  and  soon  received  the  nick-name  of 
"Regulation  Sergeant"  for  strict  attention  to  his  duties.  After  the  regiment  was  dis- 
charged, he  came  to  Chicago  and  entered  Bryant  &  Stratton's  Business  College,  graduat- 
ing. He  then  entered  the  Insurance  office  of  Geo.  W.  Hayes,  at  Aurora,  Illinois,  in  1867, 
and  has  been  in  the  Insurance  business  almost  continuously  since. 

Mr.  Burroughs  was  married  at  Chicago  Oct.  10th,  1869,  to  Miss  Josie  E.  Miller  who 
died  on  the  3d  of  February,  1891.  He  was  married  to  Miss  Perleyette  Parmely,  his 
present  wife,  December  5th,  1893.  He  has  nine  children,  six  girls  and  three  boys,  all  of 
whom  are  living. 

Mr.  Burroughs  is  a  member  of  the  Mencken  Club  and  attends  Grace  Baptist  Church. 

f  238  ) 


DANIEL  W.  BURROWS, 

General  Agent  for  Cook  County  for  the  Insurance  Company  of  North  America 
and  Philadelphia  Underwriters. 

Daniel  Webster  Burrows  was  born  at  Plymouth,  New  Hampshire,  April  20th,  1855. 
He  was  educated  for  the  law,  and  while  studying  represented  the  Home  Insurance  Com- 
pany of  New  York,  and  several  other  companies  locally.  He  finally  abandoned  law  to 
connect  himself  permanently  with  Insurance,  entering  the  employ  of  the  Insurance  Com- 
pany of  North  America  as  Special  Agent  in  Illinois,  and  afterward  State  Agent  for  terri- 
tory west  of  the  Mississippi  River  and  following  that  General  Adjuster  for  the  West,  and 
in  1891  was  appointed  General  Agent  for  Cook  County.  He  has  been  connected  with  the 
Western  Department,  under  J.  F.  Downing,  General  Manager  of  the  Insurance  Company 
of  North  America,  for  a  period  of  twenty  years. 

Mr.  Burrows  is  a  son  of  the  Hon.  Joseph  Burrows,  one  of  the  leading  lawyers  and 
prominent  men  of  New  Hampshire.  He  is  a  member  of  the  Union,  Washington  Park, 
Saddle  and  Cycle  and  Chicago  Golf  Clubs,  and  the  Chicago  Athletic  Association  and 
Stock  Exchange. 


(239) 


PETER  FERGUSON  CAMERON, 

Of  the   Firm  of  P.  F.  Cameron  &  Co.,  Local  Agents. 

Peter  Ferguson  Cameron  was  born  in  Glasgow,  Scotland,  February  7th,  1859.  When 
he  was  very  young  his  family  came  to  America  and  he  received  his  education  in  the 
public  schools  of  Hyde  Park.  In  1870  he  entered  the  office  of  the  Northwestern  National 
Insurance  Company,  resigning  in  1887  to  connect  himself  with  the  firm  of  Fred  S.  James 
&  Co.,  as  Solicitor.  In  1890  he  established  the  firm  of  P.  F.  Cameron  &  Co.,  now  sole 
agents  for  the  Providence-Washington  Insurance  Company. 

April  llth,  1889,  he  was  married  at  Cincinnati,  Ohio,  to  Mary  Adelaide  Wynne.  They 
had  two  children,  one  of  whom  is  living. 


(240) 


CHARLES  HOSMER  CASE, 

Of  the  Firm  of  Case  &  Co.,  County  Managers,  Royal  Insurance  Company. 


Charles  Hosmer  Case  was  born  in  Coventry,  Vt.,  in  1829.  His  father,  a  Congregational 
clergyman,  was  one  of  the  pioneers  in  Northern  Vermont.  His  family  being  large,  and  the 
salary  of  the  good  pastor  small,  the  children  were  thrown  upon  their  own  resources  at 
an  early  age. 

Mr.  Case  was  educated  in  the  Public  Schools  and  also  under  private  tutelage  at  home. 
At  fifteen  we  find  him  a  clerk  in  a  store  in  his  native  town,  where  he  began  at  the  princely 
salary  of  $75  a  year,  which  figure,  however,  was  raised  several  times.  During  his  four 
years'  stay  in  the  store,  by  dint  of  strict  economy  he  saved  enough  to  pay  for  a  four  years' 
course  in  the  academical  institution  at  Bakersfield,  Vt. 

In  1852  Mr.  Case  bade  adieu  to  the  Green  Mountains  and  set  out  for  the  West,  locat- 
ing at  Warsaw,  Illinois,  where  he  presided  over  a  private  academy  for  two  years.  Next 
he  engaged  in  the  hardware  business  at  that  place,  at  the  same  time  conducting  a  local 
fire  insurance  agency.  In  '61  he  was  appointed  Illinois  Special  Agent  for  the  Home  of 
New  York,  remaining  with  it  four  years,  during  which  time  he  was  stationed  for  a 
season  at  the  then  St.  Louis  General  Agency.  Upon  resigning  his  position  with  the  Home 
he  identified  himself  with  the  Insurance  Company  of  North  America  as  Assistant  General 
Agent  and  Adjuster.  In  1871  he  became  Western  Manager  of  the  Royal  Insurance  Com- 
pany, and  several  years  later  was  appointed  General  Agent  for  the  London  and  Lan- 
cashire as  well.  He  was  also  Local  Agent  for  these  and  other  companies.  He  was  Presi- 
dent of  the  "Union"  and  has  held  various  offices  of  trust  outside  of  insurance.  He  was 
President  of  the  Chicago  Newsboys'  Home  for  three  years,  and  has  been  President  of  the 
Washingtonian  Home  for  twenty  years,  and  has  represented  his  ward  in  the  City  Council 
from  '75  to  '77.  He  is  also  a  member  of  the  Union  League  Club  and  the  Citizens'  Asso- 
ciation. 

In  religious  work,  also,  he  is  prominent,  being  Superintendent  of  the  Sunday  School 
and  a  member  of  the  Prudential  Committee  of  the  First  Congregational  Church,  and  a 
corporate  member  of  the  American  Board  of  Foreign  Missions. 

(241) 


EDWARD  B.  CASE, 

Of  the  Firm  of  Case  &  Co.,  County  Managers  of  the  Royal  Insurance  Company. 


Edward  B.  Case  was  born  at  Boston,  Mass.,  February  2d,  1853,  and  attended  the 
Public  Schools  of  Cambridge  and  Phillips'  Academy  of  Andover,  Mass.  In  1868  he  entered 
the  Insurance  office  of  Case  &  Heywood,  as  office  boy,  remaining  there  one  year,  then 
resigned  to  return  East  and  complete  his  education.  He  entered  Yale  College  in  1873, 
but  finally  abandoned  a  university  career,  and  again  connected  himself  with  Insurance 
at  Chicago,  in  the  office  of  his  uncle,  C.  H.  Case,  and  has  been  with  him  ever  since,  occu- 
pying every  position  in  the  office  from  office  boy  to  his  present  position.  He  is  a 
brother  of  Chas.  L.  Case,  United  States  Manager  of  the  London  Assurance,  and  Frank  C. 
Case,  an  Insurance  Agent  at  St.  Louis,  Mo. 

Mr.  Case  married  Miss  Lilly  Prentiss,  daughter  of  the  Rev.  N.  A.  Prentiss,  of  Aurora, 
111.,  in  1880,  and  has  four  children.  He  resides  at  Evanston,  111.,  and  is  a  member  of  the 
Evanston  and  Country  Clubs,  as  well  as  the  Society  of  Colonial  Wars  and  the  Union  League 
Club  of  Chicago. 

(242) 


JOSEPH    H.  CHAMBERLIN, 

Insurance  Agent. 

Joseph.  H.  Chamberlin  was  born  in  Schenectady,  New  York,  but  came  at  an  early  age 
with  his  father's  family  to  Illinois.  His  youth  was  spent  on  a  farm  near  Sterling,  White- 
side  County,  Illinois. 

After  one  year's  attendance  at  the  Lutheran  College  at  Mendota,  he  began  a  course  of 
teaching  and  studying  until  in  the  year  of  1882,  when  he  graduated  from  the  Law 
Department  of  the  University  of  Michigan  at  Ann  Arbor. 

Returning  to  Sterling  he  went  into  partnership  with  his  brother,  who  was  conducting 
a  real  estate  and  insurance  business  at  Sterling.  Taking  charge  of  the  insurance  branch 
of  the.  business,  he  was  elected  secretary  of  the  local  board  of  underwriters.  In  a  short 
time  he  built  up  an  agency  having  the  largest  business  in  the  county,  the  firm  being  sole 
agents  for  twenty  of  the  leading  foreign  and  American  companies. 

After  five  years'  experience  in  the  business  at  Sterling,  he  disposed  of  his  interest 
in  the  firm  and  removed  to  Chicago.  In  the  year  1889  he  entered  into  partnership  with 
Wm.  C.  Magill,  under  the  style  of  Magill  &  Chamberlin,  continuing  business  in  this  way 
until  November  1st,  1895,  since  which  time  he  has  been  carrying  on  business  in  his  owr> 
name. 


(243) 


JOSEPH  J.  GOFFEY. 

Of  the  linn   of  Uoeb  &  Coffey,  Local  Agents. 

Joseph  J.  Coffey  was  born  in  Chicago,  Illinois,  May  1st,  1871,  receiving  his  education 
in  the  schools  of  his  native  city.  He  has  always  been  an  insurance  man,  entering  the 
business  in  1888,  in  the  office  of  Thos.  and  W.  A.  Goodman,  and  remaining  there  continu- 
ously until  the  formation  of  the  firm  of  Loeb  &  Coffey.  He  is  a  member  of  the  Columbus 
Club  of  Chicago. 


EUGENE  COWAN, 

Of  the  Firm  of  Gowan  &  Van  Every,  Local  Agents. 

Eugene  Cowan  was  born  at  Greenwich,  New  York  State,  January  8th,  1842,  of  Scotch 
descent.  He  attended  the  public  schools  and  completed  his  education  at  Greenwich 
Academy.  He  left  school  and  enlisted  in  the  One  Hundred  and  Twenty-third  New  York 
Infantry  Volunteers,  August  7th,  1862;  served  through  the  war  and  was  discharged  near 
Washington,  D.  C.,  June  8th,  1865.  He  then  entered  the  Insurance  business  in  the  office  of 
W.  J.  Whaling  &  Co.,  at  Milwaukee,  Wis. 

Mr.  Cowan  was  married  at  Geneva,  Illinois,  December  25th,  1869,  to  Miss  A.  L.  Belden, 
and  has  two  children  living.  He  is  a  member  of  the  Menoken  Club  and  Geo.  H.  Thomas 
Post,  No.  5,  G.  A.  R. 


(245) 


JOHN  CRITCHELL, 

Of  the  Firm  of  R.  8.  Critchell  &  Co.,  Local  Agents. 

John  Critchell  was  born  at  Rochester,  New  York,  October  17th,  1847,  and  was  edu- 
cated in  the  Public  Schools  of  Cincinnati. 

He  entered  the  Insurance  business  in  1860,  in  the  General  Office  of  the  Aetna  Insur- 
ance Company,  at  Cincinnati,  Ohio.  In  1872  he  was  married  to  Miss  Rebecca  G.  Henry, 
at  Carthage,  Ohio.  He  is  a  member  of  the  Chicago  Athletic  Club,  and  is  a  York  and  Scot- 
tish Rite  Mason. 


(246) 


ROBERT  MOODEY  CRITCHELL, 

Of  the  I  ii  m  of  R.  S.  Critchell  &  Co.,  Uocal  Agents. 

Robert  Moodey  Critchell  was  born  at  Chicago,  Illinois,  on  the  12th  of  October,  1871. 
He  was  educated  in  the  Chicago  Public  Schools  and  High  Schools  and  Chicago  Manual 
Training  School.  After  completion  of  college  preparation,  and  having  the  option  of  a  col- 
lege or  business  career,  he  chose  business,  and  entered  the  employ  of  the  Insurance  Com- 
pany of  the  State  of  Pennsylvania,  as  bookkeeper  in  1889. 

In  1893  he  became  a  member  of  the  firm  of  Geo.  C.  Clarke  &  Co.,  and  a  year  later  became 
a  partner  in  the  firm  of  R.  S.  Critchell  &  Co. 

Mr.  Critchell  was  married  at  Chicago  to  Miss  Mary  Powell,  and  has  one  child.  He  is 
a  member  of  the  Chicago  Athletic  Association  and  the  Kenwood  Country  Club. 


( 247  ) 


THOMAS   SCOTT  CUNNINGHAM, 

Of  the  Firm  of  Thomas  8.  Cunningham  &  Co. 

Thomas  Scott  Cunningham  was  born  on  March  25th,  1835,  at  Harrisburg,  Penn.  He 
was  educated  in  the  Public  Schools  of  his  native  town,  and  had  his  first  business  train- 
ing in  the  locomotive  works  of  Richard  Norris  &  Son,  at  Philadelphia,  where  he  received 
a  thorough  course  in  practical  and  theoretical  mechanics,  and  was  engaged  in  the  design- 
ing and  construction  of  locomotives  from  1851  to  1859,  at  which  time  he  withdrew,  to 
enter  the  naval  service  of  the  United  States,  as  third  assistant  engineer.  Admission  was 
by  examination,  and  the  fact  that  he  emerged  from  the  ordeal  at  the  head  of  the  class 
of  twenty-six  young  men,  serves  to  illustrate  how  devoted  and  earnest  he  had  been  in 
the  study  of  his  profession.  His  first  assignment  was  to  the  steam  sloop  of  war  Lan- 
caster, which  was  made  the  flag-ship  of  the  Pacific  Squadron,  until  1861,  when,  having 
been  advanced  to  the  grade  of  second  assistant  engineer,  he  was  ordered  home  to  partici- 
pate in  the  crushing  of  the  Rebellion,  and  was  detailed  in  charge  of  the  engineering 
department  of  the  gunboat  Wissahickon.  In  that  famous  warship  Mr.  Cunningham  served 
one  year  as  senior  engineer  in  the  squadron  of  Admiral  David  G.  Farragut.  Returning 
North  in  September,  1862,  to  repair  damages  sustained  by  vessel  and  machinery  in  that 
arduous  campaign,  he  was  detailed  by  the  Secretary  of  the  Navy  to  the  staff  of  Rear 
Admiral  Francis  H.  Gregory,  then  in  supervision  of  the  bureau  of  construction  of  moni- 
tors, ironclads,  gunboats  and  their  machinery,  at  New  York.  The  work  of  this  bureau 
ceasing  with  the  close  of  the  Rebellion,  Mr.  Cunningham  resigned  from  the  service  in 
November,  1866,  and  returned  to  civil  life,  holding  President  Johnson's  commission  as  a 
first  assistant  engineer,  with  the  rank  of  Lieutenant,  to  which  grade  he  was  advanced  in 
July,  1866.  He  afterward  took  the  general  management  of  the  New  York  branch  of  the 
Hartford  Steam  Boiler  Inspection  and  Insurance  Company,  and  was  so  identified  until 
the  spring  of  1873.  On  March  12th  of  that  year,  he  came  to  Chicago  as  a  member  of  the 
insurance  firm  of  W.  H.  Cunningham  &  Co.,  the  senior  member  of  which  was  his  brother. 
Their  business  connection  continued  until  October,  1884,  when  Mr.  Cunningham  withdrew, 
and  established  himself  alone.  He  is  a  thorough  business  man,  of  ample  experience  in 
his  profession,  and  an  expert  underwriter.  He  is  a  member  of  the  Military  Order  of  the 
Loyal  Legion,  the  Union  League  Club,  the  Farragut  Veteran  Association  and  Apollo 
Commandery,  No.  1,  K.  T.  Mr.  Cunningham  was  twice  married,  and  has  two  children — &. 
son  and  a  daughter. 

(248) 


SECOR  CUNNINGHAM, 

Local  Agent. 

Secor  Cunningham  was  born  at  Altoona,  Pennsylvania,  May  24th,  1864,  and  was  edu- 
cated in  different  private  academies.  He  entered  the  Insurance  business  with  his  father, 
Thomas  S.  Cunningham,  at  Chicago,  on  the  1st  of  October,  1880. 

Mr.  Cunningham  is  a  member  of  the  Chicago  Athletic  Club. 


(249) 


HERBERT  DARLINGTON, 

Of  the  Firm  of  Darlington,  Harvey  &  Co.,   Local  Agents. 

Herbert  Darlington  was  born  at  West  Chester,  Penn.,  February  25th,  1851.  His  fam- 
ily are  all  good  Quakers,  who  came  over  here  about  1700,  and  settled  near  Philadelphia. 
After  attending  a  private  school  he  entered  the  preparatory  department  of  Griswold  Col- 
lege, Davenport,  Iowa,  leaving  to  go  to  work,  at  the  age  of  fifteen,  when  half  through 
his  collegiate  course.  He  engaged  in  business  with  the  insurance  firm  of  I.  F.  Dobson  & 
Co.,  in  the  Chamber  of  Commerce  Building  at  Chicago,  on  the  6th  of  November,  1866. 

Mr.  Darlington  was  married  on  the  15th  of  February,  1876,  and  has  five  children.  He 
is  in  his  fourth  term  as  treasurer  of  the  Iroquois  Club  and  is  a  member  of  the  LaGrange 
Club. 


(250) 


HARRY  C.  DANA, 

Of  the  I  ii  m  of  Williams,  Dana  &  Deems,  Local  Agents. 

Harry  C.  Dana  was  born  at  Rochelle,  Illinois,  on  the  4th  of  August,  1861,  receiving  his 
education  in  the  grammar  and  private  schools  at  Chicago.  After  completing  his  education 
he  traveled  for  the  firm  of  M.  D.  Wells  &  Co.,  wholesale  boots  and  shoes,  and  has  been  in 
the  insurance  business  about  eight  years;  first  with  the  Aetna  Insurance  Company,  and 
then  with  Moore  &  Janes,  later  becoming  a  member  of  the  firm  of  Williams,  Dana  & 
Deems.  He  was  married  February  17th,  1892,  at  Chicago,  to  Miss  Margaret  Williams,  and 
has  one  child — a  son. 

Mr.  Dana  lives  at  Hinsdale,  Illinois,  and  is  a  member  of  the  Hinsdale  Club. 


(251) 


LEWIS  H.. DAVIS. 

Lewis  H.  Davis  was  born  August  19th,  1833.  His  parents  were  Clark  and  Effie 
Fancher  Davis,  his  father  of  English  descent  and  his  mother  of  French.  For  three  gen- 
erations, however,  his  family  have  been  Americans,  and  our  subject  has  always  been 
intensely  American.  From  his  youth  he  was  uninterruptedly  kept  in  school,  under 
patient  and  competent  teachers.  He  entered  the  academy  at  Amsterdam,  N.  Y.,  in  1849, 
and  continued  there  until  1851,  when  he  entered  last  term  freshman  in  Madison  Uni- 
versity, now  Colegate  University.  He  graduated  in  August,  1854,  just  before  he  was 
twenty-one,  and  immediately  entered  upon  the  study  of  law  in  Utica,  N.  Y.,  and  in  1855 
was  admitted  to  the  bar,  while  studying  with  Roscoe  Conkling.  In  August,  1856,  he  came 
to  Chicago  and  entered  upon  the  practice  of  law  in  the  office  of  Hon.  N.  B.  Judd,  and  in 
March,  1858,  was  elected  to  the  office  of  Magistrate,  running  lately  ahead  of  his  ticket. 
During  the  first  year  of  his  incumbency  he  disposed  of  over  thirty-three  hundred  cases 
and  presided  with  so  much  dignity  and  evinced  so  much  learning  in  the  law  that  he  was 
at  once  crowned  Judge  by  the  Chicago  bar.  During  his  term  of  office  he  was  a  candidate 
for  judge,  and  failed  of  the  nomination  by  a  small  majority,  the  successful  nominee 
being  afterwards  elected  by  an  overwhelming  vote.  He  subsequently  filled  the  offices  of 
United  States  Pension  Agent  and  Fire  Commissioner,  and  while  filling  the  latter  office  it 
was  largely  due  to  Lewis  H.  Davis  that  the  city  of  Chicago  now  has  the  best  water  sup- 
ply and  the  best  Fire  Department,  equipped  with  the  best  fire  engines  and  the  best  hose 
of  any  city  in  the  world.  While  practicing  law  he  was  associated  with  some  of  the  ablest 
lawyers  of  the  Chicago  bar.  The  law  firms  were:  Buell  &  Davis;  Peck,  Buell  &  Davis; 
Davis  &  Adams;  Adams  &  Davis  (now  Judge  Adams),  and  Davis  &  Schuyler,  now  of  the 
firm  of  Schuyler  &  Kramer. 

July  1st,  1866,  our  subject  purchased  a  half  interest  in  the  established  fire  insurance 
agency  of  Alfred  James,  and  formed  a  partnership  of  James  &  Davis.  The  General 
Agency  of  the  Liverpool  and  London  and  Globe  was  urged  upon  the  firm,  but  was  respect- 
fully and  reluctantly  declined.  Subsequently  Mr.  James  removed  to  New  York  and  the 
firm  of  Davis,  James  &  Co.,  composed  of  Lewis  H.  Davis,  Fred  S.  James  and  S.  F.  ReQua, 
was  established.  On  the  1st  day  of  July,  1871,  the  firm  of  Davis  &  ReQua  was  established 
and  continues  to-day,  the  oldest  unchanged  agency  in  Chicago.  The  firm  of  Davis  & 
ReQua  have  paid  the  companies  represented  by  them  since  the  October  fire  of  1871,  the 
handsome  sum  of  over  $1,300,000  net,  over  and  above  all  losses  and  expenses.  Mr.  Davis 
was  married  in  July,  1860,  to  Miss  Harriet  W.  Farlin,  daughter  of  Mrs.  M.  B.  Farlin, 
widow  of  Myron  B.  Farlin,  of  Quebec,  who  had  large  interest  in  the  lumber  business.  He 
built  him  a  residence  at  No.  1458  Michigan  Avenue,  in  1866,  where  he  and  his  wife  still 
live.  No  children  ever  blessed  their  union. 

Mr.  Davis  has  always  taken  a  prominent  and  leading  part  in^all  the  Underwriters' 
Boards  and  Associations  since  1866.  He  went  to  Springfield  in  the  session  of  the  Legisla- 
ture in  1869,  and  was  successful  in  placing  upon  the  statute  books  what  is  termed  the 
Insurance  laws  of  1869.  Mr.  Davis  is  a  member  of  the  Second  Presbyterian  Church,  the 
Union  League  and  Chicago  Clubs.  He  has  acquired  a  competence;  is  a  liberal  giver,  con- 
tributing yearly  to  over  thirty  different  benevolent  institutions.  He  is  a  man  in  his  full 
physical  and  mental  vigor,  and  has  every  promise  of  active  business  life  for  many  years- 
to  come. 


(252) 


LEWIS  H.  DAVIS, 

Of  the  Firm  of  Davis  &  ReQua,  Local  Agents. 


(253) 


HARVEY  DEAN,  -  - 

Of  the  Firm  of  Moore  &  Janes,  Local  Agents. 

Harvey  Dean  was  born  at  Xenia,  Ohio,  on  the  27th  of  November,  1851,  and  was  edu- 
cated in  the  Chicago  public  schools.  He  entered  the  Insurance  business  in  the  office  of 
S.  M.  Moore  &  Co.,  on  the  1st  of  September,  1872,  at  Chicago,  Ills.,  and  is  now  with  the 
firm  of  Moore  &  Janes,  of  the  same  place. 

Mr.  Dean  is  a  member  of  the  Royal  Arcanum,  National  Union,  and  Congregational 
Club.  He  was  married  at  Council  Bluffs,  Iowa,  January  5th,  1882,  to  Miss  Julia  M. 
Guernsey,  and  has  four  children. 


(254) 


HARRY  WILLIAM  DEEMS, 

Of  the  Firm  of  Williams,  Dana  &  Deems,  Local  Agents. 


Harry  William  Deems  was  born  at  St.  Louis,  Missouri,  on  the  24th  of  August,  1861, 
receiving  his  education  in  the  Public  Schools  of  that  city.  For  some  years  he  was 
connected  with  the  Wood  and  Willowware  business,  but  becoming  interested  in  Insurance 
he  retired  from  that,  and  entered  the  Western  Department  of  the  Lancashire  Insurance 
Company,  in  January,  1882,  remaining  with  said  Company  until  January  1st,  1891.  He 
was  then  chief  of  the  Oakland  Home  Insurance  Company — 1891  and  1892 — and  Assistant 
Manager  of  the  same  company  until  they  re-insured  on  the  1st  of  January,  1894.  Mr. 
Deems  then  formed  a  partnership  with  H.  N.  Williams  (the  former  manager  of  the  Oak- 
land Home  Insurance  Company)  for  the  local  business,  under  the  firm  name  of  Williams 
&  Deems. 

Mr.  Deems  is  identified  with  several  Masonic  organizations  in  Chicago,  a  member 
of  the  National  Union  and  the  Fire  Underwriters'  Association  of  the  Northwest.  He  was 
married  at  Carlinville,  Illinois,  to  Miss  Minnie  Bates,  and  has  three  children. 

(255) 


HOLGER  DE  ROODE, 

Western  fire  Underwriter. 


Holger  de  Roode  was  born  at  Rotterdam,  Holland,  October  22d,  1853.  He  came  to 
this  country  at  an  early  age  and  received  his  education  principally  at  St.  Xavier's  Col- 
lege, of  Cincinnati,  O.  Mr.  De  Roode  entered  a  fire  insurance  office  when  less  than 
sixteen  years  of  age,  and  has  been  continuously  in  business  twenty-six  years,  and  in  the 
local  business  in  Chicago  twenty-two  years.  Meanwhile  he  was  General  Manager  at 
Chicago  of  the  Clinton  Fire  of  New  York,  the  Southern  California,  and  Providence- 
Washington  Insurance  Companies.  He  was  the  pioneer  in  the  co-insurance  move- 
ment and  chairman  of  the  first  committee  of  the  Western  Union  on  that  subject. 
Mr.  De  Roode  is  Vice-President  of  the  Chicago  Society  for  Ethical  Culture,  and  has  been 
a  frequent  contributor  to  the  Insurance  Press  and  the  proceedings  of  the  Fire  Under- 
writers' Association  of  the  Northwest.  He  is  now  conducting  a  General  Insurance  Agency 
in  Chicago,  in  fire,  life  and  other  branches,  representing  principally  the  Liverpool  & 
London  &  Globe,  and  the  New  England  Mutual  Life  of  Boston,  in  addition  to  the  care 
and  management  of  certain  estates. 

March  20th,  1879,  he  was  married  at  Chicago  to  Miss  Cornelia  M.  Volwider,  and  has 
four  children.  He  is  a  member  of  the  Union  League  Club  of  Chicago,  St.  George's  Club  of 
London,  England,  and  various  Insurance  organizations. 


(256) 


CHARLES  WILSON  DREW, 

Of  the  Tirm  of  Charles  W.  Drew  &  Co. 

Charles  Wilson  Drew  was  born  in  Meridian,  Cayuga  County,  New  York,  on  the  19th 
of  April,  1835.  He  lived  on  a  farm  until  he  was  fifteen  years  of  age,  receiving  his  edu- 
cation in  the  Common  Schools  and  Academy.  He  commenced  his  business  career  as 
clerk  in  the  book  store  of  John  Ivison,  at  Auburn,  New  Ycrk.  In  1854,  he  went  overland 
to  California,  returning  home,  via  the  Isthmus  in  1859.  After  two  years  in  business,  he 
joined  the  army  in  1861,  where  he  remained  until  the  close  of  the  war,  when  he  removed 
to  Chicago  and  entered  the  Insurance  business. 

Mr.  Drew  married  Miss  Anna  S.  Fleetwood  in  1867;  they  have  one  daughter.  He  is 
a  member  of  the  Calumet,  Washington  Park  and  Union  League  Clubs. 


257) 


ARTHUR  CHARLES  DUCAT, 

Of  the  Firm  of  Ducat  &  I, ><»•••  Local  Agents. 


Gen.  Arthur  Charles  Ducat  was  born  in  Dublin,  Ireland,  on  the  24th  of  February, 
1830.  His  father,  Mungo  Moray  Ducat,  was  a  gentleman  who  traced  his  lineage  from 
a  very  ancient  Highland  family,  renowned  in  the  annals  of  Scotland.  Arthur  C.  Ducat 
was  educated  at  private  schools  in  his  native  city,  and  at  the  age  of  nineteen  came  to 
America  with  the  intention  of  becoming  a  civil  engineer.  He  pursued  that  profession 
for  some  years  on  important  railway  lines  and  other  public  works.  This  occupation 
was  abandoned  when  he  was  tendered  the  position  of  Secretary  and  General  Surveyor 
of  the  Board  of  Underwriters  of  Chicago,  which  position  he  accepted  and  occupied  until 
the  opening  of  the  Civil  War.  In  the  meantime  he  began  to  manifest  a  keen  interest 
in  the  city  affairs,  and  organized,  drilled  and  disciplined  the  Citizen's  Fire  Brigade,  a 
semi-military  and  armed  body  of  citizens.  At  the  breaking  out  of  the  war  he  enlisted 
as  a  private  in  the  Twelfth  Illinois  Infantry  in  April,  1861,  going  all  through  the  war, 
with  promotion  at  intervals  until  he  arrived  at  the  rank  of  General. 

Soon  after  the  close  of  hostilities,  the  Home  Insurance  Company  of  New  York 
appointed  him  to  superintend  its  business  in  Ohio,  Indiana  and  Kentucky,  and  shortly 
afterwards  he  became  its  General  Agent  in  Chicago.  His  career  as  an  active  Underwriter 
has  been  eminently  successful.  The  firm  of  Ducat  &  Lyon,  of  which  he  is  the  head, 
carries  on  a  general  fire  insurance  business.  One  of  the  standard  works  of  America  is 
"Ducat's  Practice  of -Fire  Underwriting,"  which  he  brought  out  in  1875.  In  1886  he  was 
elected  commander  of  the  Illinois  Commandery  of  the  military  order  of  the  Loyal  Legion. 
He  is  a  member  of  the  Grand  Army  of  the  Republic,  and  of  the  Masonic  Order,  being 
identified  with  the  Apollo  Commandery,  Knights  Templars,  and  is  a  member  of  the 
Chicago  Club.  He  was  married  to  Miss  Mary  Lyon,  daughter  of  William  Lyon,  Esq., 
of  Bedford.,  Penn.  Her  death  occurred  at  Chicago  October  26th,  1890,  and  in  1892  he 
was  married  to  Miss  Alice  Jane  Soutar,  daughter  of  P.  J.  Sou  tar,  an  eminent  lawyer  of 
Dunfermline,  Scotland. 

(258) 


WILLIAM  H.  EBBERT, 

Of  the  Firm  of  Munger,  Ebbert  &  Go. 

William  H.  Ebbert  was  born  at  Chicago  on  the  10th  of  June,  1854,  and  was  educated 
in  the  Public  Schools  of  his  native  City. 

In  May,  1871,  he  entered  the  insurance  business  in  the  office  of  the  Globe  Insurance 
Company  of  Chicago.  In  1877  he  entered  the  employ  of  D.  S.  Hunger,  and  in  1887  was 
given  an  interest  with  D.  S.  Hunger,  under  the  firm  name  of  D.  S.  Hunger  &  Company,  and 
in  January,  1893,  the  firm  name  was  changed  to  Hunger,  Ebbert  &  Co. 

He  was  married  on  the  19th  of  June,  1879,  to  Miss  Nellie  J.  Swenie,  daughter  of  Chief 
Swenie  of  Chicago,  and  has  nine  children.  He  is  a  member  of  the  Royal  Arcanum,  Royal 
League,  National  Union,  Sheridan  Club  and  Columbus  Club. 

Mr.  Ebbert's  father  is  eighty-two  years  old,  hale  and  hardy.  He  comes  down  to  his 
son's  office  daily,  walking  from  his  home  on  Ashland  avenue 


(259) 


ALFRED  R.  EDWARDS, 

Of  the  Firm  of  Edwards,  Morse  &  Klee,  Local  Agents. 

Alfred  R.  Edwards  is  a  native  of  Berlin,  Connecticut.  He  was  educated  in  the  Public 
Schools,  and  entered  the  Fire  Insurance  business  on  Wall  Street,  New  York  City,  remain- 
ing in  it  continuously  ever  since.  He  was  married  at  Meriden,  Connecticut. 


(260) 


GEORGE  ESSIG, 

Of  the  Firm  of  Georfte  M.  Marvey  &  Go. 

George  Essig  was  born  at  Memphis;  Tenn.,  on  the  16th  of  October,  1860.  After 
completing  his  education,  which  he  received  in  the  public  schools  of  Memphis,  he 
embarked  on  a  mercantile  career,  later  taking  up  merchandise  brokerage.  Some  years 
later  he  became  interested  in  Insurance,  and  resigning  the  position  which  he  then 
held,  in  1884  he  entered  the  profession  with  the  firm  of  George  M.  Harvey  &  Co.,  at 
Chicago. 

Mr.  Essig  is  a  member  of  the  Chicago  Athletic  Association. 


(261) 


ROBERT  WESLEY  FAULKNER, 

Of  the  Firm  of  Straight  &   Lyman,  District  Managers. 

Robert  Wesley  Faulkner  was  born  in  Milwaukee,  Wis.,  in  the  year  1852,  and  received 
his  education  in  the  Public  and  High  Schools  of  that  city.  He  came  to  Chicago  in  1875 
and  for  some  years  held  a  responsible  position  with  a  large  Board  of  Trade  firm.  In  1876 
he  connected  himself  with  the  Insurance  firm  of  Straight  &  Lyman  as  general  bookkeeper 
and  cashier  and  after  two  years  of  faithful  service  resigned  to  accept  a  similar  position 
with  another  Board  of  Trade  firm. 

In  1884  he  returned  to  the  firm  of  Straight  &  Lyman,  where  he  still  remains,  being 
in  charge  of  the  County  Department  and  general  outside  work.  Mr.  Faulkner  is  a  mar- 
ried man  and  the  proud  father  of  three  promising  boys. 


(262) 


FRANCIS  PORTER  FISHER, 

Of  the  Firm  of  Fisher  Bros.,  Local  Agents. 

Francis  Porter  Fisher  was  born  at  Oswego,  New  York,  May  19th,  1828.  He  comes 
of  New  England  stock,  his  ancestors  coming  over  between  1630  and  1640.  He  spent 
three  years  in  France  with  his  father's  family,  from  1839  to  1842,  attending  school  most 
of  the  time,  being  fitted  for  college  at  Williston  Seminary,  Easthampton,  Mass.,  and 
graduating  at  Harvard  University  in  1848.  After  reading  law  for  awhile,  he  entered 
the  office  of  the  Northwestern  Insurance  Company  of  Oswego,  New  York,  in  January,  1851. 
In  1854  he  engaged  in  the  business  of  getting  out  square  timber  in  Northern  Michigan,  and 
shipping  to  the  Chicago  market,  in  connection  with  his  brother,  but  closed  the  business 
in  1857.  In  1859  he  joined  a  United  States  exploring  party  to  New  Mexico  and  Utah, 
known  as  the  United  States  San  Juan  Expedition.  In  1860,  was  engaged  as  Civil  Engineer 
in  connection  with  the  Texas  and  New  Orleans  Railroad,  in  Eastern  Texas.  Enlisted  as 
a  private  in  Company  C,  Fifty-fifth  Illinois  Volunteer  Infantry,  at  Chicago,  November 
1st,  1861,  was  promoted  to  Commissary  Sergeant,  and  in  1863  to  First  Lieutenant  and 
Adjutant  of  the  Fifty-fifth  Illinois  Volunteer  Infantry,  and  participated  in  all  move- 
ments of  the  regiment  from  Shiloh  to  Atlanta,  and  was  mustered  out  at  Chattanooga, 
Tenn.,  October  31st,  1864,  by  reason  of  expiration  of  term  of  service,  three  years.  Then 
he  entered  the  employ  of  the  Lumbermans'  Insurance  Company  of  Chicago  in  September, 
1865,  and  after  the  fire  of  1871,  became  Local  Agent  of  the  Farragut  of  New  York,  which 
company  he  has  represented  for  twenty-three  years.  In  1875,  he  formed  a  partnership  with 
his  brother  Frederic,  in  the  Fire  Insurance  business,  under  the  firm  name  of  Fisher  Bros., 
which  partnership  was  terminated  by  the  death  of  his  brother,  March  28th,  1886,  since 
then  the  business  has  been  continued  under  the  same  style. 

Mr.  Fisher  was  married  at  Oswego,  N.  Y.,  January  26th,  1853,  to  Miss  Ann  Eliza 
Crane.  He  is  a  member  of  the  Athletic  Club,  Harvard  Club,  Loyal  Legion  (Illinois  Com- 
mandery),  Thomas  Post,  No.  5,  G.  A.  R.,  Sons  of  the  American  Revolution,  Society  of 
Colonial  Wars,  Society  of  the  Army  of  Tennessee,  Society  of  Fifty-fifth  Illinois  Volun- 
teer Infantry,  and  Salon  Francais. 

( 263 ) 


STANLEY  FLEETWOOD, 

Of  the  Firm  of  Charles  W.  Drew  &  Co. 

Stanley  Pleetwood  was  born  in  New  York  City  in  the  year  1847,  but  moved  to  Chicago 
in  1856,  and  has  resided  here  continuously  ever  since,  receiving  his  education  in  the  private 
schools,  Douglas  University  and  Racine  College,  Wisconsin.  In  1868  he  entered  the 
employ  of  the  Illinois  Central  Railroad  Company  in  their  general  office  in  Chicago,  resign- 
ing to  accept  a  position  in  the  wholesale  dry  goods  house  of  Bowen,  Whitman  &  Winslow, 
afterward  being  connected  with  the  wholesale  dry  goods  house  of  Marshall  Field  &  Co., 
which,  in  1883,  he  left  to  become  a  member  of  the  firm  of  Chas.  W.  Drew  &  Co. 

He  was  married  in  January,  1883,  to  Miss  January,  of  Kentucky,  and  has  one  child. 


i  264 


PATRICK  H.  FLEMING, 

Of  the  Firm  of  P.   H.  Fleming  &  Go. 


Patrick  H.  Fleming  was  born  at  Chicago,  Illinois,  on  the  15th  of  March,  1860,  receiv- 
ing his  education  in  the  grammar  schools  and  taking  a  business  course  in  Bryant  & 
Stratton's  Business  College. 

In  1872  he  entered  the  office  of  Farmer,  Atkins  &  Co.,  as  office  boy,  rising  from  that 
position  to  clerk,  partner  and  successor.  Mr.  Fleming  has  represented  as  General  Western 
Agent  the  Lehigh  Valley  Transfer  Company,  is  now  General  Agent  of  the  Union  Marine 
Insurance  Company  of  Liverpool,  England,  for  ocean  and  lake  marine,  and  is  also  a  Ves- 
sel Agent,  Freight  Broker  and  Vessel  Owner.  He  has  been  in  the  Insurance  business  on 
La  Salle  Street  for  over  twenty  years  and  is  well  known  to  all  old  timers. 

Mr.  Fleming  is  a  member  of  the  Athletic,  Germania  and  Ashland  Clubs,  and  also 
of  the  Board  of  Fire  Underwriters,  Board  of  Marine  Underwriters,  Chicago  Stock  Exchange 
and  Board  of  Trade. 

(265) 


STUART  WHITNEY  FRENCH, 

Of    iho  Firm  of  Steward,   French  &  Co.,   Local  Agents. 


Stuart  Whitney  French  was  born  at  Dansville,  Livingston  County,  New  York,  on  the 
12th  of  February,  1867.  When  he  was  a  boy  his  family  removed  to  Chicago  and  he  received 
his  primary  education  in  the  Chicago  Public  Schools,  and  graduated  from  Amherst  Col- 
lege, Amherst,  Mass.,  class  of  '89.  He  commenced  his  business  life  in  the  local  office 
of  Ducat,  Lyon  &  Co.,  remaining  with  this  firm  eighteen  months,  then  becoming  Special 
Agent  of  the  London  Assurance  Company.  After  two  years'  special  experience  he  went 
with  the  North  British,  as  assistant  to  Resident  Secretary  Glidden,  engaging  with  his 
present  firm,  August  1st,  1894. 

Mr.  French  is  a  grandson  of  Sireno  French,  son  of  B.  W.  French,  General  Agent,  and 
brother  of  Chas.  B.  French,  Assistant  Manager  of  the  Manchester  Insurance  Company.  He 
was  married  December  27th,  1894,  to  Miss  Helen  S.  Stevison.  He  is  a  member  of  the 
Alpha  Delta  Phi  Fraternity,  and  is  Secretary  of  the.  Western  Alumni  Association  of 
Amherst  College. 

(266) 


THOMAS  ELWOOD  FRY, 

Of  the  I  ifin  of  Hammond.  Fry  &  Sheldon. 


Thomas  Elwood  Fry  was  born  at  Bolton,  Worcester  County,  Mass.,  on  the  17th  of 
June,  1834,  and  is  of  Quaker  origin.  He  was  educated  in  the  Common  Schools  and  High 
School  of  Bolton,  commencing  business  in  a  beef  and  pork  packing  house.  He  went  to 
Kansas  at  the  time  of  ''Border  Ruffian"  troubles,  and  voted  against  the  notorious  "Lecomp- 
tOJi  Constitution,"  about  an  hour  after  arriving  in  the  state,  "Jim  Lane"  telling  him  he  was 
a  good  enough  citizen  by  that  time.  He  later  returned  East  and  resided  in  Brooklyn  and 
New  York,  coming  to  Chicago  in  1865,  and  entering  the  Insurance  business  with  Davis, 
James  &  Co.,  in  1868.  In  1881  he  formed  a  partnership  with  L.  D.  Hammond,  now  the  firm 
of  Hammond,  Fry  &  Sheldon. 

Mr.  Fry  was  married  to  Miss  Clara  W.  Thurston,  at  Lynn,  Mass.,  on  the  30th  of  October, 
1862.  and  has  one  son  grown  up  and  married. 

Mr  Fry  is  a  member  of  Unity  church  (Unitarian),  and  belongs  to  the  Massachusetts 
Society  and  the  Chicago  Whist  Club. 


(267) 


M.  L.  C.  FUNKHOUSER, 

Of  the  Firm  of   George  W.  Montgomery  &  Co. 


M.  L.  C.  Funkhouser  was  born  at  St.  Louis,  Mo.,  January  17th,  1864.  His  father, 
Robert  M.  Funkhouser,  was  for  years  conspicuous  in  St.  Louis  business  circles.  He 
conducted  one  of  the  largest  dry  goods  houses  on  the  Mississippi  River,  and  was  once 
President  of  the  Chamber  of  Commerce,  and  interested  as  a  director  or  stockholder  in 
various  institutions.  Mr.  Funkhouser  was  seventeen  years  old  when  he  left  the 
high  school  to  enter  the  local  Fire  Insurance  offices  of  W.  G.  Bentley  &  Co.,  in  St. 
Louis,  where  he  remained  three  months  as  an  office  boy.  After  that  he  became  a  col- 
lector for  the  Singer  Manufacturing  Company;  then  tried  his  luck  in  New  Orleans  for 
a  while;  and  then  returning  to  St.  Louis,  engaged  for  a  few  weeks  in  the  express 
business.  In  September,  1884,  he  came  to  Chicago,  and  worked  for  two  months  with 
the  firm  of  G.  H.  Koch  &  Co.,  and  on  the  1st  of  the  following  December  entered  the  office 
of  George  W.  Montgomery  &  Co.,  which  firm  became  General  Agents  for  the  West  of 
the  Fidelity  &  Casualty,  in  September,  '86,  Mr.  Funkhouser  being  made  Assistant  West- 
ern General  Agent  on  January  1st,  '88.  He  continued  as  such  until  July  1st,  1889,  when 
he  was  made  one  of  the  General  Agents  and  admitted  to  partnership  in  both  the  Local 
Fire  and  General  Agency  business. 


(268) 


JAMES  S.  GADSDEN, 

General  Ajient  of  the  Aetna  Insurance  Company. 


James  S.  Gadsden  was  born  at  Northall,  England,  on  the  28th  of  January,  1835, 
receiving  his  education  in  private  schools  in  England.  After  leaving  school  he  was 
employed  upon  his  father's  farm  for  a  time,  and  later  studied  law  in  the  offices  of  John 
Becke  and  Wilson  Bros.,  being  admitted  to  practice  in  1857,  and  continuing  until  1864.  He 
then  connected  himself  with  the  Aetna  Insurance  Company  of  Hartford,  Conn.,  remov- 
ing to  and  entering  the  Cincinnati  branch  of  said  company,  of  which  J.  B.  Bennett  was 
then  General  Agent.  He  was  Superintendent  of  the  Sub-Agency  (called  General  Agency) 
Department  until  ill-health  caused  him  to  seek  change  of  duties,  and  after  adjusting  an 
occasional  loss,  he  went,  in  the  latter  part  of  December,  1865,  to  assist  F.  C.  Bennett  in 
the  adjustment  of  the  Company's  losses  in  the  large  conflagration  at  Vicksburg,  Miss., 
and  in  January,  1866,  at  Grenada,  Miss.  In  1866  or  1867,  he  succeeded  to  the  Illinois  State 
Agency  of  the  Aetna.  In  1871  he  removed  to  Chicago  as  General  Adjuster  for  the  Aetna, 
and  later  assisted  in  the  adjustment  of  the  Company's  losses  by  the  great  fire  of  October 
8th  and  9th,  1871,  involving  1,808  policies,  and  a  net  loss  payment  of  $3,783,000. 

He  continued  as  General  Adjuster  until  October,  1885,  when  he  succeeded  to  the 
General  Agency  of  the  Chicago  branch  of  said  Company,  to  which  was  added,  in  the  spring 
of  1891,  the  General  Agency  of  the  Lake  Marine  Department,  covering  Lakes  Michigan, 
Huron,  Erie,  Ontario  and  Superior,  and  their  tributaries,  which  position  he  now  occupies. 

Mr.  Gadsden  is  a  member  of  the  Apollo  Commandery,  Knights  Templar,  and  of  the 
Illinois  Club.  He  was  married  in  Delaware  County,  Iowa,  July  4th,  1856,  to  Miss  F. 
S.  McKee. 

( 269 ) 


ORLANDO  CHARLES   GAY, 

City  Manager,  Phenix  Insurance  Company  of  Brooklyn,  M.  Y. 


Mr.  Gay  was  born  in  Carmel,  Putnam  County,  New  York,  February  24th,  1850,  of 
American  parents.  In  the  early  '50's  his  parents  came  West  and  settled  in  Columbus, 
Wisconsin,  afterwards  removing  to  Racine,  where  he  attended  the  High  School.  At  the 
age  of  fourteen  he  removed  to  Delavan,  same  State,  completing  his  education  at  that 
place  in  the  line  of  civil  engineering,  and  graduating  with  high  honors  in  his  class. 

After  graduating  he  accepted  a  position  on  the  engineering  corps  of  the  New  York 
State  Canal.  This  life  was  not  compatible  with  the  ambition  of  young  Gay,  and  the 
field  was  not  large  enough  for  him,  and  in  looking  around  in  order  to  better  himself, 
his  choice  fell  upon  Fire  Insurance,  as  better  suited  to  his  taste.  That  the  choice  was 
a  judicious  one,  his  career  since  he  entered  the  business  proves  beyond  a  doubt. 
In  1869  he  accepted  a  position  with  the  Mutual  Security  Insurance  Company, 
at  Chicago,  Illinois.  At  the  time  of  the  great  fire  in  1871,  he  was  connected  with  the 
Insurance  Agency  of  H.  S.  Tiffany  &  Co.  After  four  years'  connection  with  that  firm 
was  employed  in  the  Traders'  office  of  Chicago,  and  in  March,  1886,  entered  the  employ 
of  the  Phenix  Insurance  Company  of  Brooklyn,  New  York,  where  by  strict  attention 
to  business  he  shortly  assumed  the  management  of  the  City  Department. 

February  16th,  1887,  he  married  Miss  Laura  Virginia  Claybourne,  at  Milwaukee, 
Wisconsin.  Socially,  Mr.  Gay  is  a  hale-fellow-well-met,  and  the  Oakland  Club  and  the 
Royal  Arcanum  Home  Council  have  the  privilege  of  numbering  him  among  their 
members. 

(270) 


THOMAS  GOODMAN, 

Of  the  Firm  of  Thomas  &  w.  A.  Goodman,  Local  Agents. 

Thomas  Goodman  was  born  at  Market  Harborough,  England,  February  2,  1816,  and 
emigrated  in  1832,  leaving  London  on  July  26,  in  the  good  ship  Columbia.  He  reached 
New  York  on  September  7,  which  in  those  days  was  considered  a  splendid  voyage.  He 
settled  in  Canton,  Ohio,  and  after  leaving  school  he  was  for  a  time  employed  in  a  bank  and 
later  as  clerk  of  the  Supreme  Court.  He  then  studied  law  and  was  admitted  to  the  bar  in 
July,  1845.  The  same  year  he  accepted  the  Secretaryship  of  the  Stark  County  Mutual 
Insurance  Company,  which  after  four  years'  of  service  he  resigned  and  was  appointed 
Special  Agent  of  the  Hartford  Fire  for  Northern  Ohio.  He  came  to  Chicago  for  this  Com- 
pany in  1861  and  two  years  later  resigned  and  organized  the  Lumberman's  of  Chicago, 
of  which  he  was  first  the  Secretary  and  later  on  the  President  until  1870,  when  he  with- 
drew and  established  a  local  agency. 

Mr.  Goodman  was  married  in  Canton,  Ohio,  in  1838,  to  Miss  Hannah  Jane  Saxton,  the 
only  daughter  of  John  Saxton,  the  pioneer  editor  of  the  Ohio  Repository.  He  has  eight 
children  and  fifteen  grandchildren  all  alive  and  well.  He  has  always  been  a  stanch 
member  of  the  church,  first  in  Canton,  Ohio,  and  later  in  Chicago,  and  is  also  the  Presi- 
dent of  the  Old  Tippecanoe  Club  of  Chicago. 


(271) 


LYMAN  DRESSER  HAMMOND, 

Of  the  I  ii  in  of  Hammond,  Pry  &   Sheldon,   Local  Agents. 

Lyman  Dresser  Hammond  was  born  on  the  31st  of  October,  1844,  at  Amherst,  Mass., 
being  a  descendant  of  Thomas  Hammond,  who  came  from  Lavenham,  England,  and  set- 
tled in  Hingham,  Mass.,  in  1636;  of  Richard  Lyman,  one  of  the  original  proprietors  of 
Hartford,  Conn.,  and  who  died  there  in  1641,  and  of  John  Dresser,  who  died  at  Rowley, 
Mass.,  in  1672.  Many  of  the  descendants  of  these  colonists  took  active  part  in  establish- 
ing the  independence  of  this  country. 

Mr.  Hammond  was  educated  in  the  Common  Schools  of  his  native  town  and  at  Hop- 
kin's  Academy  of  Hadley,  Mass.  After  leaving  school  he  was  on  a  farm  at  Hadley  for 
some  time,  and  when  about  twenty  years  of  age,  ran  a  steam  ferry  on  the  Connecticut 
River,  at  Hockanum,  Mass.  During  the  winters  of  1865  and  1866  he  taught  school,  giving 
this  up  to  come  West.  He  settled  in  Warsaw,  Illinois,  and  for  three  years  was  engaged 
in  the  grain  and  milling  business  at  that  place.  In  the  fall  of  1869  he  came  to  Chicago  and 
commenced  his  long  connection  with  the  insurance  business  in  the  office  of  C.  H.  Case, 
where  he  remained  six  years.  At  the  end  of  that  time  he  was  appointed  agent  of  the 
British  America  Assurance  Company  of  Toronto,  Canada,  which  Company  he  has  rep- 
resented continuously  up  to  the  present  time,  a  period  of  over  twenty  years.  On  the  21st 
of  November,  1871,  Mr.  Hammond  was  married  to  Miss  Harriet  Elizabeth  Barstow  and 
has  two  children.  He  is  a  member  of  the  Union  League  Club,  Illinois  Club,  Kenwood 
Club,  Society  of  Colonial  Wars,  Sons  of  the  American  Revolution,  and  Sons  of  Massachu- 
setts. 


( 272 ) 


CYRUS   AUSTIN    HARDY, 

Of_the  Firm  of  Edward  M.  Teall  &  Co.,  Local  Agents. 

Cyrus  A.  Hardy  was  born  on  the  7th  of  February,  1848,  at  Concord,  N.  H.,  and  re- 
ceived his  education  in  the  grammar  and  high  schools  of  that  city.  After  completing  his 
education  he  was  engaged  in  grocery  business  in  Concord,  and  in  1866  entered  the  Insur- 
ance business  in  Chicago,  delivering  policies  for  Teall  &  Fisher,  in  whose  service  he 
continued,  in  various  capacities,  until  the  formation  of  the  present  firm  of  Edward  M. 
Teall  &  Co. 

He  is  a  member  of  the  Illinois  and  Chicago  Athletic  Clubs;  Sons  of  the  American 
Revolution;  Society  of  Colonial  Wars,  and  Sons  of  New  Hampshire. 


( 273  ) 


CHARLES  H.  HARRADEN, 

Of  the  Firm  of  Narraden  &  L>etterman. 


Chas.  H.  Harraden  was  born  in  Buffalo,  New  York,  way  back  in  the  early  fifties. 
He  received  his  education  in  the  public  schools  of  that  city,  afterward  graduating  with 
high  honors  in  the  University  of  New  York.  He  studied  Law  for  three  years  in  the  office 
of  Milo  A.  Whitney,  Esq.,  Buffalo,  New  York.  In  1873  he  went  to  Texas  with  the  view 
of  associating  himself  in  the  practice  of  Law  with  the  office  of  the  late  Gov.  Throck- 
morton.  Owing  to  ill-health,  and  in  order  to  recuperate,  he  joined  the  Engineering  Corps 
of  the  Texas  Pacific  R.  R.,  remaining  with  them  until  1878,  when  he  returned  East  and 
was  married.  In  1880  he  located  in  Chicago  and  entered  into  the  employ  of  the  Royal 
Insurance  Company  of  England.  In  September,  1883,  he  transferred  to  the  Local  Office 
of  the  Hamburg-Bremen  Insurance  Company  of  Germany,  remaining  with  this  Com- 
pany until  1890,  when  he  was  appointed  Resident  Secretary  of  the  Prudential  Fire  Insur- 
ance Company  of  Boston,  Mass.,  was  also  appointed  State  Agent  for  Illinois  for  the  St. 
Paul  German  Accident  Insurance  Company,  and  has  been  prominently  identified  with 
the  Underwriting  Fraternity  in  Chicago.  Mr.  Harraden  is  a  thorough,  practical  Under- 
writer, conscientious  and  painstaking,  and  one  of  the  best  versed  men  in  Insurance  laws 
in  the  State.  He  is  a  prominent  member  of  the  Royal  Arcanum,  Lincoln  Club  and  several 
other  Societies. 

(274) 


GEORGE  M,  HARVEY, 

Of  the  Firm  of  Georfie  M.   Harvey  &  Go. 

George  M.  Harvey  was  born  at  Niagara-on-the-Lake,  Canada,  April  28th,  1848,  and  was 
educated  at  Phillips  Grammar  School,  Niagara,  Canada.  He  entered  the  Insurance  busi- 
ness in  1864,  at  Buffalo,  N.  Y.,  with  the  firm  of  Rounds  &  Hall,  where  he  remained  five 
years,  resigning  to  come  to  Chicago  and  enter  the  employ  of  S.  M.  Moore  &  Co.,  and  later 
was  with  McCormick  Bros.  &  Findlay,  and  now  of  the  firm  of  George  M.  Harvey  &  Co. 

Mr.  Harvey  was  married  October  19th,  1886,  at  Chicago,  to  Miss  Lucy  Dale  Halsted, 
and  has  three  children.  He  is  a  member  of  the  Chicago  Athletic  and  North  Shore  Clubs. 


(275) 


SEBASTIAN   A.   HARVEY, 

Of  the  Firm  of  Darlington,  Harvey  &  Go.,  Local  Agents. 

Sebastian  A.  Harvey  was  born  in  Canada,  July  13th,  1846.  He  came  to  Chicago,  May» 
1864,  and  in  June  of  the  same  year  engaged  in  the  business  of  insurance  in  the  office  of 
Holmes  &  Bro.,  located  at  the  northeast  corner  of  Clark  and  South  Water  Streets.  In 
September,  1872,  became  connected  with  the  office  of  Geo.  C.  Clarke  &  Co.,  becoming 
a  partner  January,  1881,  the  style  of  the  firm  changing  after  the  death  of  the  senior  mem* 
ber,  which  occurred  April,  1887,  to  Darlington,  Harvey  &  Co. 


(276) 


LOUIS  HASBROUCK, 

Of  the  Firm  of  Hopkins  &  Hasbrouck,  Local  Agents. 

Louis  Hasbrouck  was  born  at  Alligerville,  Ulster  County,  New  York,  on  the  24th 
of  March,  1856,  the  town  being  named  after  his  grandfather.  He  was  educated  in  the 
Public  Schools  and  graduated  from  the  Chicago  High  School  in  1871.  From  February  1st, 
1872,  to  January  1st,  1873,  he  was  clerk  in  the  office  of  the  Treadway  &  Jewell  Insurance 
Agency;  January  1st,  1873,  to  February  1st,  1879,  he  was  an  Insurance  broker,  and  from 
February  1st,  1879,  he  has  been  junior  partner  of  the  firm  of  Hopkins  &  Hasbrouck. 

On  the  20th  of  April,  1880,  he  was  married  to  Miss  Irene  Warner,  and  has  one  boy.  He 
is  a  member  of  the  Chicago  Athletic  Club,  Sons  of  New  York  and  Royal  Arcanum. 


(277) 


WILLIAM  JEROME  HEMSTREET, 

Of  the  Firm  of  W.  J.  tlemstreet  &  Go.,  Local  Agents. 


William  J.  Hemstreet  was  born  in  the  town  of  Lyons,  Wayne  County,  N.  Y.,  May  1, 
1833.  He  received  his  early  education  in  Albion  Academy,  Albion,  N.  Y.,  and  graduated 
from  Union  High  School,  Lockport,  N.  Y. 

After  leaving  school  he  worked  on  a  farm  and  in  1849  went  to  sea  on  a  whaling 
voyage.  In  December  of  that  year  he  was,  with  his  boat's  crew,  capsized  by  a  sperm 
whale,  which  they  afterward  killed.  Returning  home  from  sea  in  1851,  he  went  to  learn 
the  machinist  trade  at  Lockport,  N.  Y. 

Mr.  Hemstreet  was  married  January  1st,  1854,  at  Buffalo,  N.  Y.,  to  Miss  Emeline  A. 
Rapp,  and  has  four  children,  two  sons  and  two  daughters.  Engaged  in  farming  from 
1858  to  1861.  In  1860  he  voted  for  Lincoln  and  said  if  there  was  to  be  a  war  he  would  go. 
He  enlisted  as  a  private  in  1861  in  the  104th  N.  Y.  S.  V.,  and  was  promoted  to  second 
lieutenant,  in  that  regiment  by  Gov.  Morgan,  and  in  1864  was  promoted  to  first  lieu- 
tenant, 179th  N.  Y.  S.  V.,  and  served  there  until  the  close  of  the  war.  He  was  at  one 
time  the  only  commissioned  officer  with  his  regiment  and  was  in  command  of  the  regi- 
ment for  some  time,  and  while  in  command  was  wounded  by  the  fragment  of  a  shell. 

He  came  to  Chicago  at  the  close  of  the  war  and  entered  the  Insurance  business  in 
1867.  He  is  a  member  of  Gen.  Geo.  H.  Thomas  Post  No.  5,  G.  A.  R.,  Department  of 
Illinois;  Western  Society  of  the  Army  of  the  Potomac;  Illinois  Commandery  of  Military 
Order  of  the  Royal  Legion ;  a  life  member  of  Cleveland  Lodge;  Washington  Chapter;  Siloam 
Council;  Chicago  Commandery  K.  T.  and  Oriental  Consistory.  A  Noble  of  the  Mystic 
Shrine;  Member  of  the  Society  of  the  Sons  of  New  York:  Highland  Park  Club. 

(278) 


FRANK  E.  HEMSTREET 

Of  the  Firm  of  W.  J.  Hemstreet  &  Co.,  Local  Agents. 

Prank  E.  Hemstreet  was  born  at  Lockport,  Niagara  County,  N.  Y.,  on  the  5th  of 
March,  1856.  He  removed  with  his  parents  to  Chicago  in  1865,  and  received  his 
education  in  the  public  schools  of  that  city.  In  1871  he  entered  the  Fire  Insurance 
business  at  Chicago,  continuing  to  follow  the  same  profession  up  to  the  present  time. 

Mr.  Hemstreet  was  married!  at  Chicago  in  1881  to  Miss  Caroline  S.  Rohde  and  has 
four  children.  He  is  a  member  of  the  Masonic  Lodge,  Council,  Chapter  and  Command- 
*ry,  and  Ex-Captain  Co.  D.,  1st  Infantry,  I.  N.  G. 


(279) 


WILLIS  SCOVILLE  HERRICK, 

Of  the  Firm  of  R.  S.  Grltchell  &  Co. 

Willis  Scoville  Herrick  was  born  at  Oak  Park,  Illinois,  on  the  5th  of  September,  1865V 
was  educated  in  the  public  schools  of  that  place,  and  graduated  from  the  High  School 
in  June,  1883,  going  at  once  into  the  employ  of  R.  S.  Critchell  &  Company,  Local 
Agents  at  Chicago.  This  is  the  only  office  in  which  he  has  ever  been  employed.  He 
was  admitted  to  the  firm  in  September,  1889,  and  now  is  general  office  man  for  the 
Local  Department. 

Mr.  Herrick  was  married  at  Oak  Park  in  1886,  to  Miss  Jewell,  and  has  one  child. 


(280) 


FRANK  FARNSWORTH  HOLMES, 

Fire  Insurance  Ajient. 


Frank  Farnsworth  Holmes  is  the  third  son  of  S:  R.  Holmes  and  Rosette  Farnsworth, 
who  are  descendants  of  the  early  colonists  who  settled  in  Massachusetts  about  1632. 

After  attending  the  Public  Schools  of  his  native  city,  Warsaw,  Illinois,  he  entered 
Knox  College,  Galesburg,  111.,  graduating  in  1880.  He  naturally  adopted  the  profession  of 
flre  insurance,  as  his  father  and  three  uncles  were  in  that  line  of  business,  and  four  of 
his  brothers  are,  or  have  been  engaged  in  the  same. 

Mr.  Holmes  has  had  a  general  experience  in  flre  underwriting,  serving  as  cashier,  daily 
report  examiner,  correspondent,  special  agent  and  adjuster.  The  local  agency  of  Frank 
F.  Holmes  &  Co.,  was  established  in  1887  and  has  been  continued  since  that  time  at  296 
La  Salle  Street. 

In  1886  he  married  Miss  Emma  A.  Lewis  of  Lawrence,  Kansas,  whose  mother  had 
been  the  childhood  friend  of  Mr.  Holmes'  father  and  mother  in  the  academy  village  of 
Bakersfleld,  Vt. 

Mr.  Holmes  has  taken  an  active  interest  in  municipal  reforms,  serving  for  one  year 
on  the  first  civil  service  examining  board  provided  for  under  the  city  ordinances,  repre- 
senting the  Chicago  Fire  Underwriters'  Association  on  the  Board  of  Examiners  for  the 
Chicago  Building  Department.  He  was  one  of  the  organizers  of  the  Mencken  Club,  serv- 
ing as  trustee  and  treasurer  since  the  inception  of  that  popular  and  influential  club, 
which  has  a  large  membership  and  owns  its  own  grounds  and  building. 

(281) 


CHARLES  RANKING  HOPKINS, 

Of  the  Firm  of  Hopkins  &  tlasbrouck,  Local  Agents. 

Charles  R.  Hopkins  was  born  in  Racine,  Ohio,  July  29th,  1842,  and  received  his 
education  at  the  Ohio  University. 

Mr.  Hopkins  first  engaged  in  business  in  the  employ  of  the  United  States  government 
in  the  transportation  of  troops  on  the  Mississippi  River.  He  entered  the  Insurance  busi- 
ness at  Springfield,  Ohio,  in  1867. 

Mr.  Hopkins'  grandfather,  on  his  father's  side,  was  a  soldier  in  the  War  of  1812,  and 
one  of  the  first  settlers  in1  the  State  of  Ohio,  having  assisted  in  the  construction  of  Port 
Harrner,  at  the  mouth  of  the  Muskingum  River. 

In  1867,  at  Beverly,  Ohio,  Mr.  Hopkins  married  Miss  Mildred  A.  Whissan  and  has 
one  child. 

He  is  a  Mason  and  Knight  Templar. 


(282) 


JAMES  S.  HUBBARD, 

Of  the  Firm  of  Moore  &  Janes,  Local  Agents. 

James  S.  Hubbard  was  born  at  Minaville,  Montgomery  County,  New  York,  October 
1st,  1845,  and  was  educated  in  the  Common  Schools. 

For  some  years  he  was  engaged  .in  railroad  business  at  Sandusky,  Cincinnati  and 
Cleveland,  and  in  June,  1869,  entered  the  Insurance  office  of  S.  M.  Moore  &  Co.,  at  49 
La  Salle  Street,  Chicago. 

June  29th,  1871,  he  was  married  at  Xenia,  Ohio,  to  Miss  Anna  E.  Thayer,  and  has 
two  boys  living. 


f  283  '. 


CARL  HUNCKE, 

Manager,  Chicago  Gity  Department  of  the  Germania  Fire  Insurance  Company 

of   New  York. 

Carl  Huncke  was  born  on  the  16th  of  May,  1851,  at  Detmold,  Germany,  being  educated 
in  a  German  college.  He  entered  the  mercantile  business  in  Germany,  and  after  com- 
ing to  this  country  was  surveyor  and  draughtsman  with  Samuel  S.  Greeley  in  Chicago, 
In  1876  he  became  connected  with  the  Traders'  Insurance  Company  of  Chicago, 
and  later  was  appointed  manager  of  the  Chicago  branch  of  the  Germania  Fire  Insurance 
Company  of  New  York. 

Mr.  Huncke  was  married  September  12th,  1877,  in  Mankato,  Minn.,  to  Miss  Rosa  M. 
Hockey.  He  is  a  member  of  the  Germania  Club  and  the  Chicago  Turn-Gemenide. 


(284) 


JOHN   J.  JANES, 

Of  the  Firm  of  Moore  &  Janes. 


John  J.  Janes  was  born  at  Lansingburgh,  New  York,  on  the  10th  of  January,  1833,  and 
was  educated  in  the  Common  Schools  of  Troy,  New  York.  His  ancestors  on  both  sides 
came  to  America  in  1635,  and  settled  in  Connecticut,  afterwards  removing  to  Columbia 
•County,  New  York.  As  a  rule  they  were  farmers,  though  some  filled  important  offices, 
both  civil  and  military. 

Mr.  Janes  entered  the  Insurance  business  at  Chicago,  111.,  in  1864,  and  has  been  a 
member  of  the  firm  of  S.  M.  Moore  &  Co.,  and  Moore  &  Janes  since  1868.  He  is  a  mem- 
ber of  the  Chicago  Club  and  was  its  first  Secretary,  and  subsequently  for  several  years 
Secretary  and  Treasurer.  He  is  also  a  member  of  the  Commercial  Club,  a  member  of 
its  Executive  Committee,  and  has  been  Secretary  of  the  Club  for  twelve  years. 


( 285 ) 


1  J 


CHARLES  P.  JENNINGS 

Of  the  Firm  of  Webster,  Wiley  &  Co.,  Local  Agents. 

Charles  P.  Jennings  was  born  at  Dubuque,  Iowa,  February  19th,  1858,  came  to  Chi- 
cago in  1865,  receiving  his  education  in  the  Public  Schools  of  Hyde  Park,  Chicago.  After 
leaving  school  he  was  engaged  in  the  hardware  bu&iness,  entering  Insurance  in  Novem- 
ber, 1878,  with  E.  E.  Ryan  &  Co.,  210  La  Salle  Street,  Chicago,  and  remaining  in  the  same 
business  up  to  the  present  time  with  few  changes. 

He  was  married  at  Hyde  Park,  Chicago,  September  8th,  1878,  to  Miss  M.  H.  Garrigau, 
and  has  three  children. 


(  28G  , 


ALEXANDER  D.  KENNEDY, 

Of  the  Firm  of  A.  D.  Kennedy  &  Co.,  Local  Agents. 


Alexander  D.  Kennedy  was  born  in  Kendall  County,  Illinois,  on  the  24th  day  of 
March,  1842.  He  received  his  education  in  the  Public  Schools  of  Chicago,  and  in  May, 
1862,  entered  the  employ  of  J.  K.  Murphy,  then  local  agent  of  the  Peoria  Marine  &  Fire 
Insurance  Co.  From  an  office  boy  he  worked  himself  up  to  Cashier  and  Manager,  and 
in  the  spring  of  1866  succeeded  to  the  appointment  of  agent  for  the  same  Company, 
doing  business  under  the  firm  name  of  Kennedy  &  Williams  until  1868,  when  the  firm 
retired  from  business.  Mr.  Kennedy  then  received  an  appointment  in  the  Grain  Inspection 
Department  of  the  State  of  Illinois,  remaining  there  until  1871,  when  he  re-entered  the 
Insurance  business  as  Policjr  Clerk  and  Manager  of  the  Underwriting  Department  for 
the  firm  of  E.  E.  Ryan  &  Co.  In  1876  he  was  given  an  interest  in  the  business,  the 
firm  continuing  under  the  same  name  and  consisting  of  Edmund  E.  Ryan,  Holger  de 
Roode  and  himself.  Mr.  Ryan  died  in  1882  and  a  new  partnership  was  formed,  doing 
business  under  the  name  of  Kennedy  &  De  Roode  until  1886,  when  a  dissolution  of  the 
firm  occurred  and  the  present  firm  of  A.  D.  Kennedy  &  Co.  was  established. 

In  November,  1869,  Mr.  Kennedy  was  married  to  Miss  Lizzie  Elliott,  and  is  tho 
happy  father  of  six  childre^,  three  girls  and  three  boys. 

(287) 


NATHAN  KLEE, 

Of  the  Firm  of  Edwards,   Morse  &  Klee,  Local  Agents. 

Nathan  Klee  was  born  in  Grebenstein,  Germany,  August  4th,  1870.  Coming  to  Amer- 
ica in  his  boyhood  he  received  his  education  in  the  Public  Schools  of  Chicago.  In  March, 
1885,  he  entered  the  Insurance  business  in  the  office  of  A.  R.  Edwards,  later  forming  the 
firm  of  Edwards,  Morse  &  Kleo,  Tx>cal  Agents,  at  Chicago. 


(288) 


LOUIS  O.  KOHTZ, 

Assistant  General  Agent,  Aetna  Insurance  Company  for  Cook  County,  Illinois. 

Louis  O.  Kohtz  was  born  in  Saxony,  Germany,  July  28th,  1844.  He  received  his 
primary  education  in  Germany,  and  coming  to  America  in  1857,  completed  it  in  the 
schools  of  St.  Louis,  Mo.  He  served  in  the  United  States  Army  as  a  private  in  Co.  P, 
Sixteenth  Wisconsin  Volunteers,  and  was  detailed  for  special  service  in  the  Adjutant 
General's  Office  of  the  Seventeenth  Army  Corps  at  Vicksburg,  Miss.,  where  he  served 
until  the  close  of  the  war,  when  he  entered  the  U.  S.  Quartermaster's  Department  at 
Fort  Morgan.  Colo.,  remaining  there  until  1866.  In  1868  he  entered  the  Aetna  Insurance 
Company's  Local  office  at  Chicago,  111. 

Mr.  Kohtz  is  a  member  of  the  Board  of  Education  of  the  City  of  Chicago,  and  of  tho 
Geo.  H.  Thomas  Post,  G.  A.  R.  He  was  married  at  Chicago,  and  has  four  children. 


(289) 


WILLIAM  GEORGE  LEMAY, 

Of  the  Firm  of  A.  D.  Kennedy  &  Co.,  Local  Agents. 

William  George  Lemay  was  born  at  London,  England,  September  13th,  1851,  and 
received  his  education  in  a  private  academy  of  that  place.  He  commenced  his  business 
career  in  a  book  publishing  establishment  and  entered  the  Insurance  business  in  1884, 
with  A.  D.  Kennedy,  with  which  firm  he  has  remained  up  to  the  present  time. 

Mr.  Lemay  was  married  at  Chicago  in  1881.  He  is  a  member  of  the  Chicago  Com- 
mandery,  K.  T.,  the  Royal  Arcanum,  the  National  Union  and  the  Menoken  Club. 


EDMUND  R.  LETTERMAN,' 

Of  the  Firm  of  Harraden  St  better  man,  Local  Agents. 

Edmund  R.  Letterman  was  born  at  Pekin,  Illinois,  September  24th,  1863,  of  German 
descent,  and  was  educated  in  the  High  School  of  that  place.  He  came  to  Chicago  in 
July,  1882,  and  entered  the  employ  of  the  Fireman's  Insurance  Company  of  Chicago,  was 
made  Assistant  Secretary  in  1890,  and  Acting  Secretary  in  1891.  He  resigned  in  June, 
1892,  and  became  Manager  of  the  Local  Department  of  the  Oakland  Home  Insurance 
Company  of  California,  remaining  with  that  company  until  it  re-insured  in  January,  1894. 
He  entered  the  firm  of  C.  H.  Harraden  &  Co.,  in  August,  1894,  changing  firm  name  to 
Harraden  &  Letterman. 


(291 


ISAAC  JOHN  LEWIS, 

Local  Agent. 

Isaac  John  Lewis  was  born  in  Mahaska  County,  Iowa,  June  9th,  1845,  and  received 
a  public  school  education  at  Burlington,  Iowa,  and  Cleveland,  Ohio.  In  1862  he  entered  the 
insurance  business  at  Cleveland  as  office  boy  with  May  &  Coe,  Insurance  Agents.  In 
October,  1866,  he  came  to  Chicago  as  the  representative  of  the  Cleveland  Insurance  Com- 
pany and  Commercial  Mutual  Insurance  Company  of  Cleveland,  Ohio,  and  engaged  in  the 
local  Insurance  business.  He  has  resided  in  Chicago  ever  since,  being  still  engaged  in  the 
same  business. 

June  18th,  1867,  he  was  married  at  Cleveland,  Ohio,  to  Miss  Annie  F.  Loud.  He  is  a 
member  of  Cleveland  Lodjre  No.  211,  A.  F.  and  A.  M.,  Underwriters'  Council.  Chicago  Ath- 
letic and  Washington  Park  Clubs. 


( 292  ) 


LEO  A.  LOEB, 

Of  the  Firm  of  A.  L.oeb,  Son  &  Go. 

Leo  A.  Loeb  was  born  in  Memphis,  Tenn.,  June  20th,  1867.  He  was  educated  in 
the  Public  Schools  of  Chicago  and  embarked  in  the  employ  of  Adolph  Loeb,  his  father, 
in  the  year  1880.  Was  made  a  member  of  the  firm  January  1st,  1888,  and  thus  has  been 
in  the  "profession"  his  entire  life.  Besides  his  identification  with  this  firm,  he  is 
President  of  the  Traders'  Building  and  Loan  Association.  Assistant  Secretary  of  the 
Commercial  Loan  and  Building  Association,  and  a  Director  in  the  Aetna  Building  and 
Loan  Association.  He  is  a  member  of  the  Standard  Club  and  is  actively  associated  with 
many  public  benevolent  institutions  and  charities. 


(293) 


JACOB  M.  LOEB, 

Of  the  Firm  of  L,oeb  &  Goffey,  Local  Agents. 


Jacob  M.  Loeb  is  a  Chicago  boy,  born  September  17th,  1874,  and  is  proud  of  the 
fact  of  being  one  of  the  youngest  agents  in  Chicago. 

He  was  educated  in  the  Chicago  public  schools,  and  took  to  Insurance  naturally. 
His  relatives  are  engaged  in  real  estate  and  mortgage  loan  business,  and  Mr.  Loeb 
handles  all  their  insurance  for  them.  Loeb  &  Coffee  are  doing  to-day  perhaps  the 
largest  preferred  business  of  any  firm  in  the  city,  controlling  large  lines  of  several 
of  the  biggest  real  estate  offices,  and  principally  on  dwelling  house  property.  Mr.  Loeb 
is  well  and  favorabl  known  among  the  insurance  fraternity,  is  in  close  touch  with 
the  boys,  among  whom  he  has  a  peck  of  nicknames.  He  is  a  hard  worker,  early  and 
late,  and  has  the  reputation  of  securing  the  risk  when  he  goes  for  it.  In  fact,  to  make 
a  short  cut  of  the  whole  business,  "Jake's"  a  "hustler,"  and  a  Chicago  one  at  that. 


(294) 


JAMES  I.  LOEB, 

Of  the  Firm  of  Niblock  &   L.oeb. 

James  I.  Loeb  was  born  in  Cincinnati,  Ohio,  on  the  7th  of  January,  1874 ;  was  educated 
in  the  Grammar  and  High  Schools;  then  entered  the  furniture  business  at  Kansas 
City;  came  to  Chicago  in  the  spring  of  1891,  entering  the  employ  of  A.  Loeb  &  Son  (Mr. 
Adolph  Loeb  being  his  uncle);  remained  there  until  May,  1895,  when  he  formed  a  part- 
nership with  H.  C.  Niblock,  under  the  firm  name  of  Niblock  &  Loeb,  doing  general  brok- 
erage business. 

Mr.  Loeb  is  a  Mason  and  member  of  the  Marquette  Club,  Chicago. 


( 295 ) 


EDSON  W.  LYMAN, 

Of  the  Firm  of  Straight  &  Uyman,  District  Managers. 


Edson  W.  Lyman  is  a  native  of  New  York,  and  was  born  in  the  County  of  Catta- 
raugus,  near  the  village  of  Farmersville.  While  yet  a  lad  he  removed  with  his  parents, 
who  were  farmers,  to  Illinois,  locating  in  Whiteside  County  in  1857.  He  obtained  his 
education  at  the  district  school,  Mt.  Carroll  Seminary,  then  an  institution  of  learning  for 
both  sexes,  and  at  the  University  of  Michigan.  He  graduated  from  the  law  department 
of  the  latter  institution  and  was  admitted  to  practice  by  the  Supreme  Court  of  Illinois, 
sitting  at  Ottawa,  and  in  the  year  1865  opened  an  office  at  Pontiac,  Livingston  County. 

He  was  also  appointed  Local  Agent  of  the  Aetna  Insurance  Company  of  Hartford, 
and  afterwards  Special  Agent,  under1  the  late  General  Agent,  J.  B.  Bennett,  for  several 
counties  in  the  central  portion  of  the  State. 

Opportunities  for  more  extended  field  work  continued  to  present  themselves  and 
caused  his  removal  to  Rockford.  He  became  Special  Agent  of  the  Reaper  City  Insurance 
Company  of  Rockford  for  a  large  portion  of  the  West.  After  the  retirement  of  that 
company  he  was  appointed  Special  Agent  of  the  Niagara  Fire  Insurance  Company  of 
New  York,  for  Illinois  and  Wisconsin. 

In  the  spring  of  1875  he  resigned  his  field  position  with  the  Niagara  Fire  Insurance 
Company  and  entered  into  partnership  with  Mr.  H.  J.  Straight,  under  the  firm  name  of 
Straight  &  Lyman,  with  offices  at  that  time  at  150  La  Salle  Street,  Chicago.  They 
became  General  Agents  for  the  Western  States  of  the  New  York  Alliance,  and  for  several 
years  he  continued  active  in  the  management  of  that  combination  and  until  the  condition 
of  one  of  the  companies  forming  it  necessitated  its  discontinuance.  His  firm  are  at  pres- 
ent District  Managers  of  the  Sun  Insurance  Company  of  London,  for  Cook  County,  and 
also  represent  the  Standard  Fire  Insurance  Company  of  Trenton,  N.  J.,  and  the  Man- 
chester Fire  Assurance  Company  of  England. 

Mr.  Lyman  was  a  soldier  in  the  late  war.  Early  in  1862  he  enlisted  in  the  Seventy- 
Fifth  Regiment  of  Illinois  Volunteers,  was  made  a  sergeant  and  served  with  the  regi- 
ment until  so  severely  wounded  at  the  Battle  of  Perryville  as  to  require  his  discharge 
from  further  military  duty.  He  is  one  of  the  original  members  of  the  Union  League  Club 
and  is  also  connected  with  several  other  local  organizations. 

(296) 


GEORGE  M.  LYON, 

Of  the  MI-HI  of  Ducat  &  L»yon,  Local  Managers. 

Mr.  George  M.  Lyon  was  born  at  Bedford,  Pennsylvania,  on  the  18th  of  May,  1841, 
and  was  educated  in  private  academies  in  Pennsylvania.  His  father  was  a  very  prominent 
attorney  in  Pennsylvania  and  had  an  extensive  practice  in  Bedford,  Blair,  Somerset,  Ful- 
ton, Franklin  and  Adams  County,  Pennsylvania,  as  well  as  before  the  Supreme  Court  of 
that  State,  at  the  same  time  as  Hon.  Jeremiah  S.  Black,  Thaddeus  Stevens,  Chief  Jus- 
tices Thompson  and  Chambers,  and  with  other  leading  attorneys  of  that  section,  with  all 
of  whom  he  was  often  associated  in  the  same  courts,  and  he  was  the  Whig  candidate 
to  succeed  Jeremiah  S.  Black,  as  President  Judge  of  the  district.  His  ancestors  and  fam- 
ily connections  have  been  prominently  identified  with  the  history  of  Pennsylvania  from 
before  the  Revolution  until  the  present  time. 

Mr.  Lyon  taught  school  in  Bedford  County  from  1857  to  1858  and  on  May  1st,  1859, 
entered  the  New  York  City  office  of  the  Home  Insurance  Company,  where  he  was  a  clerk 
until  1867,  at  which  time  he  was  then  made  Assistant  Secretary  of  the  Company  and 
remained  so  until  October,  1873,  when  he  came  to  Chicago  and  opened  partnership  with 
General  A.  C.  Ducat,  under  the  firm  name  of  Ducat  &  Lyon,  who  are  now  in  the  General 
Local  Agency  business  for  Chicago,  and  who  were  managers  of  the  Western  Department  of 
the  Home  Insurance  Company  of  New  York  until  its  transfer  to  New  York  in  October, 
1893. 


(297) 


HENRY  WATERS  MAGILL, 

District  Manager  Phoenix  Insurance  Company  of  Hartford,  Conn. 

Henry  Waters  Magill  was  born  in  the  city  of  Cincinnati,  Ohio,  on  the  llth  day  of 
July,  1863,  being  the  eldest  son  of  H.  M.  Magill  of  Cincinnati,  General  Agent  of  the  West- 
ern and  Southern  Department  of  the  Phoenix  Insurance  Company  of  Hartford,  Conn.  He 
was  educated  in  public  and  private  schools  in  Avondale  and  Cincinnati,  and  was  grad- 
uated from  Harvard  University,  Cambridge,  Mass..  in  1886.  He  began  business  as  a  young 
man  in  the  General  Agency  office  of  the  Phoenix,  and  was  appointed  Special  Agent  of  that 
Company  for  Michigan  the  latter  part  of  1886.  In  September,  1888,  he  became  a  member 
of  the  firm  of  Ayars  &  Magill,  having  charge  of  Chicago  and  Cook  County.  Upon  the 
death  of  Captain  Ayars  in  August,  1893,  he  succeeded  to  the  firm. 

Mr.  Magill  is  a  member  of  the  Fire  Underwriters'  Association  of  the  Northwest, 
Avon  Lodge,  F.  and  A.  M.,  No.  542,  Avondale,  Ohio;  Chicago  Athletic  Association,  Uni- 
versity Club  of  Chicago,  and  Harvard  Alumni  Association. 


(298) 


WILLIAM  C.  MAGILL. 

Of  the  Pirm  of  W.  G.   Magill  &  Go.,  Uocal  Agents. 


William  Charles  Magill  was  born  at  Buffalo,  N.  Y.,  June  14th,  1850,  ana  was  about  four 
years  old  when  his  family  came  to  Chicago.  He  was  educated  at  the  Skinner  School,  of 
Chicago,  afterward  taking  a  course  at  Immanuel  Hall,  a  military  school  at  Ravenswood. 

Leaving  school  at  the  age  of  seventeen  he  entered  his  father's  office  as  clerk  and 
cashier.  He  was  subsequently  connected  with  other  commission  houses,  dealing  "on 
'change,"  and  in  April,  1874,  became  the  representative  on  the  Board  of  Trade  of  the 
Insurance  firm  of  George  C.  Clark  &  Co.  He  continued  to  be  Solicitor  and  Manager  of 
the  Marine  Department  of  this  concern  for  some  years.  Since  1880  he  has  given  exclusive 
attention  to  fire  underwriting,  being  successively  a  member  of  the  firms  of  Magill  & 
Nichols,  Geo.  W.  Montgomery  &  Co.,  and  Magill  &  Chamberlin,  the  last-named  firm 
having  been  organized  October  1st,  1889,  and  continuing  until  October  1st,  1895,  at  which 
time  the  firm  was  dissolved  by  mutual  consent,  the  present  firm  of  Wm.  C.  Magill  &  Co. 
succeeding. 

On  the  12th  of  November,  1873,  Mr.  Magill  was  married  to  Miss  Mary  C.  Montgomery, 
a  daughter  of  Robert  Montgomery,  a  prominent  shipper  and  vessel-owner  of  Buffalo,  N.  Y. 
His  residence  for  the  past  twenty  years  has  been  in  the  beautiful  suburban  town  of 
Evanston,  where  he  for  four  years  served  as  a  town  trustee.  He  is  prominently  identified 
with  the  Masonic  Order,  holding  membership  with  the  Evans  Lodge,  Evanston  Command- 
ery,  Oriental  Consistory  and  Medinah  Temple.  At  different  times  he  has  been  actively 
associated  with  several  other  social  and  fraternal  organizations,  including  the  Evanston 
Club  and  the  Evanston  Boat  Club.  Fidelity  to  all  trusts  has  always  been  his  motto.  Since 
his  twenty-second  year  he  has  been  an  active  worker  in  the  Republican  Party. 

(299) 


^ 


..X 


KOSSUTH    MARKS, 

Of  the  I  inn  of  R.  S.  Critchell  &  Co.,  Local  Agents. 

Kossuth  Marks  was  born  in  Chicago  and  educated  in  the  schools  of  his  native  city. 
After  finishing  his  education,  he  entered  the  insurance  office  of  W.  H.  Cunningham  &  Co., 
and  soon  rose  to  a  position  of  trust.  In  1889  he  became  a  member  of  the  firm  of  R.  S.  Critch- 
ell &  Co.  He  is  a  member  of  the  Chicago  Athletic  Association  and  other  organizations. 


(300) 


WILLIAM    DIXON   MARSH, 

Of  the  Firm  of  Fred  S.  James  &  Co.,  Local  Agents. 


William  Dixon  Marsh  was  born  at  Ellington,  Conn.,  on  the  7th  of  February,  1840;  was 
educated  at  Williston  Seminary,  East  Hampton,  Mass.,  and  entered  the  Fire  Insurance  busi- 
ness at  Chicago  in  1869.  After  the  fire  of  1871,  Mr.  Marsh  was  for  five  years  connected 
with  the  agency  of  Davis  &  ReQua,  as  Solicitor.  In  July,  1876,  he  entered  into  partner- 
ship with  Henry  H.  Brown,  the  firm  name  being  Brown  &  Marsh,  at  158  La  Salle  Street, 
which  continued  for  two  years,  when  Mr.  Marsh  retired  to  accept  an  offer  from  Fred  S. 
James,  to  become  his  partner,  the  firm  being  then  made  Fred  S.  James  &  Co.  The  firm  is 
still  in  business  at  174  La  Salle  Street,  where  Mr.  Marsh  is  an  active  partner. 

Mr.  Marsh  was  married  in  1864,  at  Chicago,  to  Josephine  E.  Thayer;  had  two  chil- 
dren, and  in  1883,  at  Madison,  Wis.,  to  Lora  E.  Campbell,  and  had  one  child. 

He  is  a  trustee  of  the  Illinois  College  of  Jacksonville,  111.,  a  director  of  the  Chicago 
City  Missionary  Society,  a  member  of  the  Union  League  Club,  and  one  of  the  charter  mem- 
bers of  the  New  England  Society. 


(301) 


JOHN  MOFFAT  MATHER, 

Of  the  Firm  of  Straight  &  Uyman,  District  Managers. 


John  Moffat  Mather  is  a  native  of  Indiana,  having  been  born  at  Lawrenceburg,  in  that 
State,  May  26th,  1862.  He  received  his  education  in  the  Grammar  and  High  Schools  of 
Indianapolis,  coming  to  Illinois  in  1879.  He  worked  for  a  short  time  in  the  grocery 
business,  but  in  May,  1880,  he  entered  the  Insurance  office  of  Straight  &  Lyman  as  clerk, 
and  occupied  various  responsible  positions.  On  Jan.  1st,  1893,  he  was  given  charge  of 
the  office  force  and  admitted  to  an  interest  in  the  firm. 

In  July,  1886,  he  was  married  to  Margaret  F.  Clark  of  this  city;  two  little  girls  brighten 
their  home.  Mr.  Mather  is  thoroughly  domestic  in  his  tastes;  his  chief  delight  after  the 
day's  work  is  with  his  family  and  books. 


(302) 


BAVIER  C.  MILLER, 

Of  the  Firm  of  Granger  Smith,  Miller  &  Co.,  Local  Agents. 

Bavier  C.  Miller  was  born  at  Claverack,  Columbia  County,  New  York,  on  the  eighth  day 
of  October,  1858,  removing  to  Chicago  at  an  early  age,  and  receiving  his  education  in  the 
Public  Schools  of  that  city.  The  first  business  he  engaged  in  was  Fire  Insurance,  which  he 
entered  in  1873  with  the  firm  of  Teall  &  Fisher,  at  Chicago,  Illinois. 

Mr.  Miller  was  married  at  Chicago  in  1880,  to  Miss  Jennie  B.  Dole  and  has  two  children. 
He  is  a  member  of  several  clubs  and  organizations  in  Chicago,  among  which  are  the  Chicago 
Athletic  Association  and  Menoken  Clubs  and  the  Royal  Arcanum  (Garden  City  Council), 
Sons  of  New  York  and  others. 

Mr.  Miller  has  been  associated  with  the  firm  of  Granger  Smith,  Miller  &  Co.,  for  over 
twenty  years. 


(303) 


GEORGE  W.  MONTGOMERY, 

Of  the  Firm  of  George  Montgomery  &  Go.,  Local  Agents. 


George  W.  Montgomery  is  a  native  of  Genessee  County,  New  York,  where  his  boy- 
hood days  were  spent  until  seventeen  years  of  age,  when  he  came  to  Chicago  and  took 
the  position  of  bookkeeper  in  the  wholesale  drug  house  of  J.  H.  Reed  &  Co.  Two  years 
later  he  went  with  the  firm  of  A.  E.  Kent  &  Co.,  packers,  where  he  remained  until  he 
entered  the  Army,  in  1862,  as  a  member  of  the  celebrated  Mercantile  Battery  of  Chicago. 
Owing  to  exposure  and  rough  usage  at  the  siege  of  Vicksburg  his  health  became  impaired 
and  he  was  obliged  to  return  home,  having  received  his  honorable  discharge  in  March, 
1863.  Bad  health  prevented  his  engaging  in  any  business  until  1864,  when  he  was  appointed 
cashier  of  the  Internal  Revenue  office  at  Chicago.  A  year  later  he  identified  himself  with 
the  wholesale  dry  goods  house  of  D.  H.  King  &  Co.,  and  remained  there  until  that  firm 
retired  from  business.  In  1869  he  became  a  partner  with  O.  W.  Barrett  in  the  Fire 
Insurance  business.  This  partnership  continued  until  1873,  when  the  connection  was 
severed  and  another  formed  with  Abram  Williams,  under  the  firm  name  of  Williams 
&  Montgomery.  A  year  later  Mr.  Williams  retired  and  Mr.  Montgomery  continued  the 
local  agency  on  his  own  account.  This  he  has  Conducted  ever  since,  representing  the 
interests  of  several  prominent  companies  in  the  city  of  Chicago  acceptably  and  profitably 
to  all  concerned. 

Mr.  Montgomery  was  Vice-President  of  the  Underwriters'  Exchange  of  this  city  in 
1884,  and  President  in  1885.  He  was  one  of  the  founders  of  the  Chicago  Athenaeum  and 
a  member  of  the  first  board  of  directors  of  that  institution.  He  is  a  prominent  member 
of  the  Chicago  Club,  and  was  its  Secretary  and  Treasurer  in  1883. 

(304) 


JAMES  H.  MOORE, 

Of  the  Firm  of  Moore  *  Janes,   L>ocal  Agents. 


James  H.  Moore  was  born  in  Windham,  N.  H.,  July  4th,  1840,  where  he  spent  his  boy- 
hood, attending  the  Public  Schools,  and  later,  Chester  Academy.  When  sixteen,  like 
many  another  of  New  Hampshire's  sons,  he  left  the  rugged  granite  hills  for  the 
broad  prairies  of  the  West,  locating  at  Mendota,  Illinois.  In  1859  he  went  to  Elgin,  Illi- 
nois, and  from  that  time  until  July,  1861,  was  employed  in  the  Elgin  Bank,  when  he 
resigned  to  enlist  as  a  soldier  in  the  War  of  the  Rebellion.  He  joined  the  Thirty-sixth 
Regiment  of  Illinois  Infantry,  and  served  until  September,  1863.  Upon  his  return  from 
the  army  he  removed  to  Chicago,  where  he  has  since  resided.  He  at  that  time  entered 
the  office  of  L.  D.  Olmsted  &  Co.,  with  which  he  has  been  connected  ever  since;  the  firm 
name  having  changed  in  the  meantime  to  S.  M.  Moore  &  Co.,  and  later,  to  its  present 
style  of  Moore  &  Janes.  The  Hartford  Fire  and  Mr.  Moore  entered  Olmsted  &  Co.'s  at 
about  the  same  time  and  neither  one  has  any  reason  to  regret  the  step  then  taken. 
Together  they  have  watched  the  development  of  the  city  by  the  unsalted  sea,  and  both  have 
contributed  their  share  to  its  present  greatness.  Mr.  Moore  has  been  connected  with  every 
underwriters'  organization  which  has  existed  in  Chicago,  and  for  two  years  has  served 
as  President  of  the  Chicago  Fire  Underwriters'  Association,  proving  himself  a  man  of 
fine  executive  ability.  Possessed  of  the  true  New  England  spirit,  Mr.  Moore  has  made 
it  his  aim  to  excel  in  his  line,  and  the  result  of  that  determination  is,  that  the  agency 
of  Moore  &  Janes  is  second  to  none  in  Chicago. 


(305) 


DAVID  SELDEN  MUNGER, 

Of  the   Firm  of  Munger,  Ebbert  &  Go. 


David  S.  Munger  was  born  in  Bainbridge,  Chenango  County,  New  York,  December  25, 
1824.  He  was  about  ten!  years  old  when  the  family  moved  to  Homer,  N.  Y.,  where  he 
attended  the  old  Homer  Academy,  completing  the  course  at  the  age  of  twenty  years.  About 
1850  he  went  to  Binghamton,  N.  Y.,  and  engaged  in  mercantile  business;  later  he  was 
similarly  occupied  at  Pottersville,  N.  Y.  In  1859  he  came  west  and  engaged  in  farming  at 
Merton,  Wis.  Five  years  later  he  became  a  resident  of  Chicago,  which  city  has  since  been 
his  home.  His  first  business  venture  here  was  in  the  capacity  of  solicitor  for  the  Mutual 
Life  Insurance  Company  of  New  York.  Up  to  the  time  of  the  great  fire  he  divided  his 
attention  between  Fire  and  Life  Insurance,  but  since  1871  has  given  his  exclusive  attention 
to  Fire  Underwriting. 

In  1872  he  was  appointed  Agent  of  the  Franklin  Fire  Insurance  Company  of  Boston, 
under  the  firm  name  of  D.  S.  Munger  &  Company.  In  1877  he  was  made  Agent  of  the  New 
York  Underwriters'  Agency  of  New  York.  In  1880  F.  B.  Hosmer  came  into  the  firm,  bring- 
ing the  Scottish  Union  and  National  Insurance  Company  into  the  Agency.  In  1887  W.  H, 
Bbbert  became  a  member  of  the  above  firm.  In  January,  1893,  the  firm  name  was  changed 
to  Munger,  Ebbert  &  Co.  J.  W.  Vokoun  was  made  a  member  of  the  firm  in  January,  1894. 

They  have  the  management  for  Cook  County  of  the  two  last  mentioned  companies, 
together  with  the  Hanover  Fire  Insurance  Company  of  New  York,  and  are  recognized  as 
conservative  and  successful  business  men. 


(306) 


JOHN  NAGHTEN, 

Of  the  Firm  of  John  Naghten  &  Co.,  Local  Agents. 

John  Naghten  was  born  in  Ireland,  coming  to  this  country  when  a  young  man.  He 
commenced  his  insurance  experience  in  1857  in  the  insurance  office  of  Win.  H.  Smith. 
With  the  organization  of  the  Merchants'  Insurance  Company,  May,  1863,  he  became  asso- 
ciated with,  and  shortly  afterwards  was  appointed  assistant  secretary  of  that  com- 
pany, which  position  he  filled  up  to  the  time  of  the  great  fire  of  '71.  Shortly  after 
the  fire  the  Traders'  Insurance  Company  was  re-organized,  Mr.  Naghten  being  appointed 
assistant  secretary  of  the  company,  continuing  in  that  position  until  1873,  when  the 
co-partnership  of  Rollo,  Naghten  &  Co.  was  formed.  In  1877  he  associated  with  him  his 
son,  M.  J.  Naghten,  forming  the  partnership  of  John  Naghten  &  Co.,  of  which  firm  he  is  now 
the  senior  member. 

Mr.  Naghten  is  one  of  the  oldest  insurance  men  in  the  city  of  Chicago,  having  had 
a  continuous  experience  of  over  thirty-eight  years.  During  part  of  this  time  he  was  the 
General  Agent  of  several  companies,  but  of  late  years  has  confined  himself  to  doing  local 
business. 


(307) 


MICHAEL  J.  NAGHTEN, 

Of  the  Firm  of  John  Na&hten  &  Go.,  L.ocal  Agents. 

Michael  J.  Naghten  was  born  in  the  State  of  Pennsylvania.  He  attended  the  public 
schools  for  a  time  and  completed  his  education  in  St.  Ignatius  College  of  Chicago. 

June,  1874,  he  commenced  his  insurance  career  with  the  firm  of  Rollo,  Naghten  &  Co. 

Mr.  Naghten  is  one  of  the  organizers  of  the  Metropolitan  Insurance  Company  of  Chi- 
cago, and  at  the  present  time  holds  the  position  of  secretary  for  the  same  company. 


(308) 


HARRY  C.  NIBLOCK, 

Of  the  Firm  of  Niblock  &   I, ..oh. 

Harry  C.  Niblock  was  born  at  Youngstown,  Ohio,  May  24th,  ]863,  receiving  his 
education  in  the  public  schools.  He  entered  Insurance  at  Indianapolis,  Indiana,  in  1879, 
continuing  in  the  same  profession  up  to  the  present  time. 

Mr.  Niblock  was  married  June  1st,  1886,  at  Sioux  City,  Iowa,  to  Miss  Abbie  E. 
Goewey.  He  is  a  member  of  the  Lincoln  Park  Commandery,  K.  T.;  Oriental  Consistory, 
S.  P.  R.  S.,  32  degree  Medinah  Temple.  A.  A.  O.  N.  S.  and  Marquette  Club. 


(309) 


JOSEPH  S.  PHILLIPS, 

Of  the  Pirm  of  Fred  S.  James  &  Go.,  L,ocal  Agents. 

Joseph  S.  Phillips  was  born  in  Hamburg,  Germany,  on  the  26th  of  June,  1839,  and 
was  educated  in  the  public  schools.  Served  in  the  United  States  army  during  the  war, 
after  which  he  was  engaged  in  mercantile  business,  and  entered  the  Insurance  business 
in  September,  1873.  He  has  been  connected  with  Fred  S.  James  &  Co.  since  May,  1874. 

Mr.  Phillips  was  married  on  the  18th  of  September,  1870,  at  Chicago,  to  Miss  Sarah 
Jacoby,  and  has  six  children.  He  is  identified  with  several  organizations  in  Chicago, 
among  them  being  the  Masons,  Grand  Army  of  the  Republic  (U.  S.  Grant,  No.  28, 
Department  Illinois),  and  the  Western  Society  of  the  Army  of  the  Potomac. 


(310) 


STEPHEN  F.  RE  QUA, 

Of  the  I  ii  m  of  Davis  &  ReQua,  Local  Agents. 


Stephen  F.  ReQua  was  born  at  Kendall,  Orleans  County,  N.  Y.,  on  the  16th  of  October, 
1836,  of  French  descent,  his  ancestors  being  Huguenots  who  came  to  this  country  to 
escape  persecution  in  France. 

The  ReQua  family  were  largely  represented  in  the  Revolutionary  War.  In  1894  a 
monument  was  erected  in  the  old  Dutch  churchyard  at  Tarrytown,  New  York,  to  the 
Revolutionary  heroes  buried  there.  On  the  marble  seventy-one  names  are  inscribed, 
eleven  of  which  are  ReQua,  which  would  seem  to  show  a  pretty  strong  strain  of  fighting, 
patriotic  blood. 

Mr.  ReQua's  early  life  was  spent  on  his  father's  farm,  and  he  received  his  education 
in  the  common  schools  and  at  Genessee  College,  Lima,  New  York.  He  came  to  Chicago 
in  1864  and  engaged  in  the  Insurance  business,  continuing  in  the  same  ever  since. 

(311) 


CHARLES   M.  ROGERS, 

General  Agent,  American  Central  and   New  Hampshire   Fire  Insurance 
Companies  for  Cook  County,  Illinois. 

Charles  M.  Rogers  was  born  April  30th,  1856,  at  Philadelphia,  Penn.  His  father  was 
an  officer  in  the  Army  and  contracted  a  disease  which  eventually  killed  him.  Mr.  Rogers 
was  compelled  to  leave  school  when  thirteen  years  old  and  enter  a  dry  goods  store  at  a 
salary  of  $2  per  week,  helping  with  his  brother  (who  was  two  years  older  than  himself), 
to  support  his  widowed  mother  and  three  sisters.  His  experience  in  the  Insurance  busi- 
ness, which  he  became  connected  with  in  1872,  has  been  from  office  boy  and  messenger 
to  his  present  position,  without  money  or  influence,  simply  strict  attention  to  business  and 
plenty  of  hard  work. 

Mr.  Rogers  was  married  at  Chicago,  111.,  to  Miss  Hattie  L.  Merchant,  and  has  two 
children,  a  son  and  daughter.  He  is  a  member  of  the  Menoken  Club  of  Chicago,  Evanston 
Boat  Club,  Royal  Arcanum,  Royal  League  and  National  Union. 


(312) 


FRANK  P.  SHELDON, 

Of  the  Firm  of  Hammond,  Fry  &  Sheldon,  bocal  Agents. 

Frank  P.  Sheldon  was  born  in  New  York  City,  December  31,  1853.  He  moved  to 
Chicago  with  his  parents  in  1856,  and  with  the  exception  of  four  years  which  he  spent  in 
Jersey  City,  has  resided  in  this  city.  In  September,  1871,  he  entered  the  office  of  the 
Republic  Fire  Insurance  Company  as  clerk;  later,  was  with  the  firm  of  Bowmar  &  Wal- 
ler. In  1875,  he  entered  the  employ  of  L.  D.  Hammond,  becoming  a  partner  in  the  firm  of 
Hammond  &  Fry,  in  1SS7. 


313) 


JOHN  ELDON  SHEPHERD, 

Assistant  Superintendent  Cook  County  Department  Manchester   Fire 

Assurance  Company. 

John  E.  Shepherd  was  born  at  Macon  City,  Mo.,  on  the  24th  of  May.  1871.  He  was 
educated  in  the  Common  Schools  of  Chicago,  West  Side  High  School,  Lake  Forest  Uni- 
versity and  University  of  Tennessee. 

His  family  are  among  the  oldest  in  America,  both  his  father's  and  mother's  people 
having  settled  in  Jamestown,  Va.,  in  the  early  part  of  the  seventeenth  century.  Several 
members  of  the  family  bore  themselves  with  honor  during  the  Revolutionary,  Mexican 
and  Civil  Wars;  and  in  the  field  of  politics  they  also  distinguished  themselves,  one  rising 
to  the  dignity  of  Vice-President  of  the  United  States  and  another  being  twice  Governor  of 
Missouri. 

Mr.  Shepherd  made  his  first  business  venture  in  1891  at  Chicago,  as  Cashier  of  the 
Liberty  Insurance  Company,  and  later  was  engaged  in  Real  Estate  and  Insurance,  follow- 
ing the  profession  for  some  time  at  Oklahoma  City,  Oklahoma  Territory.  In  the  spring 
of  1895  he  sold  out  his  business  and  became  connected  with  the  Manchester  Fire  Assur- 
ance Company  in  the  capacity  of  Assistant  Superintendent  of  the  Cook  County  Department. 

Mr.  Shepherd  is  a  member  of  the  Signa  Alpha  Epsilon  College  Fraternity.  He  was 
married  at  Chicago  in  1893  to  Miss  Thyra  Richardson,  and  has  one  son. 


(314) 


GRANGER  SMITH, 

Of  the  Firm  of  Granger  Smith,  Miller  &  Co.,  Local  Agents. 


Granger  Smith  was  born  at  Buffalo,  New  York,  Manch  19th,  1849.  His  father's  fam- 
ily were  Quakers  of  New  Bedford,  Mass.,  and  his  mother's  family  (Granger)  who  came 
from  Connecticut,  were  scions  of  the  early  wars  and  very  conspicuously  identified  with 
the  early  history  of  Buffalo.  From  fourteen  to  twenty-one,  Mr.  Smith  was  in  the  employ 
of  a  large  commission  firm  in  Buffalo,  and  from  office  boy  rose  to  be  head  of  the  office. 
He  comes  of  an  Insurance  family,  his  father  having  represented  the  old  Hartford  Com- 
panies in  Buffalo,  writing  policies  over  fifty  years  ago.  All  his  four  brothers  were  in  the 
Aetna  General  Agency  at  Cincinnati,  at  the  time  Mr.  Smith  was  about  eleven  years  of 
age,  being  the  youngest  of  the  family.  He  served  in  the  New  York  State  Militia,  in  crack 
Company  D,  Seventy-fourth  Regiment,  and  also  in  the  Volunteer  Fire  Department,  being 
a  member  of  the  "Taylor  Hose,  No.  1,"  an  organization  well  known  for  its  high  social 
status,  as  well  as  for  its  usefulness  before  the  advent  of  the  Paid  Department  in  Buffalo. 
He  removed  to  Chicago  in  1873  and  established  his  agency  that  year  and  is  proud  of 
the  fact  that  thus  far  no  company  has  ever  left  the  agency  for  another.  Mr.  Smith  is  a 
man  of  conservative  ideas  and  habits  and  has  a  high  sense  of  duty  and  integrity  and  is 
especially  endeared  to  his  junior  partners,  who  have  all  been  boys  in  the  office  and  are 
like  a  happy  family  together,  and  always  thoughtful  for  the  interests  of  each  other  as  well 
as  their  clients.  Mr.  Smith  was  married  in  1870  to  Miss  Mary  B.  Pitts.  Is  one  of  the 
oldest  members  of  the  Union  League  Club,  and  is  also  a  member  of  the  Royal  Arcanum, 
the  Chicago  Athletic  Association,  Sons  of  the  American  Revolution,  Sons  of  New  York, 
and  other  social  organizations.  He  owns  considerable  property  in  Chicago  and  Wau- 
kegan. 

(315) 


WILLIAM    E.  SPANGENBERG, 

Manager  for  Cook  County  of  the  German  Insurance  Company  of lFreeport,|lll., 

and  the  Milwaukee  Mechanics'  Insurance  Company  of 

Milwaukee,  Wis. 


William  E.  Spangenberg  was  born  at  Bunker  Hill,  Illinois,  in  the  early  sixties,  of 
American-German  parents.  After  finishing  the  public  schools  he  passed  three  years 
in  Bunker  Hill  Academy.  He  began  business  in  his  father's  local  agencies  in  Bunker  Hill, 
and  in  October,  1884,  entered  the  office  of  A.  D.  Kennedy  in  Chicago,  as  office  boy,  and 
by  hard  work  and  strict  attention  worked  himself  up,  and  when  the  branch  office  of  the 
German  and  Milwaukee  Mechanics'  was  opened  in  May,  1889,  went  with  these  com- 
panies and  took  position  as  counter  clerk.  In  January,  1891,  was  taken  in  as  partner  with 
Simeon  Schupp,  and  served  so  faithfully  that  on  the  death  of  Mr.  Schupp,  in  December, 
1893,  was  made  manager  of  these  two  well-known  companies,  the  German  Insurance 
Company  of  Freeport,  Illinois,  and  the  Milwaukee  Mechanics'  Insurance  Company,  of  Mil- 
waukee, Wisconsin,  for  the  city  of  Chicago  and  Cook  County.  Mr.  Spangenberg  is  a 
member  of  Underwriters'  Council,  National  Union  and  also  Royal  Arcanum. 

He  was  married  April  7th,  1891,  to  Miss  Flora  J.  Schupp. 

( 316 ) 


WILLIAM  THOMPSON  STEWARD, 

Of  the  Firm  of  Steward,  French  &  Co.,  Local  Agents. 

William  Thompson  Steward  was  born  in  the  State  of  Ohio  in  1853,  and  was  educated 
in  the  common  schools  of  Ohio  and  Michigan. 

He  commenced  business  as  a  Cashier  and  Accountant,  and  in  1885  entered  the 
Insurance  business  at  Chicago.  He  was  married  in  Michigan  in  the  year  1878,  and  has 
one  child. 


(317) 


CHARLES  R.  STOUFFER, 

Of  the  Firm  of  Thos.  S.  Cunningham  &  Co.,  Managers  of  GookJGounty. 

Charles  R.  Stouffer  was  born  at  Harrisburg,  Perm.,  on  the  12th  of  June,  1847.  He 
commenced  business  life  in  Chicago  in  1864,  with  the  wholesale  clothing  house  of  Wm. 
R.  Lovejoy  &  Co. 

In  1880  he  resigned  his  position  as  bookkeeper  in  the  Treasury  Department  of  the 
Chicago  &  Northwestern  Ry.  Co.  to  enter  the  employ  of  Wm.  H.  Cunningham  &  Co. 


(318) 


HIRAM  S.  STRAIGHT, 

Of  the  Pirm  of  Straight  &  Lyman,  District  Managers. 

Hiram  J.  Straight  was  born  near  Fredonia,  Chautauqua  County,  New  York,  his 
father  being  a  farmer  and  one  of  the  pioneers  of  that  county.  After  attending  the  pub- 
lic schools  he  completed  his  education  at  the  Ellington  Academy,  and  at  the  age  of 
eighteen,  in  common  with  many  other  young  men,  he  readily  accepted  the  advice  of 
Horace  Greeley,  his  equipment  seeming  to  be  complete  minus  the  one  thousand  dollars. 

Coming  to  Illinois  he  located  on  a  farm  in  Livingston  County.  The  occupation  of 
farming  not  proving  congenial  he  engaged  in  the  Fire  Insurance  business  at  Fairbury. 
As  early  as  1866  he  accepted  the  Agency  of  several  leading  companies,  including  the 
Aetna,  Hartford,  Phoenix,  Home  of  New  York,  and  the  Insurance  Company  of  North 
America,  and  also  acted  as  Special  Agent  of  the  Aetna  as  well  as  Local.  The  valuable 
education  gained  during  his  connection  with  these  companies  was  of  great  advantage 
in  preparing  him  to  successfully  occupy  a  larger  field. 

Achieving  reasonable  success  with  the  opportunities  offered  at  that  time  and  place, 
his  ambition  led  him  to  seek  wider  fields,  and  with  his  native  foresight,  was  led  to 
believe  that  Chicago  would  soon  become  the  metropolis  of  the  country,  and  in  the 
spring  of  1874  disposed  of  his  business  at  Fairbury  and  opened  an  office  at  151  La  Salle 
Street,  where  he  began  active  operations.  In  the  fall  of  that  year  he  removed  to  150 
La  Salle  Street,  where  he  remained  for  about  sixteen  years,  when  a  larger  office  was 
found  necessary  and  was  obtained  by  a  removal  to  the  present  commodious  quarters 
now  occupied  by  his  firm  at  Nos.  200  and  202  La  Salle  Street. 

When  the  Sun  Insurance  Office  of  London  entered  the  United  States  Messrs.  Straight 
&  Lyman  were  selected  from  the  list  of  applicants  as  their  Chicago  Agents  and  are  still 
the  representatives  of  that  company.  This  firm  also  represents  the  Manchester  Fire  As- 
surance Company  of  England  and  the  Standard  Fire  Insurance  Company  of  Trenton, 
N.  J.,  the  latter  being  the  first  company  to  enter  their  agency  over  twenty  years  ago. 

Mr.  Straight  is  a  member  of  the  Chicago  Board  of  Trade,  the  Stock  Exchange,  the 
Union  League  Club  of  Chicago,  the  Chicago  Art  Institute,  the  Society  of  the  Sons  of 
New  York,  and  the  Prairie  Club  of  Oak  Park,  and  has  been  a  liberal  contributor  to  the 
Oak  Park  Library  Association,  known  as  the  Scoville  Institute. 

(319) 


JOHN  T.  SWEETLAND, 

Of  the  Firm  of  D.  T.  Devin  &  Co.,  Local  Agents. 

John  T.  Sweetland  was  born  at  Cazenovia,  Madison  County,  New  York,  August  25th, 
1849,  and  was  educated  in  Cazenovia  Seminary. 

Mr.  Sweetland  is  a  member  of  various  clubs  and  societies,  among  them  being  the 
Woodlawn  Park  Club.  He  was  married  to  Miss  Mary  B.  Doty,  April  20th,  1881,  and  has 
one  son,  J.  T.  Sweetland,  Jr. 

He  commenced  his  business  life  in  a  general  dry  goods  and  country  store,  entering  the 
insurance  business  in  1868,  with  the  firm  of  Hunt  &  Goodwin,  agents  for  the  Aetna 
Insurance  Company  of  Hartford,  Conn.,  remaining  with  them  nine  years,  then  being  con- 
nected with  the  firm  of  James  A.  Miller  &  Co.,  for  eight  years,  resigning  in  1893  to  accept 
his  present  position  with  the  firm  of  D.  T.  Devin  &  Co. 


(320) 


EDWARD  M.  TEALL, 

Of  the  Firm  of  Edward  M.  Teall  &  Co.,  Local  Agents. 


Edward  M.  Teall  was  born  at  Albany,  New  York,  July  27th,  1839,  and  received  his 
primary  education  in  private  schools  and  afterwards  became  a  student  in  Albany  Acad- 
emy. He  was  first  engaged  in  wholesale  flour  and  grain  business  at  Albany,  with  the 
firm  of  Smyth  &  Gifford.  March  4th,  1857,  he  came  to  Chicago  and  later  secured  employ- 
ment as  clerk  in  the  Insurance  office  of  Higginson  &  James.  In  1862  he  became  one  of 
the  partners  of  the  firm  of  Alfred  James  &  Co.,  which  firm  continued  to  transact  business 
for  about  three  years.  He  afterwards  formed  a  partnership  with  Frederick  F.  Fisher,  a 
relation  which  continued  for  ten  years,  at  the  end  of  that  period  the  present  firm  'of 
Edward  M.  Teall  &  Co.  was  formed.  Mr.  Teall  is  one  of  the  directors  of  the  Westchester 
Fire  Insurance  Company  of  New  York;  he  was  Vice-President  of  the  old  Board  of  Under- 
writers; President  for  two  years  of  the  Chicago  Underwriters'  Exchange;  President  of  the 
Chicago  Fire  Underwriters'  Association  for  three  years;  and  is  now  President  of  the  Chi- 
cago Underwriters'  Association.  He  is  a  member  and  officer  in  the  Third  Presbyterian 
Church;  also  a  member  of  the  Illinois  Club,  and  Deputy  Governor  of  the  Society  of  Colonial 
Wars  of  the  State  of  Illinois,  which  he  helped  to  organize;  and  also  a  member  of  the  Ill!- 
nois  Society  of  the  Sons  of  the  American  Revolution. 

Mr.  Teall  was  married  to  Miss  Katherine  Mead  on  the  llth  of  June,  1862. 

321) 


HERBERT  J.  ULLMANN, 

Of  the  Pirm  of  R.  ft.  Waller  &  Go.,  Local  Agents. 


Herbert  J.  Ullmann  was  born  on  the  9th  of  November,  1855,  at  Racine,  Wisconsin, 
and  removed  with  his  father's  family  to  Chicago  in  1860.  After  completing  his  educa- 
tion in  the  Public  Schools  of  Chicago,  he  obtained  a  situation  with  the  Washington  Ice 
Company,  and  was  afterwards  engaged  in  the  lumber  business  with  the  Ludington,  Wells 
&  Van  Schaick  Co. 

He  entered  the  Insurance  business  in  1873  as  Solicitor  for  Dan  M.  Bowmar,  becoming 
a  clerk  for  A.  G.  Van  Schaick  in  1874  and  a  member  of  the  firm  of  Bowmar  &  Ullmann  in 
1875;  was  an  insurance  broker  from  1876  to  1885  and  became  a  member  of  the  firm  of  O. 
W.  Barrett  &  Co.  October  1st,  1885.  Ten  months  after  the  death  of  Mr.  O.  W.  Barrett 
(which  occurred  July  2d,  1893),  the  agency  of  O.  W.  Barrett  &  Co  consolidated  with  R. 
A.  Waller  &  Co.,  Mr.  Ullmann  becoming  a  member  of  the  latter  firm. 

Mr.  Ullmann  served  in  Illinois  National  Guard  for  seven  years  in  Company  F,  First 
Infantry,  of  which  Company  he  was  successively  First  Sergeant,  Second  Lieutenant,  First 
Lieutenant  and  Captain.  He  resigned  in  November,  1883,  and  joined  the  Veteran  Corps 
of  the  First  Regiment,  of  which  he  is  still  a  member. 

April  30th,  1884,  Mr.  Ullmann  was  married  at  Vincennes,  Ind.,  to  Miss  Clara  R.  Wil- 
liams, who  with  their  family  of  three  sons  now  reside  at  Oak  Park,  He  is  a  member  of 
Chicago  Athletic  Association,  Oak  Park  Club,  Church  Club  of  Chicago,  Brotherhood  ot 
St.  Andrew,  and  Veteran  Corps,  First  Infantry  Illinois  National  Guard. 

(322) 


JOSEPH   J.  VAN  EVERY, 

Of  the  Firm  of  Cowan  &  Van  Every,  Local  Agents. 

Joseph  J.  Van  Every  was  born  in  Goderich,  Province  of  Ontario,  Canada,  on  the  21st 
of  October,  1857,  receiving  his  education  in  the  Canadian  public  schools.  He  was  first 
engaged  in  general  merchandise  business,  entering  the  insurance  field  in  1875,  at  Chicago, 
111.,  with  the  firm  of  Davis  &  ReQtia,  Local  Agents;  remaining  with  them  until  the  forma- 
tion of  the  firm  of  which  he  is  now  a  member. 

He  was  married  to  Miss  Frances  M.  Anderson  (second  daughter  of  Captain  Andrew 
Anderson,  formerly  a  prominent  marine  insurance  man  in  Chicago  before  the  great  fire), 
on  the  18th  of  November,  1884,  and  has  two  children. 


(323) 


JOHN  W.  VOKOUN, 

Junior  Member  of  the  Firm  of  Munfier,  Ebbert  &  Go. 

John  W.  Vokoun  was  born  in  Austria,  February  27th,  1870,  coming  to  Chicago  when 
a  boy  and  receiving  his  education  in  the  public  schools  of  that  city. 

In  April,  1885,  he  entered  the  office  of  Hunger,  Ebbert  &  Co.,  as  a  clerk,  and  by 
his  strict  attention  to  duty  has  worked  himself  up  to  the  position  which  he  now  holds 
in  the  firm. 


(324) 


ROBERT  ALEXANDER  WALLER, 

Of  the  Firm  of  R.  A.  Waller  &  Go. 


Robert  A.  Waller  was  born  in  the  Blue  Grass  region  of  Kentucky  in  1850.  Hie  family 
moved  to  Chicago  in  1858  where  Mr.  Waller  received  his  preparatory  education.  He  was 
invested  with  high  honors  upon  his  graduation  from  Washington  and  Lee  University  in  1872. 
When  he  left  college  he  entered  the  Insurance  business  as  a  clerk,  and  in  the  course  of  two 
years  became  a  partner  in  the  firm  of  Bowmar  &  Waller.  In  1876  he  married  Miss  Watson 
of  Frankfort,  Ky.  Three  years  later,  on  account  of  Mr.  Bowmar's  ill  health  and  consequent 
retirement,  the  Insurance  firm  was  changed  to  R.  A.  Waller  &  Co.,  under  which  name  the 
business  is  still  carried  on.  Besides  being  an  influential  Underwriter,  conducting  one  of  the 
largest  offices  in  Chicago,  Mr.  Waller  is  prominent  in  other  departments  of  Chicago's  busy 
life.  He  was  one  of  the  organizers  and  the  first  president  of  the  Sheridan  Drive  Association; 
was  also  appointed  one  of  the  Lincoln  Park  Commissioners,  and  after  the  death  of  Mr.  Goudy 
he  was  chosen  President  of  the  Board.  Under  his  administration  the  Board  was  very  active 
in  many  directions,  especially  in  the  extension  of  the  Lake  Shore  Drive  and  the  improvement 
of  that  portion  of  the  drive  between  Bellevue  place  and  the  water-works.  Prom  its  inception 
Mr.  Waller  was  a  member  of  the  Board  of  Directors  of  the  World's  Columbian  Exposition, 
and  occupied  responsible  positions  on  several  of  its  committees.  He  was  elected  Second  Vice- 
President  of  the  Exposition,  and  to  his  efforts  much  of  the  success  of  the  World's  Fair  was 
due.  He  is  now  a  member  of  the  Civil  Service  Commission. 

With  the  pride  of  a  true  Southerner,  Mr.  Waller  is  able  to  trace  his  ancestry  through 
generations  of  one  of  Kentucky's  best  families. 

Mr.  Waller  possesses  an  engaging  personality  and  his  popularity  among  all  classes  of 
business  men  is  unbounded.  He  has  large  property  interests,  being  part  owner  of  the  Ash- 
land Block,  and  is  also  founder  of  one  of  Chicago's  prettiest  suburbs,  Buena  Park.  Mr. 
Waller's  social  standing  is  very  high.  He  is  a  member  of  the  Iroquois,  University,  Chicago, 
Fellowship,  Union,  Athletic,  and  Union  League  clubs,  and  is  connected  with  various  other 
social  and  commercial  organizations. 

(325) 


THOMAS  HOLMES  WEBSTER, 

Of  the  I  ii  in  of  Webster,  Wiley  &  Go. 


Thomas  Holmes  Webster  was  born  at  Leeds,  England,  October  29th,  1846,  and  came 
to  this  country  in  his  boyhood.  He  was  educated  in  the  Chicago  Public  Schools  and 
commenced  his  business  career  as  clerk  in  a  dry  goods  store,  where  he  remained  for 
about  one  year;  in  August,  1863,  he  entered  the  employ  of  the  Chicago  Firemen's  Insur- 
ance Company,  as  office  boy,  the  office  being  then  located  at  the  northwest  corner  of  Lake 
and  Clark  Streets.  He  has  resided  in  Chicago  since  1855,  a  period  of  forty  years,  thirty- 
two  of  which  have  been  continuously  spent  in  the  Insurance  business.  It  is  safe  to  say 
that  no  one  in  the  profession  has  the  confidence  and  esteem  of  his  associates  more  fully 
than  himself.  Webster,  Wiley  &  Co.  are  Cook  County  managers  of  the  Lion  Fire 
Insurance  Company,  of  London,  Eng.,  and  General  Agents  for  the  Commerce  Insurance 
Company,  of  Albany,  N.  Y. 

September  13th,  1881,  Mr.  Webster  was  married  to  Miss  Anna  Martindale.  They 
have  had  three  children,  two  of  whom  are  now  living.  He  is  a  member  of  the  Union  League 
and  Metropolitan  Clubs  and  the  Lexington  Council  of  the  National  Union. 


(326) 


CHARLES  PRATT  WHITNEY, 

Of  the  Firm  of  Granger  Smith,  Miller  &  Co.,  Local  Agents. 

Charles  Pratt  Whitney,  member  of  the  firm  of  Granger  Smith,  Miller  &  Co.,  Local 
Agents,  was  born  at  Shelburne  Falls,  Mass.,  July  14th,  1866,  and  was  educated  in  the 
public  schools  of  Chicago.  He  commenced  business  in  1880,  in  a  fire  insurance  office 
at  Chicago. 

Mr.  Whitney  married  Miss  Grace  Elizabeth  Lewis  in  1888  and  has  two  children, 
both  boys.  He  is  Vice-President  of  the  Chicago  Athletic  Club,  Secretary  and  Treasurer 
of  the  Massachusetts  Society  in  Chicago  and  is  a  member  of  the  Sons  of  the  American 
Revolution  and  other  societies. 


(327) 


EDWARD   N.  WILEY, 

Of  the  I  ii  m  of  Webster,  Wiley  &  Co. 


Edward  N.  Wiley  was  born  at  Hartford,  Conn.,  March  8th,  1855,  of  old  New  Eng- 
land stock.  His  ancestors,  who  came  to  this  country  from  England  about  1640,  fought 
nobly  in  the  Revolution  for  the  independence  of  their  country. 

Mr.  Wiley  received  a  thorough  education  in  the  Public  Schools  of  Hartford,  which 
prepared  him  for  his  successful  business  career. 

After  leaving  school  he  accepted  a  position  in  a  wholesale  dry  goods  house,  resigning 
to  enter  the  Insurance  field  July  1st,  1881,  at  Chicago,  Ills.,  since  which  time  he  has 
been  continuously  in  the  profession,  filling  every  position  which  he  has  held  with  credit 
to  himself  and  his  company. 

May  31st,  1883,  he  was  married  at  Chicago,  111.,  to  Miss  Jennie  Moore,  daughter  of  S. 
M.  Moore.  He  is  a  member  of  the  Royal  Arcanum,  National  Union,  Chicago  Athletic  and 
Kenwood  Clubs. 

(328) 


HENRY  NEWTON  WILLIAMS, 

Of  the  Firm  of  Williams,  Dana  &  Deems,  Uocal  Agents. 


Henry  Newton  Williams  is  a  native  of  Windham,  Ohio,  and  was  born  on  the  2d  of 
October,  1845.  He  was  educated  in  the  common  schools  of  Ohio  and  entered  business 
at  Hartford,  Wisconsin,  August  1st,  1865,  as  a  local  insurance  agent,  which  position 
he  held  until  October  1st,  1875.  He  was  Special  Agent  for  the  British  American  and 
Phoenix  Assurance  Companies  to  January  1st,  1885,  Secretary  of  the  Fireman's  Insur- 
ance Company,  Dayton,  Ohio,  to  April  1st,  1888,  General  Adjuster  for  the  Phoenix  Assur- 
ance to  January  1st,  1891;  General  Agent  for  the  Western  Department  of  the  Oakland 
Home  Insurance  Company  of  California  to  January  1st,  1894,  and  is  a  member  of  the 
local  Agency  firm  of  Williams,  Dana  &  Deems  at  the  present  time. 

Mr.  Williams  was  married  at  Hartford,  Wisconsin,  July  16th,  1870,  to  Miss  Fanny  A. 
Murray  and  has  one  daughter.  He  is  a  member  of  the  Chicago  Whist  Club  and  Masonic 
Lodge,  Chapter  and  Commandery  at  Evanston,  Illinois. 

(329) 


WILLIAM  G.  WOOD, 

Of  the  Firm  of  W.  G.  Wood  &  Son,  Local  Agents. 


William  G.  Wood  was  born  at  Fort  Plain,  New  York,  in  1824,  went  to  Morristown, 
Lamoille  County,  Vt.,  when  he  was  three  years  of  age.  His  ancestors  were  Vermonters, 
and  well  known  pioneers  of  the  State.  From  his  early  youth,  up  to  the  age  of  seventeen, 
he  worked  on  a  farm  summers,  and  during  the  entire  year,  with  the  exception  of  about 
two  months  of  each  year  spent  at  school.  Subsequently  he  attended  the  Academies  at 
Johnson  and  Morrisville,  Vt.,  for  several  terms.  He  taught  school  in  several  places  until 
the  spring  of  1851,  when  he  came  to  Chicago  and  engaged  in  a  dry  goods  store.  The 
following  winter  he  moved  to  Crete,  Will  County,  Illinois,  and  taught  school  there,  and 
also  at  Metamora,  Woodford  County.  In  1864  he  returned  to  Chicago  and  has  been 
here  ever  since,  engaged  principally  in  the  insurance  business. 

In  1852  Mr.  Wood  married  Miss  Nancy  A.  Morse  of  Hyde  Park,  Vt.,  a  daughter 
of  Dr.  Morse;  she  died  in  1858  and  Mr.  Wood  married  Miss  Mary  H.  Walpole,  of  Keese- 
ville,  New  York.  Mr.  Wood  had  six  children,  four  of  whom  are  now  living. 


(330) 


GEORGE  WILLIAM  WOOD, 

Of  the  Firm  of  W.  G.  Wood  &  Son,  Local  Agents. 

George  William  Wood  was  born  at  Hyde  Park,  Vermont,  July  9th,  1853.  He  received  his 
education  in  the  public  schools  of  Chicago,  and  entered  the  insurance  business  at  the  same 
place  in  1872. 


(331) 


SDeceaeeb  ^Underwriters. 


WILLIAM  ASHWORTH, 

L»ate  General  Agent  British  America  Assurance  Company. 

Captain  William  Ashworth  was  born  at  Halifax,  England;  came  to  the  United  States 
in  his  youth.  After  nearly  three  years'  service  in  the  late  war  he  entered  the  Insurance 
business  at  Rockford,  Illinois,  and  subsequently  was  Special  Agent  for  the  Phenix  of 
Brooklyn  and  aided  in  adjusting  the  losses  resulting  from  the  fire  of  October  9th,  1871. 
Previous  to  his  appointment  in  the  British  America,  he  had  been  several  years  in  the 
field  for  the  Royal  of  England,  in  Mr.  Chas.  H.  Case's  department. 

Mr.  Ashworth's  death  took  place  July  6th,  1882. 


(334) 


JAMES  AVARS, 

L>ate  of  the  Firm  of  Ayars  &  Magill,  Uocal  Agents. 


Captain  James  Ayars  was  born  in  New  Jersey  fifty-seven  years  ago,  practiced  law  in 
Covington,  Ky.,  and  removed  to  this  city  after  the  close  of  the  war.  He  was  one  of  our 
original  Board  of  Fire  Commissioners,  and  subsequently  identified  himself  with  the 
Internal  Revenue  office.  When  the  Phoenix  of  Hartford  established  its  Western  Depart- 
ment, Capt.  Ayars  was  appointed  its  Chicago  Agent.  For  several  years  after  the  great  fire 
of  '71  he  represented  the  Company  in  Milwaukee,  but  returned  with  it  to  this  city,  and 
for  some  time  represented  the  Company  with  his  nephew,  as  a  member  of  the  firm  of 
Ayars  &  Magill. 

Mr.  Ayars  was  a  man  of  generous  impulses,  kindly  disposition,  inflexible  in  adhering 
to  what  he  believed  to  be  right,  and  without  resentment  towards  those  with  whom  he 
differed.  He  could  forgive  and  forget  as  readily  as  any  one. 

(335) 


OSCAR  W.  BARRETT, 

bate  of  the  Firm  of  O.  W.  Barrett  &  Co.,  Local  Agents. 

Mr.  Barrett  was  born  in  Bristol,  N.  Y.,  June  13th,  1836,  removed  to  Rochester,  then 
to  New  York  and  then  to  Chicago.  In  1858  he  entered  the  Insurance  business,  com- 
mencing with  the  Union  of  Chicago.  Later  he  entered  the  office  of  B.  W.  Phillips  as  a 
clerk,  becoming  a  partner  in  1867.  This  old  firm  became  that  of  Cv  W.  Barrett  &  Co., 
for  years  one  of  the  first  Agencies  in  Chicago.  The  deceased  was  a  member  and  trustee 
of  the  Second  Baptist  Church,  a  Knight  Templar,  a  member  of  several  clubs,  prominent 
in  the  C.  F.  U.  A.  and  the  Fire  Insurance  Patrol,  and  Secretary  of  the  Insurance  Auxiliary 
Committee  of  the  Columbian  Exposition.  Died  July  2d,  1893. 


(336) 


AMASA  S.  BARRY, 

L.ate  General  Adjuster. 


Amasa  S.  Barry  was  born  at  Boston,  Mass.,  on  the  21st  of  March,  1821.  He  was 
educated  in  the  public  schools  of  Boston  and  entered  business  in  1840,  as  a  druggist.  In 
1868  he  became  connected  with  the  Insurance  business  and  was  made  Treasurer  and 
General  Adjuster  of  the  Old  Illinois  Mutual  Insurance  Company  of  Alton,  Illinois.  After 
the  great  Chicago  fire  of  October,  1871,  he  entered  the  ranks  of  Independent  Adjusters 
and  was  one  of  the  first  to  make  headquarters  at  Chicago. 

Mr.  Barry's  experience  in  Insurance,  while  long  and  varied,  was  peculiarly  directed 
in  the  channels  of  adjusting,  in  which  department  his  record  is  marked  with  great 
ability,  rare  tact  and  signal  success. 

In  1844  he  married  Miss  Catherine  Riley.  They  had  five  children.  He  was  Grand 
Treasurer  of  the  I.  O.  O.  F.  of  the  State  of  Illinois  for  over  twenty  years,  declining  re-elec- 
tion on  account  of  failing  health,  in  1881. 

Mr.  Barry  died  at  Godfrey,  Illinois,  on  the  17th  of  December,  1882,  in  the  sixty-seconrt 
year  of  his  age. 

(337) 


JONATHAN  J.  BERNE, 

I, .lie  General  Adjuster  of  the  Traders'  Insurance  Company. 


Jonathan  J.  Berne  was  born  near  St.  John,  New  Brunswick,  about  fifty-eight  years 
ago,  where  his  boyhood  and  early  youth  were  spent  and  where  the  rudiments  of  his  edu- 
cation were  received.  In  early  youth  he  came  to  the  States,  where  he  received  a  thorough 
business  education.  He  chose  the  Insurance  business  for  his  calling  and  had  his  first 
experience  with  the  Phoenix  of  Hartford,  in  the  Western  Department,  with  headquarters 
at  Cincinnati,  with  which  he  remained,  as  an  Adjuster  for  some  years,  when  he  became 
associated  with  the  well  known  J.  B.  Bennett,  at  Cincinnati,  then  the  General  Agent 
for  the  Aetna  Fire.  He  acted  in  the  capacity  of  Field  Adjuster  for  the  Aetna  in  the  West 
until  the  formation  by  Mr.  Bennett  of  the  famous  trio  of  Cincinnati  Companies,  the  Andes, 
the  Amazon  and  the  Triumph.  He  then  transferred  his  allegiance  to  these  Companies, 
occupying  the  position  of  General  Adjuster,  and  as  such  adjusted  the  losses  sustained  by 
the  great  Chicago  fire  and,  later,  those  of  the  big  Boston  fire. 

Upon  the  failure  of  these  Companies  he  came  to  Chicago,  about  1874,  and  for  some  time 
did  general  adjusting,  but  in  1876  abandoned  it  for  a  career  on  the  Board  of  Trade. 
Here  he  remained  until  1882,  when  he  accepted  the  position  of  General  Adjuster  for  the 
Traders'  Insurance  Company,  where  he  remained  continuously  until  his  death.  Mr. 
Berne  spent  much  time  writing  on  subjects  connected  with  Underwriting,  and  his  con- 
tributions were  widely  read  and  much  appreciated.  Among  his  works  may  be  mentioned 
"Berne's  Adjuster's  Field  Companion,"  published  by  the  Argus,  and  received  as  authority 
everywhere.  He  was  prominent  in  the  work  of  the  Fire  Underwriters'  Association  of  the 
Northwest,  to  which  he  contributed  some  of  its  most  valued  papers  at  its  annual  gather- 
ings. He  died  in  Jacksonville,  Florida,  February  25th,  1895. 


( 338 ) 


GEORGE  F.  BlSSELL, 

L»ate  General  A&ent  of  the  Western  Department  of  the  Hartford  Fire 

Insurance  Company. 

George  F.  Bissell  was  born  at  Manchester,  Conn.,  in  1827.  Engaged  in  the  mer- 
cantile business  at  Springfield,  Mass.,  and  then  at  Dubuque,  Iowa.  Became  Local  Agent 
at  Dubuque  of  the  Hartford  Fire  Insurance  Company,  later  its  Special  Agent  for  Iowa, 
and  removed  to  Chicago  in  1861.  Appointed  Manager  of  the  extensive  Western  Depart- 
ment of  the  great  Company  May  1st,  1863,  having  been  continuously  in  its  service  for 
over  forty  years.  He  was  the  dean  of  Western  Fire  Insurance  and  one  of  the  first 
Underwriters  of  his  time. 

Mr.  Bissell  died"  at  Asheville,  N.  C.,  June  25th,  and  was  buried  at  Chicago  June  28th, 
1895.  To  all  he  was  straightforward  and  plain  spoken,  a  great  Underwriter,  an  influen  - 
tial  citizen,  a  wise  counselor,  a  just  judge,  and  an  honest  man. 


(.339) 


THOMAS   ROSS  BURCH, 

L.nt.o  General  Agent  Western  and  Southern  Department  Phenix  Insurance 

Company  of  New  York. 

Thomas  Ross  Burch  was  born  in  1847  at  Brooklyn,  N.Y.  His  father,  who  is  still 
living,  is  a  clergyman.  Thomas  received  his  education  in  the  schools  of  Brooklyn  and 
Hartford,  Conn.,  also  under  the  private  tutorship  of  his  father.  At  the  age  of  sixteen  he 
entered  the  office  of  the  Phenix  as  clerk  in  a  minor  position.  He  was  advanced  in  the 
various  clerkships  as  he  demonstrated  his  capacity  to  fill  them  until  he  was  promoted 
to  the  place  of  Assistant  under  the  late  William  H.  Van  Voorhis,  who  for  many  years  was 
the  company's  General  Agent  and  Adjuster.  On  the  death  of  Mr.  Van  Voorhis,  Mr. 
Burch  succeeded  him,  and  remained  there  until  early  in  1874,  when  he  came  to  Chicago 
as  Manager  of  the  Western  Department.  When  he  took  charge  of  the  Western  business 
of  the  Company  the  annual  premium  receipts  amounted  to  a  little  over  $400,000  and  during 
the  thirteen  years  ,he  managed  it  steadily  increased  the  receipts  until  they  had  grown 
to  over  $2,500,000.  This  did  not  include  the  so-called  "jumbo"  or  the  inland  marine  pre- 
miums, but  only  the  mercantile,  dwelling  and  farm  risks.  This  is  a  larger  business  than 
was  done  by  any  other  company.  Died  June  12th,  1892. 


(340) 


HARVEY  BUSH, 

bate  General  Adjuster  Fire  Association  of  Philadelphia. 


Harvey  Bush  was  born  near  Oswego,  New  York,  on  the  9th  day  of  December,  1823.  He 
was  still  a  youth  when  he  came,  with  his  parents,  to  Michigan,  then  a  Territory,  and 
settled  upon  a  farm  near  Kalamazoo.  He  learned  the  wagon-maker's  trade,  and  for4  ten 
years  was  Superintendent  of  that  branch  of  mechanical  labor  in  Jackson  State  prison. 
It  was  during  this  time  that  he  acquired  that  intimate  knowledge  of  machinery  that  was 
so  valuable  to  him  in  adjusting  fire  losses. 

He  was  married  to  Miss  Laura  M.  Burdick,  January  1st,  1847,  and  in  1854  moved 
with  his  family  to  Jackson. 

In  1866  he  was  placed  in  nomination  by  the  Republican  party  for  Register  of  Deeds 
of  Jackson  County,  and  was  elected  to  that  office  for  two  years,  and  re-elected  for  a 
third  term.  So  faithful  were  his  services  that  he  eventually  became  a  political  power,  not 
only  in  the  community  in  which  he  lived,  but  throughout  the  State,  and  was  sent  as  a 
delegate  to  the  convention  at  Philadelphia  that  nominated  Gen.  Grant  for  President  in  1872, 
and  was  active  in  that  canvass  against  Greeley.  So  well  did  he  represent  the  cause  that 
he  earned  the  warm  friendship  of  "Zach."  Chandler,  whose  political  and  personal  favor  he 
enjoyed  during  the  lifetime  of  the  great  Republican  chieftain. 

In  1876  Mr.  Bush  consented  to  connect  the  business  of  Fire  Insurance  with  that  of 
his  office  of  Register  of  Deeds,  and  took  the  supervision  of  the  State  of  Michigan  for  the 
Security  Insurance  Company  of  New  York,  and  later  was  connected  with  the  American 
Fire  Insurance  Company  of  Philadelphia  and  the  Fire  Association  of  Philadelphia.  His 
death  occurred  December  4th,  1883. 

(341) 


WILLIAM  WALLACE  CALDWELL, 

L»ate  General  Adjuster  Western  Department  American  Fire  Insurance 

Company  of  INew  York. 

William  Wallace  Caldwell  was  born  at  Louisville,  Ky.,  August  3d,  1835.  His  early 
life  was  spent  among  the  Hoosiers,  and  when  fifteen  years  old  he  began  to  "paddle  his 
own  canoe."  He  was  clerk  on  a  steamboat  three  years  and  then  worked  in  his  father's 
drug  store  at  Jeffersonville,  Ind.,  studying  medicine  at  the  same  time.  Upon  reaching 
his  majority  he  was  appointed  Postmaster  at  that  place  by  President  Buchanan,  and  there 
read  law  between  the  mails. 

After  the  news  from  Sumter  came  Col.  Caldwell  was  not  long  inactive.  He  organ- 
ized the  first  company  from  Clark  County,  Ind.,  and  was  mustered  into  service  as  Captain 
of  Co.  B.,  Twenty-third  Regiment  Indiana  Volunteers,  in  June,  1861,  being  then  only 
twenty-six  years  old.  He  was  with  Commodore  Foote  on  the  gunboat  that  stormed  Fort 
Henry,  when  nearly  one-third  of  Caldwell's  men  then  on  duty  went  down.  Upon  the 
surrender  he  was  assigned  to  the  command  that  garrisoned  the  fort.  After  the  battle  of 
Shiloh  he  was  deputized  to  raise  a  regiment  at  New  Albany,  Ind.,  and  was  next  (in  July, 
'62)  made  Colonel  of  the  Eighty-first  Regiment  Indiana  Volunteers.  In  August  of  that 
year  he  commanded  Burbridge's  Brigade  in  Major  General  Nelson's  command,  and  later 
waa  assigned  to  the  command  of  the  Second  Brigade,  First  Division,  Twentieth  Corps, 
Army  of  the  Cumberland,  and  participated  in  the  campaigns  and  battles  of  that  army 
until  July,  '63,  when  he,  upon  being  relieved  by  Brigadier  General  Carlin,  resumed  com- 
mand of  his  regiment.  Major  General  Rosecrans,  in  a  letter  to  the  President,  said  of 
Col.  Caldwell:  "He  has  more  than  once  offered  his  life  to  his  country  and  government." 

In  the  year  1865,  and  while  practicing  law  at  Jeffersonville,  Ind.,  he  entered  the 
Fire  Insurance  business.  Three  years  later  he  was  removed  to  Indianapolis,  and  came 
to  Chicago  in  1877,  where  he  has  held  the  position  of  General  Agent  or  Manager  for  sev- 
eral companies.  He  was  with  the  Peoples  of  Newark,  N.  J.,  then  with  the  New  Hamp- 
shire Fire,  and  next,  for  four  years,  with  the  New  Orleans  Insurance  Company,  and  for 
three  years  was  General  Agent  for  the  Factors  and  Traders.  Col.  Caldwell  prepared  and 
copyrighted  several  Insurance  blanks  which  were  well  received. 

(342) 


JOHN  CAMERON, 

Late  Cook  County  Manager  for  the  Northwestern  National  Insurance  Company 

John  Cameron  was  born  in  Glasgow,  Scotland,  December  25th,  1832.  His  education 
was  obtained  in  the  schools  and  university  of  his  native  city.  His  early  business  enter- 
prises were  in  manufacturing  woolen  goods  under  the  direction  of  his  father.  He  was 
married  in  Scotland  but,  resolving  to  try  his  fortune  in  America,  came  to  Chicago  in 
November,  1863,  with  his  wife  and  two  children.  His  first  two  years  in  this  country 
were  spent  in  learning  the  Packing  business,  which  he  then  abandoned  for  Banking,  and 
that,  in  turn,  for  Fire  Insurance.  His  first  connection  in  this,  his  future  occupation, 
was  with  the  Liverpool  &  London  &  Globe.  The  duties  of  his  position  were  mostly 
clerical,  and  yet  at  the  time  of  the  great  fire  of  1871  he  displayed  such  aptitude  for  his 
calling  that  he  attracted  the  attention  of  the  managers  of  the  Northwestern  National, 
and  in  1875  was  made  Cook  County  Manager  for  that  Company,  a  position  which  he  held 
until  his  death,  which  occurred  October  21st,  1895. 

Mr.  Cameron  was  a  member  of  the  Kenwood  and  Hyde  Park  Clubs,  and  for  many 
years  a  trustee  of  the  Hyde  Park  Presbyterian  Church. 

An  experienced  and  conservative  Underwriter,  Mr.  Cameron's  loss  is  the  removal  of 
a  well-known  milestone  from  the  street. 


(343) 


W.  GUS.  CHITTENDEN, 

bate  Manager  of  the  Western  Department  of  the  Merchants'  Insurance 
Company  of  New  Jersey. 


W.  Gus.  Chittenden  was  born  at  Greene,  Chenango  County,  N.  Y.,  March  4th,  1842. 
He  was  the  youngest  of  four  boys,  of  which  only  two  are  now  living,  Dr.  Joseph  H.  Chitten- 
den, of  Binghamton,  and  Dr.  Daniel  J.  Chittenden,  of  Addison.  When  he  was  quite  young 
his  family  moved  to  Whitney's  Point,  N.  Y.,  where  he  attended  the  village  school,  which 
was  the  best  of  that  time.  In  August,  1862,  he  enlisted  in  Company  D,  One  Hundred  and 
Ninth  New  York  Volunteers,  as  sergeant,  and  soon  was  promoted  to  first  lieutenant.  At 
the  battle  of  Spottsylvania  Court  House  he  was  seriously  injured  by  the  bursting  of  a 
shell,  which  was  ultimately  the  cause  of  his  death.  After  his  return  from  the  war  he 
had  a  photograph  gallery,  which  he  was  engaged  in  until  the  year  of  1868,  when  he 
went  to  Binghamton  and  entered  the  Insurance  business  with  Homer  B.  Boss.  In  '1882 
he  went  on  the  road  as  Special  Agent  and  Adjuster  for  the  Merchants  of  Newark,  N.  J. 
In  1883  he  was  made  General  Manager  of  said  Company  with  headquarters  at  Chicago, 
which  position  he  held  until  the  time  of  his  death.  In  politics  Mr.  Chittenden  was  a 
Democrat,  honored  and  respected  by  both  parties.  In  1867  he  was  nominated  and  elected 
Alderman  of  the  Fourth  Ward.  He  was  a  member  of  the  Iroquois  Club  of  Chicago  and 
went  with  them  to  Washington  to  the  first  inauguration  of  President  Cleveland. 

Mr.  Chittenden  was  married  October  13th,  1870,  to  Miss  Josephine  M.  Cusdy  of  Bing- 
hamton, N.  Y. 

He  was  a  man  of  the  highest  character  and  strictest  integrity,  who  had  but  one 
rule  of  conduct,  first  to  know  what  was  right,  and  then  to  do  it.  He  passed  away  July 
8th  1886,  after  a  painful  illness. 

(344) 


GEORGE  C.  CLARK, 

bate  of  the  Firm  of  George  G.  Clark  &  Go. 

George  C.  Clarke  died  at  Thomasville,  Ga.,  April  5th,  1887.  During  the  last  few 
years  ofl  his  life  his  failing  health  required  his  absence  much  of  the  time  in  a  milder 
climate,  but  for  over  twenty  years  he  was  an  active,  prominent  Underwriter  in  this  city, 
representing  a  number  of  excellent  companies  in  both  a  local  and  general  capacity.  He 
was  also  prominent  in  social  and  commercial  circles  in  the  Northwest,  and  enjoyed  a 
large  and  influential  acquaintance  among  those  engaged  in  other  than  his  chosen  pro- 
fession. 

For  over  nine  years,  and  until  his  health  failed,  he  was  an  active  and  enthusiastic 
member  of  the  N.  W.  Association,  and  much  of  the  work  during  that  period  "bears  his  imprint 
and  inspiration.  A  genial  companion,  a  true  and  faithful  friend,  a  consistent  arid  con- 
scientious Christian  gentleman,  as  well  as  an  able  and  successful  Underwriter,  the  mem- 
ory of  his  excellent  traits  of  character  will  ever  be  cherished  by  all  who  Knew  him. 


(345) 


WILLIAM  BURGESS  CORNELL, 

L.ate  Superintendent  Western  Department  North  British  and  Mercantile 

Insurance  Company. 


William  Burgess  Cornell  was  born  at  Coventry,  Chenango  County,  New  York,  De- 
cember llth,  1837.  He  was  of  English  descent,  both  his  grandfathers  coming  from  Eng- 
land. His  father,  Dr.  Edward  Cornell,  died  when  young  Cornell  was  but  twelve  years  of 
age,  and  he  went  to  Addison,  N.  Y.,  where  he  entered  the  Academy,  living  with  his 
brother,  F.  R.  E.  Cornell,  then  practicing  law  at  Addison.  After  getting  such  an  educa- 
tion as  the  Academy  afforded,  he  entered  a  store  in  Addison  as  bookkeeper.  In  1855  he 
and  his  brother  came  West  to  Minneapolis.  Mr.  Cornell  was  appointed  Postmaster  of 
Minneapolis  and  then  studied  law  in  his  brother's  office  and  in  1863  was  admitted  to 
the  bar.  Two  years  before  that  date  he  had  married  Miss  Henrietta  Wolford.  While  prac- 
ticing law  he  became  Agent  for  the  Hartford  and  Phoenix  Insurance  Companies,  and 
later  was  offered  a  position  as  correspondent  in  the  Chicago  General  office. 

Mr.  Cornell  continued  in  the  service  of  the  Hartford  until  1869.  From  that  date  until 
1872  he  was  employed  by  the  Aetna  Insurance  Company  as  Special  Agent  for  Kentucky 
and  Tennessee.  Later,  in  1872,  he  was  given  the  position  of  Manager  of  the  North 
British  and  Mercantile  Insurance  Company  for  several  States,  with  headquarters  at  Cin- 
cinnati, and  in  1875  he  returned  to  Chicago  to  take  an  enlarged  jurisdiction  as  Superin- 
tendent of  that  Company's  interests  in  connection  with  the  late  Walter  E.  Lewis.  In 
1879  Mr.  Cornell  became  sole  Manager,  and  remained  so  until  the  time  of  his  death, 
which  occurred  October  3d,  1887. 

Mr.  Cornell  could  not  be  otherwise  than  prominent  as  an  Underwriter.  He  was  well 
known  throughout  the  West  and  South.  He  frequently  attended  the  meetings  of  the  State 
Boards,  where  he  was  always  welcome,  and  in  1882  he  became  President  of  the  Fire 
Underwriters'  Association  of  the  Northwest.  In  his  correspondence  he  was  forcible,  vi- 
vacious and  witty,  but,  above  all  things,  right  to  the  point,  and  when  occasion  required 
him  to  rebuke  wrong,  his  pen  became  a  sledge  hammer  before  which  few  could  stand. 

(346) 


WILLIAM  DAWSON  CROOKE, 

L»ate  Manager  Western  Department  Northern  Assurance  Company  of  England. 

Major  Crooke  was  born  at  Hebden  Bridge,  Yorkshire,  England.  His  parents  were 
members  of  the  Baptist  Church,  and  his  father,  the  Rev.  John  Crooke,  was  minister  of 
the  church  at  that  place.  He  came  to  this  country  in  1853,  when  about  sixteen  years  of 
age,  and  settled  near  McGregor,  Iowa,  where  he  worked  upon  a  farm  for  about  two  years. 
Later  he  studied  law  with  Odell  &  Updegraff ,  at  McGregor,  Iowa,  and  was  admitted  to  the 
bar  in  1862. 

During  the  Civil  War  he  entered  the  United  States  service  as  Captain  of  Company 
B,  Twenty-first  Regiment  Iowa  Volunteer  Infantry,  August  18th,  1862,  and  was  pro- 
moted to  Major,  January  25th,  1865.  At  the  close  of  the  war  he  returned  to  McGregor 
and  was  elected  County  Recorder  of  Deeds,  and  later  became  interested  in  the  Insurance 
business. 

He  came  to  Chicago  in  1876  and  was  appointed  Assistant  Manager  of  the  Northwest- 
ern Department  of  the  Royal  Insurance  Company  of  England,  in  which  position  he  re- 
mained until  1882,  when  he  was  made  Manager  of  the  Western  Department  of  the  North- 
ern Assurance  Company  of  England,  the  duties  of  which  he  continued  to  discharge  with 
satisfaction  until  the  day  of  his  death,  which  occurred  on  Friday,  April  27th,  1894. 

Major  Crooke  was  married  at  McGregor,  Iowa,  in  1866,  to  Miss  Sarah  S.  Updegraff, 
who  survives  him. 


CHARLES  CARROLL  DANA, 

Late  General  Adjuster  Hartford  Fire  Insurance  Company. 

Charles  Carroll  Dana  was  born  in  Madison  County,  New  York,  December  3d,  1833;  he 
was  one  of  the  six  sons  of  Judge  Sardis  Dana,  a  man  distinguished  in  business  and 
political  circles  in  the  community  in  which  he  lived.  In  1856,  at  the  age  of  twenty-three, 
Mr.  Dana  removed  to  Oregon,  Ills.,  and  subsequently  to  the  village  of  Lane,  now  called 
Rochelle,  where  he  entered  the  drug  business.  He  was  married  to  Miss  Anna  R.  Lovejoy, 
July  29th,  1858. 

Mr.  Dana  was  a  Local  Agent  in  1863,  and  from  that  time  until  his  death  was  engaged 
exclusively  in  the  Insurance  profession. 

After  a  short  but  severe  illness  he  died  in  Chicago,  December  3d,  1881,  leaving  a 
wife  and  two  children  to  mourn  his  loss. 


(348) 


THOMAS  L.  DEAN, 

bate  General  Adjuster  Hartford  Fire  Insurance  Company. 


Thomas  L.  Dean  was  born  in  Wayne  County,  New  York,  in  1840,  and  in  his  early  boy- 
hood moved  to  Allegan,  Michigan.  Here,  at  the  age  of  eighteen,  he  engaged  in  the 
hardware  business  with  J.  B.  Follette.  He  also  served  his  country  as  a  soldier  in  the 
War  of  the  Rebellion,  enlisting  in  the  Third  Michigan  Cavalry;  was  appointed  sergeant 
of  his  company,  and  in  October,  1862,  was  commissioned  second  lieutenant,  and  first  lieu- 
tenant in  February,  1863,  and  captain  in  October,  1864. 

After  the  close  of  the  war  he  returned  to  Allegan,  and  soon  after  married  Miss  Mary 
Follette,  daughter  of  his  former  employer.  In  1869  he  removed  to  Paw  Paw  and  re- 
ceived an  appointment  in  the  Internal  Revenue  office.  In  1872  he  again  returned  to 
Allegan,  where  he  engaged  in  the  Insurance  business,  associating  himself  with  A.  E. 
Calkins.  Later  he  was  appointed  Adjuster  for  the  Manhattan  Fire  Insurance  Company  of 
New  York,  with  headquarters  at  Indianapolis,  Indiana.  When  that  Company  retired 
from  business,  Mr.  Dean  was  appointed  General  Adjuster  of  the  Hartford  Fire  Insurance 
Company,  locating  in  Chicago.  This  position  he  filled  with  honor  until  the  time  of 
his  death,  which  occurred  December  17th,  1891. 

(349) 


JAMES  CYRUS  DOLMAN, 

Late   General    Adjuster   Western    Department   Commercial    Union   Assurance 

Company  of  England. 

James  Cyrus  Dolman  was  born  in  1848  and  died  in  Chicago,  April  12th,  1882.  He 
started  in  business  at  St.  Joseph,  Mo.,  with  a  prominent  Agency  in  that  city.  In  1870 
he  moved  to  Cincinnati,  entering  the  office  of  the  Andes  and  Triumph  Insurance  Com- 
panies. He  subsequently  acted  as  Special  Agent  for  the  Andes,  and  at  the  time  of  his 
death  had  been  connected  nearly  six  years  with  the  Commercial  Union. 


(350) 


FREDERICK  PITKIN  FtSHER, 

bate  of  the  Firm  of  Fisher  Brothers. 


Frederic  P.  Fisher  was  born  at  Oswego,  New  York,  May  18th,  1828,  and  came  of  a 
New  England  family.  After  spending  three  years  in  France,  from  1839  to  1842,  with  his 
father's  family,  studying  in  French  schools  most  of  the  time,  he  was  fitted  for  college  at 
Williston  Seminary,  Easthampton,  Mass.,  and  graduated  from  Harvard  University  in 
1848.  In  1849  he  entered  the  office  of  the  Northwestern  Insurance  Company,  at  Oswego, 
New  York,  of  which  his  father,  George  Fisher,  was  president.  He  came  to  Chicago  in 
1850  and  was  appointed  Local  Agent  of  the  Northwestern  Fire  and  Marine 
Insurance  Company.  He  afterwards  engaged  in  the  timber  business,  from  1854  to  1857, 
under  the  firm  name  of  Price  &  Fisher.  He  then1  entered  the  Insurance  business  again, 
as  Cashier  for  L.  D.  Olmstead  &  Co.,  Real  Estate  and  Insurance.  He  was  an 
activt  Republican,  and  during  the  Rebellion  warmly  supported  the  Government, 
In  1865  he  formed  a  partnership  with  Edward  M.  Teall,  in  the  Fire  Insurance  business, 
which  was  dissolved  in  1875.  He  then  entered  into  partnership  with  his  twin  brother, 
Francis  P.  Fisher,  under  the  name  of  Fisher  Brothers,  in  which  firm  he  remained  until 
his  death,  which  occurred  August  28th,  1886.  He  was  a  good  citizen,  a  true  friend,  of  a 
high  sense  of  honor,  and  faithful  to  every  trust  reposed  in  him.  He  was  an  accom- 
plished Underwriter  and  jealous  of  the  interests  of  his  clients  and  of  the  companies  he 
represented. 

Mr.  Fisher  was  a  prominent  member  of  the  First  Unitarian  Society  from  the  time 
of  his  arrival  in  Chicago,  in  1850,  to  the  time  of  his  death,  in  1886.  He  was  a  member  of 
the  Harvard  and  Calumet  Clubs  and  very  active  in  the  French  Club,  and  was  treasurer 
of  his  church  for  many  years. 

(351) 


JAMES  BOVARD  FLOYD, 

L.ate  Local  Agent. 

James  Bovard  Floyd  was  born  in  Butler  County,  Pennsylvania,  May  14th,  1842,  and 
died  October  17th,  1881.  When  he  was  about  nine  years  of  age  his  family  moved  to  Chi- 
cago and  he  attended  Gleason's  School  for  Boys,  finishing  his  education  in  Pennsylvania. 
When  he  was  fourteen  years  of  age  his  father  died  and  he  accepted  a  position  in  a  dry 
goods  house  in  Philadelphia,  boarding  with  two  Quaker  ladies  who  became  his  lifelong 
friends.  He  came  back  to  Chicago  before  he  was  twenty-one  years  old  and  entered  the 
Insurance  office  of  T.  L.  Miller.  In  1870  he  became  Chicago  manager  of  the  Under- 
writers' Agency  of  New  York,  which  position  he  held  during  the  great  fire  and  until  1875, 
when  he  was  offered  and  accepted  the  Agency  of  the  Phenix  of  Brooklyn  and  the  Fire 
men's  of  Dayton,  Ohio,  with  which  he  was  connected  at  the  time  of  his  death.  He  was 
awarded  a  gold  medal  by  the  Chicago  Underwriters'  Association  for  his  integrity  in 
the  adjustment  of  losses  during  the  Chicago  fire. 

Mr.  Floyd  was  married  at  Chicago,  Ills.,  on  the  24th  of  June,  1868,  to  Miss  Ruth 
Wing  and  had  three  children. 


(352) 


SIRENO  FRENCH. 

Sireno  French  was  born  August  12th,  1810,  at  Otisco,  N.  Y.,  and  after  reaching  man's 
estate  he  became  interested  in  the  Insurance  business  and  the  interest  remained  with 
him  until  he  died.  He  was  a  man  of  strong  intellectual  gifts  and  an  enthusiastic  and 
energetic  nature,  that  made  him  successful  in  most  of  his  undertakings.  Thus  he  be- 
came a  successful  Insurance  man,  and  in  later  years  a  successful  writer. 

In  the  early  '60's  he  came  to  Chicago  as  the  General  Agent  of  the  City  Fire  of  Hart- 
ford, and  upon  the  organization  of  the  Orient,  in  1867,  was  made  General  Agent  of  that 
Company.  He  was  an  earnest  student  of  underwriting,  and  mastered  its  minutest  de- 
tails, and  when  Mr.  B.  W.  French,  his  son,  was  ready  for  active  business  life,  took  him 
into  the  Agency  and  trained  him  to  successfully  fill  the  position  of  General  Agent  for  the 
old  Company.  During  these  years  of  active  managerial  work  Mr.  French  was  constantly 
writing  and  talking  on  Insurance  subjects,  and  he  was  always  interesting.  He  was  also 
a  pleasant  and  genial  man  and  had  many  warm  friends — there  are  many  of  them  on  the 
street  in  this  city  to-day — who  admired  him  for  his  earnestness  and  honesty,  as  well  as 
his  unusual  intellectual  endowments. 

Ten  years  or  more  ago  he  gave  the  General  Agency  business  into  the  hands  of  his 
son,  Mr.  B.  W.  French,  and  returned  to  New  York  State  to  live  in  retirement.  He  built 
him  a  pleasant  home  on  the  banks  of  Lake  Conesus,  and  called  it  "Castle  Content."  But 
he  soon  found  something  lacking  about  the  castle.  It  was  not  all  to  him  that  the  name 
implied,  and  casting  about  for  the  lacking  ingredient  he  concluded  it  was  the  absence 
of  the  Insurance  business,  with  which  he  had  been  so  long  identified.  So  he  arranged 
with  the  National  of  Hartford  to  establish  a  Local  Agency  at  Conesus,  and  though  he 
wrote  but  few  policies  each  year,  he*  was  satisfied.  He  kept  abreast  of  the  times,  and 
wrote  a  great  deal  on  the  subject  of  Geology  and  Insurance. 

His  last  article  for  publication  was  on  the  subject  of  Stock  and  Mutual  Insurance. 
The  article  was  a  concise  exposition  of  the  weakness  of  Mutual  Insurance,  and  was  de- 
cidedly interesting. 

Mr.  French  was  married  at  Richmond,  Ontario  County,  New  York,  in  1835,  to  Miss 
Jane  E.  Whitney.  He  was  eighty-one  years  of  age  at  the  time  of  his  death,  and  his  long 
life  had  been  an  honorable  and  useful  one. 

(353) 


JONATHAN  GOODWIN,  JR. 

L,ate  of  the  Firm  of  Goodwin  &  Pasco. 


Jonathan  Goodwin,  Jr.,  was  born  in  Hartford,  Conn.,  March  llth,  1840.  During  his 
boyhood  Mr.  Goodwin  attended  the  public  schools  of  Hartford,  and  afterward  the  high 
school.  He  very  early  showed  those  sterling  traits  of  character  which  marked  his 
maturer  years.  After  passing  through  the  high  school  course  in  a  praiseworthy  manner 
he  entered  immediately  into  business,  learning  the  ins  and  outs  in  the  old  fashion, 
namely,  by  an  apprenticeship  in  the  hardware  establishment  of  Terry  &  Lester,  until  he 
was  twenty-one  years  of  age.  He  then  entered  the  office  of  the  Aetna  Insurance  Company 
of  Hartford  as  cashier.  Mr.  Goodwin,  at  the  end  of  two  years,  feeling  there  was  a 
wider  field  of  effort  for  which  he  was  qualified,  moved  to  Chicago  in  the  fall  of  1865.  He 
soon  after  entered  into  partnership  with  Mr.  Chas.  H.  Hunt,  formerly  of  the  firm  of  Hub- 
bard  &  Hunt.  This  partnership,  under  the  name  of  Hunt  &  Goodwin,  continued  until 
June,  1870,  when  it  was  brought  to  a  close  by  the  death  of  Mr.  Hunt. 

After  Mr.  Hunt's  decease,  Mr.  C.  H.  Pasco  was  admitted  into  partnership.  Mr.  Pasco 
was  an  early  friend  of  Mr.  Goodwin's,  and  a  man  of  excellent  qualities  and  fine  busi- 
ness talents.  The  firm  name  was  Goodwin  &  Pasco,  representing  the  Aetna  and  other 
companies. 

Mr.  Goodwin  was  a  member  of  the  Second  Presbyterian  Church.  He  was  a  man  of 
agreeable  presence,  hopeful  and  ardent,  but  never  indiscreet;  fond  of  home  life,  and  not 
caring  to  shine  in  the  political  world.  He  was  married  to  Miss  Ripley,  daughter  of  Mr. 
Edwin  G.  Ripley,  at  one  time  Second  Vice-President  of  the  Aetna  Insurance  Company,  at 
Hartford,  Conn.  They  had  two  daughters,  Helen  Ripley  and  Mary  Jeannette. 

(354) 


GEORGE  D.  GOULD, 

Late  Independent  Adjuster. 

George  D.  Gould  was  born  at  Hanover,  N.  H.,  on  the  26th  of  March,  1836.  He  was 
educated  in  the  common  schools  and  lived  on  a  farm  until  1854,  when  he  engaged  as 
clerk  in  a  dry  goods  store  at  Bradford,  Vermont.  He  came  West  in  1856  and  worked  in 
a  grocery  store  until  1857,  and  then  two  years  in  the  Chicago  Post  Office.  In  1859  he 
went  across  country  to  California,  coming  back  in  1860  and  engaging  as  clerk  in  a 
grocery  store  in  Cambridge,  Illinois,  until  1865,  when  he  entered  the  Insurance  business 
at  Moline,  Illinois,  as  Local  Agent,  afterward  accepting  the  position  of  State  Agent  of 
New  York  Underwriters'  Agency. 

Mr.  Gould  was  a  member  of  the  Masonic  Order,  up  to  thirty-second  degree,  and  was 
Master  of  "Doric  Lodge." 


(355) 


JOSEPH  S    HARRIS, 

L.ate  General  Agent  Metropole  Fire  Insurance  Company  of  France. 

Joseph  S.  Harris  was  born  in  Rochester,  New  York,  and  was  of  Holland-Scotch  de- 
scent. Commencing  local  Insurance  practice  at  Cleveland,  Tenn.,  in  1867,  he  shortly  after 
began  field  work,  serving  with  various  companies.  The  Underwriters'  Agency  of  New  York, 
the  Andes  Insurance  Company,  the  Cleveland  Fire  Insurance  Company,  the  Franklin  In- 
surance Company  of  Philadelphia,  and  the  Insurance  Company  of  North  America,  until, 
in  April,  1874,  he  became  Associate  Manager  for  the  Northwest  of  the  Niagara  Insurance 
Company  of  New  York,  remaining  in  that  position  until  1879,  when  he  accepted  the 
General  Agency  of  the  Metropole  Fire  Insurance  Company  for  the  Western  States,  which 
position  he  held  at  the  time  of  his  death,  which  occurred  in  Cincinnati,  Ohio,  December 
15th,  1881. 


(356) 


FRANK  B.  HOSMER, 

bate  of  the  Firm  of  D.  S.  Munger  &  Co. 

Frank  B.  Hosmer  was  born  at  Concord,  Mass.,  February  23d,  1849,  but  removed  with 
his  parents  to  Boston  at  an  early  age.  July  25th,  when  not  yet  sixteen  years  old,  he 
graduated  from  the  Brimmer  school  with  the  highest  honors,  taking  the  Franklin  medal. 
He  removed  to  Chicago  in  1870,  associating  himself  with  his  brothers,  R.  W.  and  J.  W. 
Hosmer,  in  the  Fire  Insurance  business,  the  firm  being  R.  W.  Hosmer  &  Co.  Ten  years 
later  he  became  a  member  of  the  firm  of  D.  S.  Hunger  &  Co.,  with  which  firm  he  remained 
until  his  death. 

In  January,  1876,  he  married  Emma,  eldest  daughter  of  the  Rev.  Robert  Collyer, 
who  with  three  sons  survive  him. 

Mr.  Hosmer  died  at  Chicago,  Illinois,  August  8th,  1890. 


(357) 


W.  I.  HOWARD, 

L»ate  Special  Agent  Western  Assurance  Company  of  Toronto. 

W.  I.  Howard  was  born  at  Batavia,  New  York,  in  the  year  1837,  and  died  at  Cincin- 
nati, Ohio,  February  5th,  1894.  His  earlier  years  up  to  1871  were  passed  as  a  clerk  in 
various  mercantile  establishments. 

While  in  the  employ  of  the  firm  of  McLean  &  Sons,  lumber  manufacturers,  at  Sagi- 
naw,  Michigan,  he  accepted  the  Agency  of  several  Insurance  Companies,  and  from  that 
time  until  his  death  was  steadily  engaged  in  the  business,  either  as  Local  Agent  or  in 
the  field.  He  was  for  many  years  a  member  of  the  Fire  Underwriters'  Association  of  the 
Northwest,  and  always  enthusiastic  over  its  work. 


(358) 


GURDON  S.  HUBBARD, 

First  Chicago  Agent  Aetna  Insurance  Compan>  . 


Gurdon  S.  Hubbard  was  born  in  Vermont,  in  1802,  ana  came  to  Chicago  in  1818,  when 
it  was  only  a  small  trading  post.  Prom  this  early  date  he  had  been  prominently  identi- 
fied with  the  history  and  growth  of  Chicago.  His  experience  at  first  was  that  of  a  fur 
trader,  then  that  of  a  merchant,  then  as  a  large  real  estate  owner  and  speculator.  At  dif- 
ferent times  in  the  early  history  of  Chicago,  owing  to  his  intimate  knowledge  of  the 
country  and  his  intelligence  in  business  and  political  matters,  he  had  been  consulted  by 
government  officials  and  leading  men.  At  the  time  of  the  great  fire  he  had  letters  from 
Webster,  Clay  and  others,  which  were  treasured  as  souvenirs  of  the  past  and  were  highly 
prized  on  account  of  the  writers,  but  which  were  lost,  together  with  many  other  valuable 
relics  of  early  times. 

Mr.  Hubbard  was  the  first  Agent  of  the  Aetna  Insurance  Company,  being  appointed 
to  fill  thai)  post  in  1834,  and  in  that  year  issued  the  first  policy  of  Insurance  issued  in 
Chicago  or  Cook  County.  This  first  policy  was  on  exhibition  in  the  Historical  Library  of 
Chicago  until  destroyed  in  the  fire  of  1871. 

For  over  thirty  years  Mr.  Hubbard  continued  to  represent  the  Aetna  in  Chicago,  first 
as  G.  S.  Hubbard,  then  as  Hubbard  &  Hunt,  until  1867,  when  Mr.  Hubbard  retired  from 
the  business  and  Hunt  &  Goodwin  became  the  Agents.  During  the  entire  term  of  his 
Agency  he  enjoyed  the  most  implicit  confidence  of  this  company,  and  upon  the  business 
done  by  him  through  his  long  period  of  service  it  realized  a  handsome  profit.  Besides 
the  Aetna,  he  represented  several  other  leading  companies,  among  them  being  the  Phoenix 
of  Hartford,  of  which  he  was  also  the  first  representative,  and  which  he  retained  for 
many  years. 

(359) 


CHARLES  HUNT, 

L>ate  of  the  Firm  of  Hunt  &  Goodwin,  Local 


Charles  H.  Hunt  was  born  in  Rochester,  N.  Y.,  in  1830.  His  father,  Solomon  Hunt,  was 
a  native  of  Stafford,  Vermont,  and  an  uncle  of  the  present  United  States  Senator,  Justin  S. 
Morrill. 

At  the  early  age  of  fourteen  Mr.  Hunt  came  to  Chicago  to  visit  his  cousin,  James 
Rochester,  then  a  leading  commission  merchant  of  Chicago,  and  entered  his  employ. 
Within  a  year  Mr.  Rochester's  health  failed  and  he  was  compelled  to  return  East.  Gurdon 
S.  Hubbard,  then  a  prominent  packer  and  insurance  agent,  was  attracted  by  the  boy's 
intelligence  and  gave  him  employment  in  the  office  of  the  Aetna  Fire  Insurance  Company 
of  Hartford,  Conn.  Here  Mr.  Hunt  served  with  marked  fidelity  until  in  1848  he  was  made 
bookkeeper.  In  this  capacity  his  ability  soon  won  the  confidence  of  his  employers,  and 
he  was  made  a  special  partner  in  the  insurance  business,  receiving  one-fourth  of  the  profits. 

This  arrangement  continued  until  1858,  when  he  was  given  an  equal  interest  in  both 
the  packing  and  insurance  business,  the  former  of  which  had  grown  into  considerable 
magnitude.  The  firms  were  then  G.  S.  Hubbard  &  Co.  and  Hubbard  &'  Hunt,  the  latter 
style  of  firm  being  adopted  for  the  insurance  branch  of  their  interests.  In  1867  Mr.  Hunt 
retired  from  the  packing  business  and  purchased  Mr.  Hubbard's  interest  in  the  insurance 
agency.  Mr.  Hunt  sold  a  one-half  interest  in  the  insurance  business  to  Jonathan  Goodwin, 
Jr.,  and  from  that  time  the  firm  of  Hunt  &  Goodwin  was  one  of  the  leading  fire  insurance 
agencies  of  the  city,  representing  the  Security  of  New  York,  the  Rogers  Williams  of 
Providence  and  a  number  of  other  companies.  The  Aetna  was  also  represented  by  the 
firm  until  Mr.  Hunt's  death,  June  9th,  1870. 

Upon  the  organization  of  the  Citizens'  Fire  Brigade  of  Chicago,  111.,  November  19th, 
1858,  Mr.  Hunt  was  selected  Chairman  of  the  Firemen's  Committee. 

In  1860  Mr.  Hunt  was  married  to  Miss  Bleonora  Shaw  of  Madison,  Ind.  They  had  two 
daughters,  Jennie  C.,  who  died  February,  1875,  and  Lizzie  Shaw,  born  September  21st,  1862. 

(360) 


EDWARD  L.  IRETON, 

L.tit.o  General   Adjuster. 

Edward  L.  Ireton  was  for  twenty  years  General  Adjuster  for  the  Western  Department 
of  the  Phoenix  Insurance  Company  of  Hartford,  and  afterward  General  Agent  at  Cincin- 
nati of  the  Central  Department  of  the  California  Insurance  Company.  For  several  years 
he  had  heen  an  independent  Adjuster  in  Chicago,  doing  such  work  as  he  could  find  to  do, 
and,  though  laboring  under  physical  infirmities,  holding  on  manfully  to  the  end.  Mr. 
Ireton  was  a  native  of  Ireland  and  only  fifty-four  years  old  at  the  time  of  his  death,  which 
occurred  May  21st,  1893. 


361) 


THOMAS  W.  JOHNSTON, 

L.ate  General  Agent  Sun  Fire  Office  of  England. 

Colonel  Thos.  W.  Johnston  had  a  fine  war  record.  He  was  made  Colonel  of  the 
Second  Michigan  Cavalry  in  1864.  He  joined  the  Western  Department  of  the  Agricultural 
Insurance  Company,  in  1872,  as  Special  Agent  and  Adjuster,  serving  as  such  until  the  Sun 
of  London  came  here,  when  he  was  appointed  Western  General  Agent  for  said  Company, 
which  position  he  filled  until  the  time  of  his  death,  which  occurred  in  1883,  at  his  old  home 
at  Marshall,  Michigan. 

Colonel  Johnston  had  an  excellent  Insurance  record,  and  was  honored  and  respected 
by  all  in  the  profession. 


(362) 


GUSTAVUS  H.  KOCH. 

Gustavus  H.  Koch  was  born  at  Geissen,  Germany,  in  August,  1832,  and  was  educated 
in  Heidelburg.  Colonel  Koch  came  to  this  country  about  1859,  and  after  residing  for  a 
while  in  St.  Louis,  Mo.,  moved  to  St.  Joseph,  where  he  engaged  in  the  grocery  business 
with  Henry  Bourgesser.  When  the  war  broke  out  he1  entered  the  army  of  his  adopted 
country,  and  retired  at  the  close  of  same  with  the  rank  of  Colonel.  Soon  after  the  close 
of  the  war  he  formed  the  wholesale  grocery  firm  of  Koch,  Chew  &  Co.,  which  business 
he  conducted  successfully  for  a  number  of  years.  While  a  member  of  this  firm  he  was 
elected  treasurer  of  Buchanan  County,  Missouri.  In  the  year  1873  he  was  selected  by 
President  Grant  to  represent  the  State  of  Missouri  as  Commissioner  at  the  Vienna  Expo- 
sition. In  1875  the  firm  of  Koch,  Chew  &  Co.  retired  from  business  and  Colonel  Koch 
became  president  of  the  German  Savings  Bank  of  St.  Joseph,  and  the  same  year,  in  con- 
nection with  banking  business,  he  became  Agent  at  St.  Joseph  of  several  leading  Fire  In- 
surance Companies,  for  which  he  did  a  satisfactory  business. 

in  June,  1.876,  he  removed  with  his  family  to  St.  Louis  and  formed  a  partnership  with 
William  R.  Kerr,  under  the  firm  name  of  Koch  &  Kerr,  for  the  transaction  of  a  Local 
Fire  Insurance  business.  This  firm  was  dissolved  in  1878  and  Colonel  Koch  became  Gen- 
eral Agent  for  the  West  of  the  Hamburg-Magdeburg  Insurance  Company,  with  head- 
quarters at  St.  Louis.  In  November,  1879,  after  having  successfully  planted  the  com- 
pany throughout  the  West,  he  came  to  realize  the  necessity  of  having  his  headquarters 
in  the  Insurance  center  of  the  West,  and  moved  his  department  to  Chicago.  He  con- 
tinued his  representation  of  the  Hamburg-Magdeburg  until  May,  1882,  when  the  com- 
pany ceased  business  in  this  country  and  honorably  discharged  all  its  obligations.  After 
the  retirement  of  this  company  he  continued  in  the  Local  Fire  Insurance  business  and 
added  thereto  the  Steamship  business  and  the  General  Agency  of  the  Fidelity  &  Casualty 
Company  of  New  York,  in  which  business  he  continued  until  his  death,  which  occurred 
at  New  Brighton,  Staten  Island,  on  the  29th  of  May,  1886. 

(363) 


WALTER  E.  LEWIS, 

L>ate  Adjuster  of  Fire  Losses. 

Walter  E.  Lewis  died  at  Hinsdale,  Illinois,  November  21st,  1886,  aged  forty-six  years. 
He  entered  the  Hartford  Insurance  Company  in  1865,  and  was  afterward  General  Ad- 
juster for  the  Western  Department  for  two  years.  Thereupon  Mr.  Lewis  became  an 
independent  Adjuster  and  in  that  position  death  found  him. 

As  an  Adjuster  of  Fire  Losses  he  had  no  superior.  In  the  realm  of  figures  he  was  a 
king.  To  quote  from  the  "In  Memoriam"  resolved  on  by  the  Fire  Underwriters'  Associa- 
tion of  the  Northwest,  he  was  "a  man  of  commanding  ability  in  his  profession,  of  un- 
swerving integrity  in  its  prosecution,  and  uncompromising  fidelity  to  every  trust  re- 
posed in  him." 


(364) 


CASPAR  E.   MANTZ, 

L»ate  Assistant  Manager  Springfield  Tire  and  Marine  Insurance  Company. 


Caspar  E.  Mantz  was  born  in  Frederick  City,  Maryland,  on  the  19th  of  December,  1842, 
and  was  educated  in  the  Catholic  school  of  that  city.  Leaving  school  when  ten  years  of 
age,  he  entered  a  small  country  store,  and  at  the  age  of  eleven  was  correcting  proof  in  a 
printing  office.  Thence  he  was  a  bookkeeper  in  St.  Louis,  and  came  to  Chicago  in  1860 
in  the  same  capacity  for  Young  Bros.  &  Co.,  entering  the  Insurance  business  about  1867 
or  1868.  He  was  a  member  of  the  Union  League  Club. 

Mr.  Mantz  was  a  remarkable  man,  had  a  prodigious  memory,  and  could  remember 
facts,  faces  and  dates  of  history.  He  knew  French,  Latin  and  German;  was  a  constant 
student  and  a  great  reader. 

He  was  mild  and  gentle;  kind  and  loving  to  his  mother,  and  in  no  way  gave  her  any 
trouble  or  worry,  and  ever  mindful  of  her  in  the  smallest  degree.  He  was  tender  hearted 
and  loved  his  family  devotedly;  was  charitable  and  always  willing  to  help  his  friends. 

(365) 


JAMES  ROSS  MILLER, 

L>ate  of  the  Firm  of  Miller,  Drew  &  Company. 

James  Ross  Miller  was  born  in  Rochester,  New  York,  and  was  a  graduate  of  Michigan 
University  and  an  admitted  member  of  the  legal  profession.  He  commenced  the  busi- 
ness of  Fire  Underwriting  with  Chas.  W.  Drew,  his  late  partner,  which  he  pursued  with 
an  assiduity,  industry  and  perseverance  worthy  of  all  praise;  and  by  his  gentlemanly  bear- 
ing, his  high  social  qualities  and  honorable  dealing  he  secured  the  esteem  and  friendship 
of  every  member  of  the  fraternity.  He  was  a  member  of  Grace  Episcopal  Church.  His 
death  occurred  Monday,  November  29th,  1880,  when  he  was  thirty-nine  years  old. 


(366) 


EUGENE  S.  MORSE, 

of  the  Firm  of  Edwards,  Morse  &  KCee. 


Eugene  S.  Morse  was  born  in  Brunswick,  Me.,  in  1866,  and  died  July  21,  1895.  Coming 
to  Chicago  in  1888,  he  entered  the  office  of  the  Liverpool  &  London  &  Globe  as  a 
clerk;  soon  after  he  engaged  with  A.  R.  Edwards  in  the  Insurance  business,  and  in  1893 
became  a  member  of  the  firm  of  Edwards,  Morse  &  Klee 


367) 


HENRY  L  PASCO, 

L>ate  of  the  Firm  of  Goodwin  &  Pasco. 


Major  Henry  L.  Pasco  was  a  native  of  East  Hartford,  Conn.  At  the  commencement  of 
Civil  War  he  entered  the  service  as  Captain,  taking  part  in  several  actions,  suffering  im- 
prisonment for  several  months  and  returning  as  Major  of  his  Regiment.  In  1865  he 
entered  the  service  of  the  Aetna  Insurance  Company  as  Special  Agent,  and  in  1870  removed 
to  Chicago,  becoming  associated  with  Mr.  Goodwin  in  the  well-known  firm  of  Goodwin 
&  Pasco,  remaining  until  1877  in  the  agency  business,  when  he  returned  to  Hartford,  tak- 
ing the  position  of  Special  Agent  of  the  Aetna  for  New  York  and  the  Eastern  States.  He 
died  suddenly  June  3d,  1882,  from  an  attack  of  jaundice,  aged  forty-two.  During  his  resi- 
dence in  this  city  he  had  endeared  himself  to  Local  and  General  Agents,  and  when  the 
sad  news  of  his  death  was  received  a  joint  meeting  of  the  Chicago  Board  of  Underwriters 
and  of  the  Underwriters'  Exchange  was  held  at  which  appropriate  resolutions  of  respect 
and  sympathy  were  reported. 

(368) 


OAKLEY  B.  PELLET, 

Late  of  the  I  inn  of  Pellet  &  Hunter,  General  Agents. 

Oakley  B.  Pellet  was  born  December  14,  1834,  in  Sussex  County,  New  Jersey.  He 
engaged  in  mercantile  business  at  Newton,  N.  J.,  for  several  years,  and  afterwards  con- 
ducted a  Local  Insurance  business  in  that  town,  retiring  to  become  Special  Agent  of  the 
Hudson  Fire  Insurance  Company  of  Jersey  City.  He  came  to  Chicago  in  1873,  to  estab- 
lish a  western  department  of  that  company,  and  again  became  interested  in  Local  busi- 
ness in  connection  with  the  General  Agency.  The  firm  of  Pellet  &  Hunter  was  formed 
in  1884. 

Mr.  Pellet  died  January  14th,  1887.  He  had  an  extended  experience,  both  as  Local  and 
General  Agent,  was  an  Underwriter  of  ability  and  a  thorough  business  man.  For  his 
companies  he  did  good  service,  and  in  the  management  of  their  business  was  skillful  and 
popular. 


(369) 


EDMUND  E.  RYAN, 

L»ate  of  the  Firm  of  E.  E.  Ryan  &  Company,  L»ocal  Agents. 


Captain  Edmund  E.  Ryan  was  born  in  Philadelphia  in  1833,  coming  to  Illinois  and  set- 
tling in  Peoria  about  1858.  Shortly  after  the  outbreak  of  the  Civil  War  he  enlisted  in  Com- 
pany A  of  the  Seventeenth  Illinois  Infantry.  While  serving  in  Missouri  as  a  bearer  of  dis- 
patches, he  was  captured  and  sentenced  to  be  shot,  but  fortunately  managed  to  escape. 
Soon  after  he  was  appointed  Lieutenant,  and  while  acting  Captain  of  his  company  in 
Georgia  was  again  taken  prisoner  and  confined  for  several  months  in  Andersonville  Prison, 
where  ill-cooked  food  impaired  his  digestion  and  laid  the  foundation  of  severe  gastric 
trouble,  ending  in  consumption.  At  the  close  of  the  war  Captain  Ryan  was  appointed 
Supervisor  and  Adjuster  of  the  Illinois  Mutual  Insurance  Company  of  Alton,  Ills.  Being 
also  in  the  Local  business  he  was  with  F.  A.  Hoffman  in  1868,  the  firm  name  being 
changed  to  E.  E.  Ryan  &  Co.,  in  1870.  Both  for  health  and  in  the  interests  of  his  com- 
pany he  went  to  California,  Texas,  Colorado  and  New  Mexico.  For  many  years  he  resided 
in  Hyde  Park,  taking  an  active  interest  in  local  matters,  serving  as  a  member  of  the 
Department  of  Trustees  in  1874,  also  as  a  Water  Commissioner,  and  he  will  always  be 
remembered  as  a  gentlemanly  neighbor,  and  an  active  and  faithful  official.  In  his  busi- 
ness relations  his  mental  vigor,  executive  will,  and  generous  heart  combined  to  make 
him  successful  and  respected,  and  this  aided  largely  in  giving  a  position  in  the  agency 
field  to  the  companies  represented  by  him  of  inestimable  value  to  his  associates,  now  suc- 
cessors to  the  firm  name.  He  died  in  Chicago  on  the  29th  of  January,  1H83. 

(370) 


SIMEON  SCHUPP. 

Simeon  Schupp  was  born  in  Germany  in  1828.  As  a  boy  of  fourteen  he  came  to  this 
country  and  grew  up  in  the  South,  living  at  New  Orleans  for  a  number  of  years.  He 
came  West  and  first  engaged  in  the  Fire  Insurance  business  at  Naperville,  Illinois,  with 
the  German  Insurance  Company  of  Freeport,  Illinois,  and  with  the  exception  of  one 
year,  in  which  he  performed  field  work  for  the  Milwaukee  Mechanics  Insurance  Com- 
pany, his  lot  was  cast  with  the  German. 

In  the  year  1889  Mr.  Schupp  was  appointed  Manager  for  Chicago  and  Cook  County 
for  the  Milwaukee  Mechanics  Insurance  Company,  and  the  German  of  Freeport,  Illinois, 
both  companies  writing  a  joint  policy  for  said  territory.  His  long  residence  in  Chicago 
gave  him  a  thorough  acquaintance  with  the  field  intrusted  to  his  care,  and1  aided  by  his 
experience,  keen  and  discerning  mind  and  his  well-known  conservatism  he  could  not  fail  to 
be  eminently  successful. 

Mr.  Schupp  died  at  Chicago  on  the  10th  of  December,  1893. 


(371) 


EDWIN  ARTEMAS  SIMONDS, 

L»ate  General  Agent  Western  Department  Greenwich  Fire  Insurance  Company, 

New   York. 

Edwin  Artemas  Simonds  was  born  in  Boston,  Mass.,  on  December  4th,  1834.  His 
father  was  cashier  of  the  Mechanics'  Bank,  of  Boston,  for  over  fifty  years. 

Mr.  Simonds  received  his  education  in  the  Boston  schools,  graduating  from  the  High 
School,  and  afterwards  was  a  student  of  Amherst  College.  Bidding  adieu  to  student  life, 
he  became  a  clerk  in  the  city  of  Boston,  and  next  entered  the  employ  of  the  Old  Colony 
Railroad,  where  he  remained  in  various  capacities  for  about  six  years.  He  then  became 
messenger  for  the  Freeman's  National  Bank  and  worked  through  the  various  grades 
until  he  became  Paying  Teller.  He  resigned  this  position  to  accept  the  assistant  cash- 
iership  in  the  City  Treasurer's  office,  where  he  remained  until  the  breaking  out  of  the 
war.  He  first  enlisted  in  the  "thirty  days'  service,"  and  then  went  into  the  navy,  where 
he  became  a  sailing  master,  and  did  some  good  service  for  the  government.  After  the 
war.  Mr.  Simonds  engaged  in  the  Insurance  business.  He  was  marine  adjuster  with  Gen. 
Thos.  S.  Tyler  (deceased),  of  Boston,  for  two  years.  He  then  came  West  and  joined  the 
Western  Department  of  the  Insurance  Company  of  North  America,  under  Mr.  J.  F.  Down- 
ing, where  he  remained  in  various  capacities,  the  last  being  State  Agent  and  Adjuster 
for  Iowa.  On  the  decease  of  Mr.  J.  S.  Harris  in  1880,  he  received  the  appointment  of  Gen- 
eral Agent  for  the  Western  Department  of  the  Metropole  Insurance  Company  of  France, 
and  in  1881  was  chosen  in  the  same  field  for  the  City  of  London  Fire  Insurance  Company. 
For  ten  years  he  was  Secretary  of  the  Union,  and  at  the  time  of  his  death  was  General 
Agent  of  the  Greenwich  Insurance  Company  of  New  York,  headquarters  in  Chicago. 

On  a  fateful  day  in  October,  1893,  he  closed  his  desk  and  said:  "I  go  to  the  Hospital. 
My  work  is  done.  My  deeds  are  recorded.  If  I  do  not  return  I  bequeath  to  my  successor 
a  clean  sheet."  He  never  returned  to  his  desk,  dying  under  an  operation  on  the  2d  day 
of  November,  1893. 

Mr.  Simonds  was  a  member  of  the  Masonic  Order  and  other  fraternal  organizations; 
also  the  Union  League  Club. 

( 372 ) 


AZEL  W.  SPAULDING, 

L>ate  Manager  Western  Department  Home  Mutual  Insurance  Company. 

Azel  W.  Spaiding  was  oorn  at  Montpelier,  Vermont,  May  29th,  1837.  In  the  spring 
of  1839  he,  with  his  parents,  removed  to  Kansas.  Soon  after  the  breaking  out  of  the  War 
of  the  Rebellion,  May  29th,  1861,  his  twenty-third  birthday,  he  enlisted  as  a  private  in 
Company  E,  First  Regiment  of  Kansas  Volunteers;  the  same  day  he  was  promoted  to 
First  Sergeant,  and  on  the  5th  of  June  to  Second  Lieutenant.  He  participated  in  numer- 
ous skirmishes,  the  memorable  battle  of  Wilson's  Creek  being  among  them.  Owing 
to  failing  health,  caused  by  a  sunstroke  received  on  a  long  march  in  Missouri,  he  resigned 
October  31st,  1861,  and  returned  to  his  home  in  Valley  Falls,  Jefferson  County,  Kansas. 
In  1862  he  was  elected  State  Senator  from  that  county,  he  being  the  youngest  member  of 
that  body.  He  entered  the  Insurance  business  in  1869  as  Local  Agent  for  the  Phoenix 
of  Hartford,  at  Atchison,  Kansas.  He  continued  in  the  Local  business  until  1874,  secur- 
ing the  Agency  of  the  Aetna,  Franklin  of  Philadelphia,  and  other  leading  companies,  until 
the  time  when  he  accepted  a  position  with  the  Franklin  Insurance  Company  of  Philadel- 
phia as  General  Adjuster  for  the  Western  States,  and  took  up  his  residence  at  St.  Louis, 
Mo.  He  continued  with  the  Franklin  until  1881,  when  he  accepted  the  management  of  the 
Western  Department  of  the  Standard  Insurance  Company  of  London.  He  then  became 
Manager  of  the  Western  Department  of  the  Home  Mutual  Insurance  Company  of  Cali- 
fornia, with  which  company  he  continued  until  his  health  failed  him  in  December,  1884.  He 
removed  to  Atchison,  Kas.,  where  he  died  in  1888,  being  49  years  of  age. 


(373) 


THOMAS   UNDERWOOD, 

Late  Independent  Adjuster. 

Thomas  Underwood  was  born  in  Washington  City,  D.  C.,  August  19th,  1829,  and  was 
a  little  over  fifty-eight  years  of  age  at  the  time  of  his  death.  When  sixteen  years  old  he, 
with  his  parents,  removed  to  Cambridge  City,  Indiana,  where  he  was  employed  in  a  hard- 
ware store  owned  by  his  brother-in-law,  the  late  Charles  H.  Raymond.  Upon  reaching 
his  majority  he  was  married  at  Batavia,  New  York,  to  Miss  Ann  Eliza  Wilson.  Soon 
after  his  marriage  he  came  to  La  Fayette,  where  he  embarked  in  the  hardware  business. 
In  1853,  upon  the  organization  of  the  city  government,  he  was  elected  to  represent  the 
Third  Ward  in  the  City  Council.  He  was  also  the  first  chief  of  the  Fire  Department.  He 
equipped  and  ran  at  his  own  expense  a  hand  engine  for  putting  out  fires.  The  horse  he 
called  General  U.  S.  Grant,  the  engine  was  named  Schuyler  Colfax,  and  the  darky  boy 
driver  was  called  Horace  Greeley.  He  made  it  interesting  for  the  City  Department,  as  he 
always  aimed  to  reach  a  fire  first.  In  1862  he  joined  the  Twenty-second  Indiana  Regi- 
ment, and  was  commissioned  Quartermaster.  At  the  close  of  the  war  he  returned  to 
La  Fayette,  Indiana,  and  took  a  position  with  Peckham  &  Smith  in  the  Real  Estate  and 
Insurance  business,  afterwards  becoming  their  partner,  and  finally  succeeding  them 
in  the  business.  In  1871  his  son,  Charles  R.  Underwood,  became  a  member  of  the  firm, 
which  has  since  been  known  as  T.  Underwood  &  Son.  Since  1881,  Mr.  Underwood  has 
spent  most  of  his  time  in  Chicago.  Seven  years  ago  he  accepted  an  important  position 
with  the  Home  Insurance  Company  of  New  York,  with  headquarters  at  Chicago.  Besides 
these  varied  business  pursuits  he  was  very  prominent  in  secret  societies.  For  nearly 
forty  years  he  was  a  member  of  the  La  Fayette  Lodge,  No.  15,  and  Wabash  Encampment, 
No.  6,  I.  O.  O.  F.,  Past  Grand  Master  of  the  Grand  Lodge  of  the  State,  and  a  member  of 
the  Supreme  Lodge  of  the  world.  He  was  also  a  member  of  the  Improved  Order  of  Red 
Men,  and  several  years  ago  joined  the  Masonic  Fraternity,  and  was  a  member  of  the 
Uniformed  Patriarchs  and  also  of  the  Knights  Templar.  In  all  these  societies  he  was  a 
hard  worker. 

He  died  February  5,  1888. 

(374) 


SIDNEY  P.  WALKER, 

_[j  JlL»ateiSecretary  Globe  Insurance  Company,  Chicago. 


Sidney  P.  Walker  succeeded  Mr.  C.  N.  Holden  as  Secretary  of  the  Fire- 
man's in  1865,  and  made  a  brillant  record  for  himself  and  that  company  from 
that  time  until  the  great  fire  came  and  swept  the  company  out  of  existence. 
Being  a  large  stockholder  of  the  company  he  was  consequently  a  loser  by  that  disaster. 
However,  he  did  not  lose  his  courage,  for  no  sooner  had  the  smoke  cleared  away  than  he 
formed  a  partnership  with  Mr.  W.  A.  Lowell,  and  the  firm  of  Walker  &  Lowell  at  once 
started  as  General  and  Local  Agents  of  the  Allemania  of  Cleveland.  Subsequently  two 
or  three  more  companies  were  added  to  their  list.  In  1873  he  was  elected  Secretary  of  the 
Globe  Insurance  Company  and  in  that  capacity  he  hoped  to  repeat  the  success  that  had 
made  the  Fireman's  one  of  the  leading  companies  in  the  country.  This  desire  was  not 
to  be  realized,  for  the  second  big  fire  (of  July  14th,  1884,)  came  and  the  claims  against 
the  Globe  footed  up  nearly  $100,000,  all  of  which  were  paid.  From  this  time  may  be 
traced  the  commencement  of  the  breaking  up  of  Mr.  Walker's  health.  Had  disaster 
ceased  for  a  time  and  allowed  the  company  to  recuperate  all  would  no  doubt  have  been 
well,  but  it  was  decreed  otherwise,  for  the  losses  accumulated  from  month  to  month  in 
such  amounts  as  to  cause  Mr.  Walker  no  little  anxiety  to  know  how  to  pay  them  when 
due.  It  was  this  anxiety  and  the  consequent  strain  on  his  system  that  laid  the  foundation 
of  the  disease  which  he  finally  succumbed  to  on  the  22d  of  January,  1884.  As  an  employer 
he  was  one  of  the  kindest  and  always  looked  after  the  interests  of  those  under  him.  As  a 
friend  his  friendship  was  strong.  As  an  Underwriter  he  was  one  of  the  ablest  in  the 
profession. 


(375; 


DAVID  B,  WARNER, 


Late  General  Agent,  Western  Department  Phoenix  Assurance  Company  of 

London.  Eing. 

David  B.  Warner  was  born  in  Dayton,  Ohio,  July  8th,  1833,  and  at  the  time  of  his 
decease  was  in  his  fifty-ninth  year.  In  1880  he  came  to  Chicago  as  the  General  Western 
Agent  of  the  Phoenix  Assurance  Company  of  London,  England,  which  position  he  held 
until  the  time  of  his  death.  His  Insurance  experience  was  long,  varied  and  successful.  He 
was  essentially  a  self-made  man,  having  begun  life  as  a  farmer  boy.  By  force  of  energy 
and  uprightness  of  character,  he  forced  his  way  from  the  bottom  to  the  top  of  the  ladder. 
As  a  business  man  his  life  was  successful;  as  a  citizen  he  was  honored;  as  a  husband 
and  father  he  was  beloved,  and  his  death,  which  occurred  on  the  19th  of  March,  1892,  was 
deeply  regretted. 


(376) 


SAMUEL  ROHRER  WARNER 

bate  Assistant  General  Agent   Phoenix  Assurance  Company  of  bondon,  I. UK, 

Samuel  Rohrer  Warner  was  born  near  Dayton,  Ohio,  January  25th,  1863,  of  Ameri- 
can parents.  He  was  educated  in  the  Common  Schools  of  Dayton,  and  in  the  Business  Col- 
lege of  the  same  place.  He  commenced  business  as  Bookkeeper  in  a  Wholesale  Gro- 
cery house  in  Dayton,  Ohio,  and  from  there  went  to  the  Phoenix  of  London,  in  Chicago, 
October,  1882.  He  was  Assistant  General  Agent  of  the  Phoenix  of  London,  and  was  com- 
pelled to  resign  on  account  of  ill  health.  He  was  married  in  Chicago,  May  10th,  1888,  to 
Miss  Mary  B.  Rawleigh,  of  Chicago,  and  had  one  child — a  son. 

Mr.  Warner  was  a  member  of  the  Ashland  Club  of  Chicago.  He  died  in  Colorado 
in  1895. 


(377) 


WILLIAM  WARREN, 

L>ate   Resident-Secretary  Liverpool    &    London    &    Globe    Insurance   Company. 

William  Warren  was  born  in  the  town  of  Uffington,  County  of  Berks,  England,  on  the 
22d  day  of  March,  1819.  Coming  to  this  country  at  an  early  period  he  was  appointed  Local 
Agent  of  the  Liverpool  &  London  &  Globe  Insurance  Company  in  Cleveland,  Ohio,  in 
1853,  and  from  there  he  moved  to  Cincinnati  in  1859  to  fill  the  position  of  General  Agent 
for  the  same  company.  He  came  to  Chicago  in  1860  and  a  still  greater  promotion  was 
accepted  by  him  in  1875,  as  Resident  Secretary,  and  he  took  charge  of  the  immense  busi- 
ness of  this  company  for  all  the  Northwestern  States  and  Territories,  and  for  twelve  years 
he  so  managed  the  affairs  of  the  Liverpool  &  London  &  Globe  Insurance  Company  in 
the  Northwest  that  not  only  were  profits  made  each  year,  but  the  company  everywhere 
was  made  more  popular. 

A  continual  service  in  one  company,  the  Liverpool  &  London  &  Globe,  for  thirty- 
five  years,  goes  to  show  the  fidelity  to  duty  of  Mr.  Warren,  and  proves  conclusively  the 
high  record  in  which  he  was  held  by  the  management  of  this  grand  organization.  He 
was  a  gentleman  of  the  old  school,  always  polite  and  affable  to  those  who  had  business 
with  him.  As  an  Underwriter,  Mr.  Warren  had  no  superior  in  this  part  of  the  world, 
being  cautious,  conservative  and  eminently  rigid  in  his  notions,  and  of  the  highest  prob- 
ity, both  in  his  profession  and  in  private  life.  He  died  November  10th,  1889. 

(378) 


JAMES  M.  WHITEHEAD, 

L>ate  Special  Agent  and  Adjuster  Imperial  Fire  Insurance  Company  of  London. 

James  Mordock  Whitehead  was  born  at  Brampton,  Canada,  March  17th,  1850,  and 
died  after  a  brief  illness  at  Chicago,  Illinois,  February  25th,  1890.  His  connection  with 
the  Insurance  business  dates  from  about  the  time  of  the  Chicago  fire  of  1871,  and  extended 
to  all  the  positions  incident  to  the  Local  and  General  business,  from  clerk  and  policy 
writer  in  a  Local  office,  to  Adjuster,  Special  Agent  and  Manager  in  the  general  field.  His 
business  career  brought  him  in  contact  and  intercourse  with  almost  the  entire  Underwrit- 
ing fraternity  of  the  Western  and  Northern  States,  and  he  was  known  as  a  careful,  pru- 
dent and  conservative  underwriter,  and  an  Adjuster  whose  aim  was  to  do  equal  justice  to 
all  with  whom  his  business  brought  him  in  contact. 

The  members  of  the  Northwestern  Association,  to  whom  he  was  so  long  and  favorably 
known,  will  ever  treasure  the  memory  of  one  who  was  endeared  to  them  by  acts  of  kind- 
ness and  courtesy. 

The  funeral  services  were  conducted  under  the  auspices  of  Apollo  Commandery, 
Knights  Templar,  of  Chicago,  of  whom  he  was  an  honored  member. 


(379) 


HENRY    BROWN   WILLMARTH, 

Uate  Independent  Adjuster. 


Henry  Brown  Willmarth  was  born  at  South  Adams,  Mass.,  on  the  14th  of  November,  1814, 
and  was  educated  in  the  schools  and  academies  of  North  and  South  Adams.  He  commenced 
his  business  life  as  clerk  and  assistant  manager  in  his  father's  store.  Leaving  South  Adams 
he  went  to  New  York  and  took  a  position  as  clerk  with  Stanton  &  Jarvis,  wholesale  grocers. 
Later  he  formed  a  partnership  with  Oliver  B.  Stanton  and  sold  goods  in  Mexico  during  the 
Mexican  War.  After  his  return  from  Mexico  he  went  into  business  with  Col.  H.  C.  Bowman, 
of  New  York  City. 

Mr.  Willmarth  came  to  Chicago  in  1852  and  entered  the  insurance  business  at  that  place 
in  1855. 

On  the  12th  of  September,  1849,  Mr.  Willmarth  was  married  at  Barrington,  Cook  County, 
111.,  to  Miss  Janet  Brown,  and  had  six  sons  and  one  daughter. 

Owing  to  failing  health  Mr.  Willmarth  was  obliged  to  resign  his  business  and  go  to 
Denver,  where  he  died  on  the  29th  of  July,  1887. 

(380) 


ALFRED  WRIGHT. 

L>ate  Secretary  Chicago  Board  of  Fire  Underwriters. 


( 381  ) 


1M>EX 


Adams,  George  W 100 

Affeld.  Charles  E 7 

Andrus,  S.  D >...  101 

Ay  ars.  Charles  G 102 

Auerbuch.B 8 

Badge  of  "  Chicago  Fire,"  1871..      3 

Bament,  William  N 103 

Barbour,  Frank   231 

Barry,  Charles  H 9 

Becker,  Louis  232 

Belden,  J.  S 10 

Bennett,  N.  J 233 

Best,  James  G.  S 104 

Bierbrauer,  J  L 105 

Bishop,  C.  N 234 

Black,  J.  P 100 

Blackwelder,  I.  S 11 

Bliss,  C.  L 235 

Bllven,  Charles  E 12 

Bliven,  Waite 107 

Blossom.  George  W 13 

Boorn,  W.  C 14 

Bowden.T.  A 108 

Bradshaw.  W.  D 109 

Braun,  William  F 236 

Brown,  H.  H 237 

Brown,  M.  O 15 

Brown,  William  C Ill 

Brown,  J.  Mabbett 112 

Brown,  Grant  R 110 

Browne,  T.  J 16 

Burrows.  D.  W . .  239 

Burroughs,  E.  P 238 

Bush,  H.  W 17 

Cameron,  P.  F 240 

Carlisle,  Henry  W 114 

Carlisle,  E.G 115 

Carson.  R.  B 113 

Cary.  Eugene 18-19 

Case.  C.  H 241 

Cage,  E.  B 2i2 

Caswell,  James  H 116 

Cate,  S.  E 117 

Chamberlln,  J.  H 243 

Chandler,  Charles  T 118 

Chard,  Thomas  S 29 

Cockey,  Samuel  T^ 119 

Coffey,  J  J 244 

Cofran,  J.  W.  G 21 

Collins,  A.  C 22 

Collins,  S.  T 23 

Committee  at  Rest 97 

Cooper,  George  C 120 

Corbet,  J.  C 24 

Corliss,  George  D 26 

Cowan,  Eugene 245 

Cox.  Charles  D 26 

Critchell,  R.  S 28-29 

Critchell,  John 246 

Critchell,  R.  M 247 

Crooke,  George  . ; 121 

Cunningham,  W- H 27 

Cunningham,  T.  S 248 

Cunningham,  Secor 249 

Dana,  H.  C 251 

Darlington,  H 250 

Darrow,  A.  H 30 

Davis,  L.  H 252-253 

Davis.  John  H 31 

Dean,  Harvey 254 

Dean,  A.  F 32 

Deems,  H.  W 255 

De Forest,  E.  F 33 

DeRoode,  Holger 256 

Devln,  D.  T 34 

Dietz,  Jacob  C 122 

Dike,  Henry  A 123 

Dow.  Benjamin  B 124 

Dreher.  Elmer  W 125 

Drew.  C.  W 257 

Driscoll,  M.  F 35 

Ducat,  A.  C 258 

Dudley,  W.  W 36 

Dunlop.  0.  D 37 

Durand.  Henry  S 126 

Ebbert,  W.  H 259 

Ebberi.  George  G 127 

Eddy,  H.  C 38 

Eddy.  George  M 128 

Ed-wards.  A.  R 260 

Espensheid,  H.  F 129 

Es>ig.  George 261 

Eustis,  Truman  W 39 

Faulkner.  R.  W 262 

Faye.  C.  E 130 

Fisher,  F.  P 263 

Fisher.  George  M 40 


Fleetwood.  8 264 

Fleming,  P.  H 265 

Foreman,  E.  P 131 

Forsy  the,  S.  E 41 

Foster,  Ed.  E 42 

Fowler,  W.  C 132 

Fox,  William  F    133 

Free,  John  H 134 

French,  B.  W 43 

French,  C.  B 44 

French,  S.  W 266 

Frowe.  S.  S 45 

Fry,  T.  E 267 

Funkhouser,  M.  L.  C 268 

Gadsden.J.  L 269 

Gadsden.  C.  R 135 

Gardiner,  D.  L 136 

Garrigue,  R.  H 46 

Gay,  O.  C 270 

Gilbert,  C.  B 47 

Gill,  George  C 137 

Gill,  George  W ,  138 

Glidden,  H.  H 139 

Golden,  William  E 140 

Goodman,  Thomas 271 

Goodman.  T.  C! 141 

Goodwin,  W.  F 48 

Gray.H.  P 49 

Gray,  J.  H 142 

Griffiths,   J.  C 50 

Hainsworth,  Joseph 146 

Hall,  C.  A 143 

Hall,  Henry 145 

Hall,  J.  B 144 

Halle,  E.G 51 

Hammond,  L.  D 272 

Hanrahan,  John 147 

Harbeck,  Eugene 52 

Harding,  A.  J 53 

Hardy,  C.  A 273 

Harraden,  Charles  H 275 

Harvey,  Geo.  M 274 

Harvey,  S.  A 276 

Harvey,  R.  D 148 

Hasbrouck,  Louis 277 

Hayes,  Geo.  W 149 

Heaford,  H.  H 150 

Hemstreet,  W.  J 278 

Hemstreet,  F.  E 279 

Herrick,  W.  S 280 

Heywood,  P.  P 54 

Hlldreth,  L.  E 151 

Hobbs,  P.  J 152 

Holden.  James  L 163 

Holmes,  F.  F 281 

Hopkins,  C.  R 282 

Hosmer,  R.  W  55 

Hosmer,  J.  W 57 

Howley,  John 154 

Hubbard.  James  S 283 

Huncke,  Carl 284 

Hunter,  R.  J.  O 56 

Hunter,  R.  H 155 

James,  Fred  S ft8 

Janes.J.J 285 

Jardine,  Robert 156 

Jennings,  C.  P 286 

Johnson,  James  J 157 

Kelsey.  J.  A 60 

Kelsey,  H.  N 158 

Kemp,  O.  C 59 

Kennedy.  A.  D 287 

Kinney,  E.  D 159 

Kinney ,  J.  W 160 

K  lee.  Nathan 2HS 

Kline,  G.  E 61 

Kohtz.  L.  0 2h9 

Lauer.  N.  A 161 

Law,  George  W 62 

Law,  John  H 63 

Leisch,  Charles  W 162 

Lernay.  W.  G 290 

Lenehan,  J.  II I «3 

Lermit,  G.  H ...     64 

Lettermnn,  E.  R 291 

Letton.  Theo.  W 65 

Lewis.  I.  J 292 

Littlejohn.  W.  J 66 

Loeb,  Adolph 67 

Loeb,  J.I 295 

Loeb,  J  M 2!)4 

Loeb,  L.  A 298 

Lovejoy,  Geo.  M 164 

Luce.  B.  F 165 

Lyman.  E.  W 2% 

Lyon.  G.M 297 

Lyon.  W.  A  166 


Mflgill,  H.  W 298 

Magill,  W.  C 299 

Manners.  R.  B 167 

Marks.  Kossuth 300 

Mariner.  W.  E 1K8 

Mnrsh,  W.  D 301 

Marshall,  J.  F.  R 169 

Mather,  J.  M 302 

May  berry,  J.  J 68 

McCarthy,  J.  J 170 

McDonald,  J.  J 69 

McMillan.  L.  8 171 

Meeker,  Charles  W 70 

Meinel,  F.  A 172 

Meinel,  E.  C 173 

Millard,  F.  R 174 

Miller,  B.  C 303 

Montgomery,  G.  W 304 

Moore,  George  H 71 

Moore,  James  H 305 

Moore,  L.  A 175 

Moore,  M.  S 176 

Mott,G.C 177 

Mueller,  G 178 

Munger.  D.  S 306 

Munn,  E.  V 179 

Naghten,  John 307 

Naghten.  M.  J 808 

Nelson,  A.  M 180 

Neuburger,  J.  M 72 

Niblock,  H.  C 309 

Odell.R.S 181 

Osmun.  D.  C 73 

Ostrander,  D 182 

Pellet,  C.S 75 

Pelton.  H.  H 183 

Persch,  Charles  F 184 

Phillips,  H.  0 185 

Phillips,  J .  S 310 

Poinier,  1.  P 186 

Porter.  Rogers 74 

Rassweller.  H.  H 187 

Redfleld,  George  E 188 

Redfleld.  A.  P 189 

Redfleld.  D.  W 190 

ReQua,  S.  F 311 

Rice.  John  F 76 

Richardson.  Charles 77 

Ritchie,  Frank 78 

Robertson,  J .  W 191 

Rogers,  Joseph  M 79 

Rogers.  Charles  M 312 

Rollo,  William   E 80 

Rollo,  W.  F 81 

Root,  Jerome 192 

Root.  J.  8 193 

Rothermel,  Charles  T 194 

Rothermel,  S.  A 82 

Rothermel,  W.  H 195 

Russell,  H.  M 196 

Salomon,  L.  H 197 

Shaw,  A.  F 83 

Sheldon.  F.  P 313 

Shepard,  C.  G  84 

Shepherd,  John 85 

Shepherd.  John.  Jr 314 

Mmonson,  Charles   F 198 

Smith.  A.  D 199 

Smith,  Granger 315 

Smith,  R.  J 86 

Smith.  T.  H 200 

Southwick,  S   H 201 

Spangenberg,  W.  fcJ 316 

Spencer,  A.  P 203 

Squires,  Charles 204 

Stevison,  J.  H ...  205 

Steward.  W.  T 317 

Stouffer,  C.  R 318 

Straight.  H.  J  319 

Sutton,  J.  R 202 

Sweetland,  J.  T 320 

Taylor.  W.  H 206 

Teal  I,  E.  M 321 

Thomas.  John  V 87 

TriminBham.  R.  N 207 

Oilman,  H.  J 322 

Ulrich,  E.  C 208 

Vandeventer,  W.  E 209 

Van  Every,  J.  J 323 

Van  Voorhls.  F 210 

Virchow,  J 211 

Vokoun.J.  W 324 

Vore,  M.  P 212 

Wagner,  D.  S 213 

Walker,  H.   H S8 


INDEX —  Continued 


Waller,  R.  A 325 

Warner,  S.  W 214 

Warren.  William  S 8H 

Washington.  H.  B 215 

Webster.  T.  H 326 

Weeks,  Clinton HO 

Wells.D.   W 216 

Wetraore.  E.  R 217 

Wbeeler,  E.  S 218 

Whltlock,  J.  L, HI 

Whltney.C.  P 327 

Whitney,  H.  E 219 

Whittemore,  C.  L 92 

Wile.  E.  W 220 

Wiley,  E.N 328 

Williams,  A 'JH 

Williams.  J.  P 222 

Williams,  H.  N 329 

Wilson,  G.  A.  8 221 

Wltkowsky,  Conrad 94 

Winn,  I.  t, 223 

Witherbee,  W.  E 224 

Wolf,  Moritz 95 

Wood.  William  G 330 

Wood,  G.  W 331 

Woodward,  M.  S 225 

Wright,  B.  T 226 

WriKht.J.  C 227 


Wright,  John  0 96 

Deceased  L'nderwrltera. 

Ashworth,  William 334 

Ayars,  James 335 

Barrett,  O.  W 336 

Barry,  A.  S 3S7 

Berne,  J.  J 338 

Bissell,  G.  F 339 

Burch,  T.  R 340 

Bush,  Harvey 341 

Caldwell,  W.  W 342 

Cam  ron,  John 343 

Chitteuden,  W.  G  344 

Clarke,  G.  C 345 

Cornell.  W.  B 346 

Crooke,  William  0 847 

Dana,  C.  C 348 

Dean.  T.  L 349 

Dolman,  J.  C 350 

Fisher,  F.  P 351 

Floyd,  J.  B 352 

French.  Streno 353 

Goodwin,  J 354 

Gould,  G.  D 355 


Harris,  J.  S 35ti 

Hosmer,  F.  B 357 

Howard,  W.  1 358 

Hubbard,  G.  8 35SI 

Hunt,  Charles 360 

Ireton,  Ed.  L 3fil 

Johnston,  T.  W 362 

Koch.G.  H 363 

liewis,  W.  E  364 

Mantz,  C.  E 365 

Miller,  J.  R 366 

Morse,  E.  S 367 

Pasco,  H.  L 3(18 

Pellet,  O.  B 369 

Ryan,  E.  E 370 

8chupp,  Simeon 371 

Simonds,  E.  A 37 

Spaulding.  A.  W 373 

Underwood,  Thomas 374 

Walker,  8.  P 375 

Warner,  D.  B 376 

Warner,  S.  R 377 

Warren,  William 378 

Whitehead,  James  M 379 

Wilmarth,  H.  M  380 

Wright,  Alfred 381 


HECKMAN 

BINDERY  INC. 


UNIVERSITY  OF  ILLINOIS-URBANA 


